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Common Application Form

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Common Application Form

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Alisha Kathuria

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Key Information Memorandum & ICICI Prudential Mutual Fund

Common Application Form

Continuous offer for Units at NAV based prices. Face Value of units of all Schemes are Rs. 10/- per unit.

ICICI Prudential Value Fund (Erstwhile ICICI Prudential Value Discovery Fund)
Moderately Moderately
This scheme is suitable for investors who are seeking*: Moderate high Benchmark Moderate high
Low to Low to
Moderate High Moderate High
• Long Term Wealth Creation
• An open ended equity scheme following a value Nifty 500 TRI
investment strategy. Very Very
Low High Low High

Scheme Risk-o-meter Benchmark Risk-o-meter

The risk of the scheme is very high The risk of the Benchmark is very high

ICICI Prudential Multi-Asset Fund

Moderately Benchmark Moderately
This scheme is suitable for investors who are seeking*: Moderate high Moderate high
Low to Nifty 200 TRI (65%) + Nifty Low to
Moderate High Composite Debt Index Moderate High
• Long Term Wealth Creation
• An open ended scheme investing across asset (25%) + Domestic Price of
classes. Very Gold (6%) + Domestic Price Very
Low High of Silver (1%) Low High

Scheme Risk-o-meter + iCOMDEX Composite Benchmark Risk-o-meter

The risk of the scheme is high Index (3%) The risk of the Benchmark is high

ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund)
Moderately Moderately
This scheme is suitable for investors who are seeking*: Moderate high Benchmark Moderate high
Low to Low to
Moderate High Moderate High
• Long Term Wealth Creation
• An open ended equity scheme predominantly investing Nifty 100 TRI
in large cap stocks. Very Very
Low High Low High

Scheme Risk-o-meter Benchmark Risk-o-meter

The risk of the scheme is very high The risk of the Benchmark is very high

ICICI Prudential Balanced Advantage Fund

Moderately Moderately
This scheme is suitable for investors who are seeking*: Moderate high Benchmark Moderate high
Low to Low to
Moderate High Moderate High
• Long Term capital appreciation/income
CRISIL Hybrid 50 +
• Investing in equity and equity related securities and 50 - Moderate Index
debt instruments. Very Very
Low High Low High

Scheme Risk-o-meter Benchmark Risk-o-meter

The risk of the scheme is very high The risk of the Benchmark is high

ICICI Prudential Asset Allocator Fund (FOF)

Moderately Moderately
This scheme is suitable for investors who are seeking*: Moderate high Benchmark Moderate high
Low to Low to
• Long Term Wealth Creation Moderate High Moderate High
CRISIL Hybrid 50 +
• An open ended fund of funds scheme investing in 50 - Moderate Index
equity oriented schemes, debt oriented schemes Very Very
Low High Low High
and gold ETF/schemes.
Scheme Risk-o-meter Benchmark Risk-o-meter
The risk of the scheme is high The risk of the Benchmark is high

It may be noted that risk-o-meter specified above for the Scheme is based on the scheme’s monthly portfolio as on March 31, 2025. For latest riskometer, investors may refer to
the Monthly Portfolios disclosed on the website of the Mutual Fund. The same shall be updated in on ongoing basis in accordance with paragraph 17.4 of the Master Circular.
Investors may please note that they will be bearing the recurring expenses of the relevant fund of fund scheme in addition tothe expenses of the underlying schemes in
which the fund of fund scheme makes investment.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Name of the Mutual Fund: ICICI Prudential Mutual Fund

ICICI Prudential Asset Management Company Limited (the AMC) - Investment Manager - Corporate Identity Number: U99999DL1993PLC054135
Name of Trustee : ICICI Prudential Trust Limited - (Corporate Identity Number: U74899DL1993PLC054134)

Regd. Office: Corporate Office: Central Service Office:

12th Floor, Narain Manzil, ICICI Prudential Mutual Fund Tower, Vakola, 2nd Floor, Block B-2, Nirlon Knowledge Park, Western Express Highway,
23 Barakhamba Road, Santacruz East, Mumbai, Maharashtra, Goregaon (East), Mumbai 400 063.
New Delhi 110 001. India, 400055. Tel.: 022-26852000, Fax No.: 022-2686 8313.
Tel: (022) 2652 5000, Fax: (022) 2652 8100. Website: www.icicipruamc.com, Email: enquiry@icicipruamc.com

Call : MTNL/BSNL - 1800 222 999; Others - 18001200 6666 • Apply online at www.icicipruamc.com
ICICI Prudential Mutual Fund

2
ICICI Prudential Mutual Fund

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the
Schemes/Mutual Fund, due diligence certificate by AMC, Key Personnel, Investors’ rights & services, risk factors, penalties & pending litigations etc.
investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any
of the Investor Service Centres or distributors or from the website www.icicipruamc.com.
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended
till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or
disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

INDEX
• Key Scheme Features 4 - 17
• Investment Strategies 17 - 18
• Risk Factors 18 - 22
• Scheme Performance Record 23 - 24
• Tax benefits of investing in the Mutual Fund 24
• Publication of Daily Net Asset Value (NAV) 24
• Investor Grievances Contact Details 25
• Unitholders’ Information 25
• Common Transaction Form with OTM Facility 27 - 30
SIP Registration-cum-Mandate Form [For investment through ECS/NACH - PAN Based] 31 - 32
Terms & Conditions for SIP Registration-cum-Mandate Form (PAN BASED) 33 - 34
SIP Registration-cum-Mandate Form [For investment through ECS/NACH - FOLIO Based] 35 - 36
Terms & Conditions for SIP Registration-cum-Mandate Form (FOLIO BASED) 37 - 38
Instructions for filling up the Common Application Form 39 - 42
• FATCA for Non-individuals (Annexure II) 43 - 50
• Branches / Transaction Points 51 - 53

Scheme Names Abbreviations Scheme Codes

ICICI Prudential Value Fund (Erstwhile ICICI Prudential Value Discovery Fund) Value Fund ICIC/O/E/VAF/04/06/0025
ICICI Prudential Multi-Asset Fund Multi-Asset Fund ICIC/O/H/MAA/02/09/0018
ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) Large Cap Fund ICIC/O/E/LCF/98/05/0006
ICICI Prudential Balanced Advantage Fund Balanced Advantage Fund ICIC/O/H/BAF/06/09/0030
ICICI Prudential Asset Allocator Fund (FOF) Asset Allocator Fund (FOF) ICIC/O/O/FOD/03/10/0021

The cheque should be drawn in favour of ICICI Prudential “Scheme Name”

for example ICICI Prudential Multi-Asset Fund, as the case may be and crossed “Account Payee Only”.
Corporate Identity Number of ICICI Prudential Trust Limited is U74899DL1993PLC054134

3
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL VALUE FUND (Erstwhile ICICI Prudential Value Discovery Fund)
TYPE An open ended equity scheme following a value investment strategy.
INVESTMENT OBJECTIVE To provide capital appreciation/income by investing in equity and equity related instruments including derivatives and
debt and money market instruments.
However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
ASSET ALLOCATION PATTERN Under normal circumstances, the asset allocation under the Scheme will be as follows:
Indicative allocation (% of total assets)
Instruments Minimum Maximum
Equity & Equity related securities 65% 100%
Debt and Money Market Instruments including Units of Debt oriented mu- 0% 35%
tual fund schemes*@$
The Margin may be placed in the form of such securities / instruments / deposits as may be permitted/eligible to be placed
as margin from the assets of the Scheme. The securities / instruments / deposits so placed as margin shall be classified
under the applicable category of assets for the purposes of asset allocation.
@ Excluding subscription money in transit before deployment / payout
$ Any other security as may be permitted by SEBI/ RBI, subject to approval from SEBI / RBI as required
The cumulative gross exposure through equity, debt, derivative positions (including fixed income derivatives), repo trans-
actions in corporate debt securities, other permitted securities/assets and such other securities/assets as may be permit-
ted by the SEBI from time to time, should not exceed 100% of the net assets of the Scheme.
Exposure to various instruments will be as per the indicative table given below: (Below percentages shall be subject to
applicable SEBI circulars):
Sr. No. Type of Instrument Percentage of exposure Circular references
Up to 20% of net assets and single
Paragraph 12.11 of the
1 Stock Lending intermediary (broker) limit upto 5% of
Master Circular
net assets.
2 Derivatives Upto 50 % of the net assets
2 (a) Equity Derivatives for hedging purpose
Paragraph 12.25 of the
2 (b) Equity Derivatives for non-hedging purpose Master Circular
Upto 50% of the net assets
Debt Derivatives for hedging/non hedging
2 (c)
purpose
Up to 15 % of the Net Assets or maxi-
Paragraph 12.15 of the
3 Securitized Debt mum permissible limit for debt portfolio,
Master Circular
whichever is lower
Paragraph 12.19 of the
4 Overseas Securities Up to 35% of the net assets
Master Circular
5 Units of REITS & INVITS Nil Not Applicable
Up to 10% of the debt portfolio of
the scheme and the group exposure in
such instruments shall not exceed 5%
of the debt portfolio of the schemes:
a. Unsupported rating of debt instru-
Structured Obligations and Credit Enhance- Paragraph 12.3 of the
6 ments (i.e. without factoring-in credit en-
ments Master Circular.
hancements) is below investment grade
and b. Supported rating of debt in-
struments (i.e. after factoring -
in credit enhancement) is above in-
vestment grade.
a) Upto 10% of its NAV of the debt
portfolio of the scheme in perpetual debt
instruments and

b) Upto 5% of its NAV of the debt

Paragraph 12.2 of Master
7 AT1 and Tier II Bonds portfolio of the scheme at single issuer
Circular
level. The above exposure will be subject
to the overall limit for debt instruments
issued by a single issuer and other
prudential limits with respect to the debt
instruments.
The Scheme can take covered-call positions for stock derivatives, as permitted by SEBI
in accordance with paragraph 12.25.8 of the Master Circular.
Rebalancing due to Short Term Defensive Consideration:
 Due to market conditions, the AMC may invest beyond the range set out in the asset allocation. Such deviations shall
normally be for a short term and defensive considerations as per Paragraph 1.14.1.2.b of SEBI Master Circular and the
fund manager will rebalance the portfolio within 30 calendar days from the date of deviation.
Rebalancing due to Passive Breaches:
 Further, as per Paragraph 2.9 of SEBI Master Circular as may be amended from time to time, in the event of deviation
from mandated asset allocation due to passive breaches (occurrence of instances not arising out of omission and
commission of the AMC), the fund manager shall rebalance the portfolio of the Scheme within 30 Business Days.
In case the portfolio of the Scheme is not rebalanced within the period of 30 Business Days, justification in writing,
including details of efforts taken to rebalance the portfolio shall be placed before the Investment Review Committee
of the AMC. The Investment Review Committee, if it so desires, can extend the timeline for rebalancing up to sixty
(60) Business Days from the date of completion of mandated rebalancing period. Further, in case the portfolio is not
rebalanced within the aforementioned mandated plus extended timelines the AMC shall comply with the prescribed
restrictions, the reporting and disclosure requirements as specified in Paragraph 2.9 of the Master Circular.

4
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL VALUE FUND (Erstwhile ICICI Prudential Value Discovery Fund)
ASSET ALLOCATION PATTERN Cash or cash equivalents with residual maturity of less than 91 days may be treated as not creating any exposure. AMFI
(Contd.) vide letter dated November 3, 2021 has clarified that Cash Equivalent shall consist of Government Securities, T-Bills and
Repo on Government Securities
Apart from the above investment restrictions, the Scheme follows certain internal norms vis-à-vis limiting exposure to
scrips, sectors etc., within the above mentioned restrictions, and these are subject to review from time to time.
Negative list: The Scheme will not invest/ have exposure in the following:

Sr. No Particulars
1. Credit default swaps
2. Short Selling
3. Units of REITS & INVITS

INVESTMENT STRATEGY Please refer to page 17-18

RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information
Document (SID) carefully for details on risk factors before investment. Please refer to Page Nos. 18-22 for summarised
Scheme Specific Risk Factors.
FOR DETAILS ON RISK FACTORS AND RISK MITIGATION MEASURES, PLEASE REFER SID.
PLANS AND OPTIONS Plans available under the Scheme: • ICICI Prudential Value Fund (erstwhile ICICI Prudential Value Discovery Fund) - Direct
Plan and • ICICI Prudential Value Fund (erstwhile ICICI Prudential Value Discovery Fund) - Regular Plan
Options under each Plan(s): • Growth Option • Income Distribution cum Capital Withdrawal (IDCW)
(1) IDCW Payout (2) IDCW Reinvestment
• Including Default option/ facility (as applicable) are as follows:

Default Plan (if no • If broker code is not mentioned the default plan is ICICI Prudential Value Fund (erstwhile ICICI
plan is selected) Prudential Value Discovery Fund) – Direct Plan
• If broker code is mentioned the default plan is ICICI Prudential Value Fund (erstwhile ICICI
Prudential Value Discovery Fund) - Regular Plan

Default Plan (in • If ICICI Prudential Value Fund (erstwhile ICICI Prudential Value Discovery Fund) – Direct Plan is
certain circum- opted, but ARN code is also stated, then application would be processed under ICICI Pruden-
stances) tial Value Fund (erstwhile ICICI Prudential Value Discovery Fund) – Direct Plan
• If ICICI Prudential Value Fund (erstwhile ICICI Prudential Value Discovery Fund) - Regular Plan
is opted, but ARN code is not stated, then the application would be processed under ICICI
Prudential Value Fund (erstwhile ICICI Prudential Value Discovery Fund) – Direct Plan

Default Option Growth Option

Default sub option IDCW Reinvestment

5
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL VALUE FUND (Erstwhile ICICI Prudential Value Discovery Fund)
ADDITIONAL SCHEME RELATED i. SCHEME’S PORTFOLIO HOLDINGS
DISCLOSURES as on March 31, 2025 The top 10 holdings by the Scheme and allocation towards various sectors can be accessed at the below link:
https://www.icicipruamc.com/news-and-media/
downloads?currentTabFilter=OtherSchemeDisclosures&&subCatTabFilter=Monthly%20Portfolio%20Disclosures
ii. DISCLOSURE OF NAME AND EXPOSURE TO TOP 7 ISSUERS, STOCKS, GROUPS AND SECTORS AS A PERCENTAGE OF
NAV OF THE SCHEME IN CASE OF DEBT AND EQUITY ETFS/INDEX FUNDS THROUGH A FUNCTIONAL WEBSITE LINK
THAT CONTAINS DETAILED DESCRIPTION – Not Applicable
iii. PORTFOLIO DISCLOSURE
Investors can obtain Scheme’s latest fortnightly/monthly/half yearly portfolio holding from the website of AMC
i.e. https://www.icicipruamc.com/news-and-media/
downloads?currentTabFilter=OtherSchemeDisclosures&&subCatTabFilter=Monthly%20Portfolio%20Disclosures
iv. SCHEME’s PORTFOLIO TURNOVER RATIO: 0.46 times
SCHEME PERFORMANCE Please refer to page 23-24 for performance
EXPENSES OF THE SCHEME As follows
a) Load Structure:

Exit Load for redemption/switch on If the Fund are redeemed or switched out upto 30% of the units (the limit) purchased or switched within 1 year from the
applicable NAV on the basis of the date of allotment.
investment period from the date of 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched
allotment of units out in excess of the limit within 1 year from the date of allotment
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from
the date of allotment
b) Actual Recurring Expenses for the ICICI Prudential Value Fund - Regular Plan : 1.54 % (Actual Recurring Expenses Excludes GST
previous financial year ended March (erstwhile ICICI Prudential Value Discovery Fund) on Management Fees)
31, 2025 (% of NAV) ICICI Prudential Value Fund - Direct Plan : 1.07 %
(erstwhile ICICI Prudential Value Discovery Fund)
Tax treatment for the Investors Daily Net Asset Value (NAV) For Investor Grievances please Unitholders’ Information: Refer
(Unitholders): Refer to page no. 24 Publication: Refer to page no. 24 contact: Refer to page no. 25 to page no. 25

KEY SCHEME FEATURES OF ICICI PRUDENTIAL MULTI-ASSET FUND

TYPE An open ended scheme investing in Equity, Debt and Exchange Traded Commodity Derivatives/units of Gold ETFs/units
of Silver ETFs/units of REITs & InvITs/Preference shares.
INVESTMENT OBJECTIVE To generate capital appreciation for investors by investing predominantly in equity and equity related instruments and
income by investing across other asset classes.
However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
ASSET ALLOCATION Instruments Indicative allocation (% of total assets)
Minimum Maximum
Equity & Equity related instruments 65% 80%
Debt and Money Market Instruments including Units of Debt oriented mutual 10% 35%
fund schemes*
Units of Gold ETFs/Units of Silver ETFs/Exchange Traded Commodity Deriv- 10% 30%
atives @
Preference Shares 0% 10%
Units of REITs & INVITs 0% 10%
The Margin may be placed in the form of such securities / instruments / deposits as may be permitted/eligible to be placed
as margin from the assets of the Scheme. The securities / instruments / deposits so placed as margin shall be classified
under the applicable category of assets for the purposes of asset allocation.
@ The Scheme may hold the underlying goods in case of physical settlement of Exchange Traded Commodity Deriva-
tives (ETCDs) contracts. In such cases, mutual funds shall dispose of such goods from the books of the scheme, at the
earliest, not exceeding the timeline below:
1. For Gold and Silver: - 180 days from the date of holding of physical goods,
2. For other goods (other than Gold and Silver):
a. By the immediate next expiry day of the same contract series of the said commodity.
b. However, if Final Expiry Date (FED) of the goods falls before the immediate next expiry day of the same contract
series of the said commodity, then within 30 days from the date of holding of physical goods.
As per SEBI (Mutual Funds) Regulations, 1996, ‘goods’ shall mean the goods notified by the Central Government under
paragraph (bc) of section 2 of the Securities Contracts (Regulation) Act, 1956 and forming the underlying of any
commodity derivative.
The Cumulative Gross Exposure across Equity, ADR/GDR/Foreign securities/Overseas ETF, Debt, Units of Gold ETFs /
units of Silver ETFs/ Exchange Traded Commodity Derivatives, Preference Shares, units of REITs and INVITs and such
other securities/assets as may be permitted by SEBI from time to time, should not exceed 100% of the net assets of the
scheme.
Exposure to various instruments will be as per the indicative table given below: (Below percentages shall be subject to
applicable SEBI circulars

Sr. No. Type of Instrument Percentage of exposure Circular references

1. Stock Lending Up to 50% of net assets Paragraph 12.11 of the
Master Circular
2. Derivative positions As follows: Paragraph 12.25 of the
Master Circular
2(a) Equity Derivatives for hedging purpose
Upto 100% of the net
2(b) Equity Derivatives for non-hedging purpose
assets
2(c) Debt Derivatives for hedging/non hedging purpose
2(d) Exchange Traded Commodity Derivative (ETCD) Paragraph 12.26.12(b)
Upto 30% of the net assets
of the Master Circular

6
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL MULTI-ASSET FUND

ASSET ALLOCATION (CONTD.) Sr. No. Type of Instrument Percentage of exposure Circular references
3. Securitized Debt upto 15% of the Net Assets or maximum permissible Paragraph 12.15 of
limit for debt portfolio, whichever is lower the Master Circular
4. Overseas securities Up to 50% of the net assets Paragraph 12.19 of
the Master Circular
5. Units issued by REITs/ Up to 10% of the net assets and upto 5 % of its NAV in Paragraph 12.21 of
InvITs case of units issued by a single issuer. the Master Circular
dated June 27, 2024
6. AT1 and Tier II Bonds a) Upto 10% of its NAV of the debt portfolio of the Paragraph 12.2 of
scheme in perpetual debt instruments and Master Circular

b) Upto 5% of its NAV of the debt portfolio of the

scheme at single issuer level. The above exposure will
be subject to the overall limit for debt instruments is-
sued by a single issuer and other prudential limits with
respect to the debt instruments.
7. Structured Obligations and Up to 10% of the Paragraph 12.3 of
Credit Enhancements Debt portfolio of the scheme and the group expo- the Master Circular.
sure in such instruments shall not exceed 5% of the
debt portfolio of the schemes:
a. Unsupported rating of debt instruments (i.e. with-
out factoring-in credit enhancements) is below in-
vestment grade and

b. Supported rating of debt instruments(i.e. af-

ter factoring - in credit enhancement) is above
investment grade.
The Scheme can take covered-call positions for stock derivatives, as permitted by SEBI in accordance with paragraph
12.25.8 of the Master Circular.
Rebalancing due to Short Term Defensive Consideration:
 Due to market conditions, the AMC may invest beyond the range set out in the asset allocation. Such deviations shall
normally be for a short term and defensive considerations as per paragraph 1.14.1.2.b of SEBI Master Circular and
the fund manager will rebalance the portfolio within 30 calendar days from the date of deviation.
Rebalancing due to Passive Breaches:
 Further, as per paragraph 2.9 of SEBI Master Circular, as may be amended from time to time, in the event of deviation
from mandated asset allocation due to passive breaches (occurrence of instances not arising out of omission and
commission of the AMC), the fund manager shall rebalance the portfolio of the Scheme within 30 Business Days.
In case the portfolio of the Scheme is not rebalanced within the period of 30 Business Days, justification in writing,
including details of efforts taken to rebalance the portfolio shall be placed before the Investment Committee of the
AMC. The Investment Committee, if it so desires, can extend the timeline for rebalancing up to sixty (60) Business
Days from the date of completion of mandated rebalancing period. Further, in case the portfolio is not rebalanced
within the aforementioned mandated plus extended timelines the AMC shall comply with the prescribed restrictions,
the reporting and disclosure requirements as specified in paragraph 2.9 of the Master Circular.
The AMC shall comply with the provisions of the applicable regulatory guidelines for all reporting and disclosure
requirements, etc. as may be specified from time to time.
Considering the inherent characteristics of the Scheme, equity positions are built-up gradually and also sold off gradually.
This would necessarily entail having large cash position before the portfolio is fully invested and during periods when
equity positions are being sold off to book profits/losses or to meet redemption needs. Such positions shall be subject to
rebalancing period and in line with paragraph 1.14.1.2.b of the Master Circular.
It may be noted that no prior intimation/indication would be given to investors when the fund manager deviates from
the asset allocation mentioned above for short term or for defensive considerations, including factors such as market
conditions, market opportunities, applicable regulations and political and economic factors. In case such deviations are
carried, the fund manager shall endeavor to rebalance the asset allocation within 30 calendar days of the deviation. The
investors/unit holders can ascertain details of asset allocation of the scheme as on the last date of each month on AMC’s
website at www.icicipruamc.com that will display the asset allocation of the scheme as on the given day.
Investors may note that securities, which endeavor to provide higher returns typically, display higher volatility.
Accordingly, the investment portfolio of the Scheme would reflect very high volatility in its equity and equity related
investments and low to moderate volatility in its debt and money market investments.
Cash or cash equivalents with residual maturity of less than 91 days may be treated as not creating any exposure. AMFI
vide letter dated November 3, 2021 has clarified that Cash Equivalent shall consist of Government Securities, T-Bills and
Repo on Government Securities
Apart from the above investment restrictions, the Scheme may follow certain internal norms vis-à-vis limiting exposure
to scrips, sectors etc., within the above mentioned restrictions, and these are subject to review from time to time.
Negative list: The Scheme will not invest/ have exposure in the following:

Sr. No Particulars
1. Short Selling

INVESTMENT STRATEGY Please refer to page 17-18

RISK PROFILE OF THE SCHEMES Please refer to Page Nos. 18-23 for summarised Scheme Specific Risk Factors.
FOR DETAILS ON RISK FACTORS AND RISK MITIGATION MEASURES, PLEASE REFER SID.

7
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL MULTI-ASSET FUND

PLANS AND OPTIONS Plans available under the Scheme: • ICICI Prudential Multi-Asset Fund - Direct Plan and • ICICI Prudential Multi-
Asset Fund - Regular Plan
Options under each Plan(s): • Growth Option • Income Distribution cum Capital Withdrawal (IDCW)
(1) IDCW Payout (2) IDCW Reinvestment
• Including Default option/ facility (as applicable) are as follows:

Default Plan (if no • If broker code is not mentioned the default plan is ICICI Prudential Multi-Asset Fund – Direct
plan is selected) Plan
• If broker code is mentioned the default plan is ICICI Prudential Multi-Asset Fund Fund - Reg-
ular Plan

Default Plan (in • If ICICI Prudential Multi-Asset Fund Fund – Direct Plan is opted, but ARN code is also stated,
certain circum- then application would be processed under ICICI Prudential Multi-Asset Fund – Direct Plan
stances) • If ICICI Prudential Multi-Asset Fund Fund - Regular Plan is opted, but ARN code is not stated,
then the application would be processed under ICICI Prudential Multi-Asset Fund Fund – Di-
rect Plan

Default Option Growth Option

Default sub option IDCW Reinvestment

For details with respect to AMFI Best Practices Guidelines dated February 2, 2024 on treatment of applications received
with invalid ARNs or ARNs subsequently found to be invalid, investors are requested to refer to the relevant provisions
of the SAI.
The Trustee reserves the right to add any other options/ sub-options under the Scheme.
For detailed disclosure on default plans and options, kindly refer SAI.
Systematic Investment Plan Daily - Minimum ₹ 20/- (plus in multiple of Re. 1/-) Minimum number of installments - 6,
Weekly, Fortnightly & Monthly Frequencies: Minimum Rs. 100/- (plus in multiple of Re. 1/-) Minimum number of
installments - 6
Quarterly: Minimum Rs. 5000/- (plus in multiple of Re. 1/-) Minimum number of instalments - 4.
This scheme is also Eligible for Freedom SIP.
Systematic Withdrawal Plan Available
Switch Facility Available
STP / Flex STP / Booster STP / Booster Available. For Booster SIP and Booster STP, the scheme is a target scheme under both facilitates.
SIP
APPLICABLE NAV ØØØ
MINIMUM APPLICATION AMOUNT/ Purchase Additional Purchase Redemption
NUMBER OF UNITS#
Rs. 5,000 (plus in multiples of Re.1) Rs. 1,000 (plus in multiples of Re.1) Any Amount
IN CASE OF SWITCHES Minimum Application (switch-ins): Rs. 5,000/- and any amount thereafter
Additional Application (switch-ins): Rs. 1,000/- and any amount thereafter
DESPATCH OF REDEMPTION As per SEBI (Mutual Funds) Regulations, 1996, the redemption proceeds shall be dispatched within 3 business days
REQUEST from the date of redemption request subject to exceptional situations and additional timelines for redemption payments
provided by AMFI vide its letter no. AMFI/ 35P/ MEM-COR/ 74 / 2022- 23 dated January 16, 2023”. A penal interest of 15%
p.a. or such other rate as may be prescribed by SEBI from time to time, will be paid in case the payment of redemption
proceeds is not made within the stipulated timelines.
BENCHMARK INDEX Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) + Domestic Price of Silver (1%)
+ iCOMDEX Composite Index (3%)
The benchmark of the Scheme has been changed from Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + LBMA
AM Fixing Prices (10%) to Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) +
Domestic Price of Silver (1%) + iCOMDEX Composite Index (3%) with effect from July 1, 2023.
The composition of the benchmark is such that it is most suited for comparing performance of the Scheme. The Trustees
reserves the right to change the benchmark in future, if a benchmark better suited to the investment objective of the
Scheme is available.
IDCW Policy Refer Page No. 25
THE FUND MANAGER Mr. Sankaran Naren, Mr. Ihab Dalwai, Mr. Akhil Kakkar, Mr. Manish Banthia and Mr. Gaurav Chikane (for
(Tenure given is as on March 31, 2025) Commodities), Ms. Sri Sharma (for derivative transactions) Ms. Sharmila D’silva and Ms. Masoomi Jhurmarvala
are the fund managers of the Scheme. As on March 31, 2025, Mr. Sankaran Naren has been managing this
scheme for 13 years 1 month i.e. since February 2012, Mr. Ihab Dalwai has been managing this scheme for 7
years and 10 months i.e. since June 2017, Mr. Gaurav Chikane (for ETCDs) has been managing this Scheme for
3 years and 7 month i.e. since August, 2021, Ms. Sri Sharma (for derivative transactions) has been managing
the scheme for around 3 years 11 months i.e. since April 2021, Mr. Akhil Kakkar and Mr. Manish Banthia have
been managing the Scheme for 1 year and 2 months since January 22, 2024, Ms. Sharmila D’silva for managing
overseas investments and derivative transactions for 2 years 8 months since July 2022 and for managing
derivatives transactions since May 2024 and Ms. Masoomi Jhurmarvala has been managing the scheme for
around 5 months since November 2024.
NUMBER OF FOLIOS & ASSETS FOLIOS: 12,19,354
UNDER MANAGEMENT (AUM) AS ON
AUM: Rs. 55,360.32 crores
March 31, 2025
ADDITIONAL SCHEME RELATED i. SCHEME’S PORTFOLIO HOLDINGS
DISCLOSURES as on September 30, The top 10 holdings by the Scheme and allocation towards various sectors can be accessed at the below link:
2024 https://www.icicipruamc.com/news-and-media/downloads?currentTabFilter=SSD&&subCatTabFilter=Information
ii. DISCLOSURE OF NAME AND EXPOSURE TO TOP 7 ISSUERS, STOCKS, GROUPS AND SECTORS AS A PERCENTAGE OF
NAV OF THE SCHEME IN CASE OF DEBT AND EQUITY ETFS/INDEX FUNDS THROUGH A FUNCTIONAL WEBSITE LINK
THAT CONTAINS DETAILED DESCRIPTION –
Not Applicable
iii. PORTFOLIO DISCLOSURE
Investors can obtain Scheme’s latest fortnightly/monthly/half yearly portfolio holding from the website of AMC
i.e. https://www.icicipruamc.com/news-and-media/downloads
iv. SCHEME’s PORTFOLIO TURNOVER RATIO: 0.28 times

8
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL MULTI-ASSET FUND

SCHEME PERFORMANCE Please refer to page 24-25 for performance
EXPENSES OF THE SCHEME As follows
a) Load Structure:
Exit Load for redemption/switch on If redeemed 30% of units within 1 year from allotment - Nil
applicable NAV on the basis of the If redeemed more than 30% of units, within 1 Year - 1%
investment period from the date of If redeemed after 1 year - Nil
allotment of units
b) Actual Recurring Expenses for ICICI Prudential Multi-Asset Fund - Regular Plan : 1.41% (Actual Recurring Expenses Excludes
the previous financial year ended ICICI Prudential Multi-Asset Fund - Direct Plan : 0.69% GST on Management Fees)
March 31, 2025 (% of NAV)
Tax treatment for the Investors Daily Net Asset Value (NAV) For Investor Grievances please Unitholders’ Information: Refer to page
(Unitholders): Refer to page no. 25 Publication: Refer to page no. 25 contact: Refer to page no. 26 no. 26

KEY SCHEME FEATURES OF ICICI PRUDENTIAL LARGE CAP FUND (Erstwhile ICICI Prudential Bluechip Fund)
TYPE An open ended equity scheme predominantly investing in large cap stocks.
INVESTMENT OBJECTIVE o generate long term capital appreciation and income distribution to investors from a portfolio that is predominantly in-
vested in equity and equity related securities of large cap companies.
However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
ASSET ALLOCATION PATTERN Under normal circumstances, the asset allocation under the Scheme will be as follows:
Instruments Indicative allocations (% of total
assets)
Minimum Maximum
Equities & Equity related securities of large cap companies 80 100
Other Equity & Equity related instruments 0 20
Debt & Money Market Instruments and Units of Mutual Funds 0 20
Units issued by REITs & InvITs 0 10
For the purpose of identification of large cap companies, communication provided by SEBI/AMFI shall be considered.
Currently, as per paragraph 2.7 of the Master Circular, large cap companies are defined as 1st -100th company in terms
of full market capitalization.
The Margin may be placed in the form of such securities / instruments / deposits as may be permitted/eligible to be placed
as margin from the assets of the Scheme. The securities / instruments / deposits so placed as margin shall be classified
under the applicable category of assets for the purposes of asset allocation.
The cumulative gross exposure through equity, debt, derivative positions (including fixed income derivatives), repo
transactions in corporate debt securities, other permitted securities/assets and such other securities/assets as may be
permitted by the SEBI from time to time, should not exceed 100% of the net assets of the Scheme.
Mutual Funds are required to adopt list of stocks prepared by AMFI in this regard.
Exposure to various instruments will be as per the indicative table given below (Below percentages shall be subject to
applicable SEBI circulars):

Sr. No. Type of Instrument Percentage of exposure Circular references

1. Up to 20% of net assets of a single intermediary Paragraph 12.11 of

Stock Lending
(broker) limit will be up to 5% of the Net Assets. the Master Circular

2. Derivatives As follows:

2a Equity Derivatives for hedging

purpose
Up to 50% of the equity portfolio Paragraph 12.25 of
2b Equity Derivatives for non-hedg- the Master Circular
ing purpose

2c Debt Derivatives for hedging/non

Up to 50% of the debt portfolio of the Scheme.
hedging purpose

3. Securitized Debt Paragraph 12.15 of

Up to 40% of the debt portfolio of the scheme
the Master Circular

4. *Overseas Securities Paragraph 12.19 of

Up to 20% of the net assets
the Master Circular

5. Units of REIT and InvIT Upto 10% of net assets and not more than 5% of
Paragraph 12.21 of
its NAV in the units of REIT and InvIT issued by
the Master Circular
a single issuer.

6. AT1 and Tier II Bonds a) Upto 10% of its NAV of the debt portfolio of
the scheme in perpetual debt instruments and
b) Upto 5% of its NAV of the debt portfolio of the
scheme at single issuer level. The above expo- Paragraph 12.2 of
sure will be subject to the overall limit for debt Master Circular
instruments issued by a single issuer and other
prudential limits with respect to the debt instru-
ments.

9
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL LARGE CAP FUND (Erstwhile ICICI Prudential Bluechip Fund)
ASSET ALLOCATION PATTERN
Sr. No. Type of Instrument Percentage of exposure Circular references
(CONTD.)
7. Structured Obligation and Credit Up to 10% of the debt portfolio of the Paragraph 12.3 of
Enhancement scheme and the group exposure in such instru- the Master Circular.
ments shall not exceed 5% of the debt port-
folio of the schemes:
a. Unsupported rating of debt instruments (i.e.
without factoring-in credit enhancements) is
below investment grade and b. Supported rat-
ing of debt instruments (i.e. after factoring - in
credit enhancement) is above investment grade.

