Future of Fintech

Leading the new era of financial inclusion through

sustainable Innovation

HYBRID EVENT
01-02 Ritz-Carlton, Riyadh
Mar 2023 Saudi Arabia

Organized By
www.nispanaglobal.com/fof
www.nispana.com/sfc
Event Overview
Future of FinTech

Saudi Arabia has seen robust development in the FinTech industry

during the 2020/2021 period, the sector has matured rapidly and the
number of FinTech companies operating in the kingdom have risen
by 37%, with an investment exceeding SAR 1.3bn (USD 347m). Accord-
ing to Fintech Saudi’s National Fintech Adoption Survey, Fintech
transaction values have jumped by more than 18 percent between
2017 and 2019 year-on-year, reaching over $20 billion in 2019 and
expected to surpass $33 billion in 2023.

The need for digitization and wide spread technology implementa-

tion across financial services has become imperative as the country
emerges from the challenges of a Global pandemic, and this has
directly influenced the growth of the FinTech industry in the Kingdom.
For the Kingdom of Saudi Arabia, developing a digital economy, and
enabling financial intermediaries to support a growing private sector
though financial inclusion has been central to their Vision 2030 initia-
tive as included in the financial sector development program
(FSDP).

The exclusive hybrid Saudi Future of FinTech, will pave the way for
disruption in the financial technology space in the region & unravel
the potential of transforming financial services, which will eventually
shape business models, enterprises, customer experience and herald
a strong digital economy.
Speakers

Renier Lemmens Rateesh Upendran Aamir Janjua Nameer Khan Wajeb A. Kanso
Group CEO Head of Digital Technology Group Chief Product Officer Chairman Executive Board Member
Geidea Banque Saudi Fransi Aion Mena Fintech Association UAE Capital Markets Authority
Lebanon

Mirna Sleiman Samar Refaat, ACII Hussein Shafik Bahgat Rasha Negm Ganesh Rengaswamy
Founder & CEO Head of Fintech and Global Head Special Head of Fintech & Innovation Managing Partner
Fintech Galaxy UAE startup partnerships Engagements Central Bank of Egypt Quona
Société Arabe Internationale CISO - TPSR , Fintech,
de Banque (saib) Ventures and Partnerships
Standard Chartered Bank

www.nispana.com/fof
MARKET OUTLOOK
The Saudi Central Bank (SAMA) announced that it is Median deal size in FinTech investments in Saudi Arabia
developing its Open Banking initiative and services. stand at $2.3M compared to a global median size of
$7.3M. This shows potential for growth in the future.
Between January 2021 and August 2021, Saudi Arabia
has seen investments in FinTech valued at $157.2M Saudi Arabia has seen growth in investment lending in
2021. Islamic debt marketplace $7.2M, crowd lending
Saudi Arabia represents a venture investments CAGR of platform $2.3M, Social trading and savings platform
40% which is significantly higher than the rest of MENA $1.2M
region which stands at 28.6%
Current FinTech landscape in Saudi Arabia - 42% of the
Saudi Arabia’s FinTech survey reports, 74% of individuals FinTech registered with FinTech Saudi are at idea stage,
have used at least one FinTech solution which includes
32% are pre-commercial and 26% are active (fully opera-
the highest adoption of contactless payments in the
tional or have a testing license).
MENA region

Payments remain the most popular area of FinTech

investment in Saudi Arabia, accounting for close to 93%
of all venture capital invested in 2021

www.nispana.com/fof
Key Areas of Focus Why Attend #FOF2023?
Learn from innovators and thought leaders covering the
latest thinking on disruptive ideas from across the fintech
ecosystem
Discover the best-in-class innovative solutions and service
providers that are shaping financial services
Financial Services Inclusion
Opening Banking, Connect with trailblazing startups and entrepreneurs who
& Collaboration Consumer Experience are leading digital transformation

Build relationships with potential strategic partners, investors

and challenger banks at the cutting edge of fintech

Network with financial services leaders to share best-practice,

collaborate and grow valuable partnerships across the
fintech sector

Being the first to hear about breaking business news,

product launches and exclusive industry announcements
Environmental, Social and
Embedded Finance &
Governance (ESG) Goals
FinTech Approach
& Developing Solutions

