Personal Loan Application Form
Different needs, one answer
Personal Loans from TVS SOLUTION
Loan System
KEY THINGS YOU SHOULD KNOW
The maximum loan amount that can be availed of under this offer is `Rs.20000. Select customers may be eligible
for loans upto `5 lakh based on the internal credit policy of TVS SOLUTION LOAN SYSTEM
The Personal Loan is offered at a rate of interest which is fixed across the tenure of the loan. Terms on which the
loan is offered are stated in the loan agreement
Please read the loan agreement carefully and ensure that key terms such as interest rate, processing fees,
prepayment charges are clearly stated before you sign the agreement
You can pay your EMIs through National Automated Clearing House (NACH) or by Online payment.
You need to pay your EMI on the due date. Non-payment of EMI would impact, but will not be limited to:
- Your credit rating (reporting to Credit Bureau - CIBIL)
- This will have an impact on other credit facilities availed of from TVS SOLUTION LOAN SYSTEM
- The TVS SOLUTION may initiate recovery proceedings to recover the dues
TVS SOLUTION will notify you of any changes in the terms and conditions of this product with prior notice of one
month
DOCUMENTS REQUIRED
Proof of Identity (any one) Proof of Address (any one)
Passport Passport
Election/Voter’s ID Voter’s Identity card issued by Election Commission of India
Permanent driving licence Driving licence
Permanent Account Number (PAN) card The Letter issued by the Unique Identification Authority of India
The Letter issued by the Unique (UIDAI) which is commonly known as Aadhar Card or documents
Identification Authority of India (UIDAI) obtained through e-KYC service of UIDAI containing details of
containing details of name, address and name, address and Aadhar number
Aadhar number NREGA Job Card duly signed by an officer of the State
NREGA Job Card duly signed by an officer Government
of the State Government
Notes:
1
Should be issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial
banks, financial institutions and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation.
2
Issued to retired employees by Government departments or Public Sector Undertakings, if they contain the address.
FINANCIAL DOCUMENTS REQUIRED
Salaried Self-employed/Proprietor
3 months salary slip or income source P&L account and balance sheet for the last 2 years
Bank statements of the primary account certified/audited by a C.A. (optional)
for the last 3 months (mandatory) Acknowledged IT returns for the last 2 years (optional)
Acknowledged IT return (latest) for one
year (optional)
Latest form 16 (optional)
Applicant ID:
Personal Loan Application Form New Personal Loan Balance Transfer
AMOUNT: `20,000 TO `5,000,00* TENURE: MAXIMUM UPTO 5YEARS
ABOUT ME Area and
Title Mr. Ms. Mrs. landmark
Please affix and
City
Dr. sign across your
recent Pin code
Others photograph
Telephone (Res.)
(STD Code)
Mobile no. + 9 1
Name First
Years at present address Years Months
Years at previous address Years Months
Middle
Last
I/We also declare that in the event of change in address due
Male Female Third Gender to relocation or any other reason, I/we would intimate the new
Nationality address to TVS SOLUTION Loan System within two weeks of
such a change.
Country of residence
Signature of Customer
*The loan amount may vary subject to conditions and other internal credit policy of TVS SOLUTION
Marital status Single Married Loan System.
**If you have a permanent address, which is different from the residential address, we request
No. of dependants you to provide the details along with the proof of address.
Date of birth
DD M M Y Y YY Alternate residential address
PAN no./GIR no. Flat no.and Bldg.
E-mail address name
Road no./name
Post-graduate degree Graduate
Educational
qualification
Diploma holder Under graduate Area and
High school Professional landmark
degree (C.A., City
Others Doctor, Engineer,
MBA, Architect)
Pin code
Telephone (Res.)
MORE ABOUT YOURSELF (STD Code)
With the objective of monitoring flow of credit to minority Mobile no.
+9
1
communities as required by RBI guidelines, we request you to One of the above numbers is mandatory to specify.
kindly provide the information as applicable to you: Office address
Minority Community: Firm/employer
Sikh Muslim Christian Zoroastrian and Dept.name
Buddhist Jain None of these Bldg. name
and floor
MY REQUIREMENTS
Road no./name
Personal Loan amount required for `
Personal Loan tenure required
YY
MM
Landmark
RESIDENCE ACCOMMODATION
(mandatory)
City
Ownership Company provided Rental
Pin code
Parents/Relatives Self-owned
Extn.
Mortgaged
Telephone(Office)
Others (STD Code)
ADDRESS DETAILS Office E-mail
Current residential address** address
Flat no. and Bldg.