*Pursuant to communication received from AMFI, investments in the units of overseas ETF has currently been suspended
and the same shall be resumed in accordance with the directions received from SEBI/AMFI in this regard from time to time.
The Scheme can take covered-call positions for stock derivatives, as permitted by SEBI in accordance with paragraph
12.25.8 of the Master Circular.
The Scheme may invest in other Schemes under the same AMC or any other Mutual Fund without charging any fees,
provided the aggregate inter-Scheme investment made by all the Schemes under the same management or in Schemes
under management of any other asset management company shall not exceed 5% of the Net Asset Value of the Fund. No
investment management fees shall be charged for investing in other Schemes of the Fund or in the Schemes of any other
mutual fund.
Rebalancing due to Short Term Defensive Consideration:
• Due to market conditions, the AMC may invest beyond the range set out in the asset allocation. Such deviations shall
normally be for a short term and defensive considerations as per Paragraph 1.14.1.2.b of SEBI Master Circular and the
fund manager will rebalance the portfolio within 30 calendar days from the date of deviation.
Rebalancing due to Passive Breaches:
• Further, as per Paragraph 2.9 of SEBI Master Circular as may be amended from time to time, in the event of deviation
from mandated asset allocation due to passive breaches (occurrence of instances not arising out of omission and
commission of the AMC), the fund manager shall rebalance the portfolio of the Scheme within 30 Business Days. In case
the portfolio of the Scheme is not rebalanced within the period of 30 Business Days, justification in writing, including
details of efforts taken to rebalance the portfolio shall be placed before the Investment Review Committee of the AMC.
The Investment Review Committee, if it so desires, can extend the timeline for rebalancing up to sixty (60) Business Days
from the date of completion of mandated rebalancing period. Further, in case the portfolio is not rebalanced within the
aforementioned mandated plus extended timelines the AMC shall comply with the prescribed restrictions, the reporting
and disclosure requirements as specified in Paragraph 2.9 of the Master Circular.
Cash or cash equivalents with residual maturity of less than 91 days may be treated as not creating any exposure. AMFI
vide letter dated November 3, 2021 has clarified that Cash Equivalents shall consist of Government Securities, T-Bills and
Repo on Government Securities
Apart from the above investment restrictions, the Scheme mayfollow certain internal norms vis-à-vis limiting exposure to
scrips, sectors etc., within the above mentioned restrictions, and these are subject to review from time to time.
Negative list: The Scheme will not invest/ have exposure in the following:
Sr. No Particulars
1 Credit default swaps
2 Short Selling
3 Equity Linked Debentures

INVESTMENT STRATEGY Please refer to page 17-18

RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Docu-
ment (SID) carefully for details on risk factors before investment. Please refer to Page Nos. 18-23 for summarised Scheme
Specific Risk Factors.
FOR DETAILS ON RISK FACTORS AND RISK MITIGATION MEASURES, PLEASE REFER SID.
PLANS AND OPTIONS Plans available under the Scheme: • ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) - Direct Plan
and • ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) - Regular Plan
Options under each Plan(s): • Growth Option • Income Distribution cum Capital Withdrawal (IDCW)
(1) IDCW Payout (2) IDCW Reinvestment
• Including Default option/ facility (as applicable) are as follows:

Default Plan (if no • If broker code is not mentioned the default plan is ICICI Prudential Large Cap Fund (Erstwhile
plan is selected) ICICI Prudential Bluechip Fund) – Direct Plan
• If broker code is mentioned the default plan is ICICI Prudential Large Cap Fund (Erstwhile ICICI
Prudential Bluechip Fund) - Regular Plan

Default Plan (in • If ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) – Direct Plan is opted,
certain circum- but ARN code is also stated, then application would be processed under ICICI Prudential Large
stances) Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) – Direct Plan
• If ICICI Prudential Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) - Regular Plan is opt-
ed, but ARN code is not stated, then the application would be processed under ICICI Prudential
Large Cap Fund (Erstwhile ICICI Prudential Bluechip Fund) – Direct Plan

Default Option Growth Option

Default sub option IDCW Reinvestment

10
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL LARGE CAP FUND (Erstwhile ICICI Prudential Bluechip Fund)
Systematic Investment Plan Daily: Rs. 20/- and in multiples of ₹1/,
Weekly, Fortnightly and Monthly SIP$: Rs. 100/- (plus in multiple of Re. 1/-) Minimum installments: 6
Quarterly SIP$: Rs. 5,000/- (plus in multiple of Re. 1/-) Minimum installments – 4
$The applicability of the minimum amounts mentioned above are at the time of registration only.
This scheme is also Eligible for Freedom SIP.
Systematic Withdrawal Plan Available
Switch Facility Available
STP / Flex STP / Booster STP / Available. Booster SIP and Booster STP are available under the scheme. The scheme is a target scheme under both the
Booster SIP facilities.
APPLICABLE NAV ØØØ
MINIMUM APPLICATION AMOUNT/ Purchase Additional Purchase Redemption
NUMBER OF UNITS
Rs. 100 (plus in multiples of Re.1) Rs. 100 (plus in multiples of Re.1) Any Amount
Minimum Application Amount and Minimum Application (switch-ins): Rs. 100/- and any amount thereafter
Additional Application Amount in Additional Application (switch-ins): Rs. 100/- and any amount thereafter
case of switches
DESPATCH OF REDEMPTION As per SEBI (Mutual Funds) Regulations, 1996, the Mutual Fund shall despatch redemption proceeds within 3 working days
REQUEST from the date of redemption request subject to exceptional situations and additional timelines for redemption payments
provided by AMFI vide its letter no. AMFI/ 35P/ MEM-COR/ 74 / 2022-23 dated January 16, 2023”. A penal interest of 15%
p.a. or such other rate as may be prescribed by SEBI from time to time, will be paid in case the payment of redemption
proceeds is not made within 3 Working days from the date of redemption.
BENCHMARK INDEX Nifty 100 TRI
IDCW Policy Refer Page No. 25
THE FUND MANAGER The investments under the Scheme are managed by Mr. Anish Tawakley and Mr. Vaibhav Dusad. As on March 31, 2025,
(Tenure given is as on March 31, Mr. Anish Tawakley has been managing the Scheme for the tenure of 6 years 7month since September 2018 and Mr.
2025) Vaibhav Dusad has been managing the Scheme for the tenure of 4 Years 3 months since January 2021.
Ms. Sharmila D’silva is the fund manager for managing overseas investments of the Schemes of the Fund which have a
mandate to invest in overseas securities.
NUMBER OF FOLIOS & ASSETS FOLIOS: 29,76,574
UNDER MANAGEMENT (AUM) AS AUM: Rs. 64,962.52 crores
ON September 30, 2024
ADDITIONAL SCHEME RELATED i. SCHEME’S PORTFOLIO HOLDINGS
DISCLOSURES as on March 31, 2025 The top 10 holdings by the Scheme and allocation towards various sectors can be accessed at the below link:
https://www.icicipruamc.com/news-and-media/
downloads?currentTabFilter=OtherSchemeDisclosures&&subCatTabFilter=Monthly%20Portfolio%20Disclosures
ii. DISCLOSURE OF NAME AND EXPOSURE TO TOP 7 ISSUERS, STOCKS, GROUPS AND SECTORS AS A PERCENTAGE OF
NAV OF THE SCHEME IN CASE OF DEBT AND EQUITY ETFS/INDEX FUNDS THROUGH A FUNCTIONAL WEBSITE LINK
THAT CONTAINS DETAILED DESCRIPTION –
Not Applicable
iii. PORTFOLIO DISCLOSURE
Investors can obtain Scheme’s latest fortnightly/monthly/half yearly portfolio holding from the website of AMC
i.e. https://www.icicipruamc.com/news-and-media/
downloads?currentTabFilter=OtherSchemeDisclosures&&subCatTabFilter=Monthly%20Portfolio%20Disclosures
iv. SCHEME’s PORTFOLIO TURNOVER RATIO: 0.15 times
SCHEME PERFORMANCE Please refer to page 24-25 for performance
EXPENSES OF THE SCHEME As follows
a) Load Structure:

Exit Load for redemption/switch (a) Upto 1 Year from allotment - 1% of applicable NAV
on applicable NAV on the basis (b) More than 1 Year - Nil
of the investment period from the Any redemption/switch arising out of excess holding by an investor beyond 25% of the net assets of the Scheme in the manner
date of allotment of units envisaged under paragraph 6.11.1.1 (b) of the Master Circular, such redemption / switch will not be subject to exit load.
b) Actual Recurring Expenses for ICICI Prudential Large Cap Fund - Regular Plan : 1.41% (Actual Recurring Expenses Excludes
the previous financial year ended (Erstwhile ICICI Prudential Bluechip Fund) GST on Management Fees)
March 31, 2025 (% of NAV) ICICI Prudential Large Cap Fund - Direct Plan : 0.89%
(Erstwhile ICICI Prudential Bluechip Fund)
Tax treatment for the Investors Daily Net Asset Value (NAV) For Investor Grievances please Unitholders’ Information: Refer to
(Unitholders): Refer to page no. 25 Publication: Refer to page no. 25 contact: Refer to page no. 26 page no. 26

11
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL BALANCED ADVANTAGE FUND

TYPE An Open Ended Dynamic Asset Allocation Fund

INVESTMENT OBJECTIVE To provide capital appreciation/income by investing in equity and equity related instruments including derivatives and
debt and money market instruments.
However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

ASSET ALLOCATION PATTERN Types of Instrument Indicative Allocation (% of Net Assets)

Minimum Maximum
Equity & Equity related instruments # 65% 100%
Debt and Money Market Instruments, including Units of Debt oriented mutual 0% 35%
fund schemes*@$
Preference Shares 0% 10%
Units issued by REITs and InvITs 0% 10%

#Although the gross equity and equity related exposure would be normally maintained between 65%-100%, the net
equity exposure can be brought down below 65% through various derivative strategies.
The Margin may be placed in the form of such securities / instruments / deposits as may be permitted/eligible to be placed
as margin from the assets of the Scheme. The securities / instruments / deposits so placed as margin shall be classified
under the applicable category of assets for the purposes of asset allocation.
@ Excluding subscription money in transit before deployment / payout
$ Any other security as may be permitted by SEBI/ RBI, subject to approval from SEBI / RBI as required
* Exposure to the Securitised debt will not exceed 50% of the debt portfolio
Exposure to various instruments will be as per the indicative table given below:

Sr. No. Type of Instrument Percentage of exposure Circular references

1. Stock Lending Up to 20% of net assets Paragraph 12.11 of the

Master Circular

2. Derivatives Up to 50% of total assets Paragraph 12.25 of the

Master Circular
2(a) Equity Derivatives for hedging Upto 50 % of net assets
purpose

2(b) Equity Derivatives for non-hedg- Upto 50% of net assets

ing purpose

2(c) Debt Derivatives for hedging/non Upto 20% of net assets

hedging purpose

3. Securitized Debt Up to 50 % of the debt portfolio Paragraph 12.15 of the

Master Circular

4. Overseas Securities Up to 35% of the net assets Paragraph 12.19 of the

Master Circular

Sr. No. Type of Instrument Percentage of exposure Circular references

5. Structured Obligations, Credit Upto 10% of the debt portfolio of the scheme Paragraph 12.3 of the
enhancements and group exposure in such instruments shall Master Circular
not exceed 5% of the debt portfolio of the
schemes:
a. Unsupported rating of debt instruments (i.e.
without factoring-in credit enhancements) is
below investment grade and
b. Supported rating of debt instruments (i.e. af-
ter factoring-in credit enhancement) is above
investment grade

6. Units of REITs ands InvITs Upto 10% of Total Assets Paragraph 12.21 of the
Master

7. AT1 and Tier II bonds a) Upto 10% of its NAV of the debt portfolio of Paragraph 12.2 of Mas-
the scheme in perpetual debt instruments ter Circular
and
b) Upto 5% of its NAV of the debt portfolio of
the scheme at single issuer level. The above
exposure will be subject to the overall limit
for debt instruments issued by a single issu-
er and other prudential limits with respect to
the debt instruments

The Scheme can take covered-call positions for stock derivatives, as permitted by SEBI.
Derivatives shall mean derivatives instruments as permitted by SEBI, including derivative exposure in accordance with
paragraph 7.5 and 12.25 of Master Circular. The Scheme may also participate in Imperfect Hedging up to 20% of the
net assets.
The Cumulative Gross Exposure to Equity, Debt, Money market instruments, Derivatives, Preference Shares, units of REITs
and INVITs, etc. and such other securities/assets as may be permitted by the Board from time to time, subject to prior
approval from SEBI, if required, should not exceed 100% of the net assets of the scheme.
Investors may note that securities, which endeavor to provide higher returns typically, display higher volatility. Accordingly,
the investment portfolio of the Scheme would reflect moderate to very high volatility in its equity and equity related
investments and low to moderate volatility in its debt and money market investments.

12
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL BALANCED ADVANTAGE FUND

ASSET ALLOCATION PATTERN Considering the inherent characteristics of the Scheme, equity positions are built-up gradually and also sold off gradually.
(CONTD.) This would necessarily entail having large cash position before the portfolio is fully invested and during periods when
equity positions are being sold off to book profits/losses or to meet redemption needs. Such positions shall be subject to
rebalancing period and in line with paragraph 2.9 of the Master Circular.
Rebalancing due to Short Term Defensive Consideration:
• Due to market conditions, the AMC may invest beyond the range set out in the asset allocation. Such deviations shall
normally be for a short term and defensive considerations as per Para 1.14.1.2.b the Master Circular and the fund
manager will rebalance the portfolio within 30 calendar days from the date of deviation.
Rebalancing due to Passive Breaches:
• Further, as per Para 2.9 of SEBI Master Circular, as may be amended from time to time, in the event of deviation from
mandated asset allocation due to passive breaches (occurrence of instances not arising out of omission and commis-
sion of the AMC), the fund manager shall rebalance the portfolio of the Scheme within 30 Business Days. In case the
portfolio of the Scheme is not rebalanced within the period of 30 Business Days, justification in writing, including de-
tails of efforts taken to rebalance the portfolio shall be placed before the Investment Review Committee of the AMC.
The Investment Review Committee, if it so desires, can extend the timeline for rebalancing up to sixty (60) Business
Days from the date of completion of mandated rebalancing period. Further, in case the portfolio is not rebalanced
within the aforementioned mandated plus extended timelines the AMC shall comply with the prescribed restrictions,
the reporting and disclosure requirements as specified in Para 2.9 of the Master Circular.
Apart from the above investment restrictions, the Scheme may follow certain internal norms vis-à-vis limiting exposure
to scrips, sectors etc., within the above mentioned restrictions, and these are subject to review from time to time.
Negative list: The Scheme will not invest/ have exposure in the following:
Sr. No Particulars
1. Short selling

INVESTMENT STRATEGY Please refer to page 17-18

RISK PROFILE OF THE SCHEME Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information
Document (SID) carefully for details on risk factors before investment. Please refer to Page Nos. 18-23 for summarised
Scheme Specific Risk Factors.

FOR DETAILS ON RISK FACTORS AND RISK MITIGATION MEASURES, PLEASE REFER SID.

PLANS AND OPTIONS Plans available under the Scheme: • ICICI Prudential Balanced Advantage Fund - Direct Plan and • ICICI Prudential Balanced
Advantage Fund - Regular Plan
Options under each Plan(s): • Growth Option • Income Distribution cum Capital Withdrawal (IDCW)
(1) IDCW Payout (2) IDCW Reinvestment
• Including Default option/ facility (as applicable) are as follows:

Default Plan (if no • If broker code is not mentioned the default plan is ICICI Prudential Balanced Advantage
plan is selected) Fund – Direct Plan
• If broker code is mentioned the default plan is ICICI Prudential Balanced Advantage Fund -
Regular Plan

Default Plan (in • If ICICI Prudential Balanced Advantage Fund – Direct Plan is opted, but ARN code is also
certain circum- stated, then application would be processed under ICICI Prudential Balanced Advantage
stances) Fund – Direct Plan
• If ICICI Prudential Balanced Advantage Fund - Regular Plan is opted, but ARN code is not
stated, then the application would be processed under ICICI Prudential Balanced Advan-
tage Fund – Direct Plan

Default Option Growth Option

Default sub option IDCW Reinvestment

Systematic Investment Plan Daily, Weekly, Fortnightly & Monthly$: Minimum Rs. 100/- & in multiples of Re. 1 (Minimum number of installments - 6)
(Min. amount applicablity is at the time Quarterly$: Minimum Rs. 5000/-& in multiples of Re. 1 (Minimum number of instalments - 4)
of registration) This scheme is also Eligible for Freedom SIP.

Systematic Withdrawal Plan Available. Please refer to SID.

Switch Facility Available

STP / Flex STP / Booster STP / Available.

Booster SIP

APPLICABLE NAV ØØØ

MINIMUM APPLICATION AMOUNT/ Purchase Additional Purchase Redemption

NUMBER OF UNITS
Rs. 500 (plus in multiples of Re.1) Rs. 100 (plus in multiples of Re.1) Any Amount

IN CASE OF SWITCHES Minimum Application (switch-ins): Rs. 500/- and any amount thereafter
Additional Application (switch-ins): Rs. 100/- and any amount thereafter

DESPATCH OF REDEMPTION As per SEBI (Mutual Funds) Regulations, 1996, the redemption proceeds shall be dispatched within 3 business days
REQUEST ## from the date of redemption request subject to exceptional situations and additional timelines for redemption payments
provided by AMFI vide its letter no. AMFI/ 35P/ MEM-COR/ 74 / 2022- 23 dated January 16, 2023”. A penal interest of 15%
p.a. or such other rate as may be prescribed by SEBI from time to time, will be paid in case the payment of redemption
proceeds is not made within the stipulated timelines.

BENCHMARK INDEX CRISIL Hybrid 50+50 - Moderate Index

IDCW Policy Please refer to page no. 17

13
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL BALANCED ADVANTAGE FUND

THE FUND MANAGER Sr No Name Asset Portion Tenure w.e.f

(Tenure given is as on March 31,
2025) 1 Sankaran Naren Equity 7 Years 9 Months July 2017

2 Manish Banthia Debt 15 Years 5 Months November 2009

3 Rajat Chandak Equity 9 Years 7 Months September 2015

4 Akhil Kakkar Debt 1 Year 3 Months January 2024

5 Ihab Dalwai Equity 7 Years 3 Months January 2018

6 SRI SHARMA Derivatives 3 Years 9 Months April 2021

NUMBER OF FOLIOS & ASSETS FOLIOS: 7,93,155

UNDER MANAGEMENT (AUM) AS ON AUM: Rs. 60,591.13 crores
March 31, 2025

ADDITIONAL SCHEME RELATED i. SCHEME’S PORTFOLIO HOLDINGS

DISCLOSURES as on March 31, 2025 The top 10 holdings by the Scheme and allocation towards various sectors can be accessed at the below link:
https://www.icicipruamc.com/news-and-media/downloads?currentTabFilter=SSD&&subCatTabFilter=Information
ii. DISCLOSURE OF NAME AND EXPOSURE TO TOP 7 ISSUERS, STOCKS, GROUPS AND SECTORS AS A PERCENTAGE OF
NAV OF THE SCHEME IN CASE OF DEBT AND EQUITY ETFS/INDEX FUNDS THROUGH A FUNCTIONAL WEBSITE LINK
THAT CONTAINS DETAILED DESCRIPTION – Not Applicable
iii. PORTFOLIO DISCLOSURE
Investors can obtain Scheme’s latest fortnightly/monthly/half yearly portfolio holding from the website of AMC
i.e. https://www.icicipruamc.com/news-and-media/
downloads?currentTabFilter=OtherSchemeDisclosures&&subCatTabFilter=Monthly%20Portfolio%20Disclosures
iv. SCHEME’s PORTFOLIO TURNOVER RATIO: 0.34 times

SCHEME PERFORMANCE Please refer to page 24-25 for performance

EXPENSES OF THE SCHEME As follows

a) Load Structure:

Exit Load on applicable NAV on the If redeem/switch out:

basis of the investment period from (a) Upto 30% of units within 1 year from the date of allotment - Nil
the date of allotment of units (b) More than 30% of units, within 1 year from the date of allotment - 1% of applicable NAV
(c) After 1 year from the date of allotment- Nil.

b) Actual Recurring Expenses for the ICICI Prudential Balanced Advantage Fund - Regular Plan : 1.46% (Actual Recurring Expenses Excludes
previous financial year ended March ICICI Prudential Balanced Advantage Fund - Direct Plan : 0.92% GST on Management Fees
31, 2025 (% of NAV) (Actual Recurring Expenses Excludes Service tax on Management Fees)

Tax treatment for the Investors Daily Net Asset Value (NAV) For Investor Grievances please Unitholders’ Information: Refer to
(Unitholders): Refer to Page no. 25 Publication: Refer to Page no. 25 contact: Refer to Page no. 26 Page no. 26

14
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL ASSET ALLOCATOR FUND (FOF)

TYPE An open ended fund of funds scheme investing in equity oriented schemes, debt oriented schemes and gold ETFs/schemes.
INVESTMENT OBJECTIVE The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of equity, debt, and
gold schemes accessed through the diversified investment styles of underlying schemes.
However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
ASSET ALLOCATION PATTERN Under normal circumstances, the asset allocation under the Scheme will be as follows:
Instruments Indicative allocations (% of corpus)
under normal circumstances
Minimum Maximum
Equity oriented schemes 0% 100%
Debt-oriented schemes 0% 100%
Gold ETFs/ schemes 0% 50%
Money Market Instruments (with maturity not exceeding 91 days), including 0% 5%
Tri-Party Repo*, cash & cash equivalents
* or similar instruments as may be permitted by RBI/SEBI
The Margin may be placed in the form of such securities / instruments / deposits as may be permitted/eligible to be placed as
margin from the assets of the Scheme. The securities / instruments / deposits so placed as margin shall be classified under
the applicable category of assets for the purposes of asset allocation. The Scheme can invest in the schemes managed by
ICICI Prudential Mutual Fund or any other Mutual Fund(s) as per the above stated asset allocation.
The Cumulative Gross Exposure across units of mutual fund schemes/ETFs, Money Market Instruments and such other
securities/assets as may be permitted by SEBI should not exceed 100% of the net assets of the scheme.
Exposure to various instruments will be as per the indicative table given below (Below percentages shall be subject to
applicable SEBI circulars):

Sr. No. Type of Instrument Percentage of exposure Circular references

1. Stock Lending Nil Not applicable
2. Derivatives Nil Not applicable
3. Securitized Debt Nil Not applicable
4. Overseas securities Nil Not applicable
5. AT1 and Tier II Bonds Nil Not applicable
6. Units of Reits and InvITs Nil Not applicable
7. Structured Obligations and Credit Enhancements Nil Not applicable
At all points of time, the scheme will remain invested at least 95% (minimum allocation) in the underlying schemes.
However, on account of rebalancing or certain liquidity requirements, the exposure to the underlying mutual fund schemes
may fall below 95%. In such cases the same shall be rebalanced as per the provisions stated below. The portfolio
would be rebalanced periodically to address any deviations from the aforementioned allocations due to market changes.
Further, the AMC shall comply with the applicable regulatory guidelines related to reporting and disclosure requirements
as specified in the aforesaid circular.
Rebalancing due to Short Term Defensive Consideration:
• Due to market conditions, the AMC may invest beyond the range set out in the asset allocation. Such deviations
shall normally be for a short term and defensive considerations as per Paragraph 1.14.1.2.b of Master Circular, and
the fund manager will rebalance the portfolio within 30 calendar days from the date of deviation.
Rebalancing due to Passive Breaches:
• Further, as per Paragraph 2.9 of Master Circular, as may be amended from time to time, in the event of deviation
from mandated asset allocation due to passive breaches (occurrence of instances not arising out of omission and
commission of the AMC), the fund manager shall rebalance the portfolio of the Scheme within 30 Business Days.
In case the portfolio of the Scheme is not rebalanced within the period of 30 Business Days, justification in writing,
including details of efforts taken to rebalance the portfolio shall be placed before the Investment Committee of the
AMC. The Investment Committee, if it so desires, can extend the timeline for rebalancing up to sixty (60) Business
Days from the date of completion of mandated rebalancing period. Further, in case the portfolio is not rebalanced
within the aforementioned mandated plus extended timelines the AMC shall comply with the prescribed restrictions,
the reporting and disclosure requirements as specified in Paragraph 2.9 of the Master Circular.
Cash or cash equivalents with residual maturity of less than 91 days may be treated as not creating any exposure.
AMFI vide letter dated November 3, 2021 has clarified that Cash Equivalent shall consist of Government Securities,
T-Bills and Repo on Government Securities
Apart from the above investment restrictions, the Scheme follows certain internal norms vis-à-vis limiting exposure to
scrips, sectors etc., within the above mentioned restrictions, and these are subject to review from time to time.
Negative list: The Scheme will not directly invest/ have exposure in the following:
Sr. No Particulars
1. Securitized debt
2. Overseas Securities
3. Derivatives
4. Short selling
5. Stock lending
6. Repo in corporate debt securities
7. Credit Default Swaps transactions
8. Structured Obligations
9. Units of Reits and InvITs
10. AT1 and Tier II Bonds
11. Equity and equity related instruments
12. Debentures

15
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL ASSET ALLOCATOR FUND (FOF)

INVESTMENT STRATEGY Please refer to page 17-18
RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information
Document (SID) carefully for details on risk factors before investment. Refer to Page Nos. 18-23 for Scheme Specific Risk
Factors
FOR DETAILS ON RISK FACTORS AND RISK MITIGATION MEASURES, PLEASE REFER SID.
PLANS AND OPTIONS Plans available under the Scheme: • ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan and • ICICI Prudential Asset
Allocator Fund (FOF) - Regular Plan Options under each Plan(s): • Growth Option • Income Distribution cum Capital
Withdrawal (IDCW)
(1) IDCW Payout (2) IDCW Reinvestment
• Including Default option/ facility (as applicable) are as follows:

Default Plan (if no • If broker code is not mentioned the default plan is ICICI Prudential Asset Allocator Fund (FOF)
plan is selected) – Direct Plan
• If broker code is mentioned the default plan is ICICI Prudential Asset Allocator Fund (FOF) -
Regular Plan

Default Plan (in • If ICICI Prudential Asset Allocator Fund (FOF) – Direct Plan is opted, but ARN code is also
certain circum- stated, then application would be processed under ICICI Prudential Asset Allocator Fund (FOF)
stances) – Direct Plan
• If ICICI Prudential Asset Allocator Fund (FOF) - Regular Plan is opted, but ARN code is not
stated, then the application would be processed under ICICI Prudential Asset Allocator Fund
(FOF) – Direct Plan

Default Option Growth Option

Default sub option IDCW Reinvestment

BENCHMARK INDEX CRISIL Hybrid 50 + 50 - Moderate Index

The composition of the benchmark is such that it is most suited for comparing performance of the Scheme. The Trustee
reserves right to change the benchmark for performance of the scheme by suitable notification to the investors to this effect.
THE FUND MANAGER Mr. Sankaran Naren, Mr. Dharmesh Kakkad, Mr. Manish Banthia and Mr. Ritesh Lunawat are the Fund Managers of the
(Tenure given is as on March 31, Scheme. As on March 31, 2025, Mr. Dharmesh Kakkad is managing the equity portion of this fund for 6 years and 11 months
2025) since May 2018, Mr. Sankaran Naren is managing the equity portion of this fund for 6 years and 7 months since September
2018, Mr. Manish Banthia is managing the debt portion of this fund for around 7 years and 10 months since June, 2017
and Mr. Ritesh Lunawat is managing the debt portion of this Scheme for around 1 year and 10 months since June, 2023.
NUMBER OF FOLIOS & ASSETS FOLIOS : 3,24,631
UNDER MANAGEMENT (AUM) AS AUM : Rs. 24,411.73 crores
ON MARCH 31, 2025
SCHEME PERFORMANCE Please refer to page 24-25 for performance
ADDITIONAL SCHEME RELATED i. SCHEME’S PORTFOLIO HOLDINGS
DISCLOSURES as on March 31, 2025 The top 10 holdings by the Scheme and allocation towards various sectors can be accessed at the below link: https://
www.icicipruamc.com/news-and-media/downloads?currentTabFilter=SSD&&subCatTabFilter=Information
ii. DISCLOSURE OF NAME AND EXPOSURE TO TOP 7 ISSUERS, STOCKS, GROUPS AND SECTORS AS A PERCENTAGE
OF NAV OF THE SCHEME IN CASE OF DEBT AND EQUITY ETFS/INDEX FUNDS THROUGH A FUNCTIONAL WEBSITE
LINK THAT CONTAINS DETAILED DESCRIPTION – Not Applicable
iii. PORTFOLIO DISCLOSURE
Investors can obtain Scheme’s latest fortnightly/monthly/half yearly portfolio holding from the website of AMC i.e. https://
www.icicipruamc.com/news-and-media/downloads?currentTabFilter=SSD&&subCatTabFilter=Information
iv. SCHEME’s PORTFOLIO TURNOVER RATIO: NA
EXPENSES OF THE SCHEME As follows
a) Load Structure

16
ICICI Prudential Mutual Fund

KEY SCHEME FEATURES OF ICICI PRUDENTIAL ASSET ALLOCATOR FUND (FOF)

Exit Load for redemption/switch on • If units purchased or switched in from another scheme of the Fund are redeemed or switched out up to 10% of the
applicable NAV on the basis of the units (the limit) purchased or switched within 1 year from the date of allotment – Nil
investment period from the date of • If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the
allotment of units limit within 1 Year from the date of allotment - 1% of the applicable NAV
• If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year from
the date of allotment - Nil
b) Actual Recurring Expenses for ICICI Prudential Asset Allocator Fund (FOF) – Regular Plan : 1.34% (Actual Recurring Expenses Excludes Goods
the previous financial year ended ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan : 0.40% & Services tax on Management Fees)
March 31, 2025 (% of NAV)
Tax treatment for the Investors Daily Net Asset Value (NAV) For Investor Grievances please Unitholders’ Information: Refer to Page
(Unitholders): Refer to Page no. 25 Publication: Refer to Page no. 25 contact: Refer to Page no. 26 no. 26

ØØØ APPLICABLE NAV FOR PURCHASE, INCLUDING SWITCH IN: The Scheme may also invest a part of its corpus in overseas markets in Global
The below cut-off timings and applicability of NAV shall be applicable in Depository Receipts (GDRs), ADRs, overseas equity, bonds and mutual funds
respect of valid applications received at the Official Point(s) of Acceptance and such other instruments as may be allowed under the Regulations from time
on a Business Day: to time.
The Scheme may engage in Stock Lending activities.
For Purchase of any amount:
In respect of valid applications received upto 3.00 p.m. and where the funds The Scheme may invest in derivatives such as Futures & Options and such other
for the entire amount are available for utilization before the cut-off time i.e. derivative instruments like Stock/ Index Futures, Interest Rate Swaps, Forward
Rate Agreements or such other derivative instruments as may be introduced and
3.00 p.m. - the closing NAV of the day shall be applicable.
permitted by SEBI from time to time. The Scheme may invest in derivative for the
In respect of valid applications received after 3.00 p.m. and where the purpose of hedging, portfolio balancing and other purposes as may be permitted
funds for the entire amount are available for utilization on the same day under the Regulations. Hedging using Interest Rate Futures could be perfect or
or before the cut-off time of the next business day - the closing NAV of the imperfect, subject to applicable regulations.
next Business Day shall be applicable.
Fixed Income securities
Irrespective of the time of receipt of application, where the funds for the
The Scheme may also invest in Debt and Money Market Securities/Instruments
entire amount are available for utilization before the cut-off time on any
(Money Market securities include cash and cash equivalents). The Scheme aims to
subsequent Business Day - the closing NAV of such subsequent Business identify securities which offer optimal level of yields/returns, considering risk-re-
Day shall be applicable. ward ratio. With the aim of controlling risks rigorous in depth credit evaluation of
For Switch-ins of any amount: the securities proposed to be invested in will be carried out by the Risk Manage-
In case of switch from one scheme to another scheme received before cut- ment Team of the AMC. The credit evaluation includes a study of the operating
off i.e. upto 3 p.m. having business day for both the schemes, closing NAV of environment of the issuer, the short as well as long-term financial health of the
the Business Day shall be applicable for switch-out scheme and for Switch- issuer. Rated debt instruments in which the Scheme invests will be of investment
in scheme, the closing NAV of the Business Day shall be applicable, on grade as rated by a credit rating agency. The AMC may consider the ratings of
which funds are available for utilization in the switch-in scheme (allocation such Rating Agencies as approved by SEBI to carry out the functioning of rating
agencies. The Scheme may invest in securitised debt.
shall be in line with the redemption payout).
In addition, the investment team of the AMC will study the macro economic condi-
To clarify, for investments through systematic investment routes such as
tions, including the political, economic environment and factors affecting liquidity
Systematic Investment Plans (SIP), Systematic Transfer Plans (STP), Flex and interest rates. The AMC would use this analysis to attempt to predict the
STP, Value STP, Capital Appreciation STP, IDCW Transfer, Trigger etc. likely direction of interest rates and position the portfolio appropriately to take
the units will be allotted as per the closing NAV of the day on which the advantage of the same.
funds are available for utilization by the Target Scheme irrespective of the
Further, the Scheme may invest in other schemes managed by the AMC or in the
installment date of the SIP, STP or record date of IDCW etc.
schemes of any other Mutual Funds in terms of the prevailing Regulations. As
- “Switch Out” shall be treated as redemption application and accordingly, per the Regulations, no investment management fees will be charged for such
closing NAV of the day will be applicable based on the cut-off time for investments.
redemption followed for various type of schemes. For the present, the Scheme does not intend to enter into underwriting obliga-
- “Switch In” shall be treated as purchase application and accordingly for tions. However, if the Scheme does enter into an underwriting agreement, it
unit allotment, closing NAV of the day will be applicable on which the funds would do so after complying with the Regulations and with the prior approval of
are available for utilization. the Board of the AMC/Trustee.
APPLICABLE NAV FOR REDEMPTION, INCLUDING SWITCH OUT: The scheme may undertake repo transactions in corporate debt securities in ac-
cordance with the directions issued by RBI and SEBI from time to time. Such in-
In respect of valid applications received upto 3.00 pm on a business day by vestment shall be made subject to the guidelines which may be prescribed.
the Mutual Fund, same day’s closing NAV shall be applicable.
For detailed derivatives strategies and illustrations, please refer to SAI.
In respect of valid applications received after the cut off time by the Mutual
Fund: the closing NAV of the next business day. ICICI PRUDENTIAL MULTI-ASSET FUND:
The Scheme proposes to invest across asset classes, in line with the asset
allocation mentioned in the SID, with the aim of generating capital appreciation
INVESTMENT STRATEGIES: and income for investors. With this aim the Investment Manager will allocate the
ICICI PRUDENTIAL VALUE FUND (Erstwhile ICICI Prudential Value Discovery assets of the Scheme predominantly in Equity and equity related instruments,
Fund) : and remaining portion of the corpus in Debt, units of Gold ETFs/ETCDs/ units of
Silver ETFs/ units of REITs & InvITs/ Preference shares. The actual percentage of
The Scheme shall follow an active investment strategy. The Scheme is an investment in other asset classes will be decided after considering the prevailing
open-ended Scheme that aims to provide long term capital growth by investing market conditions, the macroeconomic environment (including interest rates
primarily in a well-diversified portfolio of companies that are selected based on and inflation), the performance of the corporate sector, the equity markets and
the criteria of Value Investing. Value investing is an investment strategy where general liquidity and other considerations in the economy and markets. Further
stocks are selected that trade for less than their intrinsic values. the Scheme shall follow an active investment strategy.
The Scheme proposes to carefully accumulate a portfolio of stocks, which are The AMC may choose to continuously churn the portfolio of the Scheme in order
available at a discount to its intrinsic value through a process of “Discovery”. The to achieve the investment objective.
Discovery Process would be through identification of such stocks, which have
attractive valuations in relation to earnings or book value or current and/or future The Scheme proposes to concentrate on business and economic fundamentals
IDCW and are available at a price, which can be termed as a bargain. This may driven by in-depth research techniques, employing strong stock selection. Stock-
constitute stocks, which have depreciated for a short period due to some excep- picking process proposed to be adopted is generally a “bottom-up” approach,
tional circumstance or due to market correction phase or due to lack of interest in seeking to identify companies with above average profitability supported by
investing in a sector, which has significantly under performed the market. Such sustainable competitive advantages and also to use a “top-down” discipline for
stocks are considered to have intrinsic value because of their business models risk control by ensuring representation of companies from various industries.
and show potential for smart growth in the future. Intrinsic value of a stock is The Scheme may also take exposure to various equity derivatives including
determined through analyzing the financial statements of the companies and futures and option strategies, as may be permitted by SEBI from time to time.
parameters such as EPS (Earnings per Share), the Book Value per share, under- In case of Debt and Money Market securities, the scheme aims to identify
standing the competition land-scape and business structure of these companies. securities which offer optimal level of yields/returns, considering risk-reward
The universe of stocks for this Scheme will be defined as those stocks whose ratio. With the aim of controlling risks rigorous in depth credit evaluation of the
prices are low relative to their fundamentals, their historic performance, their securities proposed to be invested in will be carried out by the Risk Management
book values, their earnings and cash flow potential and current and/or future team of the AMC. The credit evaluation includes a study of the operating
IDCW. environment of the issuer, the short as well as long-term financial health of the
For investment, AMC would use industry specific valuation measures to evaluate issuer.
companies in every sector in order to select the most attractive companies for The AMC may consider the ratings of such Rating Agencies as approved by SEBI
the portfolio. to carry out the functioning of rating agencies.

