ICICI Bank
Position Relationship Manager – Business Loans Group
Job Description BLG is part of Self Employed Segment (SES) providing
working capital and Term Loan facilities upto Rs. 20 crores
to MSME customers through dedicated Business Banking
Branches.
The lending is done under various pre-approved programs
and few cases on a standalone basis.
The facilities include fund base facilities like overdraft, cash
credit, term loan, packing credit, bills discounting and non-
fund base facilities like Letter of Credit, Bank Guarantee,
Buyers Credit, and Derivatives etc.
Facilities are provided in Indian currency as well as foreign
currency. The facilities are secured by property collaterals,
liquid collaterals.
The role of a BLG RM would be to acquire Self Employed
Segment customers and maintain their relationship. In
order to acquire the SES customer, it is essential to
understand the business model of the customer and their
requirement. Based on the business requirement, RM
needs to do a proper assessment of the limits as per the
various programs.
There are various internal channels through which leads for
BLG would be provided – ETRG, Wealth, Mortgage,
Mapped Branches, PB etc.
The RM need to closely interact with all the lead providers
and get the lead decisioned.
Post acquiring the customer, RM needs to regularly
monitor the account and deepen the relationship by
increasing the wallet share through cross sell of other
products.
All the accounts need to be renewed every year
Qualification MBA
Location Chennai
Compensation 5.5 -6.5 Lacs PA
Work Experience Prior work experience is preferred
Contact Person Interested candidate may contact Mr. Venktesh Ganapathy on
7022037151 or send their resume to
“venktesh.ganapathy@icicibank.com”