Name
Road no./name
ABOUT MY JOB/PROFESSION/OCCUPATION MY FINANCIAL REFERENCES
Bank name and branch
Salaried DESIGNATION
Senior management Professional
Account number
Executive/officer Non-executive
Others Account type
YOU WORK FOR Savings Account Current Account
Government Public LTD. Account since
DD
MM Y Y Y
Y
Public sector PVT. LTD. MNC
INCOME DETAILS
Others
Annual Salary/Income (current year)
EXACT DESIGNATION
Gross
`
OTHER DETAILS Net `
Total no. of years in employment/business Other annual income
`
No. of years in present employment/business Other annual income source
`
Self- YOUR FIRM PHOTO IDENTITY
employed Proprietorship Partnership Identification (ID)
Private limited company Document type
PROFESSION Document number
C.A. Journalist Architect
PURPOSE OF PERSONAL LOAN
Consultant Doctor Lawyer
Purchase of professional Purchase of vehicle
Others
equipment Working capital (advertising,
wages, rent, other costs)
Nature of business Purchase of office equipment
Purchase of other
consumer durable(s) Purchase of raw material
OTHER DETAILS
Total no. of years in employment/business Retiring other debt(s) Other business use
Takeover of existing Travel
No. of years in present employment/business Personal Loan
Any other
Others Student Housewife Retired MY INSTRUCTIONS
Others For my convenience, please direct all correspondence
to my
Residence Office address
Business MANUFACTURING
details Plant and machinery Yes No I wish to settle my monthly instalment/EMI with
Investment in plant and machinery a pay online every month
OR
(Original cost excluding cost of land, building, furniture
and fixtures and other items which are to be excluded for NACH (National Automated Clearing House)
calculating the above ‘investment’ as per the extant
guidelines of the RBI on priority sector lending)
RELATIONSHIP
SERVICES
Do you have a near relation to
Office equipment Yes No
Investment in office equipment
1. Any employee of the Bank Yes No
2. Any directors of any TVS SOLUTION
(Original cost excluding cost of land, building, furniture
and fixtures and other items which are to be excluded for
Yes No
calculating the above 'investment’ as per the extant 3. Directors (including Chairman/Managing Director) of other
guidelines of the RBI on priority sector lending) banks and their relatives# Yes No
4. Directors of Scheduled Co-operative Banks and their
relatives
Yes No
5. Directors of Subsidiaries/Trustees of Mutual Funds/Venture #
Scope of the term ‘relative’ will be as under:
Capital Funds set up by the financing banks or other banks • Spouse • Brother (including step-brother)
• Father • Brother’s wife
and their relatives Yes No • Mother (including step-mother) • Sister (including step-sister)
If yes, relationship type
• Son (including step-son) • Sister’s husband
Director/Employee name with whom relationship exists
• Son's Wife • Brother (including step-brother) of the
• Daughter (including step-daughter) spouse
and staff no. • Daughter's Husband • Sister (including step-sister) of the
spouse
DECLARATION
I/We do hereby certify that the information provided by me/us in this application form is true and correct in all respects and
The TVS SOLUTION LOAN SYSTEM is entitled to verify this directly or through any third party agent. I/We further acknowledge
the TVS SOLUTION LOAN SYSTEM right to seek any information from any other source in this regard. I/We do understand that
all the above mentioned information will form the basis of any facility that the Bank may decide to grant me/us at its sole
discretion. I/We do further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank
that may be in force from time to time. I/We will be bound by the terms and conditions of the facility that may be granted to
me/us. I/We do authorise the Bank to debit my/our any other account with the Bank for any fees, charges, interest, etc., as
may be applicable in case of default. I/We undertake and declare that I/we will comply with the Foreign Exchange
Management Act, 1999 (FEMA) and the applicable rules and regulations thereunder and any amendments thereof. I/We
undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing
my/our nationality.
I/We further agree to receive SMS alerts related to my/our application status and account activity as well as product
use messages that the Bank will send, from time to time, on my/our mobile phone number as mentioned in this
application form.
Note:
Once your Personal Loan application is approved and the loan is disbursed, an e-version of the Personal Loan welcome
pack will be sent to your e-mail ID registered with the TVS SOLUTION LOAN SYSTEM.
Signed in my presence [For Office use only]
1 2 3 4 5 6 7 8
Applicant signature DSE code Segment code Others
Sourced by
Date
Terms and Conditions for Personal Loan
FEES AND CHARGES
The fees and charges for Personal Loan are set out in the Tariff Sheet or can be enquired through PhoneBanking/
contacting any of our branches
TARIFF SHEET
Personal Loan processing charges Upto Rs.500 of the disbursed loan amount. Processing fee paid/deducted
is refundable
Loan rate of interest a) 8% Yearly
b) EMI Late Charge 10% on every EMI