17
ICICI Prudential Mutual Fund
In addition, the investment team of the AMC will study the macro economic rate movement, etc. The gross equity and equity related exposure would be normally
conditions, including the political, economic environment and factors affecting maintained between 65%-100%, the net equity exposure can be brought down be-
liquidity and interest rates. The AMC would use this analysis to attempt to predict low 65% through various derivative strategies. The equity exposure is thus dynami-
the likely direction of interest rates and position the portfolio appropriately to cally managed and is increased when various factors are favourable towards equity
take advantage of the same. as an asset class or is brought down when the factors are not favourable. Further the
The Schemes could invest in Fixed Income Securities issued by government, Scheme shall follow an active investment strategy.
quasi government entities, corporate issuers, structured notes and multilateral Equity: The Scheme can invest into opportunities available across the market capi-
agencies in line with the investment objectives of the Scheme and as permitted talization. A top down approach shall be used to identify growth sectors and bottom
by SEBI from time to time. up approach to identify individual stocks. The following investment principles shall
The scheme will also invest in the appropriate exchange traded commodity be followed for equity investments:
derivatives or units of gold ETFs and/or units of Silver ETFs in order to achieve the Growth: Following growth investment philosophy looking to invest in companies,
investment objective. The scheme may also invest in Units issued by REITs & InvITs which are growing at a rapid pace.
after doing due research on the same. The scheme may also invest in preference
Valuations: Look at valuation matrix, invest in companies which are available at
shares. Further, the Scheme may invest in other schemes managed by the AMC
attractive valuations.
or in the Schemes of any other Mutual Funds, provided it is in conformity with the
prevailing Regulations. As per the Regulations, no investment management fees Diversification: Seek a diversified portfolio across various sectors to mitigate the
will be charged for such investments. concentration risk.
The Scheme may use derivative instruments like Interest Rate Swaps, Interest The Scheme may refer to certain in-house models which would be based on various
Rate Futures, Forward Rate Agreements or other derivative instruments for prevailing broad market parameters which would be dynamic in nature. The same
the purpose of hedging, portfolio balancing and other purposes, as permitted may be referred by the fund manager as required from time to time.
under the Regulations. Hedging using Interest Rate Futures could be perfect or For detailed derivatives strategies and illustrations, please refer to SAI.
imperfect, subject to applicable regulations. Usage of derivatives may expose
the Scheme to certain risks inherent to such derivatives. It may also invest in ICICI PRUDENTIAL ASSET ALLOCATOR FUND (FOF)
securitized debt. Subject to the Regulations and other prevailing laws as applicable, the Scheme
The scheme may undertake repo transactions in corporate debt securities in can invest in any (but not exclusively) of the following category of the schemes:
accordance with the directions issued by RBI and SEBI from time to time. Such
1. Units of Equity oriented Schemes;
investment shall be made subject to the guidelines which may be prescribed.
2. Units of Debt oriented Schemes;
For the present, the Scheme does not intend to enter into underwriting
obligations. However, if the Scheme does enter into an underwriting agreement, 3. Units of Gold ETF/Schemes;
it would do so with the prior approval of the Board of the AMC/Trustee. The scheme allocates its net assets dynamically between equity oriented/debt
The scheme may refer to certain in-house models which would be based on oriented/gold schemes. The scheme invests in Money Market Securities as per
various prevailing broad market parameters and would be dynamic in nature. the prevailing regulations from time to time, only for the purpose of liquidity
The same may be referred by the fund manager as required from time to time. requirements. The Scheme will allocate its assets between equity oriented, debt
For detailed derivatives strategies and illustrations, please refer to SAI. oriented and gold ETF/schemes depending on the in-house valuation model.
ICICI PRUDENTIAL LARGE CAP FUND (Erstwhile ICICI Prudential Bluechip The valuation model consists of following broad parameters such as
Fund) : • Earning Yield of Equity
ICICI Prudential Large Cap Fund is an open ended Equity Scheme that seeks to • Bond Yield
generate long term capital appreciation and income distribution to unitholders • Currency
from a portfolio that shall predominantly invest in equity and equity related
securities belonging to the large cap domain, and balance iin other equity and • Crude
equity related instruments and debt securities and money market instruments. Post analyzing the above mentioned parameters, the Fund Manager will
For investments in large cap domain, the Fund Manager(s) will select stocks for determine the relative allocation to equity oriented, debt oriented and gold
investment from large cap universe as may be prescribed by SEBI/AMFI from time ETF/schemes.
to time.
The Scheme aims to maximize long term total return by investing predominantly in NAME OF THE TRUSTEE COMPANY: ICICI PRUDENTIAL TRUST LIMITED
equity and equity related securities of large cap companies. The Scheme seeks to
add the best opportunities that the market presents, without any sector bias. The RISK PROFILE OF THE SCHEME:
Scheme shall adopt a disciplined yet flexible long-term approach to investing with I. SCHEME SPECIFIC RISK FACTORS
a focus of generating long term capital appreciation. The Scheme will follow the
It is intended to generate capital appreciation and maximize the returns by
bottom up approach to identify bargain stocks with promising potential for long
actively investing in equity/ equity related securities and utilising debt and
term growth. The Scheme shall look at such opportunities in the universe of large
and established companies. money market instruments as a defensive investment strategy. At times such
churning of portfolios may lead to substantial losses due to subsequent adverse
The Scheme may also invest a part of its corpus in overseas markets in Global
developments in the capital markets or unfavourable market movements. In
Depository Receipts (GDRs), ADRs, overseas equity, bonds and mutual funds and
view of the same, there can be no assurance that the investment objective of
such other instruments as may be allowed under the Regulations from time to
the Scheme will be realized.
time.
The Scheme may engage in Stock Lending activities.  RISKS ASSOCIATED WITH INVESTMENTS IN EQUITIES AND EQUITY
The Scheme may invest in derivatives such as Futures & Options and such other RELATED INSTRUMENTS –
derivative instruments like Stock/ Index Futures, Interest Rate Swaps, Forward 1. The value of the Schemes’ investments, may be affected generally by
Rate Agreements or such other derivative instruments as may be introduced and factors affecting securities markets, such as price and volume volatility in
permitted by SEBI from time to time. The Scheme may invest in derivative for the the capital markets, interest rates, currency exchange rates, changes in
purpose of hedging, portfolio balancing and other purposes as may be permitted policies of the Government, taxation laws or any other appropriate authority
under the Regulations. Hedging using Interest Rate Futures could be perfect or policies and other political and economic developments which may have
imperfect, subject to applicable regulations. an adverse bearing on individual securities, a specific sector or all sectors
Fixed Income securities including equity and debt markets. Consequently, the NAV of the Units of
The Scheme may also invest in Debt and Money Market Securities/Instruments the Schemes may fluctuate and can go up or down.
(Money Market securities include cash and cash equivalents). The Scheme aims 2. Investors may note that AMC/Fund Manager’s investment decisions
to identify securities which offer optimal level of yields/returns, considering may not be always profitable, as actual market movements may be at
risk-reward ratio. With the aim of controlling risks rigorous in depth credit variance with anticipated trends. Trading volumes, settlement periods
evaluation of the securities proposed to be invested in will be carried out by the and transfer procedures may restrict the liquidity of these investments.
Risk Management Team of the AMC. The credit evaluation includes a study of Different segments of the Indian financial markets have different settlement
the operating environment of the issuer, the short as well as long-term financial periods and such periods may be extended significantly by unforeseen
health of the issuer. Rated debt instruments in which the Scheme invests will be of circumstances. The inability of the Schemes to make intended securities
investment grade as rated by a credit rating agency. The AMC may consider the purchases due to settlement problems could cause the Schemes to miss
ratings of such Rating Agencies as approved by SEBI to carry out the functioning certain investment opportunities.
of rating agencies. The Scheme may invest in securitised debt.
3. The Mutual Fund may not be able to sell / lend out securities, which can
Under Derivatives Strategy- Writing call options under Covered call strategy: lead to temporary illiquidity. There are risks inherent in securities lending,
A call option gives the holder (buyer) the right but not the obligation to buy an including the risk of failure of the other party, in this case the approved
asset by a certain date for a certain price. Covered calls are an options strategy intermediary to comply with the terms of the agreement. Such failure
where a person holds a long position in an asset and writes (sells) call options on can result in a possible loss of rights to the collateral, the inability of the
that same asset to generate an income stream. The Scheme may write call options approved intermediary to return the securities deposited by the lender and
under covered call strategy, as permitted by Regulations. the possible loss of corporate benefits accruing thereon. Investors may note
For further details pertaining to covered call strategy refer to SAI. that the dividend is due only when declared and there is no assurance
ICICI PRUDENTIAL BALANCED ADVANTAGE FUND that a company (even though it may have a track record of payment of
dividend in the past) may continue paying dividend in future. As such, the
The Scheme will dynamically allocate its net assets to equity and equity related schemes are vulnerable to instances where investments in securities may
securities and debt instruments. The portfolio construct of the Scheme will be de-
not earn dividend or where lesser dividend is declared by a company in
pendent on various factors such as market conditions, economic scenarios, global
subsequent years in which investments are made by the scheme. As the
events, valuation parameters such as Price to Book Value, Price to Earnings, interest

18
ICICI Prudential Mutual Fund
profitability of companies are likely to vary and have a material bearing on • Different types of fixed income securities in which the Scheme(s) would
their ability to declare and pay dividend, the performance of the schemes invest as given in the Scheme Information Document carry different levels
may be adversely affected due to such factors. and types of risk. Accordingly, the Scheme(s) risk may increase or decrease
4. Securities, which are not quoted on the stock exchanges, are inherently depending upon its investment pattern. e.g. corporate bonds carry a higher
illiquid in nature and carry a larger amount of liquidity risk, in comparison level of risk than Government securities.
to securities that are listed on the exchanges or offer other exit options to • The AMC may, considering the overall level of risk of the portfolio, invest
the investor, including a put option. in lower rated / unrated securities offering higher yields as well as zero
5. While securities that are listed on the stock exchange carry lower liquidity coupon securities that offer attractive yields. This may increase the absolute
risk, the ability to sell these investments is limited by the overall trading level of risk of the portfolio.
volume on the stock exchanges. The liquidity of the Schemes’ investments is • As zero coupon securities does not provide periodic interest payments to
inherently restricted by trading volumes in the securities in which it invests. the holder of the security, these securities are more sensitive to changes
6. Fund manager endeavours to generate returns based on certain past in interest rates. Therefore, the interest rate risk of zero coupon securities
statistical trend. The performance of the schemes may get affected if is higher. The AMC may choose to invest in zero coupon securities that
there is a change in the said trend. There can be no assurance that such offer attractive yields. This may increase the risk of the portfolio.
historical trends will continue. The Scheme(s) at times may receive large number of redemption requests,
7. In case of abnormal circumstances it will be difficult to complete the square leading to an asset-liability mismatch and therefore, requiring the
off transaction due to liquidity being poor in stock futures/spot market. investment manager to make a distress sale of the securities leading to
However, the fund will aim at taking exposure into relatively liquid stocks realignment of the portfolio and consequently resulting in investment in
where there will be minimal risk to square off the transaction. The Schemes lower yield instruments.
investing in foreign securities will be exposed to settlement risk, as different  RISK ASSOCIATED WITH INVESTING IN UNITS OF MUTUAL FUNDS
countries have different settlement periods.
The scheme may make investments in units of mutual funds. Investments in
8. Changes in Government policy in general and changes in tax benefits schemes of mutual funds are subject to market risks and there is no assurance
applicable to mutual funds may impact the returns to investors in or guarantee that the objectives of the scheme will be achieved. Further, any
the Schemes or business prospects of the Company in any particular investment in mutual funds is also subject to risk factors outlined in the offer
sector. document of the mutual fund and an adverse performance of a mutual fund
9. In case of warrants, a relatively small movement in the price of the scheme in which the scheme has made investments could adversely impact
underlying security results in a disproportionately large movement, the scheme’s performance and NAV of the scheme.
unfavourable or favourable, in the price of the warrant. The prices of
warrants can therefore be volatile.  RISKS ASSOCIATED WITH INVESTING IN FOREIGN SECURITIES - ADRS/
GDRS/OTHER OVERSEAS INVESTMENTS/OVERSEAS ETF:
10. It is essential for the investors to understand that the right to subscribe
which a warrant confers is invariably limited in time with the consequence  It is AMC’s belief that the investment in ADRs/GDRs/overseas securities
that if the investor fails to exercise this right within the predetermined offers new investment and portfolio diversification opportunities into multi-
timeline then the investment becomes worthless. Investment in a warrant market and multi-currency products. However, such investments also entail
can result in a total loss of the money invested plus any commission or additional risks. Such investment opportunities may be pursued by the AMC
other transaction charges. provided they are considered appropriate in terms of the overall investment
objectives of the Schemes. Since the Schemes would invest only partially
 RISKS ASSOCIATED WITH INVESTMENTS IN FIXED INCOME SECURITIES in ADRs/GDRs/overseas securities, there may not be readily available and
AND AND MONEY MARKET SECURITIES: widely accepted benchmarks to measure performance of the Schemes. To
• Market Risk/Interest Rate Risk: The Net Asset Value (NAV) of the manage risks associated with foreign currency and interest rate exposure,
Scheme(s), to the extent invested in fixed income and money market the Fund may use derivatives for efficient portfolio management including
securities, will be affected by changes in the general level of interest rates. hedging and in accordance with conditions as may be stipulated by SEBI/
The NAV of the Scheme(s) is expected to increase from a fall in interest RBI from time to time.
rates while it would be adversely affected by an increase in the level of  To the extent that the assets of the Schemes will be invested in securities
interest rates. denominated in foreign currencies, the Indian Rupee equivalent of the net
• Liquidity Risk: The liquidity of a security may change depending on market assets, distributions and income may be adversely affected by the changes
conditions leading to changes in the liquidity premium linked to the price in the value of certain foreign currencies relative to the Indian Rupee. The
of the security. At the time of selling the security, the security can become repatriation of capital also may be hampered by changes in regulations
illiquid leading to loss in the value of the portfolio. concerning exchange controls or political circumstances as well as the
• Credit Risk: Investments in fixed income securities and money market application to it of the other restrictions on investment.
instruments are subject to the risk of an issuer’s inability to meet interest  Offshore investments will be made subject to any/all approvals, conditions
and principal payments on its obligations and market perception of the thereof as may be stipulated by SEBI/RBI and provided such investments
creditworthiness of the issuer. do not result in expenses to the Fund in excess of the ceiling on expenses
• Price Risk: Government securities where a fixed return is offered run price- prescribed by and consistent with costs and expenses attendant to
risk like any other fixed income security. Generally, when interest rates international investing. The Fund may, where necessary, appoint other
rise, prices of fixed income securities fall and when interest rates drop, intermediaries of repute as advisors, custodian/sub-custodians etc. for
the prices increase. The extent of fall or rise in the prices is a function of managing and administering such investments. The appointment of such
the existing coupon, days to maturity and the increase or decrease in the intermediaries shall be in accordance with the applicable requirements
level of interest rates. The new level of interest rate is determined by the of SEBI and within the permissible ceilings of expenses. The fees and
rates at which government raises new money and/or the price levels at expenses would illustratively include, besides the investment management
which the market is already dealing in existing securities. The price-risk is fees, custody fees and costs, fees of appointed advisors and sub-managers,
not unique to Government Securities. It exists for all fixed income securities. transaction.
However, Government Securities are unique in the sense that their credit  RISKS ASSOCIATED WITH INVESTING IN DERIVATIVES:
risk generally remains zero. Therefore, their prices are influenced only by
1. The Schemes may use various derivative products as permitted by the
movement in interest rates in the financial system.
Regulations. Use of derivatives requires an understanding of not only the
• Reinvestment Risk: This risk refers to the interest rate levels at which underlying instrument but also of the derivative itself. Other risks include
cash flows received from the securities in the Scheme are reinvested. The the risk of mis-pricing or improper valuation and the inability of derivatives
additional income from reinvestment is the “interest on interest” component. to correlate perfectly with underlying assets, rates and indices.
The risk is that the rate at which interim cash flows can be reinvested may
2. The Scheme may use derivatives instruments like Interest Rate Swaps,
be lower than that originally assumed.
Forward Rate Agreements or other derivative instruments for the purpose
• Regulatory Risk: Changes in government policy in general and changes in of hedging and portfolio balancing, as permitted under the Regulations
tax benefits applicable to Mutual Funds may impact the returns to investors and guidelines. Usage of derivatives will expose the Schemes to certain
in the Scheme. risks inherent to such derivatives.
• Risks associated with investment in unlisted securities: Except for any 3. Derivative products are leveraged instruments and can provide
security of an associate or group company, the underlying scheme(s)have disproportionate gains as well as disproportionate losses to the investor.
the power to invest in securities which are not listed on a stock exchange Execution of such strategies depends upon the ability of the fund manager
or receive unlisted securities which in general are subject to greater price to identify such opportunities. Identification and execution of the strategies
fluctuations, less liquidity and greater risk than those which are traded in to be pursued by the fund manager involve uncertainty and decision of
the open market. These securities may lack a liquid secondary market and fund manager may not always be profitable. No assurance can be given
there can be no assurance that the underlying scheme(s) will realise their that the fund manager will be able to identify or execute such strategies.
investments in unlisted securities at a fair value.
4. Thus, derivatives are highly leveraged instruments. Even a small price
• Settlement risk: The inability of the Scheme to make intended securities movement in the underlying security could have a large impact on their
purchases due to settlement problems could cause the Scheme to miss value.
certain investment opportunities. By the same rationale, the inability to
5. The risks associated with the use of derivatives are different from or
sell securities held in the Scheme’s portfolio due to the extraneous factors
possibly greater than the risks associated with investing directly in
that may impact liquidity would result, at times, in potential losses to the
securities and other traditional investments.
Scheme.

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ICICI Prudential Mutual Fund
6. The specific risk factors arising out of a derivative strategy used by the Price Risk: The risk of mispricing or improper valuation and the inability of
Fund Manager may be as below: derivatives to correlate perfectly with underlying assets, rates and indices.
 The risk of mispricing or improper valuation and the inability of Risk of mismatch between the instruments: The risk arises if there is a
derivatives to correlate perfectly with underlying assets, rates and mismatch between the prices movements in derivative instrument used to
indices. hedge, compared to the price movement of the underlying assets being hedged.
 Execution Risk: The prices which are seen on the screen need not be For example when IRF which has government security as underlying is used,
the same at which execution will take place to hedge a portfolio that contains corporate debt securities.
 Basis Risk: This risk arises when the derivative instrument used to hedge Correlation weakening and consequent risk of regulatory breach: SEBI
the underlying asset does not match the movement of the underlying Regulation mandates minimum correlation criterion of 0.9 (calculated on
asset being hedged a 90 day basis) between the portfolio being hedged and the derivative
 Exchanges could raise the initial margin, variation margin or other forms instrument used for hedging. In cases where the correlation falls below 0.9, a
of margin on derivative contracts, impose one sided margins or insist rebalancing period of 5 business days has been permitted. Inability to satisfy
that margins be placed in cash. All of these might force positions to this requirement to restore the correlation level to the stipulated level, within
be unwound at a loss, and might materially impact returns. the stipulated period, due to difficulties in rebalancing would lead to a lapse of
the exemption in gross exposure computation. The entire derivative exposure
 The derivative contracts at times are undertaken with various
would then need to be included in gross exposure, which may result in gross
counterparties. These counterparties may not be able to meet the
exposure in excess of 100% of net asset value.
obligations under such derivative contracts. This would lead to credit
risk in derivative transactions, Hence, derivative trades are undertaken  RISK FACTORS ASSOCIATED WITH INVESTMENTS IN EXCHANGE
with approved counterparties or through exchanges. This mitigates TRADED COMMODITY DERIVATIVES (ETCDS)
credit risk on derivative transactions. • An exchange traded commodity derivative is a derivative instrument that
RISKS FOR WRITING COVERED CALL OPTIONS FOR EQUITY SHARES mimics the price movements of an underlying commodity, allowing an
investor exposure to the commodity without physical purchase.
A call option gives the holder (buyer) the right but not the obligation to buy
an asset by a certain date for a certain price. Covered calls are an options • Liquidity Risk: While ETCDs that are listed on an exchange carry lower
strategy where a person holds a long position in an asset and writes (sells) call liquidity risk, the ability to sell these contracts is limited by the overall
options on that same asset to generate an income stream. The Scheme may trading volume on the exchanges. The liquidity of the Schemes’ investments
write call options under covered call strategy, as permitted by the regulations. is inherently restricted by trading volumes of the ETCD contracts in which
Risks associated thereto are mentioned below: it invests. Additionally, change in margin requirements or intervention by
government agencies to reduce overall volatility in the underlying commodity
a) Writing call options are highly specialized activities and entail higher than
could lead to adverse impact on the liquidity of the ETCD.
ordinary investment risks. In such investment strategy, the profits from call
option writing is capped at the option premium, however the downside • Price risk: ETCDs are leveraged instruments hence, a small price movement
depends upon the increase in value of the underlying equity shares. This in the underlying security could have a large impact on their value. Also, the
downside risk is reduced by writing covered call options. market for ETCDs is nascent in India hence, arbitrages can occur between
the price of the physical commodity and the ETCD, due to a variety of
b) The Scheme may write covered call option only in case it has adequate
reasons such as technical issues and volatile movement in the price of
number of underlying equity shares as per regulatory requirement. This
the physical good. This can result in mispricing and improper valuation of
would lead to setting aside a portion of investment in underlying equity
investment decisions as it can be difficult to ascertain the amount of the
shares. If covered call options are sold to the maximum extent allowed by
arbitrage.
regulatory authority, the scheme may not be able to sell the underlying
equity shares immediately if the view changes to sell and exit the stock. • Settlement risk: ETCDs can be settled either through the exchange or
The covered call options need to be unwound before the stock positions physically. The inability to sell ETCDs held in the Schemes’ portfolio in the
can be liquidated. This may lead to a loss of opportunity, or can cause exchanges due to the extraneous factors may impact liquidity and would
exit issues if the strike price at which the call option contracts have been result in losses, at times, in case of adverse price movement. Wherein the
written become illiquid. Hence, the scheme may not be able to sell the underlying commodity is physically delivered in order to settle the derivative
underlying equity shares, which can lead to temporary illiquidity of the contract, such settlement could get impacted due to various issues, such
underlying equity shares and result in loss of opportunity. as logistics, Government policy for trading in such commodities.
c) The writing of covered call option would lead to loss of opportunity due  RISKS ASSOCIATED WITH INVESTING IN SECURITISED DEBT
to appreciation in value of the underlying equity shares. Hence, when the A securitization transaction involves sale of receivables by the originator (a
appreciation in equity share price is more than the option premium received bank, non-banking finance company, housing finance company, microfinance
the scheme would be at a loss. companies or a manufacturing/service company) to a Special Purpose Vehicle
d) The total gross exposure related to option premium paid and received must (SPV), typically set up in the form of a trust. Investors are issued rated Pass
not exceed the regulatory limits of the net assets of the scheme. This may Through Certificates (PTCs), the proceeds of which are paid as consideration
restrict the ability of Scheme to buy/write any options. to the originator. In this manner, the originator, by selling his loan receivables
Benefits of using Covered Call strategy in Mutual Funds to an SPV, receives consideration from investors much before the maturity of
the underlying loans. Investors are paid from the collections of the underlying
The covered call strategy can be followed by the Fund Manager in order to loans from borrowers. Typically, the transaction is provided with a limited
hedge risk thereby resulting in better risk adjusted returns of the Scheme. The amount of credit enhancement (as stipulated by the rating agency for a target
strategy offers the following benefits: rating), which provides protection to investors against defaults by the underlying
• Hedge against market risk - Since the fund manager sells a call option on borrowers. Generally available asset classes for securitization in India are:
a stock already owned by the mutual fund scheme, the downside from fall • Commercial vehicles
in the stock price would be lower to the extent of the premium earned from
the call option. • Auto and two wheeler pools
• Generating additional returns in the form of option premium in a range • Mortgage pools (residential housing loans)
bound market. • Personal loan, credit card and other retail loans
Thus, a covered call strategy involves gains for unit holders in case the strategy • Corporate loans/receivables
plays out in the right direction • Microfinance receivables
RISK FACTORS WITH RESPECT TO IMPERFECT HEDGING USING INTEREST In pursuance to SEBI communication dated: August 25, 2010, given below are
RATE FUTURES (IRFs) the requisite details relating to investments in Securitized debt.
An IRF is an agreement to buy or sell a debt instrument at a specified future Refer to the SID for detailed risk factors pertaining to securitized debt.
date at a price that is fixed today. IRF are Exchange traded. These future  RISKS ASSOCIATED WITH SHORT SELLING AND STOCK LENDING &
contracts are cash settled. BORROWING (SLB)
1. Perfect Hedging means hedging the underlying using IRF contract of same The Scheme will not engage in Short Selling activity.
underlying.
Securities lending is lending of securities through an approved intermediary
2. Imperfect hedging means the underlying being hedged and the IRF contract to a borrower under an agreement for a specified period with the condition
has correlation of closing prices of more than 90%. that the borrower will return equivalent securities of the same type or class
In case of imperfect hedging, the portfolio can be a mix of: at the end of the specified period along with the corporate benefits accruing
1) Corporate Bonds and Government securities or on the securities borrowed.
2) Only Corporate debt securities or The risks in security lending consist of the failure of intermediary / counterparty,
3) Only government securities with different maturities to comply with the terms of agreement entered into between the lender of
securities i.e. the Scheme and the intermediary / counterparty. Such failure to
Risk associated with imperfect hedging includes: comply can result in the possible loss of rights in the collateral put up by the
Basis Risk: The risk arises when the price movements in derivative instrument borrower of the securities, the inability of the approved intermediary to return
used to hedge the underlying assets does not match the price movements of the securities deposited by the lender and the possible loss of any corporate
the underlying assets being hedged. Such difference may potentially amplify benefits accruing to the lender from the securities deposited with the approved
the gains or losses, thus adding risk to the position. intermediary. The scheme may not be able to sell lent out securities, which can
lead to temporary illiquidity & loss of opportunity.

20
ICICI Prudential Mutual Fund
Investors are requested to refer to section “How will the Scheme allocate its Interest Rate Risk:
assets?” for maximum permissible exposure to Securities Lending & Borrowing. Securities / Instruments of REITs and InvITs run interest rate risk. Generally,
 RISK FACTORS ASSOCIATED WITH INVESTMENTS IN GILT SECURITIES when interest rates rise, prices of units fall and when interest rates drop, such
prices increase.
Generally, when interest rates rise, prices of fixed income securities fall and
when interest rates drop, the prices increase. The extent of fall or rise in  RISK ASSOCIATED WITH INVESTMENTS IN GOLD ETF’S:
prices is a function of the existing coupon, days to maturity and the increase • To the extent the Scheme’s assets are invested in Gold ETFs, the risks
or decrease in interest rates. Price-risk is not unique to government securities associated with the underlying Gold ETFs, will also be applicable.
but is true for all fixed income securities. The default risk however, in respect
• The value of the Units relates directly to the value of the gold held by
of Government securities is zero. Therefore, their prices are influenced only by
the Gold ETF and fluctuations in the price of gold could adversely affect
movement in interest rates in the financial system. On the other hand, in the
investment value of the Units.
case of corporate or institutional fixed income securities, such as bonds or
debentures, prices are influenced by credit standing of the issuer as well as • The factors that may affect the price of gold, inter alia, may include the
the general level of interest rates. following:
Even though the Government securities market is more liquid compared to other o Global gold supplies and demand, which is influenced by factors such
debt instruments, on occasions, there could be difficulties in transacting in the as forward selling by gold producers, purchases made by gold producers
market due to extreme volatility or unusual constriction in market volumes to unwind gold hedge positions, central bank purchases and sales,
or on occasions when an unusually large transaction has to be put through. productions and cost levels in major gold producing countries such as
the South Africa, the United States and Australia
 RISKS ASSOCIATED WITH INVESTING IN TRI PARTY REPO THROUGH o Investors’ expectations with respect to the rate of inflation
CCIL (TREPS):
o Currency exchange rates
The mutual fund is a member of securities segment and Tri-party Repo trade
settlement of the Clearing Corporation of India (CCIL). All transactions of o Interest rates
the mutual fund in government securities and in Tri-party Repo trades are o Investment and trading activities of hedge funds and commodity funds
settled centrally through the infrastructure and settlement systems provided o Global or regional political, economic or financial events and situations
by CCIL; thus reducing the settlement and counterparty risks considerably for o Changes in indirect taxes or any other levies
transactions in the said segments.
o Market movements, movement/trade of gold that may be imposed by
CCIL maintains prefunded resources in all the clearing segments to cover RBI
potential losses arising from the default member. In the event of a clearing
o Trade and restrictions on import/export of gold or gold jewellery, etc.
member failing to honour his settlement obligations, the default Fund is utilized
to complete the settlement. The sequence in which the above resources are • Investors should be aware that there is no assurance that gold will maintain
used is known as the “Default Waterfall”. its long-term value in terms of purchasing power in the future. In the event
that the price of gold declines, the value of investment is expected to decline
As per the waterfall mechanism, after the defaulter’s margins and the
proportionately.
defaulter’s contribution to the default fund have been appropriated, CCIL’s
contribution is used to meet the losses. Post utilization of CCIL’s contribution • An investment in the Scheme may be adversely affected by competition
if there is a residual loss, it is appropriated from the default fund contributions from other methods of investing in Gold.
of the non-defaulting members. • The returns from physical gold in which the underlying Gold ETFs invest
Thus the scheme is subject to risk of the initial margin and default fund may underperform returns from the various general securities markets or
contribution being invoked in the event of failure of any settlement obligations. different asset classes other than gold. Different types of securities tend to
In addition, the fund contribution is allowed to be used to meet the residual go through cycles of out-performance and under-performance in comparison
loss in case of default by the other clearing member (the defaulting member). to the general securities markets.
However, it may be noted that a member shall have the right to submit • There is a risk that part or all of gold held by the Gold ETF could be lost,
resignation from the membership of the Security segment if it has taken a loss damaged or stolen. Access to the gold could also be restricted by natural
through replenishment of its contribution to the default fund for the segments events or human actions. Any of these actions may have adverse impact on
and a loss threshold as notified have been reached. The maximum contribution the operations of the Scheme and consequently on investment redemption
of a member towards replenishment of its contribution to the default fund in in Units.
the 7 days (30 days in case of securities segment) period immediately after • The units of Gold ETFs may trade above or below their NAV. The NAV of
the afore-mentioned loss threshold having been reached shall not exceed 5 the Scheme will fluctuate with changes in the market value of the holdings.
times of its contribution to the Default Fund based on the last re-computation The trading prices will fluctuate in accordance with changes in their NAV
of the Default Fund or specified amount, whichever is lower. as well as market supply and demand. However, given that units can be
Further, it may be noted that, CCIL periodically prescribes a list of securities created and redeemed in Creation Units, it is expected that large discounts
eligible for contributions as collateral by members. Presently, all Central or premiums to the NAV will not sustain due to arbitrage opportunity
Government securities and Treasury bills are accepted as collateral by CCIL. available.
The risk factors may undergo change in case the CCIL notifies securities other • Gold ETFs are relatively new product and their value could decrease if
than Government of India securities as eligible for contribution as collateral. unanticipated operational or trading problems arise.
 RISK FACTORS ASSOCIATED WITH INVESTMENTS IN REITS AND INVITS: • The scheme will subscribe to the units of Gold ETFs according to the value
equivalent to unit creation size as applicable. When subscriptions received
Market Risk: are not adequate enough to invest in creation unit size, the subscriptions
REITs and InvITs are volatile and prone to price fluctuations on a daily basis may be deployed in debt and money market instruments which will have
owing to market movements. Investors may note that AMC/Fund Manager’s a different return profile compared to gold returns profile.
investment decisions may not always be profitable, as actual market movements • The units issued under the Scheme, when predominantly invested in Gold
may be at variance with the anticipated trends. The NAV of the Scheme is ETFs, will derive liquidity from the underlying Gold ETF having creation /
vulnerable to movements in the prices of securities invested by the scheme, redemption process in creation unit size of predefined quantity of physical
due to various market related factors like changes in the general market gold (e.g. 1 kg). At times prevailing market conditions may affect the ability
conditions, factors and forces affecting capital market, level of interest rates, of the underlying Gold ETFs to sell gold against the redemption request
trading volumes, Real Estate and Infrastructure sectors, settlement periods and received.
transfer procedures. The scheme will undertake active portfolio management
• Furthermore, the endeavor would always be to get cash on redemptions
as per the investment objective to reduce the marker risk.
from the underlying Gold ETFs. However, in case the underlying Gold ETF
Liquidity Risk: is unable to sell for any reason, and delivers physical gold, there could be
As the liquidity of the investments made by the Scheme(s) could, at times, be delay in payment of redemption proceeds pending such realization.
restricted by trading volumes and settlement periods, the time taken by the • Additionally, the Scheme will derive liquidity from trading units of underlying
Mutual Fund for liquidating the investments in the scheme may be high in the Gold ETFs on the exchange(s) in the secondary market which may be
event of immediate redemption requirement. Investment in such securities may inherently restricted by trading volumes, settlement periods and transfer
lead to increase in the scheme portfolio risk. The fund will try to maintain a procedures. In the event of an inordinately large number of redemption
proper asset-liability match to ensure redemption payments are made on time requests, or re-structuring of the Scheme’s investment portfolio, the
and not affected by illiquidity of the underlying units. processing of redemption requests may be delayed.
Reinvestment Risk: • Gold ETFs would ordinarily repurchase Units in Creation Unit Size. Thus
Unit holding less than Creation Unit Size can only be sold through the
Investments in REITs & InvITs may carry reinvestment risk as there could be secondary market on the Exchange. Further, the price received upon the
repatriation of funds by the Trusts in form of buyback of units or IDCW pay- redemption of Units of Gold ETFs may be less than the value of the gold
outs, etc. Consequently, the proceeds may get invested in assets providing represented by them.
lower returns. However, the reinvestment risk will be limited as the proceeds
are expected to be a small portion of the portfolio value.  RISK ASSOCIATED WITH INVESTMENTS IN SILVER ETF’S:
The above are some of the common risks associated with investments in REITs • To the extent the Scheme’s assets are invested in Silver ETFs, the risks
& InvITs. There can be no assurance that a Scheme’s investment objectives will associated with the underlying Silver ETFs, will also be applicable.
be achieved, or that there will be no loss of capital. Investment results may • The value of the Units relates directly to the value of the silver held by
vary substantially on a monthly, quarterly or annual basis. the Silver ETF and fluctuations in the price of silver could adversely affect

21
ICICI Prudential Mutual Fund
investment value of the Units. planning to take care of such repayments. Further, there is also a Credit Risk
• The factors that may affect the price of silver, inter alia, may include the that the Counterparty may fail to return the security or Interest received on
following: due date. It is endeavoured to mitigate the risk by following an appropriate
counterparty selection process, which include their credit profile evaluation.
o Global silver supplies and demand, which is influenced by factors
such as forward selling by silver producers, purchases made by silver  RISK FACTORS ASSOCIATED WITH INVESTING IN PREFERENCE SHARES
producers to unwind silver hedge positions, central bank purchases and • Credit Risk: Investments in Preference Shares are subject to the risk of an
sales, productions and cost levels in major Silver producing countries. issuer’s inability to meet dividend and redemption by the issuer. Further,
o Investors’ expectations with respect to the rate of inflation for non-cumulative preference shares, issuer also has an option to not pay
o Currency exchange rates dividend on preference shares in case of inadequate profits in any year.
o Interest rates • Liquidity Risk: Preference shares lack a well-developed secondary market,
o Investment and trading activities of hedge funds and commodity funds which may restrict the selling ability of the Scheme(s) and may lead to the
Scheme(s) incurring losses till the security is finally sold.
o Global or regional political, economic or financial events and situations
• Unsecured in nature: Preference shares are unsecured in nature and rank
o Changes in indirect taxes or any other levies lower than secured and unsecured debt in hierarchy of payments in case
o Market movements, movement/trade of silver that may be imposed by of liquidation. Thus, there is significant risk of capital erosion in case the
RBI company goes into liquidation.
o Trade and restrictions on import/export of silver or silver jewellery, etc. • Market Risk: The schemes will be vulnerable to movements in the prices
• Investors should be aware that there is no assurance that Silver will of securities invested by the schemes which could have a material bearing
maintain its long-term value. In the event that the price of Silver declines, on the overall returns from the schemes.
the value of investment in units is expected to decline proportionately.
 RISK FACTORS ASSOCIATED WITH INVESTMENTS IN PERPETUAL DEBT
• An investment in the Scheme may be adversely affected by competition INSTRUMENT (PDI):
from other methods of investing in Silver.
Perpetual Debt instruments are issued by Banks, non-banking financial
• The returns from physical silver in which the underlying Silver ETFs invest institutions (NBFCs) and corporates to improve their capital profile. Some of the
may underperform returns from the various general securities markets or PDIs issued by Banks which are governed by the Reserve Bank of India (RBI)
different asset classes other than silver. Different types of securities tend to guidelines for Basel III Capital Regulations are referred to as Additional Tier I
go through cycles of out-performance and under-performance in comparison (AT1 bonds). While there are no regulatory guidelines for issuance of PDIs by
to the general securities markets. corporate bodies, NBFCs issue these bonds as per guidelines issued by RBI.
• There is a risk that part or all of silver held by the Silver ETF could be The instruments are treated as perpetual in nature as there is no fixed maturity
lost, damaged or stolen. Access to the silver could also be restricted by date. The key risks associated with these instruments are highlighted below:
natural events or human actions. Any of these actions may have adverse
impact on the operations of the Scheme and consequently on investment  Risk on coupon servicing
redemption in Units. • Banks
• Silver ETFs are relatively new product and their value could decrease if As per the terms of the instruments, Banks may have discretion at all times
unanticipated operational or trading problems arise. to cancel distributions/payment of coupons.
• The units of Silver ETFs may trade above or below their NAV. The NAV of • NBFCs
the Scheme will fluctuate with changes in the market value of the holdings. While NBFCs may have discretion at all times to cancel payment of coupon,
The trading prices will fluctuate in accordance with changes in their NAV coupon may also be deferred (instead of being cancelled), in case paying the
as well as market supply and demand. However, given that units can be coupon leads to breach of capital ratios.
created and redeemed in Creation Units, it is expected that large discounts • Corporates
or premiums to the NAV will not sustain due to arbitrage opportunity
available. Corporates usually have discretion to defer the payment of coupon. However,
the coupon is usually cumulative and any deferred coupon shall accrue interest
• The scheme will subscribe to the units of Silver ETFs according to the value at the original coupon rate of the PDI.
equivalent to unit creation size as applicable. When subscriptions received
are not adequate enough to invest in creation unit size, the subscriptions  Risk of write-down or conversion into equity
may be deployed in debt and money market instruments which will have • Banks
a different return profile compared to silver returns profile.
As per the regulatory requirements, Banks have to maintain a minimum
• The units issued under the Scheme, when invested in Silver ETFs, will derive Common Equity Tier-1 (CET-1) ratio of Risk Weighted Assets (RWAs), failing
liquidity from the underlying Silver ETF having creation / redemption process which the AT-1 bonds can get written down. Further, AT-1 Bonds are liable to
in creation unit size of predefined quantity of physical silver (e.g. 1 kg). At be written down or converted to common equity, at the discretion of RBI, in the
times prevailing market conditions may affect the ability of the underlying event of Point of Non Viability Trigger (PONV). PONV is a point, determined
Silver ETFs to sell silver against the redemption request received. by RBI, when a bank is deemed to have become non-viable unless there is a
• Furthermore, the endeavor would always be to get cash on redemptions write off/ conversion to equity of AT-1 Bonds or a public sector capital injection
from the underlying Silver ETFs. However, in case the underlying Silver ETF happens. The write off/conversion has to occur prior to public sector injection
is unable to sell for any reason, and delivers physical silver, there could be of capital. This risk is not applicable in case of NBFCs and Corporates.
delay in payment of redemption proceeds pending such realization.
 Risk of instrument not being called by the Issuer
• Additionally, the Scheme will derive liquidity from trading units of underlying
• Banks
Silver ETFs on the exchange(s) in the secondary market which may be
inherently restricted by trading volumes, settlement periods and transfer The issuing banks have an option to call back the instrument after minimum
procedures. In the event of an inordinately large number of redemption period as per the regulatory requirement from the date of issuance and
requests, or re-structuring of the Scheme’s investment portfolio, the specified period thereafter, subject to meeting the RBI guidelines. However, if
processing of redemption requests may be delayed. the bank does not exercise the call on first call date, the Scheme may have to
hold the instruments for a period beyond the first call exercise date.
• Silver ETFs would ordinarily repurchase Units in Creation Unit Size. Thus
Unit holding less than Creation Unit Size can only be sold through the • NBFCs
secondary market on the Exchange. Further, the price received upon the The NBFC issuer has an option to call back the instrument after minimum period
redemption of Units of Silver ETFs may be less than the value of the silver as per the regulatory requirement from date of issuance and specified period
represented by them. thereafter, subject to meeting the RBI guidelines. However, if the NBFC does
not exercise the call option the Scheme may have to hold the instruments for
 RISKS ASSOCIATED WITH REPO IN CORPORATE DEBT
a period beyond the first call exercise date.
Lending transactions:
• Corporates
The scheme may be exposed to counter party risk in case of repo lending
There is no minimum period for call date. However, if the corporate does not
transactions in the event of the counterparty failing to honour the repurchase
exercise the call option, the Scheme may have to hold the instruments for a
agreement. However, in repo lending transactions, the collateral may be sold
period beyond the call exercise date.
and a loss is realized only if the sale price is less than the repo amount. The
risk may be further mitigated through over-collateralization (the value of For detailed investment strategy and restrictions kindly refer to SID of the
scheme.
the collateral being more than the repo amount). Further, the liquidation of
underlying securities in case of counterparty default would depend on liquidity
of the securities and market conditions at that time. It is endeavoured to
mitigate the risk by following an appropriate counterparty selection process,
which include their credit profile evaluation and over-collateralization to cushion
the impact of market risk on sale of underlying security.
Borrowing transactions:
In the event of the scheme being unable to pay back the money to the
counterparty as contracted, the counter party may dispose of the assets (as
they have sufficient margin). This risk is normally mitigated by better cash flow

22
ICICI Prudential Mutual Fund

SCHEME PERFORMANCE RECORD

Absolute Returns for each financial year for the last 3 years:
ICICI Prudential Value Fund
(Erstwhile ICICI Prudential Value Discovery Fund) 70.00
60.00
Growth Option (As of March 31, 2025) 50.00

Return (%)
40.00
30.00
Period Scheme Nifty 500 Value 50 TRI 20.00
(Benchmark) 10.00
Regular Plan Direct Plan 0.00
FY 24-25 FY 23-24 FY 22-23 FY 21-22 FY 20-21
1 Year 10.75% 11.34% 6.37% ICICI Prudenal Mul-Asset Fund -
13.30 32.57 10.39 31.10 56.93
Regular Plan
3 Years 19.88% 20.52% 13.85% ICICI Prudenal Mul-Asset Fund -
14.17 33.51 11.13 31.90 57.92
Direct Plan
5 Years 32.80% 33.52% 31.57%
Niy 200 TRI (65%) + Niy
Since Inception 20.09% 18.81% Direct Plan Regular Plan Composite Debt Index (25%) +
(16-Aug-04) Domesc Price of Gold (6%) + 9.40 27.21 1.89 17.23 47.61
12.19% NA Domesc Price of Silver (1%) +
iCOMDEX Composite Index (3%)
Past performance may or may not be sustained in future. • Returns : CAGR •
Benchmark is NIFTY 500 Value 50 TRI • For computation of since inception Past performance may or may not be sustained in future. The performance of the
returns the allotment NAV has been taken as Rs. 10.00. NAV of growth option scheme is benchmarked to the Total Return variant of the Index.
is considered for computation without considering the load”. The performance
of the scheme is benchmarked to the Total Return variant of the Index. As the ICICI Prudential Large Cap Fund
scheme was launched before the launch of the benchmark index, benchmark
(Erstwhile ICICI Prudential Bluechip Fund)
index figures since inception or the required period are not available. The bench-
Growth Option (As of March 31, 2025)
mark of this scheme has been revised from BSE 500 TRI to Nifty 500 Value 50
TRI w.e.f. February 17, 2020 and from Nifty 500 Value 50 TRI to Nifty 500 TRI Period Scheme Nifty 100 TRI
w.e.f. January 01, 2022. The date of inception of the scheme is August 16, 2004, (Benchmark)
however the direct plan under the scheme was being offered since January 1, Regular Plan Direct Plan
2013. Thus the returns of direct plan is computed for period starting Jan 1, 2013. 1 Year 7.05% 7.66% 6.14%
Absolute Returns for each financial year for the last 5 years: 3 Years 16.19% 16.88% 12.07%
120.00
100.00 5 Years 26.47% 27.24% 23.78%
80.00 Since Inception 14.82% 15.88% Direct Plan Regular Plan
60.00 (May 23, 2008)
13.53% 11.46%
Return (%)

40.00
20.00 The date of inception of the Scheme is May 23, 2008, however the direct plan
under the scheme was being offered since January 1, 2013. Thus the returns of
0.00
direct plan is computed for period starting Jan 1, 2013.
-20.00
FY 24-25 FY 23-24 FY 22-23 FY 21-22 FY 20-21 Performance of the scheme is benchmarked to total return variant of the index.
ICICI Prudenal Value Fund
10.75 44.14 7.98 31.62 82.21
Past performance may or may not be sustained in the future and the same
- Regular Plan may not necessarily provide the basis for comparison with other investment.
ICICI Prudenal Value Fund The returns are calculated on the basis of Compounded Annualized Growth
11.34 44.92 8.54 32.38 83.19
- Direct Plan returns (CAGR). For computation of since inception returns the allotment NAV
NIFTY 500 TRI 6.37 40.49 -1.22 28.04 108.79 has been taken as Rs. 10.00.
Scheme Name change from ICICI Prudential Value Discovery Fund to ICICI ^ Inception date shown is the date from which units under the Schemes are
Prudential Value Fund since June 16, 2025. Past performance may or may not available throughout.
be sustained in future. Absolute returns are provided for the above mentioned Absolute Returns for each financial year for the last 5 years:
financial years. For computation of returns the allotment NAV has been taken as 80.00
Rs. 10. NAV is considered for computation of returns without considering load. 70.00
The benchmark of this scheme has been revised from S&P BSE 500 TRI to Nifty 60.00
500 Value 50 TRI w.e.f. February 17, 2020 and from Nifty 500 Value 50 TRI to 50.00
Nifty 500 TRI w.e.f. January 01, 2022. 40.00
Return (%)

30.00
ICICI Prudential Multi-Asset Fund 20.00
10.00
Growth Option (As of March 31, 2025)
0.00
Period Scheme Benchmark Index -10.00
FY 24-25 FY 23-24 FY 22-23 FY 21-22 FY 20-21
Regular Plan Direct Plan ICICI Prudenal Large Cap Fund
7.05 42.37 2.97 22.28 68.70
- Regular Plan
1 Year 13.30% 14.17% 9.40% ICICI Prudenal Large Cap Fund
7.66 43.17 3.62 23.02 69.83
- Direct Plan
3 Years 18.34% 19.19% 12.33%
Niy 100 TRI 6.14 34.79 -1.58 20.63 71.18
5 Years 27.80% 28.66% 19.65%
Scheme Name change from ICICI Prudential Bluechip Fund to ICICI Prudential
Since Inception 21.00% 16.87% Direct Plan Regular Plan Large Cap Fund since June 16, 2025. Performance of the scheme is benchmarked
(31-Oct-02) to total return variant of the index. Past performance may or may not be sustained
12.88% 16.72% in future. Absolute returns for Growth Option are provided for the above mentioned
The date of inception of the Scheme is October 31, 2002, however the direct plan financial years. For computation of returns the allotment NAV has been taken as
under the scheme was being offered since January 1, 2013. Thus the returns of Rs. 10. NAV is considered for computation of returns without considering load.
direct plan are computed for period starting Jan 1, 2013.
Performance of the scheme is benchmarked to total return variant of the index.
ICICI Prudential Balanced Advantage Fund
Past performance may or may not be sustained in the future and the same Growth Option (As of March 31, 2025)
may not necessarily provide the basis for comparison with other investment. Period Scheme Returns Benchmark Returns
The returns are calculated on the basis of Compounded Annualized Growth
returns (CAGR). For computation of since inception returns the allotment NAV Regular Plan Direct Plan
has been taken as Rs. 10.00.
1 Year 7.62% 8.27% 7.77%
The performance of the scheme is benchmarked to the Total Return variant of
the Index. For benchmark performance, values of Nifty 50 TRI have been used 3 Years 11.85% 12.55% 10.41%
since inception till 27th May, 2018 and w.e.f. 28th May, 2018 values of Nifty
200 Index (65%) + Nifty Composite Debt Index (25%) + LBMA AM Fixing Prices 5 Years 17.79% 18.53% 16.13%
(10%) have been considered thereafter. The Benchmark of Scheme has been Since Inception 11.19% 12.99% Direct Plan Regular Plan
changed to Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic (30-Dec-06)
Price of Gold (6%) + Domestic Price of Silver (1%) + iCOMDEX Composite Index 11.44% 10.45%
(3%) w.e.f. July 1, 2023

23
ICICI Prudential Mutual Fund

Past performance may or may not be sustained in future. • Returns : CAGR • Nifty 50 (40%) + CRISIL Composite since inception
Benchmark is CRISIL Hybrid 50+50 - Moderate Index • “For since inception Bond Fund Index (40%) + CRISIL Liquid to November 23,
returns the allotment NAV has been taken as Rs.10.00. NAV of growth option Fund Index (20%) 2010
is considered for computation without considering the load”. The performance
Nifty 50 TRI (40%) + CRISIL Composite since inception
of the scheme is benchmarked to the Total Return variant of the Index. The Bond Fund Index (40%) + CRISIL Liquid to November 23,
inception date of the Scheme is December 30, 2006 Fund Index (20%) 2010
ICICI Prudential
Absolute Returns for each financial year:
Asset Allocator Nifty 50 TRI (40%) + CRISIL Composite November 24,
50.00 Fund (FOF) Bond Fund Index (40%) + CRISIL Liquid 2010 to May 27,
45.00
40.00 Fund Index (10%) + Gold (10%)* 2018
35.00
30.00
Nifty 50 TRI (40%) + CRISIL Composite May 28, 2018 to
Return (%)

25.00
20.00 Bond Fund Index (60%) January 31, 2019
15.00
10.00
5.00 CRISIL Hybrid 50 + 50 - Moderate Index w.e.f. Feb 01, 2019
0.00
FY 24-25 FY 23-24 FY 22-23 FY 21-22 FY 20-21 onwards
ICICI Prudenal Balanced *Benchmark against the domestic price of gold as derived from the LBMA AM
7.62 22.72 5.99 12.00 44.72
Advantage Fund
fixing prices.
ICICI Prudenal Balanced
Advantage Fund - Direct Plan - 8.27 23.47 6.68 12.74 45.58
Growth
RECURRING EXPENSES:
CRISIL Hybrid 50+50 - Moderate These are the fees and expenses for operating the Scheme. These expenses
7.77 22.68 1.82 12.77 39.21
Index include Investment Management and Advisory Fee charged by the AMC,
Registrar and Transfer Agents’ fee, marketing and selling costs etc.
Performance of the scheme is benchmarked to total return variant of the index.
Past performance may or may not be sustained in future. Absolute returns are For the actual current expenses being charged, the investor should refer to
provided for the above mentioned financial years. For computation of returns the the website of the mutual fund. In case of any change in the expense ratio,
allotment NAV has been taken as Rs. 10.00. NAV of growth option is considered the AMC would update the same on the website at least three business days
for computation of returns without considering load. prior to the effective date of the change. The requirement for disclosing such
change would be subject to paragraph 10.1.8 of the Master Circular. Investor
ICICI Prudential Asset Allocator Fund (FOF) can refer https://www.icicipruamc.com/Downloads/total-expense-ratio.aspx for
Growth Option (As of March 31, 2025) Total Expense Ratio (TER) details.
IDCW Policy:
Period ICICI Pru- CRISIL ICICI CRISIL
dential As- Hybrid 50 + Prudential Hybrid 50 The Trustee may declare IDCW to the Unit holders under the Scheme subject
set Allocator 50 - Mod- Asset Allo- + 50 - Mod- to the availability of distributable surplus and the actual distribution of IDCW
Fund (FOF)- erate Index cator Fund erate Index and the frequency of distribution will be entirely at the discretion of the Trustee.
Regular (Benchmark) (FOF)- Di- (Bench- Such IDCW will be payable to the Unit holders whose names appear on the
rect mark) register of Unit holders on the record date as fixed for the Scheme. The IDCW
declared will be paid net of tax deducted at source, wherever applicable, to
Last 1 Year 9.52% 7.77% 10.66% 7.77% the Unit holders within 7 business days from the record date. There is no
Last 3 Year 12.83% 10.41% 14.08% 10.41% assurance or guarantee to the Unit holders as to the rate of IDCW distribution
nor that the IDCW will be paid regularly. If the Fund declares IDCW, the NAV
Last 5 Year 19.01% 16.13% 20.38% 16.13% of the Scheme will stand reduced by the amount of IDCW paid. All the IDCW
payments shall be in accordance and compliance with SEBI, Stock Exchange
Since Inception 12.09% 10.87% 12.62% 10.76%
Guidelines, as applicable from time to time.
Inception Date 18-Dec-03 01-01-2013 The treatment of unclaimed redemption and IDCW amounts shall be as per
The date of inception of the Scheme is December 18, 2003, however the direct paragraph 14.3 of the Master Circular.
plan under the scheme was being offered since January 1, 2013. Thus the returns *The subscription for IDCW option is disabled for the Scheme. The Trustees
of direct plan are computed for period starting Jan 1, 2013. reserve the right to enable the IDCW option for the Scheme at a future date.
Performance of the Scheme is benchmarked to total return variant of the index. Equalization Reserve: When units are sold, and sale price (NAV) is higher than
Past performance may or may not be sustained in the future. For computation face value of the unit, a portion of sale price that represents realized gains is
of returns the allotment NAV has been taken as Rs. 10.00 without considering credited to an Equalization Reserve Account and which can be used to pay
the load. Date of inception of the scheme is December 18, 2003. . IDCW. IDCW may be distributed out of investors capital (Equalization Reserve),
Absolute Returns for each financial year: which is part of sale price that represents realized gains.
60.00
50.00
TAX BENEFITS OF INVESTING IN THE MUTUAL FUND:
Investors are advised to refer to Statement of Additional Information
Return (%)

40.00
30.00
(SAI) available on the website of AMC viz; www.icicipruamc.com and also
independently refer to the tax advisor.
20.00
10.00 PUBLICATION OF DAILY NET ASSET VALUE (NAV):
0.00 The NAV will be calculated and disclosed at the close of every Business Day.
FY 24-25 FY 23-24 FY 22-23 FY 21-22 FY 20-21
ICICI Prudenal Asset Allocator
NAV will be determined on every Business Day except in special circumstances.
9.52 21.91 7.61 13.97 45.84 NAV of the scheme shall be:
Fund (FOF) - Regular Plan
ICICI Prudenal Asset Allocator • Prominently disclosed by the AMC under a separate head on the AMC’s
10.66 23.21 8.92 15.33 47.68
Fund (FOF) - Direct Plan website (www.icicipruamc.com) by 10.00 a.m. on the following business day.,
CRISIL Hybrid 50 + 50 - Moderate
7.77 22.68 1.82 12.77 39.21 • On the website of Association of Mutual Funds in India - AMFI ( HYPERLINK
Index “http://www.amfiindia.com” www.amfiindia.com) by 10.00 a.m. on the
Past performance may or may not be sustained in the future. The above returns following business day., and
for the last five financial years are absolute returns. Date of inception of the • Shall be made available at all Customer Service Centres of the AMC.
scheme is December 18, 2003. Performance of the Scheme is benchmarked to The schemes are permitted to take exposure to overseas securities, thus
total return variant of the index. the schemes requires extended timeline for NAV disclosure to ensure that all
The above stated benchmark performance values have been used w.e.f. February securities are valued basis same day valuation. In light of the above, NAV of the
01, 2019. Details of the changes in benchmark are as follows: schemes would be declared by 10.00 a.m. on the following business day.
In case any of the scheme ceases to hold exposure to any overseas securities,
Scheme Name Benchmark Name Effective date NAV of the relevant schemes for that day would continue to be declared on 10.00
am on the following business day.
Subsequent to that day, NAV of the relevant schemes shall be declared on 11.00
p.m., on the same day.
For Fund of Fund Scheme:
The NAV will be calculated and disclosed by 12.00 noon. of the following
business day. NAV will be determined on by 12.00 noon. of the following
business day except in special circumstances. NAV of the scheme shall be:
• Prominently disclosed by the AMC under a separate head on the AMC’s
website (www.icicipruamc.com) by 12.00 noon. of the following business
day,
• On the website of Association of Mutual Funds in India - AMFI (www.

24
ICICI Prudential Mutual Fund
amfiindia.com) by 12.00 noon. of the following business day, and receive the CAS/account statement. The holding pattern has to be same
• Shall be made available at all Customer Service Centres of the AMC. in all folios across Mutual Funds for CAS
As, the scheme is permitted to invest in units of mutual fund schemes which Further, in case if no transaction has taken place in a folio during the period of
invest in international markets, thus the scheme requires extended timeline for six months ended September 30 and March 31, the CAS detailing the holdings
NAV disclosure to ensure that all securities are valued basis same day valuation. across all Schemes of all mutual funds, shall be emailed at the registered email
In light of the above, NAV of the scheme would be declared by 12.00 noon address of the unitholders on half yearly basis, on or before twenty first day
on the following business day. In case the scheme ceases to hold exposure to of succeeding month, unless a specific request is made to receive the same
any overseas securities, NAV of the scheme for that day will continue to be in physical form.
declared on 12.00 noon on the following business day. The asset management company shall issue units in dematerialized form to
Subsequent to that day, NAV of the scheme shall be declared on 10.00 a.m., a unit holder in a scheme within two working days of the receipt of request
on the following business day. from the unit holder.
In case of any delay, the reasons for such delay would be explained to AMFI Each CAS issued to the investors shall also provide the total purchase value /
and SEBI by the next day. If the NAVs are not available before commencement cost of investment in each scheme.
of business hours on the following day due to any reason, the Fund shall issue Further, CAS shall be issued for thr half-year (september/march).
a press release providing reasons and explaining when the Fund would be
able to publish the NAVs. Such half-yearly CAS shall be issued to all MF investors, excluding those
investors who do not have any holdings in MF schemes and where no
FOR INVESTOR GRIEVANCES PLEASE CONTACT: commission against their investment has been paid to distributors, during the
concerned half-year period.
Name and Address of Name, address, telephone number, fax number,
Registrar e-mail address of ICICI Prudential Mutual Fund In case of the units are held in dematerialized (demat) form, the statement
of holding of the beneficiary account holder will be sent by the respective
Computer Age Management Mr. Rajen Kotak – Investor Relations Officer Depository Participant periodically.
Services Ltd. (CAMS) ICICI Prudential Asset Management
The dispatch of CAS by the depositories would constitute compliance by the
Unit: ICICI Prudential Mutual Company Ltd., 2nd Floor, Block B-2, Nirlon
AMC/ the Mutual Fund with the requirement under Regulation 36(4) of SEBI
Fund Knowledge Park, Western Express Highway,
(Mutual Funds) Regulations.
New No 10. Old No. 178, Opp. Goregaon (East), Mumbai - 400 063.
to Hotel Palm Grove, MGR Salai Phone: (91)(22) 26852000, Fax: (91)(22) 2686 However, the AMC reserves the right to furnish the account statement in
(K.H. Road), Chennai - 600 034. 8313, E-mail: enquiry@icicipruamc.com addition to the CAS, if deemed fit in the interest of investor(s).
• In case an investor has multiple accounts across two depositories, the
UNITHOLDERS’ INFORMATION: depository with whom the account has been opened earlier will be the
The AMC shall disclose portfolio of the scheme (along with ISIN) as on the last default depository.
day of the month / half-year within 10 days from the close of each month / The dispatch of CAS by the depositories would constitute compliance by the
half-year respectively on website of: AMC/ the Mutual Fund with the requirement under Regulation 36(4) of SEBI
• AMC i.e. www.icicipruamc.com (Mutual Funds) Regulations.
• AMFI i.e. www.amfiindia.com. However, the AMC reserves the right to furnish the account statement in
addition to the CAS, if deemed fit in the interest of investor(s).
The AMC shall send via email both the monthly and half-yearly statement
of scheme portfolio within 10 days from the close of each month / half-year STAMP DUTY:
respectively. The AMCs shall send the details of the scheme portfolio while For more details, refer SAI.
communicating the monthly and half-yearly statement of scheme portfolio via
email or any other mode as may be communicated by SEBI/AMFI from time to CASH INVESTMENTS IN THE SCHEME:
time within prescribed timelines. The AMC shall provide a feature wherein a Currently, the AMC is not accepting cash investments. Notice shall be provided in
link is provided to the investors to their registered email address to enable the this regard as and when the facility is made available.
investor to directly view/download only the portfolio of schemes subscribed by The Schemes were approved by the Directors of ICICI Prudential Trust Limited
the said investor. The portfolio disclosure shall also include the scheme risk-o- by circulation on:
meter, name of benchmark and risk-o-meter of benchmark.
The AMC shall publish an advertisement in all India edition of at least two Date of approval
daily newspapers, one each in English and Hindi, every half year disclosing the Sr. of Directors of
Scheme Name
hosting of the half-yearly statement of the scheme’s portfolio on the AMC’s No. ICICI Prudential
website and on the website of AMFI. Trust Ltd.
The unitholders whose e-mail addresses are not registered with the Fund are 1 ICICI Prudential Value Fund March 26, 2004
requested to update / provide their email address to the Fund for updating
the database. The AMC shall provide a physical copy of the statement of 2 ICICI Prudential Multi-Asset Fund July 29, 2002
scheme portfolio, without charging any cost, on specific request received from 3 ICICI Prudential Large Cap Fund October 29, 2007
a unit holder.
4 ICICI Prudential Balanced Advantage Fund July 29, 2002
Half Yearly Results:
In terms of Regulations 59 and paragraph 5.3.2 of SEBI Master Circular, the 5 ICICI Prudential Asset Allocator Fund (FOF) July 29,2002
AMC shall within one month from the close of each half year, that is on 31st The Trustees have ensured that the Schemes approved by them were new
March and on 30th September, host a soft copy of its unaudited financial products offered by ICICI Prudential Mutual Fund and are not a minor
results on their website. modification of the existing Schemes.
TRANSACTION CHARGES
For ICICI Prudential Asset Management Company Limited
No transaction charges to be levied on the investment amount from transactions/ Sd/-
applications (including SIPs) received through distributors (i.e. for Regular
Place : Mumbai Nimesh Shah
Plans). Accordingly, payment of transaction charges to the distributors has been
Date : June 30, 2025 Managing Director
discontinued.
Please refer to SAI for more details.
CONSOLIDATED ACCOUNT STATEMENT (CAS)
1. The Consolidated Account Statement (CAS) for each calendar month will
be issued on or before fifteenth day of succeeding month to the investors
who have provided valid Permanent Account Number (PAN). Further, CAS
will be sent via email where any of the folios consolidated has an email
id or to the email id of the first unit holder as per KYC records.
2. For folios not included in the Consolidated Account Statement (CAS), the
AMC shall henceforth issue account statement to the investors on a monthly
basis, pursuant to any financial transaction in such folios on or before
fifteenth day of succeeding month.
3. The AMC shall send an allotment confirmation specifying the units allotted
by way of email and/or SMS within 5 Business Days of receipt of valid
application/transaction to the Unit holders registered e-mail address and/
or mobile number.
4. In case of a specific request received from the unit holder, the AMC shall
provide the account statement to the investors within 5 business days from
the receipt of such request.
5. In the case of joint holding in a folio, the first named Unit holder shall

25
THIS PAGE HAS BEEN LEFT INTENTIONALLY BLANK

26
Common Application Form for Lump sum/Systematic Investments Plan Application No.
Investor must read Key Scheme Features and Instructions before completing this form.
All sections to be completed in ENGLISH in BLACK / BLUE COLOURED INK and in BLOCK LETTERS.

BROKER CODE (ARN CODE)/ RIA CODE# SUB-BROKER ARN CODE SUB-BROKER CODE (AS ALLOTTED BY ARN HOLDER) EMPLOYEE UNIQUE IDENTIFICATION NO. (EUIN)
#By mentioning RIA code, I/We authorize you to share with the Investment Adviser the details of my/our transactions in the scheme(s) of ICICI Prudential Mutual Fund.
Declaration for “execution-only” transaction (only where EUIN box is left blank) - I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this
transaction is executed without any interaction or advice by the employee/relationship manager/salesperson of the above distributor/sub broker or notwithstanding the advice
of in-appropriateness, if any, provided by the employee/relationship manager/salesperson of the distributor/sub broker.

SIGNATURE OF SOLE / FIRST APPLICANT SIGNATURE OF SECOND APPLICANT SIGNATURE OF THIRD APPLICANT

LEI Existing
Number Folio No.
(Legal Entity Identifier Number is for Transaction valued of INR 50 crore and above. See Instruction No. XV)
1. APPLICANT(S) DETAILS (Please refer to Instruction No. II (b) & IV) (Name should be as per the PAN)
SOLE / 1ST
Mr. Ms. M/s FIRST MIDDLE LAST
APPLICANT
PAN/PEKRN* KYC Id No.¥ Enclosed (Please )§* KYC Acknowledgement Letter Date of Birth (Mandatory)
D D M M Y Y Y Y

NAME OF GUARDIAN (in case First/Sole applicant is minor)/CONTACT PERSON-DESIGNATION/PoA HOLDER (in case of Non-Individual Investors)
Mr. Ms. FIRST MIDDLE LAST
PAN/PEKRN* KYC Proof Attached (Mandatory) | Relationship with Minor Natural guardian Court appointed guardian Date of Birth (Mandatory)
KYC
Id No.¥ D D M M Y Y Y Y

2ND APPLICANT Mr. Ms. M/s FIRST MIDDLE LAST

PAN/PEKRN* KYC Id No.¥ KYC Proof Attached (Mandatory) Date of Birth (Mandatory)
D D M M Y Y Y Y

3RD APPLICANT Mr. Ms. M/s FIRST MIDDLE LAST

PAN/PEKRN* KYC Id No.¥ KYC Proof Attached (Mandatory) Date of Birth (Mandatory)
D D M M Y Y Y Y
If mandatory information left blank, the application is liable to be rejected. ¥ Individual client who has registered under Central KYC Records Registry (CKYCR) has to fill the 14 digit KYC Identification Number (KIN).

2. BANK ACCOUNT (PAY-OUT) DETAILS OF SOLE/FIRST APPLICANT (Please Refer to Instruction No. III)
Mandatory information – If left blank the application is liable to be rejected. (Mandatory to attach proof, in case the pay-out bank account is different from the source bank account.)

Updated and Approved on March 2024

For unit holders opting to hold units in demat form, please ensure that the bank account linked with the demat account is mentioned here. Core Banking account (CBS) is mandatory.

Account
MANDATORY

Number Account Type Savings Current NRE NRO FCNR

Name & Branch Branch City

of Bank
9 Digit 11 Digit Enclosed (Please ):
MICR Code IFSC Bank Account Details Proof Provided.

3. INVESTMENT DETAILS (Refer Instruction No. IV) (For Plans & Sub-options please see key scheme features). Please mention scheme name below:
ICICI Prudential _____________________________________________________________ Plan: _________________________ Option: __________________________
For investors investing in Income Distribution cum Capital Withdrawal (IDCW) option of the Scheme may note that the amounts can be distributed out of
investors capital (Equalization Reserve), which is part of sale price that represents realized gains.

4. PAYMENT DETAILS Mode of Payment Cheque Funds Transfer NEFT RTGS

Investment Cheque
` Date D D M M Y Y Y Y
Amount Number
BANK DETAILS : Same as above [Please tick () if yes] Different from above [Please tick () if it is different from above and fill in the details below]

A/c Number Account Type Savings Current NRE NRO FCNR

Name & Branch

of Bank
Branch City Mandatory Enclosures (Please tick () Cheque Bank Banker’s Attestation ___________
if the first instalment is not through cheque) Copy Statement _________________________________

Applications with Third Party Cheques, prefunded instruments etc. and in circumstances as detailed in AMFI Circular No.135/BP/16/10-11 shall be processed in accordance
with the said circular. Please read the instruction no. VI(d). Third Party Payment Declaration form is available in www.icicipruamc.com or ICICI Prudential Mutual Fund
branch offices.

ACKNOWLEDGEMENT SLIP (Please Retain this Slip)

Application No.
To be filled in by the Investor. Subject to realization of cheque
and furnishing of Mandatory Information.

Name of the Investor:_____________________________________________________________ EXISTING FOLIO NO.

TOLL FREE NUMBER: 1800 222 999 (MTNL/BSNL) 1800 200 6666 (OTHERS) EMAIL: enquiry@icicipruamc.com WEBSITE: www.icicipruamc.com

27
5. CORRESPONDENCE DETAILS OF SOLE/FIRST APPLICANT: Overseas Address (Mandatory for NRI / FII Applicants)
Correspondence Address (Please provide full address)* (Please refer to the instruction No. II (b) 2)
HOUSE / FLAT NO. HOUSE / FLAT NO.
STREET ADDRESS STREET ADDRESS
CITY / TOWN STATE CITY / TOWN STATE
COUNTRY PIN CODE COUNTRY PIN CODE

Tel. Office Residence

First Unitholder: Mobile Email£
Mobile No.* provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA
Email ID* provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA
(* if any of above option is not ticked () then [Self] option is considered as a default.)
Second Unitholder: Mobile Email£
Mobile No. provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA
Email ID provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA

Third Unitholder: Mobile Email£

Mobile No. provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA
Email ID provided pertains to: [Please tick ()] : Self Spouse Dependent Children Dependent Siblings Dependent Parents Guardian PMS Custodian POA

Please tick () if you wish to receive Annual Report or Abridged Summary via Post - (Default communication mode is E-mail) [Refer Instruction No.IX(a)]
Please tick () if you wish to receive Account statement / Other statutory information via Post instead of Email [Refer Instruction No.IX(b)]
Please  any of the frequencies to receive Account Statement through e-mail £ : Daily Weekly Monthly Quarterly Half Yearly Annually
* Mandatory information – If left blank the application is liable to be rejected. Name of Guardian/Contact Person is Mandatory in case of Minor/Non-Individual Investor.
#

** Mandatory in case the Sole/First applicant is minor and/or if investing in Retirement For documents to be submitted on behalf of minor folio refer instruction II-b(2)
Fund. § For KYC requirements, please refer to the instruction Nos. II b(5) & X £
Please refer to instruction no. IX

6. MODE OF HOLDING [Please tick ()] Single Joint Anyone or Survivor (Default)

7. TAX STATUS [Please tick ()]

Resident Individual NRI Partnership FIRM Government Body FPI category I NPS Trust Bank
On behalf of Minor Company AOP/BOI FPI category II NON Profit Organization/Charities FPI category III Mutual Funds
HUF Body Corporate Private Limited Company Public limited company Mutual Funds FOF Schemes Defence Establishment
Financial Institution Trust/Society/NGO Limited Partnership (LLP) Sole Proprietorship Others (Please specify) ___________________________________

8. DEMAT ACCOUNT DETAILS (Optional - Please refer Instruction No. XI)

NSDL: Depository Participant (DP) ID (NSDL only) Beneficiary Account Number (NSDL only) CDSL: Depository Participant (DP) ID (CDSL only)

9. FATCA AND CRS DETAILS FOR INDIVIDUALS (Including Sole Proprietor) (Mandatory)
Non-Individual investors should mandatorily fill separate FATCA Form (Annexure II). The below information is required for all applicants/guardian
Place/City of Birth Country of Birth Country of Citizenship / Nationality
First Applicant / Guardian Indian U.S. Others (Please specify) ___________________
Second Applicant Indian U.S. Others (Please specify) ___________________
Third Applicant Indian U.S. Others (Please specify) ___________________

Are you a tax resident (i.e., are you assessed for Tax) in any other country outside India? Yes No [Please tick ()]
If ‘YES’ please fill for ALL countries (other than India) in which you are a Resident for tax purpose i.e. where you are a Citizen/Resident / Green Card Holder / Tax Resident in the respective countries.

Tax Identification Number or Identification Type If TIN is not available please tick (3)
Country of Tax Residency
Functional Equivalent (TIN or other please specify) the reason A, B or C (as defined below)
First Applicant / Guardian Reason : A B C

Second Applicant Reason : A B C

Third Applicant Reason : A B C
q Reason A _ The country where the Account Holder is liable to pay tax does not issue Tax Identification Numbers to its residents.
q Reason B _ No TIN required (Select this reason Only if the authorities of the respective country of tax residence do not require the TIN to be collected)
q Reason C _ Others, please state the reason thereof: _________________________________________________________________________________________________
Address Type of Sole/1st Holder: Address Type of 2nd Holder: Address Type of 3rd Holder:
Residential Registered Office Business Residential Registered Office Business Residential Registered Office Business
Annexure I and Annexure II are available on the website of AMC i.e. www.icicipruamc.com or at the Investor Service Centres (ISCs) of ICICI Prudential Mutual Fund.

10. KYC DETAILS (Mandatory)

Occupation [Please tick ()]
Sole/First Private Sector Service Public Sector Service Government Service Business Professional Agriculturist Retired
Applicant Housewife Student Forex Dealer Others (Please specify)_______________________________________________
Second Private Sector Service Public Sector Service Government Service Business Professional Agriculturist Retired
Applicant Housewife Student Forex Dealer Others (Please specify)_______________________________________________
Third Private Sector Service Public Sector Service Government Service Business Professional Agriculturist Retired
Applicant Housewife Student Forex Dealer Others (Please specify)_______________________________________________

Scheme Name Plan Option/Sub-option Payment Details

Amt. _ Cheque No. dtd._

Bank & Branch___________________________________________________________________________

28
Gross Annual Income [Please tick ()]
Sole/First Applicant Below 1 Lac 1-5 Lacs 5-10 Lacs 10-25 Lacs >25 Lacs-1 crore >1 crore
OR Net worth (Mandatory for Non-Individuals) ` ___________________________ as on D D M M Y Y Y Y (Not older than 1 year)

Second Applicant Below 1 Lac 1-5 Lacs 5-10 Lacs 10-25 Lacs >25 Lacs-1 crore >1 crore OR Net worth ` ________________________________
Third Applicant Below 1 Lac 1-5 Lacs 5-10 Lacs 10-25 Lacs >25 Lacs-1 crore >1 crore OR Net worth ` ________________________________

PEP status [Please tick ()]

For Individuals [Please tick ()]: I am Politically Exposed Person (PEP)^ I am Related to Politically Exposed Person (RPEP) Not applicable
Sole/First For Non-Individuals [Please tick ()] (Please attach mandatory Ultimate Beneficial Ownership (UBO) declaration form - Refer instruction no. IV(h)):
Applicant
(i) Foreign Exchange / Money Changer Services – YES NO; (ii) Gaming / Gambling / Lottery / Casino Services – YES NO; (iii) Money Lending / Pawning – YES NO

Second Applicant Politically Exposed Person (PEP)^ Related to Politically Exposed Person (RPEP) Not applicable
Third Applicant Politically Exposed Person (PEP)^ Related to Politically Exposed Person (RPEP) Not applicable
* (Also applicable for the authorised signatories/ Promoters /Karta /Trustee /Whole time Directors)
PEP are defined as individuals who have been entrusted with prominent public functions by a foreign country, including the Heads of States or Governments,
senior politicians, senior government/judicial/military officers, senior executives of state-owned corporations and important political party official are considered
as PEP. Family members or close relatives of such individuals are considered as RPEP.
As per the prevailing regulatory requirements, it is necessary to obtain approval of senior management of the AMC for establishing business relationship with
PEPs and their close relatives/ accounts of family members. In case the applicant or its UBO is a PEP or RPEP, the application shall be processed subject to
approval of the senior management of the AMC, which may take upto 2 business days.

11. NOMINATION
NOMINEE (OPT-IN) Details or OPT-OUT Declaration is Mandatory to process the application. Please choose from below Option A or Option B as appropriate. (Refer instruction VII).
A) FOR NOMINATION OPT-IN: I/WE HEREBY NOMINATE THE UNDERMENTIONED NOMINEE(S) TO RECEIVE THE AMOUNT TO MY/OUR CREDIT IN EVENT OF
MY/OUR DEATH AS FOLLOWS:
Nomination Details
Nomination can be made upto
Details of 1st Nominee Details of 2nd Nominee Details of 3rd Nominee
three nominees in the account.
Mandatory information

1 Name of the nominee(s) Mr./Ms. Mr./Ms. Mr./Ms.

2 Share of each Nominee# % % %

Date of Birth (in case

3 dd-mmm-yyyy dd-mmm-yyyy dd-mmm-yyyy
Nominee is Minor)

4 Relationship with the

Applicant (select one)
o Spouse o Spouse o Spouse
o Father o Father o Father
o Mother o Mother o Mother
o Daughter o Daughter o Daughter
o Son o Son o Son
o Others (please specify) o Others (please specify) o Others (please specify)

___________ _ _____________

5 Nominee/ Guardian o PAN o PAN o PAN

(in case of Minor)
________________ ________________ ________________
Identification details
[Please tick any one of o o
the following and provide
o Aadhaar(last 4 digits) Aadhaar(last 4 digits) Aadhaar(last 4 digits)

ID Number and no copies **** **** _______ **** **** _______ **** **** _______
required].
o Passport(for NRIs/OCIs/PIOs) o Passport (for NRIs/OCIs/PIOs) o Passport(for NRIs/OCIs/PIOs)
________________ ________________ ________________

o Driving License o Driving License o Driving License

_________________ _________________ _________________

6 Address of Nominee(s)/
Guardian in case of Minor
City / Place:
State & Country

Pincode: Pincode: Pincode:

7 Mobile of nominee(s)/
Guardian in case of Minor
8 Email ID of nominee(s)/
Guardian in case of Minor
Non-mandatory details

9 Nominee Guardian Name

(in case Nominee is
Minor)
# Any odd lot after division shall be assigned / transferred to the first nominee mentioned in the form.

I / We want the details of my / our nominee to be printed in the statement of holding, provided to me/ us by the AMC as follows; (please tick, as appropriate)

Name of nominee(s) with % Nomination: Yes / No (Default)

29
B) FOR NOMINATION OPT-OUT: (Please tick () if the unit holder does not wish to nominate anyone)

I / We hereby confirm that I / We do not wish to appoint any nominee(s) for my mutual fund units held Signature of First Unit holder
in my / our mutual fund folio and understand the issues involved in non appointment of nominee(s) and
further are aware that in case of death of all the account holder(s), my / our legal heirs would need to
submit all the requisite documents issued by Court or other such competent authority, based on the value Signature of 2nd Unit holder
of assets held in the mutual fund folio.

Signature of 3rd Unit holder

12. NON-PROFIT ORGANIZATION (NPO) DECLARATION (Please Refer instruction no. XVI).
We are falling under “Non-Profit Organization” [NPO] which has been constituted for religious or charitable purposes referred to in clause Yes
(15) of section 2 of the Income-tax Act, 1961 (43 of 1961), and is registered as a trust or a society under the Societies Registration Act,
1860 (21 of 1860) or any similar State legislation or a Company registered under the section 8 of the Companies Act, 2013 (18 of 2013). No
If yes, please quote Registration No. of Darpan portal of Niti Aayog

If not, please register immediately and confirm with the above information. Failure to get above confirmation or registration with the portal as mandated, wherever
applicable will force MF / AMC to register your entity name in the above portal and may report to the relevant authorities as applicable. We am/are aware that we may
be liable for it for any fines or consequences as required under the respective statutory requirements and authorize you to deduct such fines/charges under intimation
to me/us or collect such fines/charges in any other manner as might be applicable.

INVESTOR(S) DECLARATION & SIGNATURE(S)^: The Trustee, ICICI Prudential Mutual Fund, I/We have read, understood and hereby agree to abide by the Scheme
Information Document/Key Information Memorandum of the Scheme, Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standards (CRS) under FATCA & CRS
provision of the Central Board of Direct Taxes notified Rules 114 F to 114H, as part of the Income-tax Rules,1962. I/We apply for the units of the Fund and agree to abide by the
terms, conditions, rules and regulations of the scheme and other statutory requirements of SEBI, AMFI, Prevention of Money Laundering Act, 2002 and such other regulations as may
be applicable from time to time. I/We confirm to have understood the investment objectives, investment pattern, and risk factors applicable to Plans/Options under the Scheme(s).
I/we have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through
legitimate sources only and is not designed for the purpose of contravention or evasion of any Act, Regulations or any other applicable laws enacted by the Government of India or
any Statutory Authority. I/We agree that in case my/our investment in the Scheme is equal to or more than 25% of the corpus of the plan, then ICICI Prudential Asset Management
Co. Ltd.(the ‘AMC’), has full right to refund the excess to me/us to bring my/our investment below 25%. I/We hereby declare that I/we do not have any existing Micro SIPs which
together with the current application will result in a total investments exceeding Rs.50,000 in a year. The ARN holder has disclosed to me/us all the commissions (in the form of
trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/
us. I/We have read and understood the instructions on nomination and I/We hereby undertake to abide by the same. I/We hereby provide consent for uploading/updating/
fetching CKYC record from Central KYC Records Registry. I/We interested in receiving promotional material from the AMC via mail, SMS, telecall, etc. If you do not wish to
receive, please call on tollfree no. 1800 222 999 (MTNL/BSNL) or 1800 200 6666 (Others).
2nd Applicant

3rd Applicant
Applicant
Sole/1st

^Signature of witness, along with name and address are required, if the account holder affixes thumb impression, instead of signature

Name of the Holder Signature / Thumb Impression

Name: Signature /Thumb Impression:

Witness 1 Name & Address: Witness 1 Signature:

Sole / First Holder (Mr./Ms.)

Witness 2 Name & Address: Witness 2 Signature:

Name: Signature /Thumb Impression:

Witness 1 Name & Address: Witness 1 Signature:

Second Holder (Mr./Ms.)

