HDFC ERGO General Insurance Company Limited
2805100980053702001
Mr Harish Goel
-
-
NA
E804
PUNE
MAHARASHTRA - 411045
Contact No.: 85XXXXXXX1
Email: haxxxxxxel@yxxxx.com
Policy No : 2805 1009 8005 3702 001
Intermediary Code Intermediary Name Intermediary Contact Number
HE DIRECT : HE DIRECT_DBG
200278133519 91-22-66383600
DIRECT_10137
Your Optima Restore Floater Policy
Dear Mr Harish Goel ,
Welcome to HDFC ERGO General Insurance Company Limited. We are pleased to issue you Your Optima Restore Floater Policy. We advise you to retain your
Policy Kit during the entire term of the Policy (including renewals).
Please note that the Policy has been issued to you based on the declarations, details and documents received from/on behalf of you in/along with the Proposal
Form submitted to us.
Please visit our website www.hdfcergo.com for more information about our Company, Grievance handling and any other support. To know the updated list of our
network hospitals please visit https://www.hdfcergo.com/locators/cashless-hospitals-network
We value your relationship with us and assure you our best services at all times and we look forward to serve you.
Proposer details have been updated basis the information present in the KYC documents. If you find any detail which needs to be corrected, request you
to create/ modify the eKYC ID and place a request for endorsement.
Soft copy of the policy is valid for all purposes including claims.
Warm Regards,
Location: Mumbai
Date: 30/12/2023
Authorized Signatory
Note:
1. Please update us with your latest contact details (in case of any change) so that same can be updated in our records.
2. You can either email us on care@hdfcergo.com or call on our Customer care no. 022 6234 6234 / 0120 6234 6234.
3. *The Copy of the proposal form has been sent on your registered email id if policy is purchased through website.
Certificate for the purpose of deduction under Section 80 D of Income Tax Act, 1961*
This is to certify that the MR. HARISH GOEL has paid Rs. 27026 (Rupees Twenty-Seven Thousand Twenty-Six And Zero Paise Only) towards premium for
Optima Restore Floater Policy No. 2805100980053702001 issued to MR. HARISH GOEL for period of 30/01/2023 to 29/01/2024.
For and on behalf of HDFC ERGO General Insurance Company Limited
Location: Mumbai
Date: 30/12/2023
Authorized Signatory
*Note
1. This is subject to the provisions of Section 80D of Income Tax Act, 1961 as amended from time to time.
2. This certificate must be surrendered to the company in case of cancellation of this policy. In event of incorrect representation of this declaration the
liability shall be upon the Policyholder.
3. Please note that this certificate will not be issued if the premium payment has been made in cash.
4. In case of dishonor of the premium instrument, the policy will be deemed cancelled ab initio.
5. 80D benefit is applicable for only Self, Spouse, Dependent Children and Dependent parents.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: UIN No: HDFHLIP22193V072122. Critical Advantage Rider - HDHHLIP21342V022021 | Customer
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Service Address: D 301, 3rd Floor,Eastern Business District (Magnet Mall),LBS Marg, Bhandup (West),
165/166 Backbay Reclamation, H.T.Parekh Marg, Churchgate, Mumbai - 400 020. Mumbai- 400 078.Customer Service No : +91 22-62346234/+91-120 6234 6234 | www.hdfcergo.com
HDFC ERGO General Insurance Company Limited
Endorsement Cum Policy Schedule - Optima Restore Floater
Policy Number 2805 1009 8005 3702 001
Policy Holder’s Name Mr Harish Goel
Policy Holder’s Address - - NA E804 PUNE MAHARASHTRA - 411045
Policy Holder State Name & Code Maharashtra Place of Supply MAHARASHTRA
GSTIN/ UIN (if any) of Policy Holder