Implementation of
Technology Landscape in
FinTech

www.nispana.com/fof
Who Will Attend? Attending Profiles
Ministry of Finance CTO/ CIO/CDO – Banking, financial institutions
Central Banks CIO – Retail banking, Insurance and Corp finance, Wholesale Banking
Regulatory Government bodies Head – Payments & remittances
Capital Markets Compliance bodies Business Process Leads
Retail Banking VP – Digital Innovation
Financial Services firms Sr. VP – Digital Banking
Insurance companies Head – Digital transformation
VC funds Head – Mobile & Digital Banking
Investment and Holding firms CSO – Banking and Finance
Stock Market Authorities IT Leads
Financial Consulting Agencies Chief Strategy Officers
FinTech Entrepreneurs Product Design Heads – Banks, Insurance and Finance
FinTech Companies M&A heads
Emerging Tech Companies M.D,CEO, CMO, Business heads – VCs, Hedge Funds, Private Equity
Academic Institutions
Media

#FOF2023
www.nispana.com/fof
ENVISIONED SPEAKERS
H.E. Dr. Fahad bin Abdullah bin Abdullatif Almubarak Mr. Jeremy Balkin
Chairman & Governor, Saudi Central Bank Managing Director, Global Head of FinTech and Innovation at JP
Morgan, USA
H.E. Mohammed bin Abdullah Elkuwaiz
Chairman of the Board of the Capital Market Authority Mr. Makoto Shibata
Head of FINOLAB, Chief Community Officer, FINOLAB Inc., Tokyo
H.E. Dr. Ali Al-Khouri
Chairman, Arab Federation for Digital Economy Mr. Luis Valdich,
Mr. Ziad Bander Alyousef Managing Director, Fintech Investing at Citi Ventures, USA
Deputy Governor for Development and Technology, Saudi Central Bank
Mr. Olivier Crespin
Mr. Faisal Al Shareef CEO & Co-Founder – Zand Digital Bank
CEO, FSDP, Ministry of Finance
Mr. Rami Al Karmi
Mr. Mohammed Almutlaq Chief Innovation Officer, Jordan Ahli Bank, Jordan
Director, Financial Sector Development Department, SCB
Mr. Mark McNulty
Mr. Nezar Alhaidar Managing Director & Head of Payments and Receivables EMEA at Citi
Director, Fintech Saudi
Mr. Ashish Chauhan
Dr. Abdulrahman Aljadhai
MD & CEO, BSE, India
CEO, Elm
Mr. Tarek Amin
Dr. Nabeel Koshak Chief Digital Products Officer, Entrepreneur, Investor
CEO & board member at SVC
Ms. Annerie Vreugdenhil
Ms. Raja Al Mazrouei Head of ING Neo / Chief Innovation Officer at ING, Netherlands
Executive Vice President, DIFC FinTech Hive, UAE
Mr. Vitalik Buterin
Ms. Deemah AlYahya Ethereum , Founder, Ethereum Foundation
Secretary General of Digital Cooperation Organization
Mr. Kartik Taneja
Mr. Khalid Dannish Executive Vice President - Head of Payments, Mashreq Bank
Chief Executive Officer, FinTech Bay, Bahrain
Mr. Alexandre Kech
Mr. Ehab Al-Bakri Director Blockchain & Digital Assets, Citi Ventures
Head Of Global Transaction Banking, Riyad Bank
Mr. Jamie Broadbent
Mr. Abdulaziz Aldahmash Head of Digital & Innovation at RBS International
Head of Digital Banking and Payments, SABB
Mr. Geoff Horrell
Group Head of Innovation, LSEG, London, UK
ENVISIONED SPEAKERS
Mr. David Walker Prof. Christine Bamford
Group Chief Technology Officer, Westpac, Australia Founder and CEO of Women’s Coin (Fintech) & Education Foundation

Mr. Jonathan Buck Dr. Fiona Reid

Co-Founder & Co-CEO, Open Insurance, Australia Senior Data Scientist, Lloyds Banking Group

