Features and
Services
Balance
Require
ment
Average
Monthly
Balance
(In Rs)
ATM
At Kotak
Transacti ATMs
ons
At Other
ATMs
Type of Savings Account
EDGE
PRO
ACE
10,000
20,000
50,000
Free
Free
Free
Free 5 per Free
Free
month
Unlimited Unlimited
Domestic Domestic Domestic
Remittan DD at
ce
branch
location
Charged
DD at non Charged
branch
location
NEFT
Debit
Card
Free
Free
( upto Rs
1,00,000
per day)
Free
( upto Rs
50,000
per day)
Free
( upto Rs
1,00,000
per day)
Through Through Free
Net -Free Net -Free
Eligible
CLASSIC
card type
with
Issuance
and
Annual
fee waiver
for 1st
year
GOLD
Cash
25,000
Withdraw per day
al Limit
1.75
2 Lakhs
Lakhs Per Per Day
Day
(In Rs)
POS Limit 25,000
per day
Lost Card 75,000
Liability
(In Rs)
PLATINUM
1.75
2 Lakhs
Lakhs Per Per Day
Day
1.75
Lakhs
2 Lakhs
Purchase 50,000
Protection
75,000
1 Lakh
(in Rs)
Home
Cash Pick- Charged
Banking up/
Delivery
Free 5
Calls per
month
Free 10
Calls per
month
Instrumen Charged
t Pick-Up /
Delivery
Free 5
Calls per
month
Free 10
Calls per
month
At-par
Cheque
Book
Charges
Free
(Upto 25
leaf per
quarter)
Free
Free
Free
Free
Free
Waived
Waived
Cheque
Related
Convenie Net
nce
Banking,
Banking Phone
Banking,
SMS
Banking
Family
No of
1
Savings accounts
Account Average 5,000
Monthy
Requirem
ent
(in Rs)
Other
Demat
Privilege account
s
AMC
Locker
Discount
No Waiver 50%
100%
Waiver for Waiver for
1st Year 1st Year
Nil
Nil
15%
Brands
ICICI
Kotak
Mahindra
Bank
Edge
Yes
Yes
SAVING
Pro
Ace
Yes
Yes
Yes
Yes
HDFC
SBI
Yes
Yes
Yes
Yes
No
Yes
Edge
Yes
Yes
Yes
Yes
CURRENT A/C
Pro
Ace
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes