A CASE STUDY OF THE CREDIT MANAGEMENT OF
THE PRABHU BANK, KATHMANDU
A Project Work
By:
Susmita pokhrel
Symbol No: 4030059
T.U. Reg. No. 7-2-403-180-2014
Janajyoti Multiple Campus, Chandrapur, Rautahat
Submitted To:
The Faculty of Management
Tribhuvan University
Kathmandu
In partial fulfillment of the requirements for the Degree of
BACHLORE OF BUSINESS STUDIES (BBS)
Chandrapur, Rautahat
May, 2018
DECLARATION
I hereby declare that the Project work entitled " A study of the credit
management of the prabhu bank". Submitted to the Faculty of
Management, Tribhuvan University, Kathmandu is an original piece of
work under the supervision of Dipak Ghimire , faculty member Janajyoti
Multiple Campus,Chandrapur,Rautahat, and is submitted in partial
fulfillment of the requirement for the award of the degree of Bachelor of
Business Studies (BBS). This project work report has not been submitted
to any other university or institution for the award of any degree or
diploma.
………………….....
Susmita pokhrel
Date: ………………..
SUPERVISOR'S RECOMMENDATION
The project work report entitled " A study of the credit management of
the prabhu bank" submitted by Susmita pokhrel of Janajyoti Multiple
Campus, Chandrapur, Rautahat, is prepared under my supervision as per
the procedure and format requirements laid by the faculty of
management, Tribhuvan University, as partial fulfillment of the
requirements for the award of the degree of Bachelor of Business Studies
(BBS). I, therefore, recommend the project work report for evaluation.
…………………………..
Dipak Ghimire
Supervisor
Janajyoti Multiple Campus
ENDORSEMENT
We hereby endorse the project work report entitled " A study of the
credit management of the prabhu bank". Submitted" by Susmita
pokhrel of Janajyoti Multiple Campuse, Chandrapur, Rautahat, in partial
fulfillment of the requirements for award of the Bachelor of Business
Studies (BBS) for external evaluation.
Balram gautam Ganesh Paudel
Head of Management Research Committee Assit. Campus Chief
Janajyoti Multiple Campus Janajyoti Multiple Campus
ACKNOWLEDGEMENT
This report " A study of the credit management of the prabhu bank"
is prepared for gaining practical knowledge. In any course of study, only
theoretical knowledge is not sufficient, we should also practice in the
field to get clear practical knowledge. While preparing this Project
Management report, many people have assisted in different applications.
Therefore, I would like to extend my gratitude to all those who helped me
directly or indirectly to prepare this report. I would like to gratitude
especially Supervisor Dipak Ghimire and Lecturer of Janjyoti Multiple
Campus for his admirable guidelines and precious suggestion and also
thanks to Durga Prasad Dahal Campus Chief of Janajyoti Multiple
Campus for his continuous support to my study.
Susmita pokhrel
Janajyoti Multiple Campus
T.U. Reg. No: 7-2-403-180-2014
Symbol No: 4030059
Chandrapur, Rautahat
Table of Content
Title Page No.
Title Page i
Declaration ii
Supervisor's Recommendation iii
Endorsement iv
Acknowledgement v
Table of Contents vi
List of Tables vii
List of Figures viii
Abbreviations ix
CHAPTER-I: INTRODUCTION 1
Background of the study 1
Profile of Organization 2
Objectives 3
Rationale 3
Methods of Study 3
Literature of Review 9
Limitations of Study 11
CHAPTER II: RESULTS AND ANALYSIS 12
Data presentation 12
Analysis of results 12
Findings 22
CHPTER III: SUMMARY AND CONCLUSION 23
Summary 23
Conclusion 23
BIBLIOGRAPHY 24
APPENDICES 25
List of tables page no.
2 .1 Total Loans & Advances to Total Deposit 15
2 .2 Non-Performing Loan to Total Loans and Advances Ratio 16
2.3 Non-Performing Loan to Loan Loss Provision Ratio 18
2 .4 Loan Loss Provision to Total Loans and Advances Ratio 19
2.5Return on Loans and Advances Ratio 21
List of figures page no.
2 .1 Total Loans & Advances to Total Deposit 15
2 .2 Non-Performing Loan to Total Loans and Advances Ratio(%) 17
2.3 Non-Performing Loan to Loan Loss Provision Ratio 18
2 .4 Loan Loss Provision to Total Loans and Advances Ratio 20
ABBREVIATIONS
A/C = account
F/Y = Fiscal Year
NPL = Non performing loan
Rs = rupees
S.D = standard deviation