Witness 2 Name & Address: Witness 2 Signature:

Name: Signature /Thumb Impression:

Witness 1 Name & Address: Witness 1 Signature:

Third Holder (Mr./Ms.)

Witness 2 Name & Address: Witness 2 Signature:

30
PAN BASED MANDATE CUM SIP REGISTRATION FORM
[For investment through NACH (Not eligible for Minors Bank Account)]

SIP Registration-Cum-Mandate Form for SIP Application No.

Investor must read Key Scheme Features and Instructions before completing this form. All sections to be completed in ENGLISH in BLACK/BLUE INK and BLOCK LETTERS.

SIGNATURE OF SOLE / FIRST APPLICANT SIGNATURE OF SECOND APPLICANT SIGNATURE OF THIRD APPLICANT
The Trustee, ICICI Prudential Mutual Fund, I/We have read and understood the contents of the Scheme Information Document of the following Scheme and the terms and conditions of the SIP Enrolment.
Sole/1st
FOLIO NO.
Applicant:

Registration via Existing OTM (Please mention UMRN if multiple OTMs exist in folio) [Tick to avail (3)]

Scheme: ICICI PRUDENTIAL _________________________ PLAN: SIP TOP UP (Optional)

OPTION: ______________________________ SUB-OPTION: ____________________ IDCW* FREQUENCY: _____________________________ (Tick to avail this facility)
(Refer point no. 19 under Terms and Conditions for details)
*(IDCW - Income Distribution cum capital withdrawal option)
Please refer instructions and Key Scheme Features for options, sub-options and other facilities available under each scheme of the Fund. Percentage: 10% 15% 20%
Each SIP Amount: Rs. In words: ____________________________________________________ other_____________ (multiples of 5% only)

SIP Frequency: Daily (Only business days) Weekly*** (________________) Fortnightly** Monthly Quarterly* TOP UP Amount: Rs.___________________
*In case of Quarterly SIP, only Yearly frequency is available under SIP TOP UP. **Fortnightly is available on 1st and 16th of each SIP Installments^ * TOP UP amount in multiples of Rs.100 only.
moth, as applicable. ***investors can choose any day of the week from Monday to Friday to register under weekly frequency.
#In case the choosen date is a non-business day, the transaction would be processed on the next business day. ^Number of Frequency: Half Yearly Yearly
installments have to be mentioned only in case of Daily/Weekly/Fortnighly frequencies. [Refer T&C no.12(f)] SIP TOP UP CAP Amount:
SIP SIP Start SIP End Rs.____________________________ OR
Date#: D D M M Y Y Y Y M M Y Y Y Y
Month/Year Month/Year
Month-Year#:
EXISTING OTM / FIRST INSTALLMENT BANK DETAILS:
M M Y Y Y Y
Cheque No._____________________ Cheque Amount Rs. __________________________ A/c No. ______________________________
#
Investor has to choose only one option – either
Bank Name: ______________________________________________________________________________________________________________ CAP Amount or CAP Month-Year

DEMAT ACCOUNT STATEMENT DETAILS (OPTIONAL – PLEASE REFER INSTRUCTION NO. 19)

NSDL: Depository Participant (DP) ID (NSDL only) Beneficiary Account Number (NSDL only) CDSL: Depository Participant (DP) ID (CDSL only)

(Please sign overleaf)

ACKNOWLEDGEMENT SLIP Folio No./ Application No.

(To be filled in by the investor)

Name of the Investor:_____________________________________________________________________________________________________________________________________

Scheme: ________________________________________________ SIP Amount Rs.________________________ SIP Frequency: Daily Weekly Fortnightly
Monthly Quarterly Acknowledgement Stamp

SIP TOP UP Amt. Rs. ________________________ TOP UP CAP: Amt: Rs. ________________________ OR Month-Year: M M Y Y Y Y

31
Mandatory fields in OTM form as per NPCI: • Mandate Date is Mandatory • Transaction type to be selected • Only one Account type to be selected • Bank account
number and Bank name • Please mention IFSC Code (11 Alpha numeric Characters) / MICR Code (9 Numeric) • Maximum amount to be mentioned (should be same
in figures and words) • valid PAN • OTM start date & end date • Name & Signature(s) as per bank records • Mandate Date and the Validity of the mandate should be
mentioned in DD/MM/YYYY format • Mandate start (From) date should be after Mandate (Application) date. • Maximum duration of this mandate is 40 Years.
GENERAL INSTRUCTIONS
UMRN (Unique Mandate Reference Number) is provided by NPCI, which is assigned to every mandate that has been submitted to them.
Investor will not hold ICICI Prudential Mutual Fund, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor bank
account is debited in advance or after the specific SIP date due to various clearing cycles.
The Bank & AMC shall not be liable for, nor be in default by reason of, any failure or delay in completion of its obligations under this Agreement, where such failure or delay
is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, mutiny, revolution, fire, flood, fog, war, lightening, earthquake, change of Government
policies, unavailability of Bank’s computer system, force majeure events, or any other cause of peril which is beyond the Bank’s reasonable control and which has effect of
preventing the performance of the contract by the Bank.
The investor hereby agrees to indemnify and not hold responsible, AMC/Mutual Fund (including its affiliates), and any of its officers directors, personnel and employees, the
Registrars & Transfer (R&T) agent and the service providers incase for any delay/wrong debits on the part of the bank for executing the debit mandate instructions for any
sum on a specified date from your account. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, the investor would not hold the
user institution responsible. Investor confirm to have understood that the introduction of this facility may also give rise to operational risks and hereby take full responsibility.
Registration of OTM/PAN BASED MANDATE FACILITY: As an investor I/we hereby request you to register me/us for availing the facility of OTM/PAN based mandate
and carrying out transactions of additional purchase/redemption/switch in my/our folio through Call Centre and/or also authorize the distributor(s) to initiate the above
transactions on my/our behalf. In this regard, I/we also authorize the AMC, on behalf of ICICI Prudential Mutual Fund (Mutual Fund) to call/email on my/our registered mobile
number/email id for due verification and confirmation of the transaction(s) and such other purposes. The mobile number provided in the common application form will be
used as registered mobile number for verification and confirmation of transactions. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect
information or non-confirmation/ verification of the transaction due to any reason, I/we shall not hold AMC, Mutual Fund, its sponsors, representatives, service providers,
participant banks responsible in this regard. The AMC would not be liable for any delay in crediting the scheme collection accounts by the Service Providers which may result
in a delay in application of NAV. I/We hereby confirm that the information/documents provided by me/us in this form are true, correct and complete in all respect. I/We hereby
agree and confirm to inform AMC promptly in case of any changes. I/We interested in receiving promotional material from the AMC via mail, SMS, telecall, etc. If you do not
wish to receive, please call on tollfree no. 1800 222 999 (MTNL/BSNL) or 1800 200 6666 (Others).
Maximum Amount: The MAXIMUM AMOUNT is the per transaction maximum limit. Investor can register multiple SIPs but the amount should not exceed the maximum
amount mentioned per transaction.

INSTRUCTIONS FOR EXISTING OTM AND PAN BASED MANDATE FACILITY

1) Investor can transact through OTM facility registered for the PAN in the respective folio(s).
2) If more than one bank accounts are registered for OTM facility, investor is requested to mention the bank account number and bank name from
where amount is to be debited. If the same is not mentioned or no OTM mandate is registered for the given bank details, AMC reserves the right to
initiate the debit through any of the valid OTM’s registered or reject the request.
3) The units shall be allotted based on the day on which funds are credited to AMC’s collection account by the service provider/ bank. This is subject to
compliance with the time stamping provision as contained in the SEBI (mutual funds) regulations, 1996.
4) Registration request or any other subsequent transaction may be liable for rejection, if the frequency for the registered OTM is other than “As and
when presented” and/ or if the transaction amount is other than fixed amount or more than maximum amount registered in the mandate.
5) AMC reserves right to reject or process the application subject to internal verification.
6) PAN based mandate will be mapped to all the folios wherever investor is the Sole/First holder subject to completion of mandate registration with
the banker.
7) PAN based mandate will not be applicable, if bank details provided is for Minor’s Account.
8) Investor can transact using this mandate, within the limit of maximum amount and tenure specified.
9) Mandate start (From) date should be after Mandate (Application) date.

YOUR CONFIRMATION/DECLARATION: I/We hereby declare that I/we do not have any existing Micro SIPs which together with the current application will result in a total
investments exceeding Rs.50, 000 in a year as described in the Instruction No.IV(d) of the common application form. The ARN holder has disclosed to me/us all the commissions
(in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being
recommended to me/us. The AMC would not be liable for any delay in crediting the scheme collection accounts by the Service Providers which may result in a delay in
application of NAV.

Signature(s) as per ICICI Prudential Mutual Fund Records (Mandatory)

2nd Holder

3rd Holder
Sole/First
Holder

32
TERMS AND CONDITIONS
SIP Payment through NACH on www.icicipruamc.com or with any of the customer service centres of ICICI
Prudential Mutual Fund.
1. The bank account provided for NACH should be participating in NACH
clearing respectively. 18. ICICI Prudential Mutual Fund, its registrars and other service providers shall
not be responsible and liable for any damages/compensation for any loss,
2. Investors can choose any preferred date of the month as SIP debit date. In
damage etc. incurred by the investor. The investor assumes the entire risk of
case the chosen date falls on a Non-Business Day or on a date which is not
using this facility and takes full responsibility.
available in a particular month, the SIP will be processed on the immediate
next Business Day. In case the Debit does not take effect for two consecutive 19. In daily SIP frequency transaction will be processed on Business days only.
times in case of Quarterly frequency and three consecutive times in In case any scheduled Business day is declared as Non business day by
frequencies other than Quarterly. then the SIP would be liable for cancellation. AMC, Regulators, Government etc for any reason the said transaction will be
processed with the next available NAV. The investor will not hold AMC/Bank
3. In case of SIP transaction where the mode of payment is through NACH,
liable for processing such transactions the next day.
investors are not required to do an initial purchase transaction for the minimum
amount as applicable. However, investors are required to submit SIP request 20. SIP TOP UP Facility:
at least 30 days prior to the date of first installment. AMC reserves the right With this facility, investor can opt to increase the SIP amount at regular fixed
to register the first triggered SIP installment from subsequent month onwards, intervals.
in case the period between the time-stamping of the SIP request and the first There are two type of SIP TOP-UP:
triggered SIP installment is less than 30 days. In case of SIP via existing OTM,
(1) Fixed TOP-UP.(2) Variable TOP-UP.
investor can choose to start the SIP in 15 days after the date of submission.
In case of incomplete mandate form, AMC may initiate remediation process to Fixed TOP-UP: With this option, investor can increase SIP amount at regular
obtain incomplete details. This process may exceed 30 days and in such case it interval with fixed amount. Minimum TOP-UP amount has to be Rs.100 and
may also impact the registration of the SIP facility and subsequent installments. in multiples of Rs.100 thereof. In case of investment made in ICICI Prudential
SIP start date shall not be beyond 100 days from the date of submission of SIP ELSS Tax Saver Fund, the minimum Fixed TOP-UP amount shall be Rs.500
application and SIP end date shall not be beyond 40 years from the SIP start and in multiples of Rs. 500/- thereof. For said option SIP TOP-UP frequency
date. The applicant will have the right to discontinue SIP at any time he or she is at Half Yearly and Yearly basis. In case of Quarterly SIP, only the Yearly
so desires by providing a written request at the office of the ICICI Prudential frequency is available under SIP TOP UP.
Mutual Fund Customer Service Centres. Notice of discontinuance should be Please view below illustration for Fixed TOP-UP:
received 30 days prior to the subsequent SIP date. All terms and conditions
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/-
for SIP, including Exit Load, if any, prevailing in the date of SIP enrolment/
registration by the fund shall be levied in the Scheme. • TopUp Amount: Rs.100/- • TopUp Frequency: Yearly
4. The investor agrees to abide by the terms and conditions of NACH facilities Installment From Date To Date Monthly SIP SIP Top-Up SIP Amount
of Reserve Bank of India (RBI). No(s) Installment Amount (`) with TOP-
5. Investor will not hold ICICI Prudential Mutual Fund, ICICI Prudential Asset Amount (`) UP (`)
Management Company Limited (the AMC), ICICI Prudential Trust Limited (the 1 to 12 7-Jan-16 7-Dec-16 2000 N.A 2000
Trustee), its registrars and other service providers responsible and/or liable 13 to 24 7-Jan-17 7-Dec-17 2000 100 2100
for any damages/compensation for any loss or if the transaction is delayed
or not effected or the investor bank account is debited in advance or after the 25 to 36 7-Jan-18 7-Dec-18 2100 100 2200
specific SIP date due to various clearing cycles for NACH or any other reason/ 37 to 48 7-Jan-19 7-Dec-19 2200 100 2300
fault not attributable to ICICI Prudential Mutual Fund/the AMC/ the Trustee. 49 to 60 7-Jan-20 7-Dec-20 2300 100 2400
6. ICICI Prudential Mutual Fund reserves the right to reject any application
Variable TOP-UP: With this option, investor can increase SIP amount at
without assigning any reason thereof.
regular interval, TOP-UP amount will be based on the percentage (%) opted
7. In case of “At Par” Cheques, investors need to mention the MICR No. of his/ by investor of SIP amount. For said option SIP TOP-UP frequency is at half
her actual Bank branch. yearly and yearly basis. The minimum TOP-UP percentage (%) should be 10%
8. SIPs will be registered in a folio held by a minor only till the date of the minor and in multiple of 5% thereof. Also the TOP-UP amount will be rounded off to
attaining majority, even though the instructions may be for a period beyond the nearest highest multiple of Rs.10. Please note, Variable TOP-UP facility is
that date. The facility will automatically stand terminated upon the Unit Holder not available for investment made in ICICI Prudential ELSS Tax Saver Fund. In
attaining 18 years of age. case of any ambiguity AMC reserves the right to accept / reject the application.
9. New Investor: If the investor fails to mention the scheme name in the SIP Please view below illustration for Variable TOP-UP:
Mandate Form, then the Fund reserves the right to register the SIP as per the
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/-
scheme name available in the main application form. Incase multiple schemes
are mentioned in the main application form, the Fund reserves the right to • TopUp percentage: 10% • TopUp Frequency: Yearly
reject the SIP request. Installment From Date To Date Monthly SIP SIP SIP
10. Existing Investor: If the investor fails to mention the scheme name in the SIP No(s) SIP Top-Up Top-UP Amount
Mandate Form, the Fund reserves the right to register the SIP in the existing Installment Amount round off with TOP-
scheme (eligible for SIP) available in the investor’s folio. Incase multiple Amount (10%) (`) Amount UP (`)
schemes or Equity Linked Savings Scheme (ELSS) are available in the folio, (`) (`)
the Fund reserves the right to reject the SIP request. 1 to 12 7-Jan-16 7-Dec-16 2000 N.A N.A 2000
11. In case the SIP date is not mentioned/not legible, then the SIP will be 13 to 24 7-Jan-17 7-Dec-17 2000 200 200 2200
registered on 10th (default date) of each Month/Quarter, as applicable.
25 to 36 7-Jan-18 7-Dec-18 2200 220 220 2420
12. a) Minimum number of installments for daily, weekly, fortnightly and monthly
frequencies will be 6 and for Quarterly frequency minimum number of 37 to 48 7-Jan-19 7-Dec-19 2420 242 240 2660
installments will be 4. 49 to 60 7-Jan-20 7-Dec-20 2660 266 270 2930
b) Investors can choose any day of the week from Monday to Friday to Investor can either opt for Fixed Top-up facility or Variable Top-up facility
register under weekly frequency. Incase Day is not specified by the under SIP Top-up. In case, Investor opts for both the options, than Variable
investor transaction will be processed on wednesday. top-up feature shall be triggered. In case the TOP UP facility is not opted
c) For Fortnightly frequency, the transaction will be processed on 1st and 16th by ticking the appropriate box and/or frequency is not selected, the TOP
day of each month, as applicable. UP facility may not be registered.
d) For Monthly and Quarterly frequencies, the transaction will be processed In a scenario where investor selects multiple % option under variable SIP
on any day basis. Top-up plan, higher percentage will be considered.
e) Incase the SIP Date selected is a non-business day the transaction will be Other Information:
processed on the next business day. SIP TOP UP will be allowed in Micro SIP folio subject to condition that total
f) In case both SIP end date and number of installments are mentioned in investment including SIP TOP UP does not exceed Rs. 50,000/- in a rolling
the SIP application for Daily, weekly and fortnightly frequency then SIP 12 month period or financial year i.e. April to March, the limit on Micro SIP
shall get registered as per the number installments provided. investments.
13. If the investor selects multiple SIP frequencies or fails to choose any of them, The investor agrees to avail the TOP UP facility for SIP and authorize his/her
the default SIP frequency will be Monthly. bank to execute the NACH/SI for a further increase in installment from his/her
14. If the investor has not mentioned the SIP start month, SIP will start from the designated bank account.
next applicable month, subject to completion of 30 days lead time from the SIP TOP-UP CAP:
receipt of SIP request.
(i) Cap Amount: Investor has an option to freeze the SIP Top-Up amount once
15. In case End date mentioned on SIP form, falls beyond the date mentioned it reaches a fixed predefined amount. The fixed pre-defined amount should
in Mandate form, then SIP shall be registered as per date mentioned on be same or lesser than the maximum amount mentioned by the investor
mandate. Incase SIP “end Month/Year” is incorrect or not mentioned by the in the bank mandate. In case of difference between the Cap amount & the
investor in the SIP form then AMC reserves the right to consider the SIP end maximum amount mentioned in bank mandate, then amount which is lower
date as five years from the start date as default. of the two amounts shall be considered as the default amount of SIP Cap
16. Existing investors have to provide their folio numbers. amount
17. For minimum application amount to be invested in SIP, risk factors, features, (ii) Cap Month-Year: It is the date from which SIP Top-Up amount will cease
load structurees, etc. please refer to the scheme related documents available and last SIP installment including Top-Up amount will remain constant

33
from Cap date till the end of SIP tenure.
Investor shall have flexibility to choose either Top-Up Cap Amount OR
Top-Up Cap Month-Year. In case of multiple selection, Top-Up Cap Amount
will be considered as default selection.
In case of non selection, the SIP variable Top-Up amount will be capped
at a default amount of Rs.10 lakhs.
SIP amount will remain constant from Top-Up Cap date/amount till the end
of SIP Tenure.
21. In case of application is received for change of scheme / change of bank and
the existing SIP is registered beyond 40 years from the date of application
the SIP end date will be modified accordingly as per end date mentioned in
the new mandate (with maximum validity of 40 years)
22. DEMAT/NON-DEMAT MODE:
Investors have an option to hold the Units in dematerialized form. By providing
DP details, Units shall be directly credited to the investor’s demat account after
the realization of funds and depositories will issue a statement. Applicants
must ensure that the sequence of names as mentioned in the application form
matches with that of the account held with the Depository Participant.
If the details mentioned in the application are incomplete/incorrect or not
matched with the Depository data, the application shall be treated as invalid
and the units would be allotted in Non- Demat mode.The application form
should mandatorily accompany the latest Client investor master/ Demat
account statement. Demat option will be not be available for Daily/Weekly/
Fortnightly IDCW options. Investors desiring to get allotment of units in demat
mode must have a beneficiary account with a Depository Participant (DP) of
the Depositories i.e. National Securities Depositories Limited (NSDL) / Central
Depository Services Limited (CDSL).
Allotment letters would be sent to investors who are allotted units in Demat
mode and a Statement of Accounts would be sent to investors who are allotted
units in Non-Demat mode. Investors are requested to note that Units held in
dematerialized form are freely transferable except units held in Equity Linked
Savings Scheme’s (ELSS) during the lock-in period.
The units will be allotted based on the applicable NAV as per the Scheme
Information Document (SID). The investors shall note that for holding the
units in demat form, the provisions laid in the SID of respective Scheme and
guidelines/procedural requirements as laid by the Depositories (NSDL/ CDSL)
shall be applicable. In case the unit holder wishes to convert the units held in
non-demat mode to demat mode or vice versa at a later date, such request
along with the necessary form should be submitted to their Depository
Participant(s). Units held in demat form will be freely transferable, subject to
the applicable regulations and the guidelines as may be amended from time
to time.
Reinvestment of IDCW Payout (Payout of Income Distribution cum
Capital Withdrawal option) : In case Unitholder has opted for IDCW payout
option under weekly, fortnightly, monthly, quarterly, half yearly and annual
frequencies, as applicable in the respective schemes, there will be minimum
amount for IDCW payout, as per the provisions of the respective scheme
(net of IDCW distribution tax and other statutory levy, if any), else the IDCW
would be mandatorily reinvested. The IDCW would be reinvested in the same
Scheme/ Plan by issuing additional Units of the Scheme at the prevailing ex-
IDCW Net Asset Value per Unit on the record date. There shall be no exit load
on the redemption of units allotted as a result of such reinvestment of IDCW.
It may also be noted that the criteria for compulsory reinvestment of IDCW
declared under the IDCW payout option in specific schemes, where the IDCW
amount is less than the minimum IDCW payout limit, will not be applicable to
investors holding their units in DEMAT form. For unit holders, holding units in
DEMAT form, if IDCW is declared in any applicable Scheme, the amount will
be paid out or reinvested as per the option selected by the unit holders only.
IDCW declared will be compulsorily paid out under the “IDCW payout” option
of all schemes which have discontinued fresh subscriptions with effect from
October 1, 2012 as per Notice-cum-Addendum no.017/09/2012 published on
October 01, 2012.

34
FOLIO BASED MANDATE CUM SIP REGISTRATION FORM
[For investment through NACH]

SIP Registration-Cum-Mandate Form for SIP Application No.

Investor must read Key Scheme Features and Instructions before completing this form. All sections to be completed in ENGLISH in BLACK/BLUE INK and BLOCK LETTERS.

Scheme: ICICI PRUDENTIAL __________________________ PLAN:

SIP TOP UP (Optional)
OPTION: _____________________________ SUB-OPTION: ______________________ IDCW* FREQUENCY: ____________________________ (Tick to avail this facility)
(Refer point no. 20 under Terms and Conditions for details)
*(IDCW - Income Distribution cum capital withdrawal option)
Please refer instructions and Key Scheme Features for options, sub-options and other facilities available under each scheme of the Fund. Percentage: 10% 15% 20%
Each SIP Amount: Rs. In words: ____________________________________________________ other_____________ (multiples of 5% only)
SIP Frequency: Daily (Only business days) Weekly*** (________________) Fortnightly** Monthly Quarterly* TOP UP Amount: Rs.___________________
*In case of Quarterly SIP, only Yearly frequency is available under SIP TOP UP. **Fortnightly is available on 1st and 16th SIP Installments^ * TOP UP amount in multiples of Rs.100 only.
of each moth, as applicable. ***investors can choose any day of the week from Monday to Friday to register under weekly
frequency. #In case the choosen date is a non-business day, the transaction would be processed on the next business day. Frequency: Half Yearly Yearly
^Number of installments have to be mentioned only in case of Daily/Weekly/Fortnighly frequencies. [Refer T&C no.12(f)]
SIP TOP UP CAP Amount:
SIP SIP Start SIP End Rs.____________________________ OR
D D Month/Year M M Y Y Y Y Month/Year M M Y Y Y Y
Date#:
Month-Year#:
EXISTING OTM / FIRST INSTALLMENT BANK DETAILS:
M M Y Y Y Y
Cheque No._____________________ Cheque Amount Rs. __________________________ A/c No. ______________________________ #
Investor has to choose only one option – either
Bank Name: ______________________________________________________________________________________________________________ CAP Amount or CAP Month-Year

DEMAT ACCOUNT STATEMENT DETAILS (OPTIONAL – PLEASE REFER INSTRUCTION NO. 19)

NSDL: Depository Participant (DP) ID (NSDL only) Beneficiary Account Number (NSDL only) CDSL: Depository Participant (DP) ID (CDSL only)

(Please sign overleaf)

ACKNOWLEDGEMENT SLIP Folio No./ Application No.

(To be filled in by the investor)

Name of the Investor:_____________________________________________________________________________________________________________________________________

Acknowledgement Stamp
Scheme: ________________________________________________ SIP Amount Rs.________________________ SIP Frequency: Daily Weekly Fortnightly
Monthly Quarterly

SIP TOP UP Amt. Rs. ________________________ TOP UP CAP: Amt: Rs. ________________________ OR Month-Year: M M Y Y Y Y

35
Mandatory fields in OTM form as per NPCI: • Mandate Date is Mandatory • Transaction type to be selected • Only one Account type to be selected • Bank account number
and Bank name • Please mention IFSC Code (11 Alpha numeric Characters) / MICR Code (9 Numeric) • Maximum amount to be mentioned (should be same in figures and
words) • valid PAN • OTM start date & end date • Name & Signature(s) as per bank records • Mandate Date and the Validity of the mandate should be mentioned in DD/MM/
YYYY format • Mandate start (From) date should be after Mandate (Application) date. • Maximum duration of this mandate is 40 Years.
GENERAL INSTRUCTIONS
UMRN (Unique Mandate Reference Number) is provided by NPCI, which is assigned to every mandate that has been submitted to them.
Investor will not hold ICICI Prudential Mutual Fund, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor bank
account is debited in advance or after the specific SIP date due to various clearing cycles.
The Bank & AMC shall not be liable for, nor be in default by reason of, any failure or delay in completion of its obligations under this Agreement, where such failure or delay
is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, mutiny, revolution, fire, flood, fog, war, lightening, earthquake, change of Government
policies, unavailability of Bank’s computer system, force majeure events, or any other cause of peril which is beyond the Bank’s reasonable control and which has effect of
preventing the performance of the contract by the Bank.
The investor hereby agrees to indemnify and not hold responsible, AMC/Mutual Fund (including its affiliates), and any of its officers directors, personnel and employees, the
Registrars & Transfer (R&T) agent and the service providers incase for any delay/wrong debits on the part of the bank for executing the debit mandate instructions for any
sum on a specified date from your account. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, the investor would not hold the
user institution responsible. Investor confirm to have understood that the introduction of this facility may also give rise to operational risks and hereby take full responsibility.
Registration of One Time Mandate (OTM) Facility: As an investor I/we hereby request you to register me/us for availing the facility of OTM and carrying out transactions of
additional purchase/redemption/switch in my/our folio through Call Centre and/or also authorize the distributor(s) to initiate the above transactions on my/our behalf. In this
regard, I/we also authorize the AMC, on behalf of ICICI Prudential Mutual Fund (Mutual Fund) to call/email on my/our registered mobile number/email id for due verification
and confirmation of the transaction(s) and such other purposes. The mobile number provided in the common application form will be used as registered mobile number
for verification and confirmation of transactions. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information or non-confirmation/
verification of the transaction due to any reason, I/we shall not hold AMC, Mutual Fund, its sponsors, representatives, service providers, participant banks responsible in this
regard. The AMC would not be liable for any delay in crediting the scheme collection accounts by the Service Providers which may result in a delay in application of NAV. I/
We hereby confirm that the information/documents provided by me/us in this form are true, correct and complete in all respect. I/We hereby agree and confirm to inform AMC
promptly in case of any changes. I/We interested in receiving promotional material from the AMC via mail, SMS, telecall, etc. If you do not wish to receive, please call on tollfree
no. 1800 222 999 (MTNL/BSNL) or 1800 200 6666 (Others).
Maximum Amount: The MAXIMUM AMOUNT is the per transaction maximum limit. Investor can register multiple SIPs but the amount should not exceed the maximum
amount mentioned per transaction.

INSTRUCTIONS FOR OTM MANDATE FACILITY

1) Investor can transact through OTM facility registered for the respective folio(s).
2) If more than one bank accounts are registered for OTM facility, investor is requested to mention the bank account number and bank name from
where amount is to be debited. If the same is not mentioned or no OTM is registered for the given bank details, AMC reserves the right to initiate the
debit through any of the valid OTMs registered or reject the request.
3) The units shall be allotted based on the day on which funds are credited to AMC’s collection account by the service provider/ bank. This is subject to
compliance with the time stamping provision as contained in the SEBI (mutual funds) regulations, 1996.
4) Registration request or any other subsequent transaction may be liable for rejection, if the frequency for the registered OTM is other than “As and
when presented” and/or if the transaction amount is other than fixed amount or more than maximum amount registered in the mandate.
5) AMC reserves right to reject or process the application subject to internal verification.
6) Investor can transact using this mandate, within the limit of maximum amount and tenure specified.
7) Mandate start (From) date should be after Mandate (Application) date.

YOUR CONFIRMATION/DECLARATION: I/We hereby declare that I/we do not have any existing Micro SIPs which together with the current application will result in a total invest-
ments exceeding Rs.50, 000 in a year as described in the Instruction No.IV(d) of the common application form. The ARN holder has disclosed to me/us all the commissions (in the
form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommend-
ed to me/us. The AMC would not be liable for any delay in crediting the scheme collection accounts by the Service Providers which may result in a delay in application of NAV.

Signature(s) as per ICICI Prudential Mutual Fund Records (Mandatory)

2nd Holder

3rd Holder
Sole/First
Holder

36
TERMS AND CONDITIONS
SIP Payment through NACH on www.icicipruamc.com or with any of the customer service centres of ICICI
Prudential Mutual Fund.
1. The bank account provided for NACH should be participating in NACH
clearing respectively. 18. ICICI Prudential Mutual Fund, its registrars and other service providers shall
not be responsible and liable for any damages/compensation for any loss,
2. Investors can choose any preferred date of the month as SIP debit date. In
damage etc. incurred by the investor. The investor assumes the entire risk of
case the chosen date falls on a Non-Business Day or on a date which is not
using this facility and takes full responsibility.
available in a particular month, the SIP will be processed on the immediate
next Business Day. In case the Debit does not take effect for two consecutive 19. In daily SIP frequency transaction will be processed on Business days only.
times in case of Quarterly frequency and three consecutive times in In case any scheduled Business day is declared as Non business day by
frequencies other than Quarterly. then the SIP would be liable for cancellation. AMC, Regulators, Government etc for any reason the said transaction will be
processed with the next available NAV. The investor will not hold AMC/Bank
3. In case of SIP transaction where the mode of payment is through NACH,
liable for processing such transactions the next day.
investors are not required to do an initial purchase transaction for the minimum
amount as applicable. However, investors are required to submit SIP request 20. SIP TOP UP Facility:
at least 30 days prior to the date of first installment. AMC reserves the right With this facility, investor can opt to increase the SIP amount at regular fixed
to register the first triggered SIP installment from subsequent month onwards, intervals.
in case the period between the time-stamping of the SIP request and the first There are two type of SIP TOP-UP:
triggered SIP installment is less than 30 days. In case of SIP via existing OTM,
(1) Fixed TOP-UP.(2) Variable TOP-UP.
investor can choose to start the SIP in 15 days after the date of submission.
In case of incomplete mandate form, AMC may initiate remediation process to Fixed TOP-UP: With this option, investor can increase SIP amount at regular
obtain incomplete details. This process may exceed 30 days and in such case it interval with fixed amount. Minimum TOP-UP amount has to be Rs.100 and
may also impact the registration of the SIP facility and subsequent installments. in multiples of Rs.100 thereof. In case of investment made in ICICI Prudential
SIP start date shall not be beyond 100 days from the date of submission of SIP ELSS Tax Saver Fund, the minimum Fixed TOP-UP amount shall be Rs.500
application and SIP end date shall not be beyond 40 years from the SIP start and in multiples of Rs. 500/- thereof. For said option SIP TOP-UP frequency
date. The applicant will have the right to discontinue SIP at any time he or she is at Half Yearly and Yearly basis. In case of Quarterly SIP, only the Yearly
so desires by providing a written request at the office of the ICICI Prudential frequency is available under SIP TOP UP.
Mutual Fund Customer Service Centres. Notice of discontinuance should be Please view below illustration for Fixed TOP-UP:
received 30 days prior to the subsequent SIP date. All terms and conditions
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/-
for SIP, including Exit Load, if any, prevailing in the date of SIP enrolment/
registration by the fund shall be levied in the Scheme. • TopUp Amount: Rs.100/- • TopUp Frequency: Yearly
4. The investor agrees to abide by the terms and conditions of NACH facilities Installment From Date To Date Monthly SIP SIP Top-Up SIP Amount
of Reserve Bank of India (RBI). No(s) Installment Amount (`) with TOP-
5. Investor will not hold ICICI Prudential Mutual Fund, ICICI Prudential Asset Amount (`) UP (`)
Management Company Limited (the AMC), ICICI Prudential Trust Limited (the 1 to 12 7-Jan-16 7-Dec-16 2000 N.A 2000
Trustee), its registrars and other service providers responsible and/or liable 13 to 24 7-Jan-17 7-Dec-17 2000 100 2100
for any damages/compensation for any loss or if the transaction is delayed
or not effected or the investor bank account is debited in advance or after the 25 to 36 7-Jan-18 7-Dec-18 2100 100 2200
specific SIP date due to various clearing cycles for NACH or any other reason/ 37 to 48 7-Jan-19 7-Dec-19 2200 100 2300
fault not attributable to ICICI Prudential Mutual Fund/the AMC/ the Trustee. 49 to 60 7-Jan-20 7-Dec-20 2300 100 2400
6. ICICI Prudential Mutual Fund reserves the right to reject any application
Variable TOP-UP: With this option, investor can increase SIP amount at
without assigning any reason thereof.
regular interval, TOP-UP amount will be based on the percentage (%) opted
7. In case of “At Par” Cheques, investors need to mention the MICR No. of his/ by investor of SIP amount. For said option SIP TOP-UP frequency is at half
her actual Bank branch. yearly and yearly basis. The minimum TOP-UP percentage (%) should be 10%
8. SIPs will be registered in a folio held by a minor only till the date of the minor and in multiple of 5% thereof. Also the TOP-UP amount will be rounded off to
attaining majority, even though the instructions may be for a period beyond the nearest highest multiple of Rs.10. Please note, Variable TOP-UP facility is
that date. The facility will automatically stand terminated upon the Unit Holder not available for investment made in ICICI Prudential ELSS Tax Saver Fund. In
attaining 18 years of age. case of any ambiguity AMC reserves the right to accept / reject the application.
9. New Investor: If the investor fails to mention the scheme name in the SIP Please view below illustration for Variable TOP-UP:
Mandate Form, then the Fund reserves the right to register the SIP as per the
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/-
scheme name available in the main application form. Incase multiple schemes
are mentioned in the main application form, the Fund reserves the right to • TopUp percentage: 10% • TopUp Frequency: Yearly
reject the SIP request. Installment From Date To Date Monthly SIP SIP SIP
10. Existing Investor: If the investor fails to mention the scheme name in the SIP No(s) SIP Top-Up Top-UP Amount
Mandate Form, the Fund reserves the right to register the SIP in the existing Installment Amount round off with TOP-
scheme (eligible for SIP) available in the investor’s folio. Incase multiple Amount (10%) (`) Amount UP (`)
schemes or Equity Linked Savings Scheme (ELSS) are available in the folio, (`) (`)
the Fund reserves the right to reject the SIP request. 1 to 12 7-Jan-16 7-Dec-16 2000 N.A N.A 2000
11. In case the SIP date is not mentioned/not legible, then the SIP will be 13 to 24 7-Jan-17 7-Dec-17 2000 200 200 2200
registered on 10th (default date) of each Month/Quarter, as applicable.
25 to 36 7-Jan-18 7-Dec-18 2200 220 220 2420
12. a) Minimum number of installments for daily, weekly, fortnightly and monthly
frequencies will be 6 and for Quarterly frequency minimum number of 37 to 48 7-Jan-19 7-Dec-19 2420 242 240 2660
installments will be 4. 49 to 60 7-Jan-20 7-Dec-20 2660 266 270 2930
b) Investors can choose any day of the week from Monday to Friday to Investor can either opt for Fixed Top-up facility or Variable Top-up facility
register under weekly frequency. Incase Day is not specified by the under SIP Top-up. In case, Investor opts for both the options, than Variable
investor transaction will be processed on wednesday. top-up feature shall be triggered. In case the TOP UP facility is not opted
c) For Fortnightly frequency, the transaction will be processed on 1st and 16th by ticking the appropriate box and/or frequency is not selected, the TOP
day of each month, as applicable. UP facility may not be registered.
d) For Monthly and Quarterly frequencies, the transaction will be processed In a scenario where investor selects multiple % option under variable SIP
on any day basis. Top-up plan, higher percentage will be considered.
e) Incase the SIP Date selected is a non-business day the transaction will be Other Information:
processed on the next business day. SIP TOP UP will be allowed in Micro SIP folio subject to condition that total
f) In case both SIP end date and number of installments are mentioned in investment including SIP TOP UP does not exceed Rs. 50,000/- in a rolling
the SIP application for Daily, weekly and fortnightly frequency then SIP 12 month period or financial year i.e. April to March, the limit on Micro SIP
shall get registered as per the number installments provided. investments.
13. If the investor selects multiple SIP frequencies or fails to choose any of them, The investor agrees to avail the TOP UP facility for SIP and authorize his/her
the default SIP frequency will be Monthly. bank to execute the NACH/SI for a further increase in installment from his/her
14. If the investor has not mentioned the SIP start month, SIP will start from the designated bank account.
next applicable month, subject to completion of 30 days lead time from the SIP TOP-UP CAP:
receipt of SIP request.
(i) Cap Amount: Investor has an option to freeze the SIP Top-Up amount once
15. In case End date mentioned on SIP form, falls beyond the date mentioned it reaches a fixed predefined amount. The fixed pre-defined amount should
in Mandate form, then SIP shall be registered as per date mentioned on be same or lesser than the maximum amount mentioned by the investor
mandate. Incase SIP “end Month/Year” is incorrect or not mentioned by the in the bank mandate. In case of difference between the Cap amount & the
investor in the SIP form then AMC reserves the right to consider the SIP end maximum amount mentioned in bank mandate, then amount which is lower
date as five years from the start date as default. of the two amounts shall be considered as the default amount of SIP Cap
16. Existing investors have to provide their folio numbers. amount
17. For minimum application amount to be invested in SIP, risk factors, features, (ii) Cap Month-Year: It is the date from which SIP Top-Up amount will cease
load structurees, etc. please refer to the scheme related documents available and last SIP installment including Top-Up amount will remain constant

37
from Cap date till the end of SIP tenure.
Investor shall have flexibility to choose either Top-Up Cap Amount OR
Top-Up Cap Month-Year. In case of multiple selection, Top-Up Cap Amount
will be considered as default selection.
In case of non selection, the SIP variable Top-Up amount will be capped
at a default amount of Rs.10 lakhs.
SIP amount will remain constant from Top-Up Cap date/amount till the end
of SIP Tenure.
21. In case of application is received for change of scheme / change of bank and
the existing SIP is registered beyond 40 years from the date of application
the SIP end date will be modified accordingly as per end date mentioned in
the new mandate (with maximum validity of 40 years)
22. DEMAT/NON-DEMAT MODE:
Investors have an option to hold the Units in dematerialized form. By providing
DP details, Units shall be directly credited to the investor’s demat account after
the realization of funds and depositories will issue a statement. Applicants
must ensure that the sequence of names as mentioned in the application form
matches with that of the account held with the Depository Participant.
If the details mentioned in the application are incomplete/incorrect or not
matched with the Depository data, the application shall be treated as invalid
and the units would be allotted in Non- Demat mode.The application form
should mandatorily accompany the latest Client investor master/ Demat
account statement. Demat option will be not be available for Daily/Weekly/
Fortnightly IDCW options. Investors desiring to get allotment of units in demat
mode must have a beneficiary account with a Depository Participant (DP) of
the Depositories i.e. National Securities Depositories Limited (NSDL) / Central
Depository Services Limited (CDSL).
Allotment letters would be sent to investors who are allotted units in Demat
mode and a Statement of Accounts would be sent to investors who are allotted
units in Non-Demat mode. Investors are requested to note that Units held in
dematerialized form are freely transferable except units held in Equity Linked
Savings Scheme’s (ELSS) during the lock-in period.
The units will be allotted based on the applicable NAV as per the Scheme
Information Document (SID). The investors shall note that for holding the
units in demat form, the provisions laid in the SID of respective Scheme and
guidelines/procedural requirements as laid by the Depositories (NSDL/ CDSL)
shall be applicable. In case the unit holder wishes to convert the units held in
non-demat mode to demat mode or vice versa at a later date, such request
along with the necessary form should be submitted to their Depository
Participant(s). Units held in demat form will be freely transferable, subject to
the applicable regulations and the guidelines as may be amended from time
to time.
Reinvestment of IDCW Payout (Payout of Income Distribution cum
Capital Withdrawal option) : In case Unitholder has opted for IDCW payout
option under weekly, fortnightly, monthly, quarterly, half yearly and annual
frequencies, as applicable in the respective schemes, there will be minimum
amount for IDCW payout, as per the provisions of the respective scheme
(net of IDCW distribution tax and other statutory levy, if any), else the IDCW
would be mandatorily reinvested. The IDCW would be reinvested in the same
Scheme/ Plan by issuing additional Units of the Scheme at the prevailing ex-
IDCW Net Asset Value per Unit on the record date. There shall be no exit load
on the redemption of units allotted as a result of such reinvestment of IDCW.
It may also be noted that the criteria for compulsory reinvestment of IDCW
declared under the IDCW payout option in specific schemes, where the IDCW
amount is less than the minimum IDCW payout limit, will not be applicable to
investors holding their units in DEMAT form. For unit holders, holding units in
DEMAT form, if IDCW is declared in any applicable Scheme, the amount will
be paid out or reinvested as per the option selected by the unit holders only.
IDCW declared will be compulsorily paid out under the “IDCW payout” option
of all schemes which have discontinued fresh subscriptions with effect from
October 1, 2012 as per Notice-cum-Addendum no.017/09/2012 published on
October 01, 2012.

