Cashless Authorization Letter
(Part-D)
Claim Number AL: 81918320(Please quote this number for all further correspondence) Date:11/Aug/2025
Authorization is valid for admission up to 11/Aug/2025.
APOLLO HOSPITALS (50042080) Name of Insurance Company : Care Health Insurance Limited
STATION ROAD,NEXT TO KEYES HIGH SCHOOL Name of TPA : NA
Hyderabad Proposer Name : k savana sandhya
Secunderabad Insurer Id of the Patient : D6415291
500003 Relation with Proposer : MOTHER
Rohini ID : 8900080157651
Dear Sir / Madam,
This is in reference to the pre-authorization request submitted on 03/Aug/2025. We hereby authorize cashless facility as per details
mentioned below:
Patient Name : Iramganti Andalu Age : 63 Gender : Female
Policy No : 95973520 Expected Date of Admission: 03-Aug-2025
Policy period : 20-02-2025 to Expected Date of Discharge : 11-Aug-2025
19-02-2026
Room category Eligible Room Estimated length of stay : 8
Category as per T&C of Policy
Contract:
Provisional diagnosis Proposed line of treatment : Medical Treatment
:Hypotension
Class of Accommodation Opted Claim Amount : 753529.00
: ICU
Additional Sanction :627475.00 Total Sanctioned Amount : 722475.00
Authorization Details:
Date & Time Reference Number Approved Amount Status
05/Aug/2025 06:47:02 81918320-00 95000.00 Cashless Approved
06/Aug/2025 08:56:24 81918320-01 0.00 Cashless Approved
06/Aug/2025 10:04:48 81918320-02 75000.00 Cashless Approved
08/Aug/2025 08:38:14 81918320-03 100000.00 Cashless Approved
11/Aug/2025 08:59:37 81918320-04 452475.00 Cashless Approved
722475.00
Total Approved amount Rs.722475.00(Seven Lakhs Twenty Two Thousand Four Hundred Seventy Five Rupees Only)
Authorization remarks : APPROVED, CLAIM SETTLEMENT WILL BE AS PER AGREED TARIFF STRUCTURE BETWEEN CHIL AND
THE HOSPITAL.
Hospital Agreed Tariff:-
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I. Package Case:- Agreed package rate :
II. Non Package Case (Please refer Below Grid)
I. OT charges 753529.00
Authorization Summary:
Total Bill Amount 753529.00
* Other Deductions 31054
Unpaid Premium 0.00
Adjustment
Discount 31054.00
Co-pay 0.00
Deductibles 0.00
Total Authorized Amount 722475.00
Amount to be paid by 0.00
Insured
* Other Deduction details:
S.no Description Bill Amount Admissible Deducted Deduction Reason Deduction Remarks
Amount Amount Clause
1 OT 753529 722475 31054 Hospital Discount as discount
per MOU
Total 753529 722475 31054
* Please Refer Appendix for the Deduction Clause
Sum Insured Utilisation
Sum Insured
(SI)
452475
Deduction Clause Appendix
1 Hospital Discount as per MOU
Terms and Conditions of Authorization
1) Cashless Authorization letter issued on the basis of information provided in Pre- Authorization form. In case
misrepresentation/concealment of the facts, any material difference/ deviation/ discrepancy in information is observed in
discharge summary/ IPD records then cashless authorization shall stand null and void. At any point of claim processing insurer or
TPA reserves right to raise queries for any other document to ascertain admissibility of claim.
2) KYC (Know your customer) details of proposer/employee/Beneficiary are mandatory for claim payout above Rs I lakh.
3) Network provider shall not collect any additional amount from the individual in excess of Agreed Package Rates except costs
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towards non-admissible amounts (including additional charges due to opting higher room rent than eligibility/ choosing separate
line of treatment which is not envisaged/considered in package)
4) Network provider shall not make any recovery from the deposit amount collected from the Insured except for costs towards
non-admissible amounts (including additional charges due to opting higher room rent than eligibility/ choosing separate line of
treatment which is not envisaged/considered in package).
5) In the event of unauthorized recovery of any additional amount from the Insured in excess of Agreed Package Rates, the
authorized TPA / insurance Company reserves the right to recover the same or get the same refunded to the policyholder
from the Network Provider and/or take necessary action, as provided under the MoU.
6) Where a treatment/procedure is to be carried out by a doctor/surgeon of insured's choice (not empaneled with the hospital),
Network Provider may give treatment after obtaining specific consent of policyholder.
7) Differential Costs borne by policyholder may be reimbursed by insurers subject to the terms and conditions of the policy.
DOCUMENTS TO BE PROVIDED BY THE HOSPITAL IN SUPPORT OF THE CLAIM
1) Detailed Discharge Summary and all Bills from the hospital.
2) Cash Memos from the Hospitals / Chemists supported by proper prescription.
3) Diagnostic Test Reports and Receipts supported by note from the attending Medical Practitioner / Surgeon recommending such
Diagnostic supported by note from the attending Medical Practitioner/ Surgeon recommending such diagnostic tests.
4) Surgeon's Certificate stating nature of operation performed and Surgeon's Bill and Receipt.
5) Certificates from attending Medical Practitioner / Surgeon giving patient's condition and advice on discharge Name of the
Product : and UIN No - important Policy terms and conditions (sub-limits/co-Day/deductible etc.)
Notes to the hospital
1) GST will be paid by the company in case Company name and State GST number is mentioned on the bill. The company will
not be liable to pay the same in absence of these details on the bill.
2) KYC documents i.e. Identity Proof/Address Proof and Latest photo of the proposer to be sent if bill estimate is more than Rs.
1.0 Lakh.
3) If the hospital bill is estimated to be higher than the guarantee of payment, the additional amount would need to be sanctioned
by CHIL
4) In absence of such additional guarantee, the hospital must collect the excess amount directly from the insured at the time of
admission or prior to discharge.
5) The hospital bill summary and the detailed final bill will have to be authenticated with the insured's signature.This along with the
original discharge summary and investigation reports will have to be submitted to the company.
6) Please collect an undertaking from the insured/patient for submitting his/her documents to CHIL in original.
7) Charges for the following miscellaneous services must be collected directly from the patient :
a) Registration charges g) Charges for Tv, Laundry, Telephone, Fax
etc
b) Attendant / Visitor charges h) Food and Beverage for attendance/visitors
c) Ambulance charges unless authorized i) Toiletries
d) Nursing charges not authorized j) Medicines not related to treatment
e) Service charges k) Stationary and other charges
f) Charges for extra bed
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Notes:
• This authorization is valid for admission within 15 days Date need to mention from the date of issue or expiry / cancellation of the policy whichever
is earlier.
• The authorization will not be valid if the patient is discharged before the date of issue of this letter.
• Co payment amount will be collected from insured.
• Claim Settlement will be as per agreed tariff structure between CHIL & the hospital.
• This is an initial approval and stands cancel where Misinterpretation of Facts is noticed.
All payment to hospital will be subject to deduction of tax at source as per prevailing government rates except where Nil/Low TDS certificates have
been provided.
Please note that hospitalization for Treatment of following conditions is not payable:
i) Investigation and Evaluation, Infertility, STD, Self-inflicted Injury, conditions caused by use of alcohol/tobacco/intoxicating drugs
and others conditions as per policy terms.
ii) Care Health Insurance will not be liable in the event of any discrepancy between the facts presented at the time of admission &
at time of final discharge documentation.
In case you require any additional assistance, please visit the Self-help portal at www.careinsurance.com/self-help-portal.html .
Care Health Insurance Limited
Authorized Signatory
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