Mr. Ranjeet Kapur Mr. Nick Radcliffe

FinTech Head, Citi Commercial Bank, EMEA, Citi Chief Data Scientist, Global Open Finance Centre of Excellence at
University of Edinburgh.
Mr. Paolo Poratti
Head Customer Management, Global Corporate & Commercial, Generali, Ms. Camilla Bullock
Italy Director-General & Co-Founder of the Emerging Payments Association
Asia
Mr. Martin Halford
Managing Director, Head of Legal Ventures and Platform, Barclays Mr. Ben Lloyd
Head of Digital Product, Banque Saudi Fransi, KSA
Ms. Helen Packard
Senior Manager, Digital Skills & Fintech Regtech Transformation, Bank of Ms. Amy Neale
England Senior Vice President, Fintech & Enablers, Mastercard, Ireland

Ms. Sanghamitra Karra Mr. Ali Alomran

EMEA Head Multicultural Client Strategy& Multicultural Innovation Lab, Financial Technology Expert, KSA
Morgan Stanley
Mr. Ali Hussein Kassim
Ms. KATHY CHANG Chairman – Association of Fintechs in Kenya | Executive Board Member,
Head of Fintech Partnerships at DNB Africa Fintech Network, Kenya

Mr. Ian Phoenix Ms. Loredana Matei

Director Intelligence and Digital, Financial Conduct Authority, UK Founder, Finsight.news, UAE

Ms. Akhona C. Bashe Mr. Shadi Dawi

Head of Fintech Integration, Liberty Group South Africa Chief Program Director, TECHx Media, UAE

Mr. Apoorv Saxena Ms. Inez Murray

Global Head of AI, J.P. Morgan Chase & Co. USA Chief Executive Officer, Financial Alliance for Women

Mr. Faisal Alyousef Mr. Abdulaziz al-Dahmash

Chief Business Officer, Saudi Financial Technology - Alinma Bank, KSA Managing Director – Kingdom of Saudi Arabia (KSA), Network
International.
Ms. Nicola Anderson
CEO, FinTech Scotland
 GOLD SPONSORS

ASSOCIATION PARTNER SUPPORTING PARTNER

MEDIA PARTNERS
MEDIA PARTNERS

CIBE

www.nispana.com/fof
AGENDA DAY 1 WEDNESDAY | 01 MAR 2023

08:00 - 09:00 Registration & Networking

09:00 – 09:10 Opening Remarks

09:10 – 09:30 Honoring the sponsors

09:30 - 09:50 Plenary Keynote: Developing a diversified and effective financial sector to support the development of the national economy

Session 1 - Saudi Arabia FinTech Landscape

09:50 - 10:10 Opening Keynote: Banking perspectives & FinTech Advancements 2023 & beyod- Kingdom of Saudi Arabia

10:10 - 10:40 Fireside Chat: Emergence of the FinTech industry and its impact on Saudi Financial Markets

10:40 - 11:00 Presentation: Analysing the human capital needs for the Saudi FinTech Industry

11:00 - 11:30 Networking Coffee Break

11:30 - 11:50 Industry Leader Talk: FinTech Saudi – Key FinTech Highlights – 2023-2024

11:50 - 12:40 Investor Interest Panel Discussion: Evaluating Saudi Arabia’s FinTech Venture Activity – Key Drivers & Factors

12:40 - 13:00 Stakeholder Presentation: Supporting the strategic pillars of FSDP and the future of future of financial services in the Kingdom

13:00 - 14:00 Networking Lunch

Session 2 - Emerging Tech in FinTech

14:00 - 14:20 Keynote: FinTech 2030 - The Path ahead

14:20 - 14:40 Tech Talk: The Future of Opening Banking – Building a thriving digital future

14:40 - 15:20 Panel Discussion: Discussing the contribution to the rapid pace of growth of FinTech industry
AGENDA DAY 1 WEDNESDAY | 01 MAR 2023

Sub Session – FinTech in Lending & Financing

15:20 - 15:40 Tech Presentation: Engaging traditionally under banked to help make quick and personalized lending decisions

15:40 - 16:00 Expert Presentation: Offering financial flexibility to consumers through Peer to Peer lending solutions