38
INSTRUCTIONS FOR FILLING UP THE COMMON APPLICATION FORM
Please read the Key Scheme Features and the terms of the Scheme Information Document(s) of the respective Scheme(s) and
Statement of Additional Information carefully before filling the Application Form.
I. GENERAL INSTRUCTIONS unit holder;
a) Please read the Key Scheme Features and the terms of the Scheme Information OR
Document(s) of the respective Scheme(s) and Statement of Additional Information b) the manager of a scheduled bank (signature attestation by way of Banker’s
carefully before filling the Application Form. The application form must be filled in Certificate or letter)
English in BLOCK letters. Incomplete applications are liable to be rejected. Please iv) KYC and PAN of the major.
ensure that the requisite details and documents have been provided. All subscription
application forms should be submitted only at the designated Investor Service Center v) Additional KYC, FATCA & CRS - Self Certification
of ICICI Prudential Mutual Fund. Depending upon appropriateness, the ICICI Prudential Asset Management Company
b) If you are a new investor and wish to apply for SIP through Auto Debit by way of Limited (the AMC) may consider seeking additional/alternative documents for
Electronic Clearing Service (ECS) or Standing Instructions to your bank account, you necessary diligence of each case.
are required to fill in the respective form, in addition to the Common Application Form. Guardian name and details will be deleted on change of Tax status from Minor
c) The investors who wish to avail Systematic Withdrawal Plan (SWP) / Systematic to Major. The standing instruction including SIP, STP and SWP will be registered
Transfer Plan (STP) / Transfer of Income Distribution cum Capital Withdrawal Plan / only till the date of minor attaining majority, though the instructions may be for a
Trigger/ Entry Trigger / Liquity facilities must fill in the Smart Features form available period beyond that date.
in any of the ICICI Prudential Mutual Fund Customer Service Centres. 6. In case of an application under Power of Attorney (PoA) or by a Limited Company,
d) The application form number, the scheme name and the name of the applicant should Body Corporate, Registered Society, Trust or Partnership etc., the relevant Power of
be mentioned on the reverse side of the instrument (Cheque) that accompanies the Attorney or the relevant resolution or authority to make the application as the case
application. may be, or duly certified copy thereof, along with the Memorandum and Articles of
Association / bye-laws must be lodged along with the application form.
e) The Application completed in all respects along with the cheque, must be submitted
to the nearest Customer Service Centre. Applications incomplete in any respect or not Power of Attorney (POA): In case an investor has issued Power of Attorney (POA)
accompanied by a cheque for the amount payable, are liable to be rejected and the for making investments, switches, redemptions etc., under his/her folio, both the
money paid will be refunded without interest. signature of the investor and the POA holder have to be clearly captured in the POA
document, to be accepted as a valid document. At the time of making redemption /
f) No receipt will be issued for the Application money. The Customer Service Centers will
switches the fund would not be in a position to process the transaction unless, PoA
stamp and return the acknowledgment slip in the application form, to acknowledge
holder’s signature is available in the PoA or proof of identity along with signature
receipt of the application.
is produced along with the PoA.
g) In case of corrections / overwriting on key fields (as may be determined at the sole
7. PAN is mandatory: As per SEBI Circular MRD/Dop/Cir/-05/2007 dated April 27,
discretion of the AMC) of the application forms/transaction slips, the AMC reserves
2007 Permanent Account Number (PAN) has been made the sole identification
the right to reject the application forms/transaction slips, in case the investor(s) has/
number for all participants transacting in the securities market, irrespective of the
have not countersigned in every place where such corrections/overwriting has/have
amount of transaction, w.e.f. July 02, 2007. PAN is mandatory for all mutual fund
been made.
investments w.e.f. 1st January, 2008. However, PAN is not required for investors
h) Investors are advised to retain the acknowledgement slip signed/stamped by the who are exempted from PAN requirement, please refer to KYC Form for exemption
collection centre where they submit the application. of PAN requirement.
i) As required under applicable regulations, additional details like status, occupation 8. Applicants should indicate their status by ticking the appropriate check-box. For
details, gross annual income, net worth and other details as mentioned in the relevant all fresh purchases, in case the investor has not selected/incorrectly selected the
sections of the application form are mandatory for all applicants as applicable, including tax status in the application form, the AMC reserve the right to update the tax
joint holders. Details of net worth are mandatory for Non Individual applicants and status based on Permanent Account Number/Bank account details or such other
optional for Individual applicants in lieu of gross annual income. While providing details information of the investor available with the AMC for the purpose of determining
of net worth, the same should be of a date which is within one year of the application. the tax status of the investor. The AMC shall not be responsible for any claims made
j) Applications are liable to be rejected without any intimation to the applicants, if by the investor/third party on account of updation of tax status. Those who select
requirement under “KYC details” are not complied with/filled by all the applicants, KYC the status as “Others”, they should specify their status in the space provided.
acknowledgement is not enclosed or any of the additional details are not mentioned 9. Applicants should specify the mode of holding. In case it is not mentioned, the default
for any of the applicant. will be “anyone or survivor”. In the case of joint holders, the first named holder shall
k) Politically Exposed Persons (PEP) are individuals who are or have been entrusted with receive all the Account Statements, Income Distribution cum Capital Withdrawal
prominent public functions in a foreign country, e.g., Heads of States or of Governments, options / redemptions / refund warrants and any other correspondence sent from
senior politicians, senior government/judicial/military officers, senior executives of time to time.
state-owned corporations, important political party officials, etc. 10. Name of a contact person should be mentioned in case of the investment by a
II. UNITHOLDERS INFORMATION Company/Body Corporate/Partnership Firm/Trust/Foreign Institutional Investors
(FIIs)/Society/AOP/BOI.
a) Existing Unit-holders: If you have an existing folio, please mention the Folio Number.
Please note that the applicable details and mode of holding will be as per the existing 11. In case of fresh/additional purchases, if the name of the Scheme on the application
folio. Partial Demat of units is not allowed. form/transaction slip differs with the name on the Cheque, then the AMC will allot
units under the Scheme mentioned on the application form/transaction slip. In case of
b) New Applicant fresh/additional purchases, if the Scheme name is not mentioned on the application
1. Name and address must be given in full (P.O. Box Address is not sufficient). form/transaction slip, then it may be liable for rejection. The default Plan/Option
2. Name and Date of Birth as per PAN card should be made mandatory. of the scheme as per the Scheme Information Document will be considered if the
3. In the case of NRI/PIO/FII investors, an overseas address must also be provided. customer has not specified the Plan/Option. However, in case additional purchase is
For non-residents and foreign nationals, (allowed to trade subject to RBI and under the same scheme as fresh purchase, then the AMC reserves the right to allot
FEMA guidelines), copy of passport/PIOCard/OCICard and overseas address proof units in the option under which units were allotted at the time of fresh purchase.
is mandatory. In case of Merchant Navy NRI’s / Seafarers declaration or certified III. BANK DETAILS
copy of CDC (Continuous Discharge Certificate) is to be submitted. The first Unit-holder should provide the name of the bank, branch, complete address
4. Name of the guardian alongwith relationship must be mentioned, if the investments of the branch, account type and account number, which is mandatory as per Securities
are being made on behalf of a minor. Guardian of the minor should either be a Exchange Board of India circular IIAMRP/MF/CIR/07/826/98 dated April 15, 1998. Incase
natural guardian (i.e. father or mother) or a court appointed legal guardian. Joint of investment in the name of Minor, payment for investment must be from the bank
holding is not allowed, if the first applicant is minor. account of the minor or from a joint account of the minor with the guardian only or else the
Incase of investment in the name of Minor, payment for investment must be from transaction is liable to be rejected. Applications without this information will be deemed
the bank account of the minor or from a joint account of the minor with the guardian to be incomplete. An investor at the time of purchase of units must provide the details of
only or else the transaction is liable to be rejected. the pay-out bank account (i.e. account into which redemption / Income Distribution cum
In case of a minor, it is mandatory to submit photocopy of any one of the following Capital Withdrawal option proceeds are to be paid) in Section 3 in the Application Form.
towards proof of date of birth at the time of initial investment : Please quote 9 Digit MICR Code No. and 11 Digit IFSC code of your Bank and Branch
corresponding to Bank Account details. (This number appears on every leaf of your cheque
a) Birth certificate of minor, or book). The AMC reserves the right to make Income Distribution cum Capital Withdrawal
b) School leaving certificate / Mark sheet issued by Higher Secondary Board of option/redemption payments through Electronic mode where details are available.
respective states , ICSE , CBSE etc, containing the minor’s date of birth, or
Investors/Unit Holders are requested to note that,any one of the following documents shall
c) Passport of minor be submitted,if cheque provided alongwith fresh subscription/new folio creation does not
d) Any other suitable proof evidencing the date of birth of the minor. belong to bank mandate in Section 3 in the Application Form.
In case of natural guardian, a document evidencing the relationship has to be 1. Original cancelled cheque having the First Holder Name printed on the cheque.
submitted, if the same is not available as part of the documents submitted as proof 2. Original bank statement reflecting the First Holder Name, Bank Account Number and
of date of birth of the minor applicant. Bank Name as specified in the application.
In case of court appointed legal guardian- a notorised photo copy of the court order 3. Photocopy of the bank statement duly attested by the bank manager with designation,
should be submitted alongwith the application. employee number and bank seal.
5. Minor Attaining Majority - Status Change: 4. Photocopy of the bank pass book duly attested by the bank manager with
On minor attaining majority, the unit holder shall submit a letter along with the designation,employee number and bank seal.
documents as mentioned below: 5. Photocopy of the bank statement/passbook/cheque duly attested by the AMC branch
i) A signed request form to change account status from minor to major duly filled officials after verification of original bank statement/passbook shown by the investor
containing details like name of the major, folio no. etc. or their representative.
ii) New Bank Mandate. 6. Confirmation by the bank manager with seal, designation and employee number on
iii) Signature of the minor who has turned major, duly attested by - the bank’s letter head confirming the investor details and bank mandate information.
a) the parent/guardian whose signature is registered in the records of the Please note for unit holder opting to invest in demat, please ensure that the bank account
Fund/ Registrar and Transfer Agent (RTA) against the folio of the minor linked with the demat account is mentioned in the application form.

39
INSTRUCTIONS FOR FILLING UP THE COMMON APPLICATION FORM (Contd.)
Maturity payment or Income Distribution cum Capital Withdrawal option payment would Documents Companies Societies
Partneship Investments
Trusts NRIs FIIs*
be made as per the bank account details available in BENPOS file. Firms through POA
Please note applications with bank account details having Core Banking account (CBS) 4. Trust Deed P
would be mandatory or else such applications would be liable to get reject. 5. Bye-laws P
Multiple Bank Account Registration: The AMC/ Mutual Fund provides a facility to the 6. Partnership Deed
investors to register multiple bank accounts (currently upto 5 for Individuals and 10 for P
Non – Individuals) for receiving redemption/Income Distribution cum Capital Withdrawal 7. Overseas Auditors’ Certificate P
option proceeds etc. by providing necessary documents. Investors must specify any one 8. Notarised Power of Attorney
account as the “Default Bank Account”. The investor, may however, specify any other P
registered bank account for credit of redemption proceeds at the time of requesting for 9. Foreign Inward Remittance Certif-
the redemption. Investors holding units in non-demat form are requested to avail the icate in case of payment is made
by from NRE/FCNR A/c where P
facility of registering multiple bank accounts by filling in the ‘Multiple Bank Accounts applicable
Registration Form’ available at our Investor Service Centres (ISCs) or on our website 10. PAN
www.icicipruamc.com. P P P P P P P
Change of Bank Mandate: With effect from October 25, 2011, the request for change of 11. Know Your Customer (KYC) P P P P P P P
bank (COB) shall be submitted along with the original cancelled cheque of the new bank with *For FIIs copy of the SEBI registration certificate should be provided. In case of corporates or individual
the investor name mentioned on the cheque or copy of the bank statement/pass book duly investors, all the necessary documents are to be submitted along with the application.
attested by the new Bank, evidencing the name and bank account details of the investor. g) Investors opting for the Automatic Encashment Plan (AEP) option (under ICICI Prudential
IV. INVESTMENT DETAILS Regular Savings Fund, ICICI Prudential Ultra Short Term Fund & ICICI Prudential Long
a) Introduction of Direct Plan:- The AMC has introduced a separate plan for direct Term Bond Fund) are requested to choose either the AEP-Regular option or the AEP
investments (i.e. investments not routed through an AMFI Registration Number (ARN) Appreciation Option. The investor has the option of selecting either Monthly/Quarterly/
Holder (“Distributor”) (hereinafter referred to as “Direct Plan”) with effect from January Half Yearly sub option under the Appreciation Option. In case investor has selected
1, 2013 (“Effective Date”). multiple options under AEP, the default option would be AEP Regular option, and the
default sub option under Appreciation Option would be Monthly.
Direct Plan is only for investors who purchase /subscribe Units in a Scheme directly
with the Fund and is not available for investors who route their investments through a h) Ultimate Beneficial Owners(s) [UBO(s)]: Pursuant to SEBI Master Circular No. CIR/
Distributor. ISD/AML/3/2010 dated December 31, 2010 on Anti Money Laundering Standards and
Guidelines on identification of Beneficial Ownership issued by SEBI vide its Circular
Investors subscribing under Direct Plan of the Schemes should indicate the Scheme/Plan
No. CIR/MIRSD/2/2013 dated January 24, 2013, investors (other than Individuals) are
name in the application form as “Scheme Name – Direct Plan” for e.g. “ICICI Prudential
required to provide details of UBO(s). In case the investor or owner of the controlling
Liquid Fund – Direct Plan”. Investors should also indicate “Direct” in the ARN column of
interest is a company listed on a stock exchange or is a majority owned subsidiary of
the application form. However, in case Distributor code is mentioned in the application
such a company, the details of shareholders or beneficial owners are not required to
form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will
be provided.
be ignored and the application will be processed under Direct Plan.
Non-individual applicants/investors are mandated to provide the details on UBO(s) by filling
Please note, where application is received under Scheme name without Distributor code
up the declaration form for ‘Ultimate Beneficial Ownership’ which is available on our website
or “Direct” is mentioned in the ARN Column, the application will be processed under
www.icicipruamc.com or at any of the Investor Service Centre (ISC) of ICICI Prudential
Direct Plan.
Mutual Fund.
b) The Investor has to fill separate form for each scheme that he/she wishes to invest in
through a Lumpsum Investment or Systematic Investments. i) FATCA and CRS Details: Tax Regulations require us to collect information about each
investor’s tax residency. In certain circumstances (including if we do not receive a valid
c) Investor should select scheme and option under which you wish to invest. Also Investor self-certification from you) we may be obliged to share information on your account
needs to indicate his/her choice of payout of Income Distribution cum Capital Withdrawal with the relevant tax authority. If you have any questions about your tax residency,
option or re-investment along with the Income Distribution cum Capital Withdrawal please contact your tax advisor. Further if you are a Citizen or resident or green card
option frequency (in case there are more than one Income Distribution cum Capital holder or tax resident other than India, please include all such countries in the tax
Withdrawal option frequency). In case, the investor has not selected the option/sub- resident country information field along with your Tax Identification Number or any
option for his/her investments, default option/sub-option as prescribed in the Scheme other relevant reference ID/ Number. If there is any change in the information provided,
Information Document of the relevant scheme will be applied. In case of Transfer of promptly intimate the same to us within 30 days.
Income Distribution cum Capital Withdrawal Plan, the Investor must fill in the Smart
Features form separately available in any of the ICICI Prudential Mutual Fund Customer V. SYSTEMATIC INVESTMENT PLAN (SIP)
Service Centres. a) For availability of Systematic Investment Plan (SIP) Facility, please refer to the Key
For investors investing in Income Distribution cum Capital Withdrawal (IDCW) option Scheme Features and also refer to Instruction No.VI (a) for mode of payment for SIP
of the Scheme may note that the amounts can be distributed out of investors capital through PDCs.
(Equalization Reserve), which is part of sale price that represents realized gains. b) Investors opting for the SIP Facility, need to fill the Common Application Form. If the
d) Exemption from requirement of Permanent Account Number (PAN) for micro payment option is NACH/SI, investor also need to fill & sign the SIP registration cum
investments in the schemes of the Fund: As per SEBI circular MRD/DoP/Cir- 05/2007 mandate form.
dated April 27, 2007 SEBI had mandated PAN as the sole identification for all the c) The Second SIP installment amount and the subsequent SIP installment amounts
transactions in the securities market irrespective of the amount of transaction with should be of the same amount. However, the First SIP installment need not be of the
effect from July 02, 2007. same amount as Second and Subsequent SIP installments amount.
Further, SEBI has provided an exemption from requirement of PAN for micro financial d) Investors/unitholders subscribing for SIP are required to submit SIP request at least
products (i.e., investments up to `50,000 per MF per year) and for investors residing in 30 days prior to the date of first debit date and SIP start date shall not be beyond 100
the state of Sikkim. Such investors are required to provide alternate proof of identity days from the date of submission of SIP application.
in lieu of PAN for KYC purposes and are allotted PAN-exempt KYC Reference Number e) In case of SIP with payment mode as NACH/SI, the investors are required to submit a
(PEKRN). cancelled cheque or a photocopy of a cheque of the bank account for which the debit
• The exemption shall be available under all the schemes of the Fund for investments upto mandate is provided.
Rs. 50,000/- (aggregate under all the schemes of the Fund) in a rolling 12 month f) For exit load structure under the Schemes, please refer to the Key Scheme Features.
period or financial year i.e. April to March by individuals (including NRIs but not
g) Please issue post dated cheques for the respective SIP dates. A credit confirmation will
PIOs), Minors, Sole proprietary firms and Joint holders. HUFs and other categories
be sent to the unit holder indicating the new balance to his or her credit in the account.
will not be eligible.
For cheques drawn from locations as determined by ICICI Prudential Asset Management
• In case the first Micro SIP installment is processed (as the cheque may be banked),
Company Ltd. (the AMC) from time to time and notified on its website www.icicipruamc.
and the application is found to be defective, the Micro SIP registration will be ceased
com
for future installments. No refunds to be made for the units already allotted. Investor
will be sent a communication to this effect, however, redemptions shall be allowed. 1. Option 1: The First SIP installment should be paid through a Cheque payable at
• In case of investments held jointly, first holder must not possess a PAN. places where the Official Points of Acceptance of Transaction of the AMC are
located. All the other installments should be through post dated cheques for the
• Eligible Investors may invest in the schemes of the Fund (through SIP or lumpsum/ respective SIP dates. However, investors are required to submit SIP request at
additional purchase) without providing PAN subject to the threshold amount as least 30 days prior to the date of first installment.
specified above.
2. Option 2: In case all the installments (i.e. including the first Installment) are paid
• Eligible Investors should attach a copy of Know Your Client (KYC) acknowledgement
through post-dated cheques, the SIP Application along with the post-dated cheques
letter quoting PAN Exempt KYC reference no. (PEKRN) obtained from KYC Regis-
should be submitted at the Official Points of Acceptance of Transactions of the
tration Agency alongwith the investment application form.
AMC, at least 30 days before the start of the SIP. The Post dated cheques for all
• Eligible Investors must have only one PEKRN. of the SIP installments (including the first installment), should be dated opted by
• Incase KYC status is failed for a particular PEKRN further SIP transaction/investments the investor.
will not be allowed in such folios having such PEKRN. h. SIP TOP UP Facility:
e) For minimum application amount etc., please refer to Key Scheme Features Tables. With this facility, investor can opt to increase the SIP amount at regular fixed intervals.
f) Please submit the following documents alongwith your application (where There are two type of SIP TOP-UP:
applicable). All documents should be original/true copies by director/trustee/
company secretary/authorised signatory: (1) Fixed TOP-UP.
(2) Variable TOP-UP.
Partneship Investments
Documents Companies Societies Trusts NRIs FIIs*
Firms through POA Fixed TOP-UP: With this option, investor can increase SIP amount at regular interval
1. Resolution/Authorisation to invest P P P P P with fixed amount. Minimum TOP-UP amount has to be Rs.100 and in multiples of
Rs.100 thereof. For said option SIP TOP-UP frequency is at Half Yearly and Yearly
2. List of Authorised Signatories with
Specimen Signature(s) P P P P P P basis. In case of Quarterly SIP, only the Yearly frequency is available under SIP TOP UP.
3. Memorandum & Articles of Associa- Please view below illustration for Fixed TOP-UP:
tion P

40
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/- the beneficiary investor,
(ii) in case the investment is made from a joint bank account, the first holder of the
• TopUp Amount: Rs.100/- • TopUp Frequency: Yearly
mutual fund folio is not one of the joint holders of the bank account from which
Installment From Date To Date Monthly SIP SIP Top-Up SIP Amount payment is made.
No(s) Installment Amount (`) with TOP- Third party cheque(s) for investment/subscription shall be accepted, only in
Amount (`) UP (`) exceptional circumstances, as detailed below:
1 to 12 7-Jan-16 7-Dec-16 2000 100 2100 1) Payment on behalf minor in consideration of natural love and affection or as
13 to 24 7-Jan-17 7-Dec-17 2100 100 2200 a gift will be only applicable for ICICI Prudential child care Fund (Gift Plan).
25 to 36 7-Jan-18 7-Dec-18 2200 100 2300 2) Payment by Employer on behalf of employee under Systematic Investment
Plans or lump sum/one-time subscription through Payroll deductions.
37 to 48 7-Jan-19 7-Dec-19 2300 100 2400 3) Custodian on behalf of a Foreign Institutional Investor (FII) or a client.
49 to 60 7-Jan-20 7-Dec-20 2400 100 2500 4) Payment made by the AMC to a Distributor empanelled with it on account of
Variable TOP-UP: With this option, investor can increase SIP amount at regular interval, commission, incentive, etc. in the form of the Mutual Fund units of the Schemes
TOP-UP amount will be based on the percentage (%) opted by investor of SIP amount. managed by such AMC through SIP or lump sum/one time subscription, subject
For said option SIP TOP-UP frequency is at half yearly and yearly basis. The minimum to compliance with SEBI Regulations and Guidelines issued by AMFI, from time
TOP-UP percentage (%) should be 10% and in multiple of 5% thereof. Also the TOP-UP to time.
amount will be rounded off to the nearest highest multiple of Rs.10. 5) Payment made by a Corporate to its Agent/Distributor/Dealer (similar
Please view below illustration for Variable TOP-UP: arrangement with Principal-agent relationship) account of commission or
incentive payable for sale of its goods/services, in the form of Mutual Fund
• SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 2000/- units of the Schemes managed by such AMC through SIP or lump sum/one
• TopUp percentage: 10% • TopUp Frequency: Yearly time subscription, subject to compliance with SEBI Regulations and Guidelines
issued by AMFI, from time to time
Installment From Date To Date Monthly SIP SIP SIP
No(s) SIP Top-Up Top-UP Amount The above mentioned exception cases will be processed after carrying out necessary
Installment Amount round off with TOP- checks and verification of documents attached along with the purchase transaction
Amount (10%) (`) Amount UP (`) slip/application form, as stated below:
(`) (`) (1) Determining the identity of the Investor and the person making payment i.e.
1 to 12 7-Jan-16 7-Dec-16 2000 N.A N.A 2000 mandatory Know Your Client (KYC) for Investor and the person making the payment.
13 to 24 7-Jan-17 7-Dec-17 2000 200 200 2200 (2) Obtaining necessary declaration from the Investor/unitholder and the person
making the payment. Declaration by the person making the payment should give
25 to 36 7-Jan-18 7-Dec-18 2200 220 220 2420 details of the bank account from which the payment is made and the relationship
37 to 48 7-Jan-19 7-Dec-19 2420 242 240 2660 with the beneficiary.
49 to 60 7-Jan-20 7-Dec-20 2660 266 270 2930 (3) Verifying the source of funds to ensure that funds have come from the drawer’s
account only.
Investor can either opt for Fixed Top-up facility or Variable Top-up facility under
SIP Top-up. In case, Investor opts for both the options, than Variable top-up feature The Schemes will accept payment of any amount from any donor for making investment
shall be triggered. In case the TOP UP facility is not opted by ticking the appropriate in the Schemes on behalf of a minor. However, the following conditions have to be
box and/or frequency is not selected, the TOP UP facility may not be registered. fulfilled:
1) Investment is made in the name of a minor.
In a scenario where investor selects multiple % option under variable SIP Top-up
2) Mandatory KYC for the investors and the person making the payment i.e. third
plan, higher percentage will be considered.
party.
Other Information: 3) Submission of Third Party declaration form(s) by persons other than the Registered
SIP TOP UP will be allowed in Micro SIP folio subject to condition that the total Guardian. Please contact the nearest Investor Service Centre (ISC) of the Fund or
investment including SIP TOP UP does not exceed Rs. 50,000/- in a rolling 12 month visit our website www.icicipruamc.com for the said Declaration Form.
period or a financial year i.e. April to March, the limit on Micro SIP investments. 4) Submission of all documents as applicable for making investment in these Schemes.
The investor agrees to avail the TOP UP facility for SIP and authorize his/her bank ICICI Prudential Asset Management Company Limited (the AMC) reserves a right
to execute the NACH/SI for a further increase in installment from his/her designated to seek information and/or obtain such other additional documents other than
account. the aforesaid documents from third party for establishing the identity of the Third
TOP-UP CAP: Party, before processing such applications.
(i) Cap Amount: Investor has an option to freeze the SIP Top-Up amount once it In case of investment/subscriptions made via Pay Order, Banker’s cheque, RTGS, NEFT,
reaches a fixed predefined amount. The fixed pre-defined amount should be same ECS, bank transfer, net banking etc. Following additional checks shall be carried out:
as the maximum amount mentioned by the investor in the bank mandate. In case (1) If the investment/subscription is settled with pre-funded instruments such as
of difference between the Cap amount & the maximum amount mentioned in bank Pay Order, Banker’s cheque, etc., a Certificate from the Issuing banker must
mandate, then amount which is lower of the two amounts shall be considered as accompany the purchase application, stating the Account holder’s name and the
the default amount of SIP Cap amount Account number which has been debited for issue of the instrument. The funds
(ii) Cap Month-Year: It is the date from which SIP Top-Up amount will cease and last should be debited from a pre-registered pay in account available in the records of
SIP installment including Top-Up amount will remain constant from Cap date till the Mutual fund, or from the account of the first named unit holder. Additionally, if
the end of SIP tenure. a pre-funded instrument issued by the Bank against cash, it shall not be accepted
for investments of Rs.50,000/- or more. Such prefunded instrument issued against
Investor shall have flexibility to choose either Top-Up Cap Amount OR Top-Up Cap cash payment of less than Rs.50,000/- should be accompanied by a certificate
Month-Year. In case of multiple selection, Top-Up Cap Amount will be considered as from the banker giving name, address and PAN (if available) of the person who
default selection. has requested.
In case of non selection, the SIP variable Top-Up amount will be capped at a default (2) If payment is made by RTGS, NEFT, ECS, bank transfer, etc., a copy of the instruction
amount of Rs.10 lakhs. to the bank stating the account number debited must accompany the purchase
SIP amount will remain constant from Top-Up Cap date/amount till the end of SIP application. The account number mentioned on the transfer instruction should be
Tenure. from pay in account available in the records, or from the account of the first named
(i) Registration of OTM/Bank Debit Mandate Facility: As an investor I/we hereby request unit holder.
you to register me/us for availing the facility of OTM/Bank Debit Mandate and carrying Investors are requested to note that AMC reserves right to have additional checks of
out transactions of additional purchase/redemption/switch in my/our folio through Call verification for any mode of payment received. AMC reserves the right to reject the
Centre and/or also authorize the distributor(s) to initiate the above transactions on my/ transaction in case the payment is received in an account not belonging to the first
our behalf. In this regard, I/we also authorize the AMC, on behalf of ICICI Prudential unit holder of the mutual fund.
Mutual Fund (Mutual Fund) to call/email on my/our registered mobile number/email id In case of investors with multiple accounts, in order to ensure smooth processing of
for due verification and confirmation of the transaction(s) and such other purposes. investor transactions, it is advisable to register all such accounts, as the investments/
The mobile number provided in the common application form will be used as registered subscriptions received from the said multiple accounts shall be treated as 1st party
mobile number for verification and confirmation of transactions. If the transaction is payments.
delayed or not effected at all for reasons of incomplete or incorrect information or
non-confirmation/verification of the transaction due to any reason, I/we shall not hold Refer Third Party Payment Declaration form available on our website www.icicipruamc.
AMC, Mutual Fund, its sponsors, representatives, service providers, participant banks com or in ICICI Prudential Mutual Fund branch offices.
responsible in this regard. The AMC would not be liable for any delay in crediting the e) NRI/FII/PIO Investors
scheme collection accounts by the Service Providers which may result in a delay in 1. Repatriation basis: Payments by NRIs / FIIs / Persons of Indian Origin (PIOs) residing
application of NAV. I/We hereby confirm that the information/documents provided by abroad, may be made either by way of cheques by means of (i) inward remittance
me/us in this form are true, correct and complete in all respect. I/We hereby agree and through normal banking channels; (ii) or out of funds held in NRE/FCNR accounts
confirm to inform AMC promptly in case of any changes. I/We interested in receiving payable at par and payable at the cities where the Customer Service Centres are
promotional material from the AMC via mail, SMS, telecall, etc. If you do not wish located. In case of Indian Rupee drafts purchased or cheques issued from NRE/ FCNR
to receive, please call on tollfree no. 1800 222 999 (MTNL/BSNL) or 1800 200 6666 Account, an account debit certificate from the bank issuing the draft confirming
(Others). the debit should also be enclosed. In case the debit certificate is not provided, the
AMC reserves the right to reject the application of the NRI investors.
VI. MODE OF PAYMENT
2. Non Repatriation basis: NRIs or people of Indian origin residing abroad investing
a) The cheque should be drawn in favour of ICICI Prudential “Scheme Name” for example on a non-repatriable basis may do so by issuing cheques drawn on a Non-Resident
ICICI Prudential Liquid Plan, as the case may be and crossed “Account Payee Only”. Ordinary (NRO) account payable at the cities where the Customer Service Centre’s
b) Separate Cheques are required for each scheme in which an investor invests. are located.
c) Payments by Stock-invests, cash, postal orders, money orders, outstation cheques and 3. FIRC certificate: In case of investments by Non Resident Indians (NRIs), if FIRC
Non CTS will not be accepted. certificate was not submitted, CAMS/AMC will not provide FIRC outward letters to
d) Third Party Payments : Investment/subscription made through Third Party Cheque(s) banks.
will not be accepted. Third party cheque(s) for this purpose are defined as: VII. NOMINATION
(i) Investment made through instruments issued from an account other than that of

