YU, LEON SAMUEL S.
004
11-STEM INTEGRITY
January 8, 2022
GENERAL MATHEMATICS
Q2 M2
LESSON 1
Activity 1.1 Activity 1.2
1. a. Iₛ = Prt 1. Iₛ = Prt
b. 0.0125 Iₛ = (13,000)(0.008)(2.5)
c. Iₛ = Php 281.25 = 260
F = Php 13,260
2. a. Iₛ = Prt 2. P = Iₛ/(rt)
b. 0.75 years = Php 625/(0.02x3)
c. Iₛ = Php 5,075 = Php 662.50
Activity 1.3
Principal Rate Time Interest Maturity
Value
Php 45,000 2% 2.5 years Php 2,250 Php 47,250
Php 95,000 1.2% 4 years Php 4,560 Php 99,560
Php 105,000 3% 3 years Php 9,450 Php 114,450
Guide Questions:
1. a. I solved for the interest first.
b. Iₛ = Prt
2. a. The principal.
b. I will simply add the interest and principal.
3. a. t = Iₛ/Pr
b. The interest.
WHAT I HAVE LEARNED
1. simple interest 6. years
2. Iₛ = Prt 7. t = Iₛ/Pr
3. P = Iₛ/rt 8. principal
4. percentage 9. simple interest
5. r = Iₛ/Pt 10. Iₛ = Prt
WHAT I CAN DO
PROPOSAL
PRINCIPAL TIME RATE INTEREST AMOUNT
₱50,000 3 years 1.10% ₱1,650 ₱51,650
₱50,000 5 years 1.25% ₱3,125 ₱53,125
₱50,000 8 years 1.75% ₱7,000 ₱57,000
Aside from the amount to be yielded at the end of each term what are the other
factors that you can consider? List down the possible questions that you will ask
the couple to determine those factors.
Are you sure this amount of time is good enough for you?
Do you plan on investing into more than one of these terms?
Is there any disadvantage in choosing each term? What are those?
For the first term, it takes time to accumulate a little more than half of the amount of
interest in the second term, which lasts for less than twice the amount of the first
term’s time. That is not to say that the second term is the best however, since the
third term lasts for less than twice the amount of second term’s time, and
furthermore, accumulates more than twice the amount of interest.
What advice or tips can be given to the couple in choosing the term of interest?
Opt for the most time efficient one, which in this case is the third term.
LESSON 2
Activity 2.1
1. a. The simple interest.
b. Iₛ = Prt
c. Php 99,244.51
d. By using the same formula.
e. Php 12,285
2. a. The present value.
b. 0.015
c. P = F/(1+j)n
d. Php 46,393.68
e. By subtracting the present value from the maturity value
f. Php 3,606.32
Activity 2.2
1. Compound interest = Php 14,830.22
Maturity value = Php 57,830.22
2. Compound interest = Php 7,564.19
Present value = Php 97,435.81
Activity 2.3
Present Nominal Interest Interest Time Total Compound Maturity
Value rate Compou per in number of Interest Value
(i(m)) nded (m) conversion years conversions
period (j) (n)
60,000 3% 4 0.0075 3 12 5,628.41 65,628.41
31,576.37 6% 2 0.03 4 8 8,423.63 40,000
Guide Questions:
For the first set of values
a. The interest per conversion period (j).
b. By dividing the nominal rate (i(m)) by the interest compounded (m).
c. 12
d. Php 65,628.41
e. Php 5,628.41
For the second set of values
a. The interest per conversion period (j).
b. By dividing the nominal rate (i(m)) by the interest compounded (m).
c. 8
d. Php 40,000
e. Php 8,423.63
Activity 2.4
Present Nominal Interest Interest Time Total Compound Maturity
Value rate Compou per in number of Interest Value
(i(m)) nded (m) conversion years conversions
period (j) (n)
78,000 4% 4 0.01 6 24 21,039.30 99,039.30
34,946.25 12% 12 0.01 3 36 15,053.75 50,000
WHAT I CAN DO
Loan t=1 t=2 t=3 t=4 t=5 Monthly
Amount Payment
₱10,000 ₱10,500 ₱11,025 ₱11,576.25 ₱12,155.06 ₱12,762.81
₱20,000 ₱21,000 ₱22,050 ₱23,152.50 ₱24,310.13 ₱25,525.64
₱30,000 ₱31,500 ₱33,075 ₱34,728.75 ₱36,465.19 ₱38,288.45
₱40,000 ₱42,000 ₱44,100 ₱46,305 ₱48,620.25 ₱51,051.26
₱50,000 ₱52,500 ₱55,125 ₱57,881.25 ₱60,775.31 ₱63,814.08
₱100,000 ₱105,000 ₱110,250 ₱115,762.50 ₱121,550.63 ₱127,628.16
₱150,000 ₱157,500 ₱165,375 ₱173,643.75 ₱182,325.94 ₱191,442.24
₱200,000 ₱210,000 ₱220,500 ₱231,525 ₱243,101.25 ₱246,256.31
₱250,000 ₱262,500 ₱275,625 ₱289,406.25 ₱303,876.56 ₱319,070.39
ADDITIONAL ACTIVITIES
A.
Principal Rate Time Interest Maturity
Value
₱60,000 4% 3.5 years ₱8,828.44 ₱68,828.44
₱3,001.37 2.2% 5 years ₱345 ₱3,346.37
₱125,000 2% 3.9 years ₱10,000 ₱135,000
F = P(1 + r)t
B.
Present Nominal Interest Interest Time Total Compound Maturity
Value rate compound per in number of Interest Value
(i(m)) ed conversion years conversions
period (j) (n)
₱80,000 2.1% quarterly 0.00525 4 16 ₱
₱65,139 2% monthly 0.001 6 72 ₱1,110.54 ₱70,000
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