16:00 - 16:20 Networking Tea Break

Sub Session – FinTech for Payments

16:20 - 16:40 Tech Talk: Supporting a cashless society via an interactive and robust payments infrastructure

16:40 - 17:00 Expert Presentation: Invisible Payments – Seamless payment experience driven by automated processes, IoT &
Improved securities

Sub Session – FinTech for SMEs

17:00 - 17:20 Expert Presentation: Intelligent Cash Management – Experiencing a fresh way to manage money and budgets

17:20 - 17:40 Tech Talk: Connecting SMEs and Financial institutions with technology – A Banking Perspective

End of Day One

Parallel Sessions: Workshop & Masterclass – Cybersecurity & Data Analytics

Real-time AI for event and risk detection

Managing high fidelity end point data for secure endpoint control

Mitigating the risks due to technological disruption and regulatory compliance

Navigating a growing risk landscape, operation, marketing, cybersecurity

AGENDA DAY 2 THURSDAY | 02 MAR 2023

08:00 - 08-55 Registration & Networking

08:55 – 09:00 Opening Remarks & Welcome Address

09:00 - 09:20 Plenary Keynote: The Impact of Financial Innovation & Inclusion

Session 3 – The Future of Money

09:20 - 09:40 Opening Keynote: The Future of Wholesale banking – Playing out innovations of the future

09:40 - 10:20 Panel Discussion: Can FinTech as an innovation considered future of money or mode of bringing social change

10:20 - 10:40 Fireside Chat: Welcome to Web 3.0 – Collaborating Banks & Innovative FinTechs

10:40 - 11:20 Stakeholders Panel Discussion: The Impact of fintech and banks collaboration

11:20 - 11:40 Networking Coffee Break

11:40 - 12:10 Tech Talk: Delivering innovative hyper personalized and seamless user experiences

12:10 - 12:30 Tech Presentation: Discovering the technologies that will have a strategic impact on FinTech industry

12:30 - 12:50 Banking CX Panel Discussion: Realising the value of Blockchain, AI and Data analytics for banking services

12:50 - 13:30 Thought Leader’s Panel Discussion: Accelerating the growth of digital economy in the Middle East

13:30 - 14:30 Networking Lunch

Session Four: Building a Financially Inclusive Ecosystem

14:30 - 14:50 Keynote: Saudi Arabia- Progressing towards becoming a modern & digital economy

14:50 - 15:10 Tech Fireside Chat: Building high level framework of services for a decentralized future

15:10 - 15:30 Expert Talk: Applying Quantum Computing for Financial Services: banking, financial markets, and insurance
AGENDA DAY 2 THURSDAY | 02 MAR 2023

15:30 - 16:00 Industry Panel Discussion:: ESG & FinTech – The present & The Future

16:00 - 16:20 Networking Tea Break

16:20 - 16:50 Panel Discussion: Promoting the future of FinTech in the Middle East

16:50 - 17:10 Special Showcase: Women in FinTech – Spearheading leadership in financial technology

17:10 - 17:40 Panel Discussion: Nurturing innovative start up ecosystem in FinTech in the Middle East

End of Day Two

Parallel Sessions: Workshop & Masterclass – FinTech for Capital Markets, Insurance & Regulations

Introducing socially responsible investing – Personalised, automated and effortless

Advanced cognitive technologies & the future of Insurance

RegTech to SupTech – The relevance in improving customer risk management

Impact of corporate governance to sustain FinTech industry

Parallel Sessions

Neo Banking – Ushering the future of banking

Decentralized Banking – Expanding into new markets & building a more inclusive financial system

Future of traditional banks - is it a collaboration with FinTech’s or disappearance?

Assessing the future of FinTech and the forces driving strategic innovation

Best practices available to sustain FinTech in the digital space

Organized By

Jeddah 21464 Saudi Arabia.

+966-55-305-5757
info@xs-conferences.com
dareen@xs-conferences.com

No. 1434, Regal Tower,

Business Bay, Dubai, UAE.
enquiry@nispanaglobal.com
+971 4 5542185 | +971 52 793 3112

www.nispanaglobal.com/fof