A STUDY OF FINANCIAL PERFORMANCE OF
SHRIRAM TRANSPORT FINANCE LTD.
By
KRISHNAMURTHY.U
IV Semester MBA
Registration No: 17MB2203
Guided by
Prof Mr. SWARNADEEP MAITY
Faculty of Finance
Project Report submitted to the University of Mysore in partial fulfilment of the
requirements of IV Semester MBA degree
examinations 2017-2019
NATIONAL SCHOOL OF BUSINESS
No. 85, Singena Agrahara,
Anekal Taluk, Bangalore - 560099
(Near Electronic City - Phase II)
CERTIFICATE
This is to certify that the project work entitled “A STUDY OF FINANCIAL
PERFORMANCE OF SHRIRAM TRANSPORT FINANCE LTD.”
submitted to UNIVERSITY OF MYSORE in partial fulfilment of the
requirements for the award of the degree of MASTER OF BUSINESS
ADMINISTRATION IN NATIONAL SCHOOL OF BUSINESS is a record
of the original work done by KRISHNAMURTHY.U under my supervision
and guidance and this project work has not formed the basis for the award of
degree or similar title to any candidate of any university.
Director Signature of Guide
DECLARATION
I, KRISHNAMURTHY.U, hereby declare that the project report, entitled “A
STUDY OF FINANCIAL PERFORMANCE OF SHRIRAM TRANSPORT
FINANCE LTD” submitted to University of Mysore, Mysore in partial
fulfilment of the requirement for the award of the master degree of MASTER OF
BUSINESS ADMINISTRATION is record of original and independent project
work done by me during
Under supervision of my guide prof Mr. SWARNADEEP MAITY, and it has
not formed the basis for the degree or other similar title to any candidate of any
university.
Date: KRISHNAMURTHY.U
Place: MBA 2017-19
CERTIFICATE FROM SHRIRAM TRANSPORT FINANCE
COMPANY Ltd.
AKNOWLEDGEMENT
I express my sincere gratitude to our director, for enthusiastic support and
enlightened guidance.
I extend my thanks to our beloved faculty of finance
Prof Mr. SWARNADEEP MAITY, for his encouragement throughout the
project.
I would also like to thanks all the teaching and non-teaching staff in my institute
for the continuous support and encouragement.
I would like to express my thanks to Mr. S. KRISHNAN, ZONAL HEAD-
COMMERCIAL, who has kindly permitted me to undertake the project in the
organisation I am also thankful to all the members of the organisation for their
support and providing the required information.
My heartily thanks to my parents and friends for their continuous support and
encouragement in the successful completion of the project
ABSTRACT
The project is based to help the investor to get a better understanding of
the market. So as to help them in making a better decision while investing the
market. The study also helps the investor to analyse the market, on the basis of
various trends which are in the market, they can predict the movement in the
market, so as to help them invest at the right time and make the right call for
investment.
The study also helps the investor to use various tools which are in the
market to analyse the market that what is going to happen, which will help the
investor to analyse and take decision. The study also helps the company’s future
financial performance estimations and also gives detailed information regarding
the company’s stability in future. By analysing the past financial performances,
this study gives the future estimations to the investors which might help them to
continue investing in the company.
CONTENTS
S.NO PARTICULARS PAGE.NO
1 INTRODUCTION 2
2 INDUSTRY PROFILE 10
3 COMPANY PROFILE 15
4 FINANCIAL ANALYSIS 24
5 CHAPTER I 31
LITERATURE REVIEW
6 CHAPTER II 47
ANALYSIS & INTERPRETATION
7 CHAPTER III 96
FINDINGS
8 CHAPTER IV 100
SUMMARY OF FINDINGS
9 CHAPTER V 102
CONCLUSION
10 CHAPTER VI 104
RECOMMENDATION
11 ANNEXURE 106
12 BIBLIOGRAPHY 112
LIST OF TABLES
S.NO PARTICULARS PAGE.NO
1 BALANCE SHEET 48
2 PROFIT & LOSS 2013-2014 50
3 COMMERCIAL VEHICLE 54
4 PROFIT & LOSS 2013-2014 59
5 PROFIT & LOSS 2013-2014 67
6 PROFIT & LOSS 2013-2014 75
7 PROFIT & LOSS 2013-2014 83
LIST OF FIGURES
S.NO PARTICULARS PAGE.NO
1 ASSET UNDER MANAGEMENT 51
2 TOTAL INCOME 52
3 NET INTEREST INCOME 52
4 NET PROFIT 53
5 ASSET UNDER MANAGEMENT 60
6 TOTAL INCOME 60
7 NET INTEREST INCOME 61
8 NET PROFIT 61
9 ASSET UNDER MANAGEMENT 68
10 TOTAL INCOME 68
11 NET INTEREST INCOME 69
12 NET PROFIT 69
13 ASSET UNDER MANAGEMENT 76
14 TOTAL INCOME 76
15 NET INTEREST INCOME 77
16 NET PROFIT 77
17 ASSET UNDER MANAGEMENT 84
18 TOTAL INCOME 84
19 NET INTEREST INCOME 85
20 NET PROFIT 85