First policy inception date 30/01/2021 Policy Issuance Date 30/12/2023
Policy Period From 00:01 hrs on 30/01/2023 To 24:00 hrs on 29/01/2024
Issuing/Servicing Office LEELA BUSINESS PARK, 6TH FLR, ANDHERI - KURLA RD, MUMBAI Tel : +91-22-66383600
GSTIN 27AABCL5045N1Z8
EIA Number Not provided
Intermediary Name HE DIRECT : HE DIRECT_DBG DIRECT_10137 Intermediary Contact No 91-22-66383600
Intermediary Code 200278133519 Description/ Harmonized System Of Accident and Health insurance
Nomenclature Code Services/9971
Insured Person Details
Member 1 Member 2 Member 3 Member 4 Member 5 Member 6
Particulars / Member ID Harish Goel / Monika Goel / Yavishthaa Goel / Aditya Goel /
2021013028141181 2021013028141182 2021013028141183 2021013028141184
Date of Birth (Age) 01/10/1975 (47) 12/05/1979 (43) 10/05/2012 (10) 09/12/2007 (15) - -
Relationship to Policy Holder Self Wife Daughter Son - -
Base Sum Insured (`) 500000
Multiplier Benefit SI (`) 500000
Protector Rider
-
Sum Insured (`)
Total Sum Insured (`) 1000000
Other Riders and Benefits ( `)
Protector Rider /
-
HDHHLIP21335V022021
Hospital Daily Cash Rider SI
(Max. 30 days) / -
HDHHLIP21344V022021
Critical Advantage Rider SI
($) / - - - - - -
HDHHLIP21342V022021
IPA Rider SII /
- - - - - -
APOPAIP19004V011920
my: health Critical Illness
Sum Insured (Rs.)
my: health Critical Illness
Plan
Unlimited Restore Benefit No
Nominee Details
Nominee Name : Monika Goel Relationship to Policyholder: Wife
The nominee must be an immediate relative of the policyholder. For all other Insured Persons the policy holder shall be the nominee.
Premium Calculation (`)
Net Premium 24108.42 CGST@9%
Discounts 1205.42 SGST/UTGST@9%
Loadings 0 IGST@18%
Taxable Premium 22903 Any other Cess or Taxes
Gross Premium 27026
Gross Premium (in words) Rupees Twenty-Seven Thousand Twenty-Six And Zero Paise Only
The stamp duty of Rs. 1/- ( Rupees One And Zero Paise Only ) paid vide e-stamp Certificate No. NO.LOA/ENF-1/CSD/34/2023/6045 dated 27/12/2023.
I/ We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under
sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule
Original for Recipient/ Duplicate for Supplier
Whether tax is payable on reverse charge basis: No
List of Endorsements
Endt No Description Effective Date
001 General Endorsement 30/12/2023
For declared and accepted pre-exiting medical conditions, waiting period (s) shall apply per policy terms and conditions from 1st policy inception date
of the policy, fresh waiting period (s) shall apply on enhanced sum insured.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: UIN No: HDFHLIP22193V072122. Critical Advantage Rider - HDHHLIP21342V022021 | Customer
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Service Address: D 301, 3rd Floor,Eastern Business District (Magnet Mall),LBS Marg, Bhandup (West),
165/166 Backbay Reclamation, H.T.Parekh Marg, Churchgate, Mumbai - 400 020. Mumbai- 400 078.Customer Service No : +91 22-62346234/+91-120 6234 6234 | www.hdfcergo.com
HDFC ERGO General Insurance Company Limited
Endorsement Cum Policy Schedule - Optima Restore Floater
Exclusion(s) / Special Condition(s) (Refer the leaflet attached in the policy document w.r.t. exclusions) :
Member ID No. Name Exclusion Type Applicable Health Condition Exclusion Portability/ Renewal Benefit
on SI Duration
(Years)
2021013028141181 Harish Goel For Rs 500000(Rupees Five Lakhs)
Sec C1 (i) and Sec C1 (ii) of the
policy wording is waived and Sec C1
(iii) is reduced to 1 year.
2021013028141182 Monika Goel For Rs 500000(Rupees Five Lakhs)
Sec C1 (i) and Sec C1 (ii) of the
policy wording is waived and Sec C1
(iii) is reduced to 1 year.
2021013028141183 Yavishthaa Goel For Rs 500000(Rupees Five Lakhs)
Sec C1 (i) and Sec C1 (ii) of the
policy wording is waived and Sec C1
(iii) is reduced to 1 year.