41
a. Investors need to mandatorily submit either the nomination or the declaration for opting The AMC / Trustee reserve the right to send any communication in physical mode.
out of nomination for individuals applying for / holding units on their own behalf singly X. KNOW YOUR CUSTOMER (KYC) NORMS: : KYC (Know Your Customer) are mandatory
or jointly else the application is liable to be rejected. for ALL investors for making investments in Mutual Funds, irrespective of the amount of
b. You may nominate persons to receive the Units/amounts standing to your credit payable investment. Further, to bring uniformity in KYC process, SEBI has introduced a common KYC
in the event of death of the Unit Holder(s) in respect of investment under a folio. In case application form for all the SEBI registered intermediaries. With effect from 1st January 2012,
Unit holder do not wish to nominate, please tick the declaration for non-intention to all the new investors are therefore requested to use the Common KYC application form to
nominate in this form or submit the signed Declaration form seperately available in our apply for KYC and mandatorily undergo In Person Verification (IPV) requirements with SEBI
website www.icicipruaamc.com registered intermediaries. Individual client who has registered under Central KYC Records
c. Non-individuals including society, trust, body corporate, partnership firm, Karta of Hindu Registry (CKYCR) has to fill the 14 digit KYC Identification Number (KIN) in application
Undivided Family, holder of Power of Attorney cannot nominate. All joint holders need form. For Common KYC Application Form please visit our website www. icicipruamc.com.
to sign the nomination form. Nomination is not allowed in case the first applicant is a XI. DEMAT/NON-DEMAT MODE: Investors have an option to hold the Units in
minor. Nomination form cannot be signed by Power of Attorney (PoA) holders. dematerialized form. By providing DP details, Units shall be directly credited to the investor’s
d. Nomination will be registered where nomination is made by a sole proprietorship as demat account after the realization of funds and depositories will issue a statement.
the proprietor is providing his/ her personal pan card for KYC and all the details are of Applicants must ensure that the sequence of names as mentioned in the application form
the individual itself. matches with that of the account held with the Depository Participant.
e. All payments and settlements made to such nominee and signature of the Nominee If the details mentioned in the application are incomplete/incorrect or not matched with the
acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Depository data, the application shall be treated as invalid and the units would be allotted
Trustees. in Non-Demat mode.Demat option will be not be available for Daily/Weekly/Fortnightly
f. A minor can be nominated and in that event, the name, relationship and address of the Income Distribution cum Capital Withdrawal options. Investors desiring to get allotment of
guardian of the minor nominee shall be provided by the unit holder. Guardian of the units in demat mode must have a beneficiary account with a Depository Participant (DP) of
minor should either be a natural guardian (i.e. father or mother) or a court appointed the Depositories i.e. National Securities Depositories Limited (NSDL) / Central Depository
legal guardian. Nomination can also be in favour of the Central Government, State Services Limited (CDSL).
Government, a local authority, any person designated by virtue of his office or a religious Allotment letters would be sent to investors who are allotted units in Demat mode and a
or charitable trust. Statement of Accounts would be sent to investors who are allotted units in Non-Demat
g. The Nominee shall not be a trust (other than a religious or charitable trust), society, body mode. Investors are requested to note that Units held in dematerialized form are freely
corporate, partnership firm, Karta of Hindu Undivided Family or a Power of Attorney transferable except units held in Equity Linked Savings Scheme’s (ELSS) during the lock-
holder. A non-resident Indian can be a Nominee subject to the exchange controls in in period.
force, from time to time.
The units will be allotted based on the applicable NAV as per the Scheme Information
h. Nomination in respect of the units stands withdrawn upon the transfer of units. Document (SID). The investors shall note that for holding the units in demat form, the
i. Every new nomination for a folio/account will overwrite the existing nomination. provisions laid in the SID of respective Scheme and guidelines/procedural requirements as
j. Transfer of units in favour of a Nominee shall be valid discharge by the Asset laid by the Depositories (NSDL/CDSL) shall be applicable. In case the unit holder wishes
Management Company (AMC) against the legal heir. to convert the units held in non-demat mode to demat mode or vice versa at a later date,
k. The cancellation of nomination can be made only by those individuals who hold units such request along with the necessary form should be submitted to their Depository
on their own behalf, singly or jointly and who made the original nomination and the Participant(s). Units held in demat form will be freely transferable, subject to the applicable
request has to signed by all the holders. regulations and the guidelines as may be amended from time to time.
l. On cancellation of the nomination, the nomination shall stand withdrawn and the AMC XII. TRANSACTION CHARGES
shall not be under any obligation to transfer the units in favour of the Nominee. Please note that with effect from March 1, 2024, no transaction charge will be levied on
m. Investors who want to make multiple nominations (Maximum 3) need to fill the separate the investment amount from transactions/applications (including SIPs) received through
Multiple Nomination Form available on www.icicipruamc.com and submit it to the AMC. distributors (i.e. for Regular Plans).
Separate form is available on www.icicipruamc.com and submit it to the AMC. XIII. EMPLOYEE UNIQUE IDENTIFICATION NUMBER (EUIN) : Investors procuring
n. Nomination can be made for maximum number of three nominees. In case of multiple advisory services from non Individual distributors are requested to note that EUIN would
nominees, the percentage of allocation/share in whole numbers and without decimals in assist in tackling the problem of misselling even if the employee/relationship manager/
favour of each of the nominees should be indicated against the name of the nominees. sales person leave the employment of the distributor.
Such allocation/ share should total to 100 percent. In the event of the Unit holder(s) fail Distributors are advised to ensure that the sub broker affixes his/her ARN code in the
to indicate the percentage of allocation/share for each of the nominees, the Fund/ AMC, column separately provided in addition to the current practice of affixing the internal
by invoking default option shall settle the claim equally amongst all the nominees. code issued by the main ARN holder and the EUIN of the Sales Person (if any) in the
Any odd lot after division shall be assigned / transferred to the first nominee mentioned EUIN space.
in the form Investors are requested to note that EUIN is applicable for transactions such as
o. In case of multiple nominees, on the death of one or more nominee, the transmission of Purchases,Switches, Registrations of SIP/STP/Trigger/Transfer of Income Distribution
cum Capital Withdrawal Plan and EUIN is not applicable for transactions such as
units shall be made in favour of the surviving nominee(s) on pro rata basis upon demise
Installments under SIP/STP/SWP/EBT Triggers, Income Distribution cum Capital
of the investor. Withdrawal option Reinvestments, Redemption, SWP Registration, Zero Balance Folio
p. In case the investor specifies multiple nominees, then he / she shall also specify the creation and installments under Income Distribution cum Capital Withdrawal option
percentage share for each nominee. In absence of such specification, the regulated Transfer Plans.
entity shall apportionment the assets equally among all the nominees. In case of demise Investors are requested to note that EUIN is largely applicable to sales persons of non
of the investor and any one of the nominees, the regulated entities shall distribute the individual ARN holders (whether acting in the capacity of the main distributor or sub
assets pro rata to the remaining nominees. broker). Further, EUIN will not be applicable for overseas distributors who comply with
the requirements as per AMFI circular CIR/ ARN-14/12-13 dated July 13, 2012.
VIII. DIRECT CREDIT OF INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL (IDCW)/
REDEMPTION: ICICI Prudential AMC had entered into an arrangement with certain banks; XIV. SIGNATURES: The signature(s) should be in English or in any of the Indian languages
such as Citibank N.A., HDFC Bank, AXIS Bank, HSBC and ICICI Bank, for direct credit of specified in the eighth schedule of the constitution of India. Applications on behalf of minors
redemption and Income Distribution cum Capital Withdrawal proceeds if the investors should be signed by their Guardian. Thumb impressions must be attested by a Magistrate
have a bank mandate in any of the specified banks. However, the Fund reserves the right or a Notary Public or a Special Executive Magistrate under his/her official seal. Applications
by minors should be signed by their guardians. In case of a Hindu Undivided Family (HUF),
to issue a payment instrument in place of this electronic payment facility, and will not be
the Karta should sign on behalf of the HUF.
responsible for any delay on the part of the bank for executing the direct credit. The AMC
If the application form is signed by a Power of Attorney (PoA) holder, the form should be
may alter the list of the banks participating in direct credit arrangement from time to time
accompanied by a notarised photocopy of the PoA. Alternatively, the original PoA may be
/ withdraw direct credit facility from the banks, based on its experience of dealing with any submitted, which will be returned after verification. If the PoA is not submitted with the
of these banks or add / withdraw the name of the bank with which the direct credit facility application, the Application Form will be rejected. The POA should contain the signature
arrangements can be introduced/ discontinued, as the case may be. of the investor (POA Donor) and the POA holder.
IX. E-MAIL COMMUNICATION: In case of corporates or any non-individual investors, a list of authorised signatories should
(a) Investors should ensure that the email id provided is that of First /Sole holder or of be submitted along with Application form or in case of any change in the authorised
signatory list, the AMC / Registrar must be notified within 7 days.
their Family member. Family means spouse, dependent children, Dependant Sibling
or dependent parents. This email address and mobile no. provided shall be registered In case of application under POA or by a Non-Individual (i.e. Company, trust, society,
in the folio for all communications. In case, this section is left blank, the email id and partnership firm etc.) the relevant POA or the resolution should specifically provide for/
authorize the POA holder/authorized signatory to make application/ invest moneys on
mobile no. of the First / Sole Holder available in the KYC records shall be registered in behalf of the investor.
the folio. If the AMC / RTA finds that the email address / mobile number provided may
Signature mismatch cases: While processing the redemption / switch out request in case
not be of the actual investor or the same appears incorrect / doubtful, the AMC / RTA the AMC/Registrar come across a signature mismatch, then the AMC/ Registrar reserves
may not capture / update such email address / mobile number in the folio. the right to process the redemption only on the basis of supporting documents (like copy
(b) As per circular no. SEBI/HO/IMD/DF2/CIR/P/2018/92 issued by SEBI on Go Green of passport, driving license etc.), confirming the identity of the investors.
Initiatives for Mutual Funds, we have been asked to seek your confirmation to continue
XV. As per the RBI circular “Introduction of Legal Entity Identifier for Large Value
to receive the Scheme-wise Annual Report or Abridged Summary in physical mode since
Transactions in Centralised Payment Systems” vide notification RBI/2020-21/82 DPSS.
your email id is not registered with us.
CO.OD No.901/06.24.001/2020-21 dated 5th January 2021. RBI vide this notification
(c) Delivering service through the internet & web-based services such as e-mail is a more has decided to introduce the LEI system for all payment transactions of value INR 50
efficient delivery channel. When an investor has provided an email address, the same crore and above undertaken by entities (non-individuals) using Reserve Bank-run
will be registered in our records for eDocs and will be treated as your consent to Centralised Payment Systems viz. Real Time Gross Settlement (RTGS) and National
receive, allotment confirmations, consolidated account statement/account statement, Electronic Funds Transfer (NEFT).
annual report/abridged summary and any statutory / other information as permitted
From April 1, 2021, 20-digit Legal Entity Identifier (LEI) information included while
via electronic mode/email. These documents shall be sent physically in case the Unit
initiating any transaction of value INR 50 crore and above by entities (non-Individual).
holder opts/requests for the same. It is deemed that the Unit holder is aware of all the
security risks associated with online communication, including the possibility of third XVI. As per Prevention of Money-laundering (Maintenance of Records) Amendment Rules,
party interception of the documents sent via email. The Mutual Fund / Registrars are 2023 dated 7th March 2023, definition of Non-Profit Organization (NPO) has been
not responsible for email not reaching the investor and for all consequences thereof. revised. “Non-profit organization” means any entity or organisation, constituted for
The Investor shall from time to time intimate the Mutual Fund / its transfer agents about religious or charitable purposes referred to in clause (15) of section 2 of the Income-tax
any changes in the email address. In case of a large document, a suitable link would Act, 1961 (43 of 1961), that is registered as a trust or a society under the Societies
be provided and investor can download, save and print these documents. However, Registration Act, 1860 (21 of 1860) or any similar State legislation or a Company
the investor always has a right to demand a physical copy of any or all the service registered under the section 8 of the Companies Act, 2013 (18 of 2013)”.
deliverables, and the Fund would arrange to send the same to the investor.

42
ANNEXURE II
FATCA/CRS, ULTIMATE BENEFICIAL OWNERSHIP (UBO) AND ADDITIONAL
KYC SELF CERTIFICATION FORM FOR NON-INDIVIDUALS
(Please seek appropriate advice from your professional tax advisor on your residency and
related FATCA and CRS guidance)

PAN/PEKRN FOLIO

Name of the entity

Type of Address given at KRA Residential Business Residential/Business Registered Ofﬁce Date of Incorporation D D M M Y Y Y Y
City of Incorporation
Country of Incorporation

ADDITIONAL KYC INFORMATION

Gross Annual Income (Rs.) [Please tick ()] Below 1 lac 1 - 5 lacs 5 - 10 lacs 10 - 25 lacs >25 lacs - 1 crore > 1 crore
OR
Net Worth Rs.__________________________________________ as on D D M M Y Y Y Y (Not older than 1 year)
Partnership Firm HUF Private Limited Company Public Limited Company Society AOP/BOI Trust Liquidator
Entity Constitution Type [Please tick ()]
Limited Liability Partnership Artificial Juridical Person Others specify:_____________________________________________________
Politically Exposed Person (PEP) Status* (Also applicable for the authorised signatories/Promoters/Karta/Trustee/Whole time Directors) I am PEP I am Related to PEP Not applicable
*PEP are defined as individuals who are or have been entrusted with prominent public functions in a foreign country, e.g. Heads of States or of Governments, senior politicians, senior Government/judicial/military
officers, senior executives of state owned corporations, important political party officials, etc.
Foreign Exchange / Money Changer Services Gaming / Gambling / Lottery / Casino Services
Non-individual investors involved/providing any of the mentioned services
Money Lending / Powning None of the above

FATCA & CRS DECLARATION

Please tick the applicable tax resident declaration
Is “Entity” a tax resident of any country other than India? Yes No (If yes, please provide country(ies) in which the entity is a resident for tax purposes and the associated Tax ID number below)

Tax Identification Number Identification Type If TIN is not available please tick ()
Sr. No. Country of Tax Residency Country Code As per ISO 3166
or Functional Equivalent (TIN or other please specify) the reason A, B or C (as defined below)

 Reason A B C

 Reason A  The country where the Account Holder is liable to pay tax does not issue Tax Identiﬁcation Numbers to its residents.
 Reason B  No TIN required (Select this reason Only if the authorities of the respective country of tax residence do not require the TIN to be collected)
 Reason C  Others, please state the reason thereof: _________________________________________________________________________________________________

In case the Entity’s Country of Incorporation/Tax residence is U.S. but Entity is not a speciﬁed U.S. Person, mention Entity’s exemption code here:

PART A (To be ﬁlled by Financial Institutions or Direct Reporting NFEs)

Please tick ()
We are a GIIN
Financial Institution (Refer 1 of Part C)
Note: If you do not have a GIIN (Global Intermediary Identiﬁcation Number) but you are sponsored by another entity, please
or provide your sponsor’s GIIN above and indicate your sponsor’s name below:
Direct Reporting NFE (Refer 3(vii) of Part C) Name of sponsoring entity ______________________________________________________________________________________
GIIN not available (Please tick as applicable) Applied for Not obtained - Non-participating FI
If the entity is a ﬁnancial institution Not required to apply for - pleae specify 2 digits sub-category (Refer 1 A of Part C)

PART B (Please ﬁll any as appropriate) (To be ﬁlled by NFEs other than Direct Reporting NFEs)
1. Is the Entity a publicly traded company (that is, a company whose Yes (If yes, please specify the below details )
shares are regularly traded on an established securities market) Name of the stock exchange______________________________________________________________
(Refer 2a of Part C) Security ISIN#__________________________________________
2. Is the Entity a related entity of a publicly traded company (a company Yes (If yes, please specify the below details )
whose shares are regularly traded on an established securities market)
Name of listed company___________________________________________________________________
(Refer 2b of Part C)
Nature of relation: Subsidiary of the Listed Company or Controlled by a Listed Company
Name of the stock exchange_______________________________________________________________
Security ISIN#__________________________________________

3. Is the Entity an active NFE (Refer 2c of Part C) Yes

Nature of Business _____________________________________________________________________
Please specify the sub-category of Active NFE (Mention code - Refer 2c of Part C)

4. Is the Entity a passive NFE (Refer 3(ii) of Part C) Yes

Nature of Business _____________________________________________________________________
UBO Declaration (Mandatory for all entities except, a Publicly Traded Company or a related entity of Publicly Traded Company)
Category (Please tick applicable category): Unlisted Company Partnership Firm Limited Liability Partnership Company
Unincorporated association / body of individuals Public Charitable Trust Religious Trust Private Trust
Others (please specify______________________________________________)
Please list below the details of controlling person(s), conﬁrming ALL countries of tax residency / permanent residency / citizenship and ALL Tax Identiﬁcation Numbers for EACH
controlling person(s). (Please attach additional sheets if necessary)
Owner-documented FFI's should provide FFI Owner Reporting Statement and Auditor's Letter with required details as mentioned in Form W8 BEN E (Refer 3(vi) of Part C)

UBO / Controlling Person(s) details

Does your company/entity have any individual person(s) who holds direct / indirect controlling ownership above the prescribed threshold limit? Yes No
If ‘YES’ - We hereby declare that the following individual person holds directly / indirectly controlling ownership in our entity above the prescribed threshold limit.
Details of such individual(s) are given below.
If ‘NO’ - declare that no individual person (directly / indirectly) holds controlling ownership in our entity above the prescribed threshold limit.
Details of the individual who holds the position of Senior Managing Ofﬁcial (SMO) is to be provided below.

Details UBO-1 / Senior Managing Ofﬁcial (SMO) UBO2 UBO3

Name of the UBO/SMO#.

UBO / SMO PAN#.

[For Foreign National, TIN to be provided]

% of beneﬁcial interest#. >10% controlling interest. >10% controlling interest. >10% controlling interest.
>15% controlling interest. >15% controlling interest. >15% controlling interest.
>25% controlling interest. >25% controlling interest. >25% controlling interest.
NA. (for SMO) NA. (for SMO) NA. (for SMO)

Country of Tax residency*

UBO / SMO Country of Tax Residency#.

UBO / SMO Taxpayer Identiﬁcation

Number / Equivalent ID Number#.

UBO / SMO Identity Type

UBO / SMO Place & Country of Birth# Place of Birth ________________________ Place of Birth ________________________ Place of Birth ________________________
Country of Birth _______________________ Country of Birth _______________________ Country of Birth _______________________

UBO / SMO Nationality

UBO / SMO Date of Birth [dd-mmm-yyyy]#

UBO / SMO PEP# Yes – PEP. Yes – PEP. Yes – PEP.

Yes – Related to PEP. Yes – Related to PEP. Yes – Related to PEP.
N – Not a PEP. N – Not a PEP. N – Not a PEP.

UBO / SMO Address Address: Address: Address:

[include City, Pincode, State,
___________________________________ ___________________________________ ___________________________________
Country]
___________________________________ ___________________________________ ___________________________________
City: _______________________________ City: _______________________________ City: _______________________________
Pincode: ____________________________ Pincode: ____________________________ Pincode: ____________________________
State: ______________________________ State: ______________________________ State: ______________________________
Country: ____________________________ Country: ____________________________ Country: ____________________________

UBO / SMO Address Type Residence Residence Residence

Registered Office Registered Office Registered Office
Business Business Business
UBO / SMO Email

UBO / SMO Mobile

UBO / SMO Gender Male Male Male

Female Female Female
Others Others Others

UBO / SMO Father’s Name

UBO / SMO Occupation Public Service Public Service Public Service

Private Service Private Service Private Service
Business Business Business
Others Others Others
Details UBO-1 / Senior Managing Ofﬁcial UBO2 UBO3

SMO Designation#

UBO / SMO KYC Complied? Yes / No. Yes / No. Yes / No.
If ‘Yes,’ please attach the KYC acknowledgement. If ‘Yes,’ please attach the KYC acknowledgement. If ‘Yes,’ please attach the KYC acknowledgement.
If ‘No,’ complete the KYC and confirm the status. If ‘No,’ complete the KYC and confirm the status. If ‘No,’ complete the KYC and confirm the status.

# Mandatory column.
** In case of Foreign Nationals, who are not KYC complied, they need to attach the ID proof in English along with the Nationality proof, Address proof again in English.
If the documentary proof is in Foreign Language, it should be translated in English and should be attested by Indian Embassy of that country.
Note: If the given columns are not sufﬁcient, required information in the given format can be enclosed as additional sheet(s) duly signed by Authorized Signatory.
* ICICI Prudential Asset Management Company Ltd. or Registrar and Transfer Agent of ICICI Prudential Mutual Fund (the RTA) may call for additional
information/documentation wherever required or if the given information is not clear / incomplete / correct and you may provide the same as and when solicited.

FATCA - CRS Terms and Conditions

The Central Board of Direct Taxes has notified Rules 114F to 114H, as part of the Income-tax Rules, 1962, which require Indian financial institutions to seek additional personal, tax and beneficial owner
information and certain certifications and documentation from all our unit holders. In relevant cases, information will have to be reported to tax authorities/ appointed agencies. Towards compliance,
we may also be required to provide information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto.
Should there be any change in any information provided by you, please ensure you advise us promptly, i.e., within 30 days.
Please note that you may receive more than one request for information if you have multiple relationships with us or our group entities. Therefore, it is important that you respond to our request, even
if you believe you have already supplied any previously requested information.
If you have any questions about your tax residency, please contact your tax advisor. If any controlling person of the entity is a US citizen or resident or green card holder, please include United States
in the foreign country information field along with the US Tax Identification Number.
It is mandatory to supply a TIN or functional equivalent if the country in which you are tax resident issues such identifiers. If no TIN is yet available or has not yet been issued, please select an appropriate
reason under FATCA & CRS DECLARATION.

Certification: I/We have read and understood the information requirements and the Terms and Conditions mentioned in this Form (read alongwith the FATCA & CRS Instructions) and
hereby confirm that the information provided by me/us on this Form is true, correct and complete. I/We hereby agree and confirm to inform ICICI Prudential Asset Management Company
Limited/ICICI Prudential Mutual Fund/Trustees for any modification to this information promptly. I/We further agree to abide by the provisions of the Scheme related documents inter alia
provisions on 'Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standards (CRS) on Automatic Exchange of Information (AEOI)'.

Declaration
I/We acknowledge and confirm that the information provided above is true and correct to the best of my/our knowledge and belief. In case any of the above specified information is found to be
false, untrue ,misleading, or misrepresenting, I/We am/are aware that I/We may be liable for it including any penalty levied by the statutory/legal/regulatory authority. I/We hereby confirm the
above beneficial interest after perusing all applicable shareholding pattern and ICICI Prudential Asset Management Company Ltd. and the RTA can make reliance on the same. I/We hereby
authorize ICICI Prudential Asset Management Company Ltd. and the RTA to disclose, share, rely, remit in any form, mode or manner, all / any of the information provided by me, including all
changes, updates to such information as and when provided by me to any of the Mutual Fund, its Sponsor, Asset Management Company, trustees, or any Indian or foreign governmental or
statutory or judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities in India or outside India wherever it is legally
required and other investigation agencies without any obligation of advising me/us of the same. Further, I/We authorize to share the given information to other SEBI Registered Intermediaries
/or any regulated intermediaries registered with SEBI / RBI / IRDA / PFRDA to facilitate single submission / update & for other relevant purposes. I/We also undertake to keep ICICI Prudential
Asset Management Company Ltd or the RTA informed in writing about any changes / modification to the above information in future within 30 days of such changes and undertake to provide
any other additional information as may be required by ICICI Prudential Asset Management Company Ltd, the RTA. or by domestic or overseas regulators/ tax authorities.
Signature with relevant seal:

Authorized Signatory Authorized Signatory Authorized Signatory

Name: Name: Name:

Designation: Designation: Designation:

Place: ______________________ Date: / _ / ___

PART C - FATCA Instructions & Definitions
1. Financial Insitution (FI)
The term FI means any financial institution that is a Depository Institution, Custodial Institution, Investment Entity or Specified Insurance company,
as defined.
• Depository institution: is an entity that accepts deposits in the ordinary course of banking or similar business.
• Custodial institution is an entity that holds as a substantial portion of its business, holds financial assets for the account of others and where it's
income attributale to holding financial assets and related financial services equals or exceeds 20 percent of the entity's gross income during the
shorter of-
(i) The three financial years preceding the year in which determination is made; or
(ii) The period during which the entity has been in existence, whichever is less.
• Investment entity is any entity:
• That primarily conducts a business or operates for or on behalf of a customer for any of the following activities or operations for or on behalf
of a customer
(i) Trading in money market instruments (cheques, bills, certificates of deposit, derivatives, etc.); foreign exchange; exchange, interest rate
and index instruments; transferable securities; or commodity futures trading; or
(ii) Individual and collective portfolio management; or
(iii) Investing, administering or managing funds, money or financial asset or money on behalf of other persons;
or
• The gross income of which is primarily attributable to investing, reinvesting, or trading in financial assets, if the entity is managed by another
entity that is a depository institution, a custodial institution, a specified insurance company, or an investment entity described above.
An entity is treated as primarily conducting as a business one or more of the 3 activities described above, or an entity's gross income is primarily
attributable to investing, reinvesting, or trading in financial assets of the entity's gross income attributable to the relevant activities equals or
exceeds 50 percent of the entity's gross income during the shorter of :
(i) The three-year period ending on 31 March of the year preceding the year in which the determination is made; or
(ii) The period during which the entity has been in existence.
The term “Investment Entity” does not include an entity that is an active non-financial entity as per codes 03, 04, 05 and 06 - refer point 2c.)
• Specified Insurance Company: Entity that is an insurance company (or the holding company of an insurance company) that issues, or is
obligated to make payments with respect to, a Cash Value Insurance Contract or an Annuity Contract.

• FI not required to apply for GIIN:

A. Reasons why FI not required to apply for GIIN:
Code Sub-category
01 Governmental Entity, International Organization or Central Bank
02 Treaty Qualified Retirement Fund; a Broad Participation Retirement Fund; a Narrow Participation Retirement Fund; or a Pension
Fund of a Governmental Entity, International Organization or Central Bank
03 Non-public fund of the armed forces, an employees' state insurance fund, a gratuity fund or a provident fund
04 Entity is an Indian FI solely because it is an investment entity
05 Qualified credit card issuer
06 Investment Advisors, Investment Managers& Executing Brokers
07 Exempt collective investment vehicle
08 Trustee of an Indian Trust
09 FI with a local client base
10 Non-registering local banks
11 FFI with only Low-Value Accounts
12 Sponsored investment entity and controlled foreign corporation
13 Sponsored, Closely Held Investment Vehicle
14 Owner Documented FFI
2. Non-financial entity (NFE) - Foreign entity that is not a financial institution
Types of NFEs that are regarded as excluded NFE are:
a. Publicly traded company (listed company)
A company is publicly traded if its stock are regularly traded on one or more established securities markets
(Established securities market means an exchange that is officially recognized and supervised by a governmental authority in which the
securities market is located and that has a meaningful annual value of shares traded on the exchange)
b. Related entity of a publicly traded company
The NFE is a related entity of an entity of which is regularly traded on an established securities market;
c. Active NFE : (is any one of the following):
Code Sub-category
01 Less than 50 percent of the NFE's gross income for the preceding financial yearis passive income and less than 50 percent of the assets held
by theNFE during the preceding financial year are assets that produce or are held for the production of passive income;
02 The NFE is a Governmental Entity, an International Organization, a Central Bank, or an entity wholly owned by one or more of the foregoing;
03 Substantially all of the activities of the NFEconsist of holding (in whole or in part) the outstanding stock of, or providing financing and
services to, one or more subsidiaries that engage in trades or businesses other than the business of a Financial Institution, except that an
entity shall not qualify for this status if the entity functions as an investment fund, such as a private equity fund, venture capital fund,
leveraged buyout fund, or any investment vehicle whose purpose is to acquire or fund companies and then hold interests in those
companies as capital assets for investment purposes;
04 The NFE is not yet operating a business and has no prior operating history, but is investing capital into assets with the intent to operate a
business other than that of a Financial Institution, provided that the NFE shall not qualify for this exception after the date that is 24 months
after the date of the initial organization of the NFE;
05 The NFE was not a Financial Institution in the past five years, and is in the process of liquidating its assets or is reorganizing with the intent
to continue or recommence operations in a business other than that of a Financial Institution;
06 The NFE primarily engages in financing and hedging transactions with, or for, Related Entities that are not Financial Institutions, and does
not provide financing or hedging services to any Entity that is not a Related Entity, provided that the group of any such Related Entities is
primarily engaged in a business other than that of a Financial Institution;
07 Any NFE that fulfills all of the following requirements:
• It is established and operated in India exclusively for religious, charitable, scientific, artistic, cultural, athletic, or educational purposes; or
it is established and operated in India and it is a professional organization, business league, chamber of commerce, labor organization,
agricultural or horticultural organization, civic league or an organization operated exclusively for the promotion of social welfare;
• It is exempt from income tax in India;
• It has no shareholders or members who have a proprietary or beneficial interest in its income or assets;
The applicable laws of the NFE's country or territory of residence or the NFE's formation documents do not permit any income or assets of
the NFE to be distributed to, or applied for the benefit of, a private person or non-charitable Entity other than pursuant to the conduct of the
NFE's charitable activities, or as payment of reasonable compensation for services rendered, or as payment representing the fair market
value of property which the NFE has purchased; and The applicable laws of the NFE's country or territory of residence or the NFE's
formation documents require that, upon the NFE's liquidation or dissolution, all of its assets be distributed to a governmental entity or other
non-profit organization, or escheat to the government of the NFE's country or territory of residence or any political subdivision thereof.
Explanation.- For the purpose of this sub-clause, the following shall be treated as fulfilling the criteria provided in the said sub-clause,
namely:-
(I) an Investor Protection Fund referred to in clause (23EA);
(II) a Credit Guarantee Fund Trust for Small Industries referred to in clause 23EB; and
(III) an Investor Protection Fund referred to in clause (23EC),
of section 10 of the Act;

3. Other deﬁnitions

(i) Related entity

An entity is a 'related entity' of another entity if either entity controls the other entity, or the two entities are under common control For this purpose,
control includes direct or indirect ownership of more than 50% of the votes and value in an entity.
(ii) Passive NFE
The term passive NFE means
(i) any non-financial entity which is not an active non-financial entity including a publicly traded corporation or related entity of a publicly traded
company; or
(ii) an investment entity defined in clause (b) of these instructions
(iii) a withholding foreign partnership or withholding foreign trust;
(Note: Foreign persons having controlling interest in a passive NFE are liable to be reported for tax information compliance purposes)
(iii) Passive income
The term passive income includes income by way of :
(1) Dividends,
(2) Interest
(3) Income equivalent to interest,
(4) Rents and royalties, other than rents and royalties derived in the active conduct of a business conducted, at least in part, by employees of the NFE
(5) Annuities
(6) The excess of gains over losses from the sale or exchange of financial assets that gives rise to passive income
(7) The excess of gains over losses from transactions (including futures, forwards, options and similar transactions) in any financial assets,
(8) The excess of foreign currency gains over foreign currency losses
(9) Net income from swaps
(10) Amounts received under cash value insurance contracts
But passive income will not include, in case of a non-financial entity that regularly acts as a dealer in financial assets, any income from any
transaction entered into in the ordinary course of such dealer's business as such a dealer.
(iv) Controlling persons
Controlling persons are natural persons who exercise control over an entity and includes a beneficial owner under sub-rule (3) of rule 9 of the
Prevention of Money-Laundering (Maintenance of Records) Rules, 2005.In the case of a trust, the controlling person means the settlor, the trustees,
the protector (if any), the beneficiaries or class of beneficiaries, and any other natural person exercising ultimate effective control over the trust. In
the case of a legal arrangement other than a trust, controlling person means persons in equivalent or similar positions.
Pursuant to guidelines on identification of Beneficial Ownership issued by SEBI, persons (other than Individuals) are required to provide details of
Beneficial Owner(s) ('BO'). Accordingly, the Beneficial Owner means 'Natural Person', who, whether acting alone or together, or through one or
more juridical person, exercises control through ownership or who ultimately has a controlling ownership interest of / entitlements to:
i. More than 10% of shares or capital or profits of the juridical person, where the juridical person is a company;
ii. More than 10% of the capital or profits of the juridical person, where the juridical person is a partnership; or
iii. More than 15% of the property or capital or profits of the juridical person, where the juridical person is an unincorporated association or body
of individuals.
Where the client is a trust, the financial institutionshall identify the beneficial owners of the client and take reasonable measures to verify the
identity of such persons, through the identity of the settler of the trust, the trustee, the protector, the beneficiaries with 10% or more interest in the
trust and any other natural person exercising ultimate effective control over the trust through a chain of control or ownership.
Where no natural person is identified the identity of the relevant natural person who holds the position of senior managing official.
(A) Controlling Person Type:
Code Sub-category
01 CP of legal person-ownership
02 CP of legal person-other means
03 CP of legal person-senior managing official
04 CP of legal arrangement-trust-settlor
05 CP of legal arrangement-trust-trustee
06 CP of legal arrangement-trust-protector
07 CP of legal arrangement-trust-beneficiary
08 CP of legal arrangement-trust-other
09 CP of legal arrangement-Other-settlor equivalent
10 CP of legal arrangement-Other-trustee equivalent
11 CP of legal arrangement-Other-protector equivalent
12 CP of legal arrangement-Other-beneficiary equivalent
13 CP of legal arrangement-Other-other equivalent
14 Unknown
(v) Specified U.S. person – A U.S person other than the following:
(i) a corporation the stock of which is regularly traded on one or more established securities markets;
(ii) any corporation that is a member of the same expanded affiliated group, as defined in section 1471(e)(2) of the U.S. Internal Revenue Code,
as a corporation described in clause (i);
(iii) the United States or any wholly owned agency or instrumentality thereof;
(iv) any State of the United States, any U.S. Territory, any political subdivision of any of the foregoing, or any wholly owned agency or
instrumentality of any one or more of the foregoing;
(v) any organization exempt from taxation under section 501(a) of the U.S. Internal Revenue Code or an individual retirement plan as defined in
section 7701(a)(37) of the U.S. Internal Revenue Code;
(vi) any bank as defined in section 581 of the U.S. Internal Revenue Code;
(vii) any real estate investment trust as defined in section 856 of the U.S. Internal Revenue Code;
(viii) any regulated investment company as defined in section 851 of the U.S. Internal Revenue Code or any entity registered with the U.S. Securities
and Exchange Commission under the Investment Company Act of 1940 (15 U.S.C. 80a-64);
(ix) any common trust fund as defined in section 584(a) of the U.S. Internal Revenue Code;
(x) any trust that is exempt from tax under section 664(c) of the U.S. Internal Revenue Code or that is described in section 4947(a)(1) of the U.S.
Internal Revenue Code;
(xi) a dealer in securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and options)
that is registered as such under the laws of the United States or any State;
(xii) a broker as defined in section 6045(c) of the U.S. Internal Revenue Code; or
(xiii) any tax-exempt trust under a plan that is described in section 403(b) or section 457(g) of the U.S. Internal Revenue Code.
(vi) Owner documented FFI
An FFI meets the following requirements:
(a) The FFI is an FFI solely because it is an investment entity;
(b) The FFI is not owned by or related to any FFI that is a depository institution, custodial institution, or specified insurance company;
(c) The FFI does not maintain a financial account for any non participating FFI;
(d) The FFI provides the designated withholding agent with all of the documentation and agrees to notify the withholding agent if there is a
change in circumstances; and
(e) The designated withholding agent agrees to report to the IRS (or, in the case of a reporting Model 1 IGA, to the relevant foreign government
or agency thereof) all of the information described in or (as appropriate) with respect to any specified U.S. persons and (2). Notwithstanding
the previous sentence, the designated withholding agent is not required to report information with respect to an indirect owner of the FFI
that holds its interest through a participating FFI, a deemed-compliant FFI (other than an owner-documented FFI), an entity that is a U.S.
person,an exempt beneficial owner, or an excepted NFE.
(vii) Direct reporting NFE
A direct reporting NFFE means a NFFE that elects to report information about its direct or indirect substantial U.S. owners to the IRS.
(viii) Exemption code for U.S. persons
Code Sub-category
A An organization exempt from tax under section 501(a) or any individual retirement plan as defined in section 7701(a)(37)
B The United States or any of its agencies or instrumentalities
C A state, the District of Columbia, a possession of the United States, or any of their political subdivisions or instrumentalities
D A corporation the stock of which is regularly traded on one or more established securities markets, as described in Reg. section
1.1472-1(c)(1)(i)
E A corporation that is a member of the same expanded affiliated group as a corporation described in Reg. section 1.1472-1(c)(1)(i)
F A dealer in securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and
options) that is registered as such under the laws of the United States or any state
G A real estate investment trust
H A regulated investment company as defined in section 851 or an entity registered at all times during the tax year under the Investment
Company Act of 1940
I A common trust fund as defined in section 584(a)
J A bank as defined in section 581
K A broker
L A trust exempt from tax under section 664 or described in section 4947(a)(1)
M A tax exempt trust under a section 403(b) plan or section 457(g) plan
Declaration Form of Ultimate Beneficial Ownership [UBO] /
Controlling Persons

Sample Illustrations for ascertaining beneficial ownership:

Illustration No. 1 – Company A

Company A

Individual 1 Individual2 Company Z Company Y Individual3

8% 7% 55% 25% 5%

Company Individual4 Individual5 Individual6 Individual7 Company W

25% 60% 15% 20% 20% 60%

Individual8 Individual9 Individual10 Individual11 Individual12 Individual13

50% 25% 25% 35% 35% 30%

For Applicant A, Individual 4 is considered as UBO as it holds effective ownership of 33% in Company A. Hence details of
Individual 4 must be provided with KYC proof, Shareholding pattern of Company A, Z & Y to be provided along with details
of persons of Company Y who are senior managing officials and those exercising control.

Illustration No. 2 – Partner ABC

Partnership Firm ABC

Partner1 Partner 2 Partner 3 Partner 4 Partner 5

40% 25% 10% 7% 18%

For Partnership Firm ABC, Partners 1, 2, 3 and 5 are considered as UBO as each of them holds >=10% of capital. KYC proof
of these partners needs to be submitted including shareholding.

