1.
FEATURES OF STATE GOVERNMENT SALARY PACKAGE (SGSP)- FOR SERVING PERMANENT
PERSONNEL / EMPLOYEES OF GOVERNMENT OF TAMIL NADU
1.1. Eligibility for SGSP: Regular and Permanent employees of State Government and regular and permanent
employees of Boards in States including Teachers/ Professors of aided School, Colleges, universities etc.
1.2. Variants Silver Gold Diamond Platinum Rhodium
Eligibility (net monthly >₹10,000/- to >₹25,000/- to >₹50,000/- to >₹1 lakh to ₹2 >₹2 lakh
salary credit in Rs.) ₹25,000/- ₹50,000/- ₹1 lakh lakh
Min. Balance Nil (No minimum balance required to be maintained)
Concession in locker
Nil 50% of applicable rate
charges
1.3. Complimentary Insurance Cover
Personal Accident Insurance Rs.100 lakh
(Death) Cover (PAI)
Permanent Total Disability Up to Rs.100 lakh
Cover (PTD)
Permanent Partial Disability Up to Rs.80 lakh
Cover (PPD)
Add-on Insurance Covers: Applicable on admissibility of Personal Accidental Insurance (Death) Cover-
Available as per the Insurance Policy provisions
1. Plastic Surgery in Burn Cases: Maximum up to ₹ 10 lakh
2. Transportation of Importedmedicine: Maximum up to ₹ 5 lakh
3. Ambulance Charges: Maximum up to ₹ 50,000/-
4. Air Ambulance Cover: Maximum up to ₹ 10 lakh
5. Child Higher Education Cover (for Graduation) age between 18-25 years – 25% of entitled PAI cover (If PAI claim is
found admissible) – Upto ₹8 lakh for Male Child and Upto ₹10 lakh for Girl Child, for one child only.
6. Girl Child cover for Marriage – Age 18-25 years – 20% of entitled PAI cover (If PAI claim is found admissible) –
Maximum ₹10 lakh for two girl children (₹5 lakh each) or ₹5 lakh for 1 Girl child.
7. Death in coma (more than 48 hours) after accident: Maximum up to ₹ 5 lakh
8. Repatriation of mortal remains: Maximum up to ₹ 50,000/-
9. Family Transportation (cost of travel incurred by immediate 2 family members to reach place of accident): Maximum
up to ₹ 50,000/-
10. Additional Cover of ₹ 10 lakh in case of death while performing official duties on foreign soil
Air Accidental Insurance Rs.160 lakh
(Death) cover (AAI) (i) If Air ticket have been purchased by debit to State Government Salary Package
Account through Debit Card/ Cheque / Internet Banking or
(ii) where ticket is not required to be purchased by the account holder
(service/combat/chartered aircrafts of State Government) or
(iii) ticket is provided by the department for official duty.
1.4. Group Term Life Rs.10 lakh
Insurance (GTLI)
Multi City Cheques 25 cheque leaves free per month (except for bulk requirement)
Internet Banking Free facility from SBI, Charges applicable to third party sites
Setting up of Standing
Free (within SBI)
Instructions within SBI
RTGS/NEFT Charges Waived (in online mode)
Charges for issue of
Waived, if debited through Salary Account
Demand Draft
Auto Sweep Facility Available – Threshold Amount: Rs.35000/-, TDRs/STDRs to be created for a minimum
(Available only on amount of Rs.10000/- (and in multiples of Rs.1,000/-) in any one instance
Customers request)
ATM cum Debit Card Free, Domestic Free, International Gold Debit Free, International Platinum
Classic Debit Card Card Debit Card
New Age Rupay Card Rupay Platinum Debit Card Rupay Select Debit Card
Transactions at ATMs Free ATM withdrawals – unlimited at all SBI ATMs and 10 free transactions per month
at non-SBI ATMs (including both financial and non-financial transactions)
1.5. Concession in Processing Charges on Loan to SGSP account holders (Serving Personnel)*
Home Loan* Processing Fee: 100% concession (Charges for TIR, Valuation, CERSAI, CIBIL charges
etc., to be recovered from customer).
Car Loan * Processing Fee: 50 % of Card Rate or ₹ 500/-, whichever is more is chargeable
Relaxation in Margin: 5% concession (LTV Subject to maximum of 100% of ex-
showroom price of the vehicle)
SBI Personal Loan Processing Fee: 50 % concession +GST
(erstwhile Xpress Credit)*
*subject to revision from time to time
1.6. Family Savings Account SBI RISHTEY: Family Savings account for up to 4 family members (any 4 amongst,
– SBI Rishtey Spouse, Children, Parents & Siblings) of Gold and above variant salary account holders.
Benefits under “SBI Rishtey”:
1. Minimum Balance/ Monthly Average Balance: Nil
2. Debit Card: Classic Debit Card (Free, Issuance and AMC)
3. Multi City Cheque: Nil Charge (Except for Bulk Requirement i.e in excess of 25
leaves at a single instance or in a month)
4. NEFT/RTGS Charges: Free (Online), Applicable charges in offline mode
5. Demand Draft Charges: Free, if issued by debit to “Rishtey” account
6. Auto Sweep Facility: Available
7. SMS Alert Charges: Free
8. Annual Locker Rentals: 10% Concession on applicable locker rentals, every
year
9. Personal Accidental Insurance (Death Cover): Up to ₹ 5 lakh each for all
“Rishtey” A/c holders (except minors)
1.7.Super Top-up Health Insurance : Super Top up Health insurance Plan for (1 Adult, 2 Adult , 2 Adult + 1 Child and
2 Adult + 2 Child) plan with Sum Insured option ₹15 lakh with ₹2 lakh deductible and ₹30 Lakh with ₹3 lakh aggregate
deductible by Bajaj Allianz General Insurance Co. ltd. on individual payment basis. Premium table (including Tax) with
Sum Insured and deductibles is as below (To be borne by customer ).
Super Top up Health Sum Insured/ 1A 2A (Premium) 2A+1C 2A+2C
Insurance Policy Deductible (Premium) (Premium) (Premium)
15 Lac/ 2 lac ₹ 1,623 ₹ 1,763 ₹ 1,843 ₹ 1,995
30 Lac/ 3 Lac ₹ 2,056 ₹ 2,229 ₹ 2,332 ₹ 2,495
