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Icici Bank: Position | PDF | Credit | Finance & Money Management
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Icici Bank: Position

This job posting is for a Relationship Manager in ICICI Bank's Business Loans Group in Chennai, India. The role involves acquiring new small and medium enterprise customers by understanding their businesses and credit needs. The manager would provide working capital loans up to 20 crore rupees through various pre-approved programs. Responsibilities include monitoring accounts, cross-selling other products, and renewing loans annually. The ideal candidate has an MBA and prior work experience in business or commercial lending.

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Suraj Doshi
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0% found this document useful (0 votes)
239 views2 pages

Icici Bank: Position

This job posting is for a Relationship Manager in ICICI Bank's Business Loans Group in Chennai, India. The role involves acquiring new small and medium enterprise customers by understanding their businesses and credit needs. The manager would provide working capital loans up to 20 crore rupees through various pre-approved programs. Responsibilities include monitoring accounts, cross-selling other products, and renewing loans annually. The ideal candidate has an MBA and prior work experience in business or commercial lending.

Uploaded by

Suraj Doshi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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ICICI Bank

Position Relationship Manager – Business Loans Group

Job Description  BLG is part of Self Employed Segment (SES) providing


working capital and Term Loan facilities upto Rs. 20 crores
to MSME customers through dedicated Business Banking
Branches.

 The lending is done under various pre-approved programs


and few cases on a standalone basis.

 The facilities include fund base facilities like overdraft, cash


credit, term loan, packing credit, bills discounting and non-
fund base facilities like Letter of Credit, Bank Guarantee,
Buyers Credit, and Derivatives etc.

 Facilities are provided in Indian currency as well as foreign


currency. The facilities are secured by property collaterals,
liquid collaterals.

 The role of a BLG RM would be to acquire Self Employed


Segment customers and maintain their relationship. In
order to acquire the SES customer, it is essential to
understand the business model of the customer and their
requirement. Based on the business requirement, RM
needs to do a proper assessment of the limits as per the
various programs.

 There are various internal channels through which leads for


BLG would be provided – ETRG, Wealth, Mortgage,
Mapped Branches, PB etc.

 The RM need to closely interact with all the lead providers


and get the lead decisioned.

 Post acquiring the customer, RM needs to regularly


monitor the account and deepen the relationship by
increasing the wallet share through cross sell of other
products.

 All the accounts need to be renewed every year


Qualification MBA

Location Chennai

Compensation 5.5 -6.5 Lacs PA

Work Experience Prior work experience is preferred

Contact Person Interested candidate may contact Mr. Venktesh Ganapathy on


7022037151 or send their resume to
“venktesh.ganapathy@icicibank.com”

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