Basic Strategy (30 phrases)
Surrenders:
17 Surrenders to Ace (if allowed) otherwise stand
16 surrenders against dealer 9 through Ace, otherwise revert to hard totals.
15 surrenders against dealer 10 & Ace, otherwise don’t surrender (revert to hard totals).
Splits:
Always split aces.
Never split tens.
A pair of 9’s splits against dealer 2 through 9, except for 7, otherwise stand.
Always split 8’s
A pair of 7’s splits against dealer 2 through 7, otherwise hit.
A pair of 6’s splits against dealer 2 through 6, otherwise hit.
A pair of 5’s doubles against dealer 2 through 9 otherwise hit.
A pair of 4’s splits against dealer 5 and 6 , otherwise hit.
A pair of 3’s splits against dealer 2 through 7, otherwise hit.
A pair of 2’s splits against dealer 2 through 7, otherwise hit.
Soft totals:
A soft total is any hand that has an Ace as one of the first two cards, the ace counts as 11 to
start.)
Soft 20 (A,9) always stands
Soft 19 (A,8) doubles against dealer 6, otherwise stand.
Soft 18 (A,7) doubles against dealer 2 through 6, and hits against 9 through Ace, otherwise
stand.
Soft 17 (A,6) doubles against dealer 3 through 6, otherwise hit.
Soft 16 (A,5) doubles against dealer 4 through 6, otherwise hit.
Soft 15 (A,4) doubles against dealer 4 through 6, otherwise hit.
Soft 14 (A,3) doubles against dealer 5 through 6, otherwise hit.
Soft 13 (A,2) doubles against dealer 5 through 6, otherwise hit.
Hard totals:
A hard total is any hand that does not start with an ace in it, or it has been dealt an ace that
can only be counted as 1 instead of 11.
17 and up always stands.
16 stands against dealer 2 through 6, otherwise hit.
15 stands against dealer 2 through 6, otherwise hit.
14 stands against dealer 2 through 6, otherwise hit.
13 stands against dealer 2 through 6, otherwise hit.
12 stands against dealer 4 through 6, otherwise hit.
11 always doubles.
10 doubles against dealer 2 through 9 otherwise hit.
9 doubles against dealer 3 through 6 otherwise hit.
8 always hits.