Illustration No. 3 – Trustee ZYX

Trust ZYX

Beneficiary A Beneficiary B Beneficiary C Beneficiary D

50% 30% 15% 5%

For Trust ZYX, Beneficiaries A, B and C are considered as UBO as they are entitled to get benefitted for >=10% of funds
used. KYC proof for these beneficiaries needs to be submitted. Additionally, if they have nominated any person or group of
persons as Settlor of Trust / Protector of Trust, relevant information to be provided along with the proof indicated.
ICICI Prudential Mutual Fund Official Points of Acceptance
• Agra : Shop No. 2 & 9 , Block No. 54/4, Ground Faridabad, Haryana 121002 • Fort : 2nd Floor, Barakambha Road, Connaught Place , New Del-
Floor, Prateek Tower, Sanjay Palace, Agra-282 010 Brady House, 12/14, Veer Nariman Road, Fort, hi-110 001 • New Delhi - Chawri Bazar : Unit no
• Ahmedabad II : Shop No 2 & 3, Ground Floor, 323 Mumbai - 400001. • Ghatkopar II : Unit No. 1, 3504 to 3509, 2nd Floor, Chawri Bazar, Delhi
Corporate Park, Umashankar Joshi Marg, Nr Girish Ground Floor, RNJ Corporate, Plot no 9, Jawahar 110006 • New Delhi - CP : Unit No. 6 & 7, Ground
Coldrink, C.G Road Ahmedabad - 380009 • Ambala Road, Opp Ghatkoper Rly Station, Ghatkopar East, Floor, Narain Manzil, 23, Barakhamba Road, Con-
: Plot no.5318/2 and 5314/1, Ground floor, Near B.D. Mumbai 400077 • Ghaziabad : Unit No. C-65, naught Place, New Delhi - 110001 • New Delhi -
High School, 3 Cross Road, Ambala Cantt, Ambala, Ground Floor, Raj Nagar District Center, Ghaziabad, Janakpuri II : B-23, Ground Floor, Community Cen-
Haryana. 133001 • Amritsar II : SCO-30, Ground Uttar Pradesh. 201002 • Goregaon : Block B-2, 2nd tre, Janakpuri, New Delhi, Pin Code 110058 • New
Floor, Ranjit Avenue, B-Block, Amritsar, Punjab Floor, Nirlon Knowledge Park, Western Express Delhi - Nehru Place : Unit no. 17-24, S-1 Level,
143008 • Anand II : Shop No 129,First Floor, Highway, Goregaon East, Mumbai 400063 • Guru- Ground Floor, Block F, American Plaza, International
Narayan Empire, Opp Mazdha Bakery Anand Vid- gram II : Unit No. 125, First Floor, Vipul Agora, M.G Trade Tower, Nehru Place, New Delhi - 110019 •
hyanagar Road 388001 • Andheri : Shop No.1, Road, Gurugram, Haryana -122002 • Guwahati : New Delhi - NSP II : Unit no. 123-126, First Floor,
Vivekanand Villa Co-Op Housing Society Ltd, 139, Ground Floor, Jadav Bora Complex, G. S. Road, M Aggarwal Cyber Plaza Plot no. C-4, 5-, 6 tower -1,
Opp. HDFC bank, Swami Vivekanand Rd, Andheri Dewan Path, Ulubari, Guwahati, Assam - 781007 • Netaji Subhash Place, New Delhi-110034 • Noida :
West, Mumbai 400058 • Asansol : Shop A & B, Block Gwalior II : Ground Floor, Radha Sawmi bldg, Plot Unit No. K-20, First Floor, Sector-18, (NEXT TO AXIS
- A, Apurba Complex, Senraleigh Road, Apcar Gar- no 943, Patel Nagar, City Center, Gwalior Madhya BANK), Noida, Uttar Pradesh, 201301 • Panipat :
den, Near AXIS Bank, Asansol -713304 • Aurang- Pradesh 474011 • Howrah (Kolkata – Dalhousie) : 510-513, Portion of First Floor, Ward -8, Opp. Bha-
abad : Ground Floor, Shop no 1 and 2, Radhe Govind Room No. 208, 2th Floor, Oswal Chambers, 2, Church tak Chowk, G.T.Road, Panipat-132103 • Panjim :
Bunglow, House No. 212/1, Samarth Nagar, Cha- Lane, Kolkata - 700001 • Hyderabad-Begumpet II : Office no.3, 1st Floor, Landmark, Lawande-Sar-
trapati Sambhajinagar, Aurangabad - 431001, Ma- Ground & First Floor, No.1-10-72/A/2, Pochampally malkar Bhavan, Panaji-Goa Street, Opp. Mahalaxmi
harashtra • Bandra West : Ground and First Floor, House, Sardar Patel Road, Begumpet, Hyderabad - Temple 403001 • Panvel : Shop no 5 & 6, Ground
Unit no 3 and 13, Esperanza, Linking Road, Bandra 500016 • Indore : Unit no G3 Ground Floor, and unit Floor, Neel Empress, Plot no 92 93, Sector No.1, New
West. Mumbai 400050 • Bangalore - Ulsoor Road : no 104, 1st Floor, Panama Tower, Manorama Ganj Panvel 410206 • Patiala : 1st Floor, Property No 7
Unit # 101-104, First Floor, Phoenix Pinnacle, # Ul- Extn, Near Crown Palace Hotel, Indore 452001 • Ja- Old MC No 1623/5 III and 1623-E/5 Khewat No
soor Road, Bangalore - 560042 • Banga- balpur : Ground Floor, Unit no.112/113, Plot no. 42/ 1892, Khasra No 95/2-0 situated at Happy Nest Bh-
lore-Jayanagar : 311/7, Ground Floor 9th Main, 5th B3, Napier Town, Opp Bhawartal garden, Jabalpur upindra Road Near Petrol pump Patiala 147001
Block,Jayanagar, Bangalore – 560 041. • Banga- 482001 • Jaipur : D34, Ground Floor, G-Business Punjab • Patna : 1st Flr, Kashi Palace, Hariniwas,
lore-Koramangla II : Ground Floor, No 644, 6th Block, park, Subhash Marg, C-Scheme, Jaipur, Rajasthan. Dak Bungalow Road, Patna -800001 • Prayagraj :
Koramangala, Bangalore 560095 • Banga- 302001 • Jalandhar : Unit no.22, Ground Floor, City 1st floor, FF-1, FC2, Vashistha Vinayak Tower, 38/1,
lore-Malleshwaram II : Ground Floor, Lakshmi Ar- Square Building, EH 197, Civil Lines, Jalandhar, Tashkent Marg, Civil Lines, Prayagraj-211 001 •
cade, no. 298/1, 17th Cross 2nd Main Road, Sam- 144001 • Jammu II : Unit no. 101, First Floor, South Pune : Ground Floor, Chimbalkar House, 1205/4/6,
pige Road, Malleshwaram, Bengaluru - 560003 • Block A2, Bahu Plaza Shopping Center, Jammu. Pin- Opp Sambhaji Road, Jungli Maharaj Road, Pune
Bankura II : Ground Floor, Vani Vihar, 74/A, Natun- code 180012 • Jamnagar : Ground Floor, Unit no 411004 • Pune Baner CEC : Ground Floor, Pride Cor-
chati, PO & District Bankura West Bengal 722101 • 2&3, Bhayani Mansion, Gurudwara Road, Jamnagar onet, Beside BATA Showroom, Baner, Pune 411045
Bharuch : 108 & 107-Nexus Business Hub, City - 361001 • Jamshedpur : Shantiniketan Building, 1st • Pune CAMP : Shop No.6, Ground Floor, Chetna
Surve Ward no.1, City Serve No. 2513, Paiki, beside floor, 1 S. B. Shop Area, Bistupur, Main Road, Jam- Co-operative Housing Society Ltd, 2423, general
Rajeshwaar Petrol Pump, opp Pritam Society -2, shedpur, Pin – 831001, Jharkhand • Jodhpur : Plot Thimayya marg, Camp, Pune-411001 • Pune Pimpri
Mojampur, Bharuchv392001, Gujarat • Bhopal : No.3,First Floor, Shindhi Colony Near Jodhpur Hospi- : Unit No.A 19, No.4510- Ground Floor, Empire Es-
Ground Floor, Kay Kay Business Center, Ram Gopal tal Shastri Nagar, Jodhpur-342 003 • Kalyan : Unit tate Bldg, Premier City, Pune 411019 • Raipur :
Maheshwari, Zone 1, Maharana Pratap Nagar - no.7, Vikas Heights, Santoshi Mata Road, Kalyan Shop No. 10,11 & 12, Ground Flr, Raheja Towers, jail
Bhopal - 462011. MP • Bhubaneshwar : Plot No – West, Pin 421301 • Kalyani II : Ground Floor, B- Road, Raipur - 492001 • Rajkot II : Shop No 2 3 4 &
381, Khata – 84, MZ Kharvel Nagar, (Near Ram 07/25 (S), P.O.- Kalyani, Near Central Park More, Dist 5 Madhav Arcade, opp Garden, Nr RMC Commis-
Mandir) Dist – Khurda, Bhubaneshwar, Odisha, Pin - Nadia, West Bengal, 741235 • Kanpur : Unit No. sioner Bungalow, Ram Krishna Nagar Main Road,
- 751001 • Bhuj II : Ground Floor - 43, Jubilee Colo- G-5, Sai Square, 16/116, (45), Bhargav Estate, Civil Rajkot - 360001 • Shimla II : Unit No.21, First Floor,
ny, Jubilee Circle, Near Phone Wale, Bhuj - Kutch, Lines, Kanpur, Pin 208001 • Kanpur-Kan Chambers The Mall, Shimla. 171001 • Siliguri : Ground Floor,
Bhuj Gujarat 370001 • Borivali : Shop No. 4,5,6,7, II : Unit No. 1, Ground Floor, 14/113, Civil Line, Kan Shanti Square, 2nd Mile, Sevok Road, Siliguri, West
Ground Floor, Suchitra Enclave, Maharashtra Lane, Chamber, Kanpur, Uttar Pradesh-208001 • Kolha- Bengal. 734001 • Surat II : Shop no 2, Ground Floor,
Borivali, Mumbai 400092 Maharashtra • Chandi- pur : First Floor, Anand Plaza, 1089, E ward, Raja- Solaris Royce, Opp Old RTO, Besides AGS Eye Hos-
garh II : SCO- 463-464, First and Second Floor, Sec- ram Road, Near ICICI Bank, Kolhapur, 416008 • Kol- pital, Athwagate, Surat 395007 • Thane : Ground
tor-35C, Chandigarh, Union Territory Pin Code : kata - South : Flat no.1A, 1st floor, 1/393, Gariahat Floor, Mahavir Arcade, Shop No 4&5, Ghantali Devi
-160022 • Chembur : First Floor, office no 102, A Road, (South), P.S. - lake, Kolkata - 700068 • Kolk- Mandir Road, Naupada, Thane West,400 602 •
wing, Sai-Kiran Apartment, plot no 217, Central Av- ata Apeejay House : Ground & 3rd Floor , Block A, Trivandrum II : Ground Floor No 44/856 MM towers
enue, 11th Rd junction, Chembur, Mumbai 400071 • Apeejay House, 15 Park Street, Kolkata 700016 • Vazhuthacaud Road Cotton Hill Edapazhanji Thriu-
Chennai : Abithil Square, No. 189, Lloyds Road, Kolkata-Dum Dum : 1st Flr, Siddheswari Garden, vananthapuram Kerala-695014 • Udaipur : Shop
Royapettah, Chennai 600014 • Chennai Ashok 181-Dum Dum Road, Kolkata 700074 • Lucknow II : no.2, Ratnam, Plot No.-14, Bhatt Ji Ki Badi, Udaipur
Nagar : Unit 2E, at New Door Nos43 & 44/ Old Nos Regency Plaza, Ground and First Floor, 5 Park Road, - 313001 • Vadodara : Unit No. 108/109/110, 1st
96&97, 11th Avenue, Ashok nagar, Chennai - Lucknow. UP 226001 • Ludhiana : SCO-121, Ground Floor, Midtown Heights, Opp BOB, Jetalpur Road,
600083 • Chennai-Anna Nagar : First Floor, A wing, Floor, Feroze Gandhi Market, Ludhiana - 141 001 • Vadodara 390007 • Valsad : Unit no.A1 & A2,
Kimbarley Tower, Y222, 2nd Avenue, Anna Nagar, Malad : Ground Floor, 301, Pai Mansion, 5, Padma Ground Floor, Zenith Doctor Hosue, Halar Cross
Chennai 600040 • Chennai-Tambaram : Door No Nagar, Ramachandra Lane, Evershine Nagar, Malad Road, Valsad - 396001 Gujarat. • Vapi : Third Floor,
24, Ground Floor, GST Road, Tambaram Sanitorium, West 400064 • Mangalore : Maximus Commercial Unit no 301, Bhula Laxmi Business Center, Vapi Sil-
Chennai 600 047 • Chennai-Velacherry : First Floor, Complex, Upper Ground flr II 3 & 4, Light House Hill vasa Road, Opp DCB Bank, Vapi - 396191 • Vara-
Block no: 138, No: 465/5, 100 Feet By pass road, Ve- Road,Mangalore 575001 • Margao : Upper Ground nasi II : D-58/12A-7, Ground & 1st Floor, Sigra, Va-
lachery, Chennai – 600042 • Cochin : Parambil Pla- Floor, Vasant Arcade, Unit No. US20, Near Popular ranasi, Uttar Pardesh -221010 • Vashi II :
za, Ground & First Floor, Kaloor Kadavanthra Road, High-School, Comba, Madgaon. 403601 • Morad- Vardhaman Chambers, Shop No 15 B & C, Plot no
Kathrikadavu, Ernakulam, Cochin - 682017 • Coim- abad : Plot No.-409, 1st floor, Gram Chawani, near 84, Sector 17, Vashi, Navi Mumbai - 400705 • Virar
batore : Ground Floor, No:1, Father Rhondy Street, Mahila Thana, Civil Lines, Moradabad - 244 001 • : Shop no A1, Ground Floor, Dhaiwat Viva Swargan-
Azad Road, R.S.Puram, Coimbatore - 641 002 • Cut- Mysore II : Ground Floor, 17 / A, 8th Cross Road, 5th ga, Aghashi Road, Virar West, Dist Palghar 401303
tack : Ground Floor, Block – B, Jagannath Bhawan Main Road, Kamakshi Hospital Road, Saraswathip- Email Ids: • Ahmedabad: TrxnAhmedabad@icic-
Complex, BK-Professor Pada Road, PO- A.D. Mar- uram, Mysore - 570009 • Nagpur II : Shop No 1,2,3, ipruamc.com • Bangalore: TrxnBangalore@icicip-
ket, PS- Badambadi, Cuttack – 753012, Odisha • Ground Floor of Cross wind, City Survey no 597, ruamc.com • Chennai: TrxnChennai@icicipruamc.
Dehradun II : Aarna Tower, Shop No C, Ground Mauza- Ambazari, North Ambazari Road, Gandhi com • Delhi: TrxnDelhi@icicipruamc.com • Hydera-
Floor, 1- Mahant Laxman Dass Road, Dehradun Ut- Nagar, Nagpur 440010 • Nashik : Shop No.3&4, bad: TrxnHyderabad@icicipruamc.com • Kolkatta:
tarakhand - 248001 • Durgapur : Lokenath Man- Ground Flr, Plot No.57, Karamakala, New Pandit TrxnKolkatta@icicipruamc.com • Mumbai - Fort:
sion, Mezzainine Floor, Shahid Khudiram Sarani, Colony, Opp. Old Muncipal Corporation (N.M.C.), Off. TrxnMumbai@icicipruamc.com • Mumbai - Gore-
City Centre, Durgapur 713 216 • Dwarka : Unit No. Sharanpur Road, Nashik-422002 • Navsari : 1st gaon: Trxn@icicipruamc.com • Pune: TrxnPune@
G-95, Ground Floor, Vegas Mall, Next to Axis Bank, Floor, Unit no 106 Prabhakunj Heights, Sayaji, Sta- icicipruamc.com.
Sector-14, Dwarka, New Delhi-110075 • Faridabad tion Road, Opp ICICI Bank, Navsari - 396445 • New
II : SCF-38, Ground Floor, Sector-19, Market-2, Delhi : 1201-1212, 12th Floor, Narian Manzil, 23,

Toll Free Numbers: (MTNL/BSNL) 1800222999 ; (Others) 18002006666 • Website: www.icicipruamc.com

51
Other Cities: Additional Branches (Non-OPATs, CAMS Transaction Points)
• Agartala: 2nd Floor, 60 Hari Ganga Basak Road, dar, Purba Burdwan, West Bengal. PIN: 713103 • Mohalla Jahangeerabad, Parg Haveli, Tehsil & Dis-
PS West Agartala, District West Tripura, Pin 799001 Calicut: 6/842, “Charismaa Building” Opp. ICICI trict Jaunpur, Uttar Pradesh-222002 • Jhansi: Unit
• Ahmedabad Maninagar - DET: Shop No 2, First Bank, YMCA Road Calicut, 673 001, Kerala • Chan- No. 372/A, Janaki Complex, Portion of First Floor,
Floor, Devang Society, Opposite Rajkamal Bakery, drapur: Shop no 1 Ground Floor, Tumkum Building, Civil Lines, Gwalior Road, Jhansi, Pin 284001. Utttar
Above Axis Bank Bhairavnath Road, Jawahar Ghanshyam Bhavan, Chandrapur- 442401, Maha- Pardesh • Jorhat: Crystal Tower, Upper Ground
chowk, Maninagar Ahmedabad 380008, Gujarat • rashtra • Chennai - Alwarpet: 4A 1st Flr, Urmilla Floor, Thana road, opposite of Laxmi Union High
Ahmednagar: Unit no. 11-12, Govardhan Apart- House, No.15 ARK Colony, Eldams Road, Alwarpet, School, Jorhat, Assam. 785001 • Junagadh: Ground
ment, Near Market Yard, Maliwada, Ahmed- Chennai - 600018, Tamil Nadu • Chennai OMR: Floor, Shop no G3 and G4, Central Plaza, Opp. Baud-
nagar-414001, Maraharashtra • Ajmer: Shop No 3, Kailash OMR, Door #292, Old Mahabalipuram Road, din College, Kalavad, Junagadh. Gujarat, PIN -
Ground floor, Taleda Square, Near Ajmer Railway Sholinganallur, Chennai - 600119, Tamil Nadu • 362001 • Kakinada: Ground Floor, 6 3 21 Dantuvari
Station, Ajmer, PIN – 305001, Rajasthan • Akola II: Chennai-Parrys: 1st Floor, Pesona court, New No street and Nukalamma Temple Road, Suryaraopeta,
Shakambari Square,Shop No 18, First Floor,Durga 317, Old No 153, Thambu Chetty Street, George Kakinada East Godavri District Andhra Pradesh
Chowk, Akola- 444001, Maharashtra • Alappuzha Town, Parrys, Chennai - 600001, Tamil Nadu • Ch- 533001 • Kangra: Ground Floor, S S Tower, Village
(Allepey): Ground Floor, Indigra Building, Church hindwara: First Floor, I Complex, Opp. SAF Gate, Birta, Khata No.23, Khasra No. 1069/1, 1701/1 &
Road, Mullakkal, Alappuzha. 688011, Kerala • Next to Kuladevi Plaza, Parasia Road, Chhindwara, 1070/1, Near Petrol Pump, Kangra. 176001 Himach-
Aligarh II: Shop No. 2, Ground Floor, Regency Com- Madhya Pradesh, 480001 • Cochin - Kakkanad: al Pradesh • Kannur II: Ground Floor, No. 47/2535-1,
plex, Shyam Nagar, Center Point, Railway Station Veekay Tower, 1st Floor, NGO Quarters, Mavelipur- Jayaram’s Arcade, AKG - Stadium Road, Next to
Road, Aligarh, Uttar Pradesh-202001 • Alwar: No. am -Road, Thrikkakara, Kakkanad, Kochi, Kerala – MAKS Hospital, Talap, Kannur - 670002, Kerala •
2, Opposite UIT Building, Near Bhagat Singh Circle, 682030 • Coochbehar : Ground Floor, Holding no Karnal: DSS Shop No.211, Sector-12, Urban Estate
HDFC Bank Lane, Alwar, Rajasthan • Amravati III: 976, Rup Narayan Road, Near Rajbari Stadium, PO Karnal, Tehsil and District Karnal 132001, Haryana •
Ground Floor, Plot No-3/87, Sheet no 49B, Shrikrish- & Dist. Coochbehar, West Bengal, PIN - 736101 • Kashipur: Chamunda complex, Ground floor, Mauja
na Peth, District Hospital Road, Near Irwin Chowk, Cuddapah (Kadapa): Ground Floor, No 41/1548 Maheshpura, Ram Nagar Road, Tehsil Kashipur, Dis-
Amravati- 444601, Maharashtra • Amreli: Shop No Sankarapuram, Kadapa Town, YSR District - trict U.S. Nagar, Uttarakhand. 244713 • Kharagpur:
2 & 3, Jay Sardar Complex, Manekpura Opp HDFC 516002, Andhra Pradesh • Cuttack: Room 2A 2nd Ground Floor, Sai Complex, O.T. Road, Inda, Kharag-
Bank, Amreli 365601, Gujarat • Anantapur: No. 18 Floor, City Mart, Above Vishal Garments Bajrakaba- pur, Dist West Mednipur, West Bengal, 721305 •
169 First Floor, Ganesham Enclave, Uma Nagar, ti Road, Cuttack – 753001, Odisha • Darbhanga: Gr Kolkata - Anandlok - DET: 103 & 103A, 1st Floor,
Ananthapur, Andhra Pradesh 515001 • Andheri Flr, Raj complex, Near Poor Home, Station Road, Be- Block – B, Anandalok, 227 AJC Bose Road. Kolkata
East: Office no 313 Third Floor, Midas, Sahar Plaza, hind Sahil Hyundai showroom, Mirzapur, Dt. Dar- - 700020, West Bengal • Kolkata - Saltlake: 1st
Andheri Kurla Road, Andheri East, Mumbai 400059, bhanga, Bihar, 846004 • Davangere: Ground Floor, Floor at Premises No. BD-15, Sector-1, Saltlake, Kol-
Maharashtra • Angul: Ground Floor, Plot no.- 892, Door no. 172 & 172/1, P.J.Extension, 2nd Main, Chet- kata. 700064, West Bengal • Kollam: Door No.
Khata No.- 432/935, Ward no.- 21, Mouza – Angul, na Hotel Road, Davangere 577002, Karnataka • 16,Ground Floor, Aravind Chamber, Near DCC office
Amlapada Lane 6, Angul, Odisha. 759122 • Ankle- Deoria: Unit No. 781(Old No. 437), Kotwali Road, MUNDAKKAL West, Kollam 691001, Kerala • Korba:
shwar: Shop no G-6, Shree Narmada Arcade, Old First Floor, (Above SBI Bank), Deoria, Uttar Indira Commercial & Residential Centre, Plot No 86,
N.H.8 Road, Nr Kotak Mahindra Bank, Ankleshwar. Pradesh-274001 • Dhanbad: Upper Ground Floor, Satyam Orcade, Ward No. 13, T.P. Nagar, Korba,
Gujarat 393002 • Azamgarh: Aniruddha Tower, Shop No-8,9,10 &10A, Sri Ram Mall, Shastri Nagar, Chattisgarh. 495677 • Kota: Unit No.381-382,
Ground Floor, Mohalla Ailwal, Tappa-Attishee, Per- Dhanbad - 826 001, Jharkhand • Dhule: Unit no.2, Shopping Center, Rawat Bhatta Road, (Near IDBI
gana-Nizamabad, Tehsil-Sadar, District- Azamgarh, 1st Floor, Bafna House, Parola Road, Above PNG Bank), Kota - 324006, Rajasthan • Kottayam: Puli-
Uttar Pradesh - 276001 • Baharampur: Ground Jewellers, Dhule 424001, Maharashtra • Erode: moottil Arcade” Ground Floor, K.K.Road, KANJIKU-
floor, Holding no. 186 / 1, A.C. Road. P.O Khagra, Shivang Plaza, Mousavana street, oppsite to E.B. of- ZHY, Kottayam 686 001, Kerala • Kumbakonam:
District Murshidabad, West Bengal. PIN - 742103 • fice, Erode - 638001, Tamil Nadu • Faizabad: Unit Ground floor, No: 18/1, Ramasamy Koil South Street,
Balasore: OT Road, Police Line chowk, plot no.52 no 2/6/35, Ground floor, Mohalla Niawa, Pargana Kumbakonam – 612001, Tamil Nadu • Kurnool II:
(khata no. 299/604), PO Padhuapada, Baleshwar, Haveli Awadh, Tehsil – Sadar, Ayodhya - 224001 Ground Floor, Shop No: 1, 2, 3, Door No: 40/39 &
Odisha 756001 • Ballia: Unit No CP-1 , Harpur Yoj- Uttar pardesh • Firozabad: 20, S N Marg, Novelty 40/39-3-1A, Bangurpet, Bellary Road, Kurnool –
na, Awas Vikas Colony, Main Road, Ballia 277001, Glass Works, Firozabad, Uttar Pradesh - 283203 • 518003, Andhra Pardesh • Kurukshetra: 1st Floor,
Uttar Pardesh • Bangalore - Kalyan Nagar: Ground Gandhidham: Shop no 6, Ground Floor, Aum Corner, Sco no. 6, Sector 17, Huda Kurukshestra, Haryana
Floor, AVYA ARC at No.3 PID No.88-308-3, 2nd Plot no. 336 / 337/343, ward 12/B, Gandhidham 136118 • Latur: Ground floor, Madhu Mira Complex,
Cross, 2nd Block BDA Layout, Subbaihnapalya, 370201, Gujarat • Gandhinagar: Shalin Centrum Desi Kendra School Road, Opp. Dolphin Hotel, Shi-
Kalyan Nagar, Bangalore 560033, Karnataka • Ban- Shop No 101, 1st Floor, Plot no 2, sector 11, Gandhi- vajinagar, Latur - 413512, Maharashtra • Madurai:
galore-Whitefield II: Ground Floor, Saroj Studio nagar 382009, Gujarat • Gorakhpur II: Shop No. No.1 First Floor, Suriya Towers, 272/273 - Goodshed
Building, No 208, Thubarahalli, Varthur Road, Ben- UGF 1-4, Ground Floor, Cross Road, Bank Road, Sit- Street, Madurai 625001, Tamil Nadu • Mahesana II:
galuru, Karnataka – 560066 • Bardoli: Shop no 4, uated at A.D.College Chowk, Gorakhpur 273001, Unit no F-28/29, First Floor, Orbit Complex, Rand-
Laxmi House, M G Road, Bardoli, Gujarat 394601 • Uttar Pardesh • Gaya II: Vijaya Complex, Ground hanpur Road, Mahesana - 384002, Gujarat •
Bareilly: Unit No.: 116, Floor No. 1st , Location: Civil Floor, Gewalbigha, Gaya, Bihar. 823001 • Goregaon Malappuram: UMK Tower, Building no: 110(Q),
Line, Bareilly -243001, Uttar Pardesh • Basti: Unit B6: Block B6, 2nd Floor, Nirlon Knowledge Park, 110Q (32), No: 10/77, Jubliee Road, Uphill Malappu-
No 1840, Ground floor, Pikauna Shiv Gulam, Tappa Western Express Highway, Goregaon East, Mumbai ram - 676505, Kerala • Malda: Room No. 3, Ground
Haweli, Basti - 272001, Uttar Pardesh • Behrampo- 400063, Maharashtra • Guntur II: Door No 6/11/14, Floor, 76/A Sarbomongala Pally, Manoskamona
re: Ground Floor, Dharma Nagar, Lane 5, Berham- Ground Floor, 11th Lane, 2nd Cross Road, Arundel- Road, Near Kabi Sukanta Corner, Pin 732101, West
pur, District - Ganjam Odisha. 760002 • Belgaum: pet, Guntur, Andhra Pradesh - 522002 • Haldia: Bengal • Mandi: Unit No. 118/9, Lower Ground Floor,
Shop No.2 of Ravishree Building, No. 79-B, Ground Ground floor, HPL Link road, Manjushree More, Ba- Old Bus Stand, Mandi, Himachal Pradesh-175001 •
Floor, Somwarpeth Tilakwadi, Belgaum Karnataka, sudevpur, Haldia. West Bengal. 721602 • Haldwani Mathura: Shop Left Lower Ground, Atul Tower ,
590006 • Bellary: Gnananandam No.2 02, 1st Cross, II: Unit no 119, Ground Floor, Mukharjee Compound Near tera Tower, Bhuteshwar Road, Mathura-
Gandhi Nagar, Opp ASM Women’s College, Ballari Bhotia Padav, Haldwani Uttharakhand. 263139 • 281001, Uttar Pardesh • Meerut: 1st Floor, Shree
583103, Karnataka • Bhagalpur: Hakim Devi Haridwar: Khasra No.656M 657M, Ground Floor, Ram Plaza Mangal Pandey Nagar, Garh Road,
Prasad Bhawan, Holding No. 65A and 65B, ward Ashirwad Tower, Model Town Colony, Opp Prem Meerut 250 001, Uttar Pardesh • Mirzapur: Unit no
no.38. Dr Rajendra Prasad road Khalifabag, Bhagal- nagar Ashram, Pargana-Jwalapur, Haridwar. Pin- 7/337, Ground Floor, Swami Dayanand Marg, Gird-
pur, Bihar 812001 • Bhatinda: Unit no.9959, Main code 249407 • Hassan: Ground floor, No. 7-1-3- har Ka Chauraha, Mahuaria, Near Arya Kanya Inter
G.T. Road, adjoining ICICI Bank Ltd, Bhatinda. 14B, 3rd Cross, Sampige Road, KR Puram, Hassan College, Mirzapur Uttar Pradesh - 231001 • Alappu-
151001, Punjab • Bhavnagar II: Shop No. 1, Ground – 573201 • Hazaribagh: Dhiman Complex, 1st Floor, zha (Allepey): Ground Floor, Indigra Building,
Floor, Victoria Prime, Block D5/5-A, Kaliyabid Water GGS Road, near Annanda Chak, Hazaribagh, Church Road, Mullakkal, Alappuzha. 688011 • Mu-
Tank, Near Dilbahar, Lakhubha Hall Road, Jharkhand • Himmatnagar: Shop no. 7, 8 & 9, Ra- zaffarnagar: Unit No 414, Ground Floor, Jansath
Bhavnagar, Gujarat - 364002 • Bhillai: Shop no.107, jendra Sinh Maharaj Rajput Samaj Bhavan, Panch- Road, Kambal Wala Bagh, New Mandi Near ICICI
A&B, Buniyad Complex, Nehru Nagar east, (Near batti Station Road, Himmatnagar Gujarat. 383001 • Bank Ltd, Muzaffarnagar Uttar Pradesh - 251001 •
Agrasen Chowk), Bhilai, Dist - Durg, Chattisgarh - Hisar: House/DSB no 112, Sector C.U.E.-I, Hisar, Muzaffarpur: Ground floor, pani Tanki chowk, Club
490020 • Bhilwara: Kashra No. 2742/4 Me, Ground 125001, Haryana • Hooghly: 37, Mukherjee Para Road, Ramna, Muzaffarpur 842002, Bihar • Nadiad:
Floor, Shop No.5, Shree Mahalaxmi Chamber, Near Lane, Serampore, West Bengal 712201 • Hoshiar- Unit No. 103, 1st floor, City Centre, Beside City Point
Sandeep Bajaj Showroom, Pur Road, Gandhi Nagar, pur: Dhami Comercial Complex, 1st Floor, Sutheri , Opp Ipcowala Hall, Nadiad - 387001, Gujarat •
Bhilwara - 311001, Rajasthan • Biharshariff Road, Hoshiapur, Punjab - 146001 • Hosur: VG Nagercoil: Ashrama Towers 285/14/3 Police Station
(Rohtas): Mohalla, Bhaishasaur, Ranchi Road, Bihar Towers, Ground Floor, No: 40/5, Royakotta Road, 1st Road, Near Nagaraja Temple, Nagercoil 629001,
Shariff, Nalanda, 803 101, Bihar • Bijapur (Vijay- Cross, Hosur. 635109, Tamil Nadu • Hubli: Ground Tamil Nadu • Nanded: 1st Floor, Shop No -19, San-
apura): Ground Floor, Shivam Building, Universal floor, Shop No 6, CTS No 122/151 Kalburgi Noolvi man Prestige, Station Road, Nanded - 431601, Ma-
Developers, 979, Gourukul Road, Vijayapur PIN - majestic New Cotton Market, Hubli Karnataka - harashtra • Nellore: DN 16/3/235 First Floor Sun-
586101, Karnataka • Bikaner: Unit no. 5,6 &7, 580029 • Hyderabad - HiTech City: Srishiti Towers, shine Plaza Ramalinga Puram Nellore-524003.
Ground Floor, Silver Square Building, in front of In- Door No.1-98/2/11/3, 1st Floor, Shop No.3, Aruno- Andhra Pradhesh • New Delhi - East Of Kailash II:
come Tax office, Rani Bazar, Bikaner-334001, Ra- daya Colony, Hi-tech city, Madhapur, Hyderabad, Crescent Commercial Complex, Plot no.5, 3rd Floor,
jasthan • Bilaspur: 1st Floor, Shriji Plaza, Beside Ranga Reddy District - 500 081, Telangana • Hy- DDA East of Kailash Community center, New Delhi
Kotak Mahindra Bank, Near Shiv Takies Square, Bi- derabad Kukatpally: 1st Floor, No: 12-6-11/4, Ku- - 110065 • New Delhi - Vikas Marg: Unit no.6, 1st
laspur, Chattisgarh - 495001 • Bokaro: Office No- katpally, Hyderabad - 500072, Telangana • Jalgaon Floor, Opposite Metro Pillar No. 75, Shankar Vihar,
GA7, City Centre, Sector – 4, Bokaro Steel City, II: Ground Floor, Trade Center, Plot no 243/1, Near Main Vikas Marg, Delhi- 110092 • Palakkad:
Bokaro, Jharkhand – 827 004. • Burdwan II: Ground Jalgaon People’s Bank, Jalgaon 425001, Maharash- “KHOLE COMPLEX” Ground Floor, Chandra Nagar
Floor, G.T. Road East end Muchipara, Burdwan Sa- tra • Jaunpur: Unit No. 88 (Old No. 62), Ground Floor, Post, Palakkad , Pincode - 678007, Kerala • Palan-

52
Other Cities: Additional Branches (Non-OPATs, CAMS Transaction Points) (Contd.)
pur: Shop No 6 & 7,First Floor, New Bus Port, Nr , Plot no.221, Pawar Pride, Pratap Ganj Peth, Opp Near Jodukatte, Udupi. 576101, Karnataka • Ujjain:
Sarkari Vasahat, Opp Tirupati Plaza, Palanpur SBI, Satara 415002, Maharashtra • Satna: Ground Unit no 59, Ground Floor, Plot no 90, Ward no. 38,
385001, Gujarat • Pathankot: Revenue Estate, SCF- Floor, Shop no.1, Ward no 21, Jeevan Jyoti Colony, Tatya Tope Marg, Free Ganj, Ujjain-Madhya
12, First Floor, patel Chowk, Pathankot, tehsil & Rewa Road, Satna. MP 485001, Madhya Pradesh • Pradesh- 456001 • Vadodara CEC: 101 & 102 ( N )
Distt, Pathankot, Punjab, Pin Code145001 • Patna Shillong: Main Road Laitumkhrah, Phlory Mansion, 1st Floor, Sneh Signature, Tulsidham Makarpura
- Rajabazar: 1st Floor, Rajabazar, Bailley Road, 1st Floor, 2nd Row, Shop No. 18. Shillong-3, Dist - Road,Nr Tulsidham Cross Road, Manjalpur Vadoda-
Prabhat Market Building, (Opposite Pillar No. 56) , East Khasi Hills, Meghalaya (Covered by Municipal ra - 390011, Gujarat • Vasco: Unit no 105 and 106,
Patna-800014, Bihar • Phagwara: Doal Complex, Holding No. 212, 213 under Ward No, 4), 793 003 • First Floor, Anand Chambers, Opp SBI Bank Vasco
B-42/93, First Floor, Khasra No 3278, G.T.Road, Near Shimoga: Ground Floor, no.321, P Square, 5th Par- Da Gama, Vasco, GOA 403802 • Vellore: Lingam
Elite Theatre Phagwara, Tehsil Phagwara District allel Road, Durgigudi, Shimoga 577201, Karnataka • Plaza, Door No. 104, Ground Flr, Arani Road, San-
Kapurthala PIN: 144401, Punjab • Porbander: Shop Sikar: 1st Floor, Singodiya Plaza, Kalyan Circle, Sil- karampalayam, Vellore 632001, Tamil Nadu • Vijay-
no.2, Ground Floor, Gitanjali Complex, Opp Pujara ver Jubli Road, Opp Sihotiya Petrol Pump, Sikar, Ra- wada: 40-1-129, 2nd Floor, Centurion Plaza, Beside
Telecom, M.G. Road, Porbander 360575, Gujarat • jasthan – 332001 • Sirsa: Garg Tower, First Floor, ICICI Bank, Near Benz Circle, M G Road, Vijaywada
Puducherry II: Ground Floor, No.172/2, Oulgaret Opposite AROMA HOTEL, Dabwali Road, Sirsa, 520010, Andhra Pardesh • Vishakhapatnam II: 2nd
Commune, Natesan Nagar, Pondicherry 605005, Haryana, Pin Code 125055 • Solan: Kapoor Com- Floor, no. 47-3-25, Dwarka Nagar 5th Lane,
Puducherry • Raibareilly: Property No. 8 Ground plex, Lower Ground Floor, Mall Road, Solan, Him- Seethammapeta main Road, Vishakapatnam -
Floor, Feroz Gandhi Nagar Yojana, Rai-Bareilly, Ut- achal Pradesh - 173212 • Solapur II: Ground Floor, 530016, Andhra Pardesh • Warrangal II: 2-4-646,
tar Pradesh 229001 • Rajahmundry : Ground Floor, Shop No 2 , Rajgir Building, 96 Railway Lines, Op- ABK Mall, First Floor, Ramnagar, Hanumakonda
7-28 - 36/1, Vygram Road, Rajahmundry, Andhra posite St Joseph High School ,Solapur - 413001. Ma- 506001 Warangal, Telangana • Yamunanagar: B/5
Pradesh - 533101 • Rajpura: Shop No. 7 and 8, First harashtra • Sonipat: Unit No. 23L, First Floor, Above -368/16, first floor, Professor colony, Gobindpuri
Floor, Calibre Market, Block-D, Patiala Road, Dalima Kivam Motors, Atlas Road, Model Town, Sonipat, road, Yamuna Nagar, Pin code 135001, Haryana •
Vihar, Rajpura Township, Tehsil Rajpura, PIN: Haryana - 131001 • Sri Ganganagar: Shop no 96 & Yavatmal: Shri ram tower, Beside Shree Ram
140401, District - Patiala, Punjab • Ranchi II: 97, Ground Floor, new cloth Market, Suratgarh road, Mandir, Tiwari chowk, Opposite Buldhana bank, Ya-
Toplink Serenity Building, 1st Floor, Unit no 102 and National Highway No.15, Sri Ganganagar, Ra- vatmal 445001, Maharashtra
2nd Floor unit no 202, Line Tank Road, Near Firaya- jashtan 335001 • Srinagar: 1st floor above ICICI
In addition to the existing Official Point of Acceptance
lal Chowk, Ranchi, Jharkhand 834001 • Ratlam: Bank, Karan Nagar, Near Gole Market, Srinagar, J &
of transactions, Computer Age Management Services
Unit no.18, Datki Puliya, Do Batti - Ratlam, Madhya K – 190010 • Surendranagar: Mega Mall, 102 FF,
Ltd. (CAMS), the Registrar and Transfer Agent of
Pradesh - 457001 • Ratnagiri: Ground floor, Shop Bus Stand Road, Surendranagar – 363001, Gujarat
ICICI Prudential Mutual Fund, having its office at
no 1, Arihant Space center, Near Lotlikar Hospital, • Thane - Ram Maruti Road: 1st Floor, Mayur CHS
New No 10. Old No. 178, Opp. to Hotel Palm Grove,
Maruti Mandir, Ratnagiri 415612, Maharashtra • Ltd, Ram Maruti Road, Thane West - 400601, Maha-
MGR Salai (K.H.Road), Chennai - 600 034 shall be an
Rewari: SCO No 118A, First Floor, Brass Market, Re- rashtra • Thane II- Excellencia Lodha Supremus:
official point of acceptance for electronic transactions
wari, Haryana, Pin Code 123401 • Rohtak: Unit No.: 2nd Floor, Unit no. 207, Excellencia Lodha Supremus,
received from the Channel Partners with whom ICICI
31, Ground Floor, Ashoka Plaza, Rohtak, Haryana Plot no. F4/1, Road No.22, Wagle Industrial Area,
Prudential Asset Management Company Limited
-124001 • Roorkee: Shop No.10, Ground Floor, City Thane West. 400604, Maharashtra • Thiruvalla:
has entered or may enter into specific arrangements
Pride, Civil Line, Roorkee. Uttarakhand 247667 • Ro- Roy Building, Ground Floor, No. 24/420, Valayil,
for all financial transactions relating to the units of
urkela: Holding no-74 (old no-72), Uditnagar Main Court Junction, Thiruvalla - 689101, Kerala • Thris-
mutual fund schemes. Additionally, the secure Internet
Road, Plot no. 304, (beside meher eye hospital), Ro- sur: Sree Lakshmi Building (K.A. kumaran Memorial
sites operated by CAMS will also be official point of
urkela, Odisha. 769012 • Sagar: Ground Floor, Pod- Building) Shornur Road, P.O. Thiruvambady 680022,
acceptance only for the limited purpose of all channel
dar House, Plot no 7, Ward 6, 2- Civil Lines, Sagar, Kerala • Tinsukia: Albee’s Commercial Complex,
partners transactions based on agreements entered
Madhya Pradesh- 470001 • Saharanpur: Plot No. Ground Floor, S R Lohia Road, Tinsukia - Assam
into between IPMF and such authorized entities.
144, Ground Floor, Dara Pathanpura, Mission Com- 786125 • Tirunelveli: Door No.256G, First Floor,
In addition to the existing Official Point of Accept-
pound, (Near Parasnath Plaza), Saharanpur, Uttar Tiruchendur Road, murugankurichi, Palayamkottai,
ance of transactions, authorized Points of Service
Pradesh, Pin Code 247001 • Salem: ICICI Prudential Tirunelveli - 627002, Tamil Nadu • Tirupati: First
(POS) of MF Utilities India Private Limited (MFUI)
AMC Ltd. Ground Floor, D.No.259-B, Shiva Towers, Floor, No 20-3,125 / A, Tirumala Bye Pass Road, Tir-
shall be an official point of acceptance for all finan-
Advaida Ashram Rd, Fairlands, Salem - 636 004. upati – 517501 • Tirupur: Ground Floor, Door no.23,
cial and non-financial transactions. The updated
Tamil Nadu • Sambalpur: Samal Complex, Ground Block no24, Balaji Layout, Tirupur - 641601, Tamil
list of POS of MFUI is available on www.mfuindia.
Floor, Shop no. 1,2 & 3, main Road, Budharaja, Nadu • Trichy: D-27, 7th Cross Road, Thillai Nagar,
com. The online transaction portal of MFU is www.
PS-AINTHAPALI, Sambalpur, Odisha 768004 • San- Trichy 620018, Tamil Nadu • Tuticorin: Ground
mfuonline.com.
gli II: Shop no 6 and 7, Ground floor, Aditya Sai Floor, No. 332, WGC Road (VOC Road), Melur Post,
Landmark, Civil Hospital Road, Near Ram Mandir, Thoothukudi - 628002, Tamil Nadu • Udupi: Ground
Sangli 416416, Maharashtra • Satara: Ground Floor Floor, Door no 4.5.10, Ballal Towers, Court Road,

53
June 2025

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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