National Institute of
Bank Management
RAVI RAUSHAN SINGH RS
Dashboard My courses CRD MGMT MODULE III: CREDIT MANAGEMENT Chapter 4: Quiz
CREDIT MANAGEMENT Chapter 4: Quiz
Started on Friday, 4 October 2024, 10:19 PM
State Finished
Completed on Friday, 4 October 2024, 10:20 PM
Time taken 1 min 6 secs
Question 1 Correct
Which of the following is not nescessary for recovery of a loan under SARFAESI ACT
Select one:
a. Loan account should have been classified as NPA
b. Consent of all the creditors in loan consortium
c. The loan documents must be valid
d. The loan must be secured
The correct answer is: Consent of all the creditors in loan consortium
Question 2 Correct
An ARC can file an application for enforcement of its security interest with
Select one:
a. Debt Recovery Tribunal
b. High Court
c. District Court
d. National Company Law Tribunal
The correct answer is: Debt Recovery Tribunal
Question 3 Correct
Which one of the following is not true about the Scheme for Sustainable Structuring of Stressed Assets
Select one:
a. Aggregate exposure for restructuring is more than Rs.500 crores.
b. Applicable only for projects that have commenced commercial operations
c. The debt should meet the requirement of test of sustainability of debt
d. Lenders must have acquired management control on the project
The correct answer is: Lenders must have acquired management control on the project
Question 4 Correct
Strategic Debt Restructuring scheme for corporate accounts introduced by RBI in 2015 involved
Select one:
a. All the given options
b. Extension of tenure for interest payable by 3 years
c. Conversion of part or full amount of debt into equity
d. Extension of tenure of loan by 3 years
The correct answer is: Conversion of part or full amount of debt into equity
Question 5 Correct
creation of security interest"
Select one:
a. Collection of information related to securitization cases
b. Storehouse of information relating to securitized assets
c. Registration of information relating to secured creditors and related borrowers
The correct answer is: Storehouse of information relating to securitized assets
← Chapter 4: Loan Recovery Measures
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Chapter 5: Credit Management and Credit Risk Management →