Mutual Trust Bank Limited (MTB)
Mutual Trust Bank Limited (MTBL) is a Public Limited Company by shares in
Bangladesh, with commendable operating performance. Directed by the mission to
provide with prompt and efficient services to clients, MTBL also provides a wide
range of commercial banking services. The bank has achieved success among its
peer group within a short span of time with its professional and dedicated team of
management having long experience, commendable knowledge and expertise in
convention with modern banking. With all the resources, management of the bank
firmly believes that the bank would be able to encounter problems that may arise
both at micro and macroeconomic levels. Mutual Trust Bank Ltd. provides
commercial banking services such as accepting deposits, corporate and retail
banking, personal financial services, project finance. Its services include wholesale
banking, retail banking, international trade financing, small and medium
enterprises banking, NRB banking, privilege banking, card services and treasury
operations. The company operates through Wholesale, Retail and SME banking
segments. The Company was established as a public company limited by shares on
September 29, 1999, in accordance with the Companies Act 1994. Its authorized
capital of Tk. 38,00,000,000 was divided into 38,000,000 ordinary shares, each
valued at Tk. 100. The Company is capable of conducting all types of banking
operations. On the same day, the company received a Certificate for
Commencement of Business. On October 5, 1999, Bangladesh Bank awarded a
license to the company under the Banking Companies Act of 1991, and on October
24, 1999, the company opened for business. The Company began its banking
operation in accordance with the terms of the Memorandum of Association and
was granted a license by Bangladesh Bank in accordance with the Banking
Companies Act of 1991. As a result, the Company is qualified to conduct the
following kinds of banking business:
(i) All types of commercial banking activities including Money Market operations.
(ii) Investment in Merchant Banking activities.
(iii) Investment in Company activities.
(iv) Financiers, Promoters, Capitalists etc.
(v) Financial Intermediary Services.
(vii) Any related Financial Services.
The Company (Bank) operates through its Head Office at Dhaka and 120 branches.
The Company/ Bank carries out international business through a Global Network
of Foreign Correspondent Banks.
Vision
● Best Performing Bank:
Strive to be among the top-performing banks in Bangladesh.
● Bank of Choice:
Aim to be the preferred choice for customers in the banking sector.
● Truly World-Class Bank:
Aspire to achieve global standards and be recognized as a world-class
financial institution.
Mission:
● Most Admired Financial Institution:
Aspire to be the financial institution most admired in Bangladesh.
● Dynamic and Innovative:
Embrace dynamism and innovation in delivering financial products and
Services.
● Client-Focused Company:
Prioritize client needs and focus on delivering excellent customer service.
● Array of Products and Services:
Offer a diverse range of products and services to meet varied customer
needs.
● Search for Excellence:
Commit to a continuous pursuit of excellence in all aspects of operations.
● Create Impressive Economic Value:
Contribute significantly to the economic growth and development of the
country.
Objectives
Shareholders: They aim to create lasting value for their investors through honest
and efficient business practices.
Community: They are dedicated to serving society by creating jobs, supporting
community projects and events, and being a responsible corporate citizen.
Customers: They strive to provide excellent service to their customers with a
variety of products, aiming to meet their banking needs to the best of their abilities.
Employees: They value our employees and recognize their unique qualities. They
work together to celebrate and reward diverse backgrounds, viewpoints, skills and
talents in their workplace.
(I) Retail Banking: Their goal is to ensure the satisfaction of all clients, irrespective
of their size. They provide personalized guidance to individuals, helping them
choose the most suitable accounts. At MTB, They have developed a variety of
retail products to cater to different needs. Their range of retail banking offerings
includes:
1. Deposit Products
2. Loan Products
3. MTB Cards.
4. Deposit Product:
1. Savings Account
2. Current Account
3. Brick By Brick
4. Children’s Education Plan
5. Fixed Deposit
6. Monthly Benefit Plan
7. MTB Senior
8. MTB Inspire
9. MTB Double Saver Plan.
10. MTB Ruby.
Loan Product:
1. MTB Personal Loan
2. MTB Auto Loan
3. MTB Home Loan.
4. MTB Home Equity Loan
MTB Card:
1. Debit Card
2. Credit Card
(II) Corporate Banking:
They are committed to providing top-notch corporate banking and their strong
reputation opens up exciting opportunities for us. At MTB, they offer flexible
options to provide just the right financial products and services. These are designed
to meet immediate needs, focusing on individual concerns and professional
requirements. Currently, Their main focus is on corporate banking, which includes:
1. Term Financing.
2. Working Capital Financing.
3. Trade Financing.
4. Offshore Financing.
5. Syndication and Structured Financing.
(III). SME Banking:
SME’s has different types of credit needs and have designed a number of loan
products to meet the needs.
1. MTB Buniad
2. MTB Krishi
3. MTB Probaho
4. MTB Abason
5. MTB Uddog
(IV) Treasury Service:
1. Money Market.
2. DIBOR.
3. Foreign Exchange.
4. Primary Dealers.
(V) MTB Services:
1. Corporate Banking.
2. Institutional Banking.
3. Off-Shore Banking.
4. Investment Banking.
5. Merchant Banking.
6. Securities Trading and Brokerage Service.
7. SME Banking. 8. Consumer Banking.
8. Card Services.
9. Leasing.
10.Services Non Resident Bangladesh (NRBs).
