Citi India consumer banking customers are now served by Axis Bank.

Citi India has transferred ownership of its

consumer banking business to Axis Bank (registration number L65110GJ1993PLC020769) with effect from March
1, 2023 Consumer banking customers can continue to use all existing Citi products and/or services, branches,
ATMs, internet banking and Citi Mobile® App as usual. Axis Bank is the provider of Citi branded consumer banking products in
India temporarily and Citi India is providing certain services in respect of those products. The trademarks “Citi”, “Citibank”,
“Citigroup”, the Arc design and all similar trademarks and derivations thereof are used temporarily under license by Axis Bank
from Citigroup Inc. and related group entities.

Terms & Conditions

Citi Rewards Credit Card
Here’s how you can get benefits worth Rs. 5000+ in first year:

Monthly spends Reward Saving Rounded

Benefits
Rs. points (Rs) off

Fee waiver ^ 1000 1000

Card activation* 2500 875 850

Bonus points on apparel & departmental stores** 7000 560 2352 2350

Points on all other spends** 23000 184 773 800

Total 30000 4999 5000

^No annual fee shall be charged on spend of Rs 30000 or more in a membership year (a year from the date of issuance of the
card), else fee of Rs 1,000 will be charged at the end of the said year

*1500 bonus points on first spend made within 30 days of card issuance and 1,000 bonus points on first spend of Rs 1000 made
within 60 days of card issuance. This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.

**Rs 2350 and Rs 800 on spending Rs 7000 and Rs 23000 every month at apparel / department stores(10 points / Rs 125) and
other spends (1 point / Rs 125) respectively.

Cashback value per point - 0.35 paise. Benefits rounded down to nearest fifty

Citi IndianOil Credit Card

Here’s how you can get up to 68 litres of free fuel in first year!
Monthly
Turbo Points Annual savings
Benefits Spends Round Off (Rs.)
(Annual) (Rs.)
(Rs.)

Fee waiver1 1000 1000

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 Card activation2 250 250 250

4x points on Fuel3 7000 2240 2240 2250

1% fuel surcharge reversal 840 850

2x points on Grocery3 5000 800 800 800

1x points on other spends3 18000 1440 1440 1450

Total 30000 4730 6570 6600

Redemption value for IOC outlet

68 lts
redemption4

1
No annual fee shall be charged on spend of Rs 30000 or more in a membership year (a year from the date of issuance of the
card), else fee of Rs 1,000 will be charged at the end of the said year
2
250 turbo points on activation
3
Rs 2240, Rs 800 and Rs 1440 on spending Rs 7000, Rs 5000 and Rs 18000 every month on Fuel, Grocery and other categories
respectively. 4 turbo points/ Rs 150 spent on Fuel, 2 turbo point/ Rs 150 spent on Grocery and 1 turbo point/ Rs 150 spent on
other category as per product T&C
4
Cashback value per turbo point - Rs 1 and fuel value of Rs.96.75(avg. fuel price 2021 in Delhi) Benefits rounded
down to nearest fifty

Citi Cash Back Credit Card

Here's how you can earn benefits worth Rs. 3600 in a year

Monthly Spends Cash Back (per Savings ( in Round Off

Benefits
(in Rs.) Month) Rs. per year) (in Rs.)

5% Cashback on Movies, Telephone Bills &

Utilities* 4000 200 2400 2400
0.5% Cashback on all other spends** 20000 100 1200 1200

Total 24000 3600 3600

*5% Cashback on monthly spends of Rs. 4000, capped to Rs.100 per month per category
**0.5% Cashback on monthly spends of Rs. 20000
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Benefits rounded to nearest fifty

Citi PremierMiles Credit Card

Here’s how you can earn benefits worth Rs. 20,000+ in first year

Benefits Monthly Miles Savings (Rs.) Round Off

Spends
Card Activation* 10000 4500 4500

10 miles on Premiermiles ^ website, and Axis Travel 6360 7632 3434.4 3400
Edge website, airline websites and air ticket
counters**