2021013028141184 Aditya Goel For Rs 500000(Rupees Five Lakhs)
Sec C1 (i) and Sec C1 (ii) of the
policy wording is waived and Sec C1
(iii) is reduced to 1 year.
Claim Administrator : HDFC ERGO General Insurance Company Ltd For and on behalf of HDFC ERGO General Insurance Company Limited
Location: Mumbai Authorized Signatory
Date: 30/12/2023
"For detailed policy terms and conditions please visit our website https://www.hdfcergo.com/download/policy-wordings "
SCHEDULE OF BENEFITS
In-patient Treatment Upto 500000
Pre-Hospitalization Upto 500000 for 60 days
Post-Hospitalization Upto 500000 for 180 days
Day Care Procedures Upto 500000
Domiciliary Treatment Upto 500000
Organ Donor Upto 500000
Daily Cash for choosing Shared Accommodation Rs.800 per day, Maximum Rs.4,800
Ambulance (per hospitalization limit) Upto Rs.2,000 per Hospitalization
E-Opinion in respect of a Critical Illness One per policy year
Restore Benefit 100% of Basic SI (for any illness or any insured person)
Bonus of 50% of the Basic SI for every claim free policy year, maximum upto 100%. In case of claim, accumulated bonus will be
Multiplier Benefit
reduced by 50%
Preventive Health Check-up (Floater) Up to a maximum of Rs.2,500 per policy, only once at the end of a block of every continuous two policy years.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: UIN No: HDFHLIP22193V072122. Critical Advantage Rider - HDHHLIP21342V022021 | Customer
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Service Address: D 301, 3rd Floor,Eastern Business District (Magnet Mall),LBS Marg, Bhandup (West),
165/166 Backbay Reclamation, H.T.Parekh Marg, Churchgate, Mumbai - 400 020. Mumbai- 400 078.Customer Service No : +91 22-62346234/+91-120 6234 6234 | www.hdfcergo.com
HDFC ERGO General Insurance Company Limited
Terms and Conditions
(1) This card would be valid till your relationship with HDFC ERGO General Insurance
Policy No.: 2805100980053702001 Company Limited / This card is invalid if the policy is cancelled (2) In case of renewal please
refer original policy number (3) This card is issued for the purpose of identification only and does not
entail automatic cashless facility at the network hospital. (4) A photo ID issued b y any government
authority i s to be produced to avail cashless facility. (5) Please apply for cashless facility 48 hours prior
to admission in case of planned admissions and within 24 hours of admission in case of emergency.(6) All
Insured Name Member ID Date of Birth Gender terms and conditions of the policy would be applicable while processing your cashless request. (7) In case
Harish Goel 2021013028141181 01/10/1975 M your cashless facility i s denied due to any reason, please submit the claim for reimbursement. Denial of
Monika Goel 2021013028141182 12/05/1979 F cashless facility does not indicate rejection of the claim. (8) Please read policy documents carefully for
detailed terms and conditions. For claim status visit help section on our web site www.hdfcergo.com.
Yavishthaa Goel 2021013028141183 10/05/2012 F Alternatively you may write to us at Healthclaims@hdfcergo.com.
Aditya Goel 2021013028141184 09/12/2007 M
HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146 CIN: U66030MH2007PLC177117.
Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh
Marg, Churchgate, Mumbai – 400 020. Health Claim Services Address : HDFC ERGO General Insurance
Company Limited Stellar IT Park, Tower-1 , 5th Floor, C - 25, Noida, Sector 62, 201301, Uttar Pradesh.
Service No. 022-62346234/ 0120-62346234Email: healthclaims@hdfcergo.com.Trade Logo displayed
above belongs to HDFC Ltd and ERGO International AG and used by the Company under license.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: UIN No: HDFHLIP22193V072122. Critical Advantage Rider - HDHHLIP21342V022021 | Customer
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Service Address: D 301, 3rd Floor,Eastern Business District (Magnet Mall),LBS Marg, Bhandup (West),
165/166 Backbay Reclamation, H.T.Parekh Marg, Churchgate, Mumbai - 400 020. Mumbai- 400 078.Customer Service No : +91 22-62346234/+91-120 6234 6234 | www.hdfcergo.com
