Frequently Asked Questions (FAQ) – Spend-Based Airport Lounge
Access on RuPay Platinum and RuPay Select Debit Cards
1. What is spend based Airport Lounge Access on RuPay Platinum and
Rupay Select Debit Card?
Starting January 1, 2025, airport lounge access for RuPay Platinum and
RuPay Select Debit Card holders will be based on the total amount spent
using the card in the previous calendar quarter. The quarters are divided
as follows:
• January to March
• April to June
• July to September
• October to December
2. How much should I spend to avail Lounge Facility?
The number of Lounge access on your card will now depend on the
amount of spends made from your card in the previous quarter as
mentioned below:
Tier Spend in Previous Quarter Access (per Quarter) **
Tier 1 Rs. 10,000 to 50,000 1 complimentary visit
Tier 2 Rs. 50,001 to 1,00,000 2 complimentary visits
Tier 3 Rs. 1,00,001 and above 3 complimentary visits
** Benefit of complimentary visits will be purged to zero (0), at the end of the
calendar quarter
3. Does the count mentioned in above table include Domestic and
International Lounge both?
No, the spending tiers apply only to domestic lounge access.
International lounge access remains unaffected and includes:
• 2 visits per year for RuPay Platinum Debit Cards
• 3 visits per year for RuPay Select Debit Cards
4. I spent ₹1.5 lakhs in the October–December quarter but used only two
lounge visits in the January–March quarter. Will the remaining one visit
carry over to April-June quarter?
No, the complimentary visit to a lounge is valid for one quarter (January-
March in this case) only and will be purged to zero. For next quarter
(April-June in this case) however, spends on previous quarter (January-
March) will be considered for lounge access.
5. From when is the rule effective?
This change is effective from 01.01.2025.
6. What qualifies as a “spend”?
Domestic transactions made on e-commerce (ECOM) platforms and
Point-of-Sale (POS) (including Contact and Contactless transaction)
terminals using your card qualify as eligible spending.
7. Is cash withdrawal included in calculating spends?
No, Cash Withdrawal transactions are not considered as “spends” on the card.
8. Which cards are included in this spend-based lounge access scheme?
This scheme applies to RuPay Platinum and RuPay Select Debit Cards
only.
