Manea Estell-Hernandez 3080 Canvasback Way West Sacramento, California 95691 Date of Birth: 02/03/1977 SS#: XXX-XX-6276 TransUnion LLC Consumer Dispute Center PO Box 2000 Chester, PA 19016 03/01/2024 Subject: Request to Remove Inaccurate Credit Information To Whom It May Concern: Upon reviewing my credit report, I have identified certain errors that require immediate attention. Attached is a copy of my credit report with the errors highlighted. The following items are inaccurately reported: 1. The following personal information is incorrect PREVIOUS ADDRESS: 1450 COLIN ST SAN PABLO, CA 94806 2. The following personal information is incorrect PREVIOUS ADDRESS: 7336 GIGI PL SACRAMENTO, CA 95828 3. To comply with 15 U.S. Code 16819 This inquiry should be removed ONEMAIN Date of inquiry: 09/13/2022 4. To comply with 15 U.S. Code 1681g This inquiry should be removed AMERICREDIT Date of inquiry: 04/10/2022 5. To comply with 15 U.S. Code 1681g This inquiry should be removed HANLEES FAIR Date of inquiry: 04/09/2022 6. To comply with 15 U.S. Code 1681g This inquiry should be removed FLAGSHIPCROT Date of inquiry: 04/09/2022 7. To comply with 15 U.S. Code 1681g This inquiry should be removed cps Date of inquiry: 04/09/20228. Under 15 USC 1666B this is a billing error. Always paid as agreed on time. This is an error. This account is in violation. CAPITAL ONE Account Number: 517805934742 Please update the late payments; all payments were made on time. 9, Under 15 USC 16668 this is a billing error. Always paid as agreed on time, This is an error. This account is in violation. NAVIENT Account Number: 000320020709150805 Please update the late payments; all payments were made on time. 10. Under 15 U.S. Code 1692) - Furnishing certain deceptive forms | am not participating in the collection of this debt. ‘CAP ONE AUTO Account Number: 62041428966951001 Cease and Desist ASAP 11. Under 15 U.S. Code 1692) - Furnishing certain deceptive forms | am not participating in the collection of this debt. Cease and Desist ASAP FNWSE/OPPLNS Account Number: LAI02849909 12. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d WEBBNK/FHUT Account Number: 6369921054394647 13. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d IC SYSTEM Account Number: 141525570 14. In accordance with 15 U.S, Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d IC SYSTEM ‘Account Number: 157607838 15. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please dPORTFOLIO RC Account Number: 4003448079779187 16. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d MIDLAND CRED Account Number: 301608234 17. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d CAINE WEINER Account Number: 19225784 18. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d CAPITAL ONE ‘Account Number: 517805905656 19. In accordance with 15 U.S. Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d MRCHNT ACCPT ‘Account Number: C800479239 20. In accordance with 15 U.S, Code 1692e A debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt. In this case this account is reported with a lot of missing information. Please d MILESTONZ Account Number: 202028553 21. Under 15 USC 16668 this is a billing error. Always paid as agreed on time. This is an error. This account is in violation. NAVIENT ‘Account Number: 000220020219150805, Please update the late payments; all payments were made on time, 22. Under 15 USC 16668 this is a billing error. Always paid as agreed on time. This is an error. This account is in violation. SANTANDER Account Number: 30000260242031000Please update the late payments; all payments were made on time. 23. Under 15 USC 16668 this is a billing error. Always paid as agreed on time, This is an error. This account is in violation. FIRST INV SC Account Number: 50000155171070001 Please update the late payments; all payments were made on time. 24, Under 15 USC 16668 this is a billing error. Always paid as agreed on time. This is an error. This account is in violation. SBNASELFLNDR Account Number: 19803168 Please update the late payments; all payments were made on time. 25. Under 15 USC 16668 this is a billing error. Always paid as agreed on time. This is an error. This account is in violation. BAXTER ECU Account Number: 23340440002 Please update the late payments; all payments were made on time. In accordance with the Fair Credit Reporting Act, | hereby request a thorough investigation into these disputed items and their removal from my credit report. It is my understanding that you are obligated to verify the accuracy of these items with the relevant creditor. Should the creditor fail to provide verification, I insist on the removal of the disputed information. | am aware that, as per 15 U.S.C. Sec. 1681i(a), you must complete this investigation within 30 days of receiving this letter. Thank you for your prompt attention to this matter, Sincerely, Manea Estell-Hernandez