4 miles on other travel and other spends*** 57240 27475 12364 12300

Total 45107 20298 20200

*On first spend of Rs 1000 within 60 days of card issuance. This offer is not applicable if the card is closed due to
inactivity within 30 days of card issuance.
**On airline spends of Rs 6360 every month at Citi PremierMiles website (until Sep 30, 2023) and Axis Travel Edge website (10
miles / Rs 100)
***On spends of Rs 57240 every month on travel and other spends (4 miles / Rs 100) Cashback value per mile -
0.45 paise. Benefits rounded down to nearest fifty
^ Citi PremierMiles website will be available until Sep 30, 2023.

Citi Prestige Credit Card

Here’s how you can earn benefits worth Rs. 57,000+ in a year:

Annual Reward
Benefits Savings (Rs.) Round Off
Spends Points
Card Activation* 2500 2500 2500
Reward points on domestic spends **
2000000 20000 20000 20000

Reward points on international spends **

500000 10000 10000 10000

Taj Group/ITC Hotels vouchers***

10000 10000

Taj Epicure Program ^ 15000 15000

Total 57500

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 Cashback value per point is Re.1.
*On first transaction in a membership year. The Citi Prestige Primary cardmember will receive 2500 reward points
within the first
60 days of making the transaction.
**On domestic annual spends of Rs. 2,000,000 (1 point/Rs. 100) | On international annual spends of Rs. 500,000 (2 point/Rs.
100)
***One gift card in every membership year. The customer will need to call the Citi Prestige Service Line to avail this offer. Please
see Prestige T&C page for more details.
^Complimentary Taj Epicure membership given with every renewal. Customers can enjoy 20% discount vouchers on room & stay,
and up to 25% discount on dining, salon, spa etc. Savings given is indicative and may vary depending on choice of room,
restaurant etc.

First Citizen Citi Credit Card

Here’s how you can earn benefits worth Rs. 5,250 in a year:

Value Chart*

Value of
Benefits

Welcome vouchers Assumed Spends Comment

Rs.15,000 Rs.1500
Three Rs.500 Shoppers Stop
Rs.5000 is the minimum bill amount
vouchers redeemable at
required to redeem one voucher.
Shoppers Stop & Home Stop

Rs.1,500 Rs.250
Rs.250 No minimum bill amount required to
www.shoppersstop.com redeem the Rs.250 voucher on
Voucher www.shoppersstop.com.

Rs.500 Shoppers Stop vouchers Rs.2,500 Rs.500

Rs.2,500 is the minimum bill
redeemable on Private Brand
amount required to redeem the
Apparel only
voucher against Private Brand
Apparel only at Shoppers Stop
stores

Rs.300
500 First Citizen Reward Any amount within 30 First Spend on the Card within 30
Points days of card issuance days of Card issuance.

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Total Activation Benefits (a) Rs.2,550 One-time benefit.

Regular Benefits

Rs.3,300 Rs.139
Annual Spends at Shoppers 231 First Citizen Reward Points
Stop on Private Brand earned, 1 pt. = Rs.0.60(14*
Apparel Rs.3,300/200)

Rs.11,700 Rs.351 585 First Citizen Reward Points

Annual Spends at Shoppers
earned, 1 pt. = Rs.0.60(10*
Stop (on other brands),
Rs.11,700/200)
Homestop, Arcelia, M.A.C,
Clinique, Estee Lauder, Bobbi
Brown, Jo Malone &
Smashbox

Annual Spends outside the Rs.2,85,000 Rs.1710

2,850 First Citizen Reward Points
above mentioned stores
earned, 1 pt. = Rs.0.60(2* Rs.
2,85,000/200)

Annual Spends fee waiver Rs.30,000 Rs.500 On annual spends of Rs. 30,000

Total Regular Benefits (b) Rs.2,700

Total Earnings (a)+(b) in the First Year Rs.5,250

*for illustrative purposes only

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