Ke y Fact State me nt
Name of th e Re gu late d e n tity:
Applican t Name : Gyana Ranjan
D ate : 30/03/2024 Branch International Financial Gadanayak
Services Private Limited
Sr.
Paramate r D e tails
No.
(i) Loan amount (amount disbursed/to be disbursed to the borrower) 1000.0
(in Rupees)
(ii) Total interest charge during the entire tenor of the loan (in Rupees) 60.0
(iii) Other up-front charges, if any (break-up of each component to be 117.0
given below) (in Rupees)
(a) Processing fees, if any (in Rupees) 99.0
(b) Insurance charges, if any (in Rupees) -
(c) Others (if any) (in Rupees) GST: 18.0
(iv) Net disbursed amount (in Rupees) 883.0
(v) Total amount to be paid by the borrower (sum of (i), (ii) and (iii)) (in 1177.0
Rupees)
Annual Percentage Rate - Effective annualized interest rate (in
(vi) percentage) (computed on net disbursed amount using IRR 157.14%
approach and reducing balance method)
(vii) Tenor of the Loan (in months/days) 62 days
(viii) Repayment frequency by the borrower Monthly
(ix) Number of instalments of repayment 2
(x) Amount of each instalment of repayment (in Rupees) 530.0
D e tails abou t Con tin ge n t Ch arge s
(xi) Rate of penal charges in case of delayed payments 3% on the outstanding overdue
amount
O th e r disclosu re s
(xii) Cooling off/look-up period during which borrower shall not be 3 days
charged any penalty on prepayment of loan
1. Striker - SFS ALLIANZ PVT. Ltd
2. Pacesetters - Pace Setters
Business Solutions Private Limited
3. DPD Zero - VIPATRA
TECHNOLOGIES PRIVATE
LIMITED
(xiii) Details of LSP acting as recovery agent and authorized to approach 4. Creditmate - Fincollect Services
the borrower
Private Limited
5. Credgenics - ANALOG
LEGALHUB TECHNOLOGY
SOLUTIONS PRIVATE LIMITED
6. Spocto - Spocto Solutions Private
Limited
Name: Vishal Kaushik
Designation: Operations Manager
Name, designation, address and phone number of nodal Address: 01, AWFIS, Space Solutions, 4th Floor,
grievance redressal officer designated specifically to VIOS Towers, Off Eastern Express Highway,
(xiv)
deal with FinTech/ digital lending related complaints/ Sewri-Chembur Road, Mumbai, Maharashtra
issues 400037
Email: gro@branch.co
Phone number: +91 8655937427
D e taile d Re payme n t Sch e du le
O u tstan din g
Prin cipal ( in In te re st ( in In stalme n t ( in
In stalme n t No. Prin cipal ( in
Ru pe e s) Ru pe e s) Ru pe e s)
Ru pe e s)
1 1000.0 500.0 30.0 530.0
2 500.0 500.0 30.0 530.0
Digitally accepted by Gyana Ranjan Gadanayak. Terms Accepted at: 30/03/2024 16:11:09.
Device ID: 3700ff78160c4b89. IP Address: 223.187.127.129
