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TandC PDF

This document contains terms and conditions for four credit cards offered by Citi: Citi Rewards, Citi IndianOil, Citi Cash Back, and Citi PremierMiles. For each card, it summarizes the key benefits cardholders can earn in their first year, including annual fee waivers, bonus points on spending categories, and estimated total savings rounded to the nearest 50 rupees.

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Ashish Malhotra
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0% found this document useful (0 votes)
132 views2 pages

TandC PDF

This document contains terms and conditions for four credit cards offered by Citi: Citi Rewards, Citi IndianOil, Citi Cash Back, and Citi PremierMiles. For each card, it summarizes the key benefits cardholders can earn in their first year, including annual fee waivers, bonus points on spending categories, and estimated total savings rounded to the nearest 50 rupees.

Uploaded by

Ashish Malhotra
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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1

Terms & Conditions

Citi Rewards Credit Card

Here’s how you can get benefits worth Rs. 4,800+ in first year:

Monthly Reward Savings Rounded


Benefits
spends Rs. points (Rs.) off
Fee waiver^ 1000 1000
Card activation* 2500 875 850
Bonus points on apparel & departmental
7000 560 2352 2350
stores**
Points on all other spends** 18000 144 605 600
Total 25000 4832 4800

^No annual fee shall be charged on spend of Rs 30000 or more in a membership year (a year from the
date of issuance of the card), else fee of Rs 1,000 will be charged at the end of the said year
*1500 bonus points on first spend made within 30 days of card issuance and 1,000 bonus points on first
spend of Rs 1000 made within 60 days of card issuance
**Rs 2350 and Rs 600 on spending Rs 7000 and Rs 18000 every month at apparel / department stores
(10 points / Rs 125) and other spends (1 point / Rs 125) respectively.
Cashback value per point - 0.35 paise. Benefits rounded down to nearest fifty

Citi IndianOil Credit Card

Here’s how you can get up to 71 litres of free fuel in first year:

Monthly Turbo Savings Round


Benefits
spends Rs. Points (Rs.) off
Fee waiver^ 1000 1000
Card Activation* 250 250 250
4X on Fuel** 5000 1600 1600 1600
2X on grocery** 6000 960 960 950
1X points on all other spends** 14000 1120 1120 1100
Total 25000 4930 4900

^No annual fee shall be charged on spend of Rs 30000 or more in a membership year (a year from the
date of issuance of the card), else fee of Rs 1,000 will be charged at the end of the said year
*250 turbo points on activation
**Rs 1600, Rs 950 and Rs 1100 on spending Rs 5000, Rs 6000 and Rs 14000 every month on Fuel,
Grocery and other categories respectively. 4 turbo points / Rs 150 spent on Fuel, 2 turbo point / Rs 150
spent on Grocery and 1 turbo point / Rs 150 spent on other category
Cashback value per turbo point - Rs 1. Benefits rounded down to nearest fifty

Modified Date: 23-04-19


2

Citi Cash Back Credit Card

Here’s how you can earn benefits worth Rs. 3,300+ in first year:

Monthly Cashback Savings


Benefits Round off
Spends Rs. (Rs.)
5% cashback on Movies, Telephone & Utility
4000 200 2400 2400
Bills*
0.5% cashback on all other spends** 16000 80 960 950
Total 20000 3360 3350

*5% cashback on monthly spend of Rs 4000, capped to Rs 100 per month


**0.5% cashback on monthly spend of Rs 16000
Benefits rounded down to nearest fifty

Citi PremierMiles Credit Card

Here’s how you can earn benefits worth Rs. 19,000+ in first year

Monthly Savings Round


Benefits Miles
Spends (Rs.) off
Card Activation* 10000 4500 4500
10X miles on Premiermiles website** 6000 600 3240 3200
4X miles on other travel and other spends*** 54000 2160 11664 11600
Total 60000 19404 19300

*On first spend of Rs 1000 within 60 days of card issuance


**On spends of Rs 6000 every month on airline spends at premier miles website (10 miles / Rs 100)
***On spends of Rs 54000 every month on travel and other spends (4 miles / Rs 100)
Cashback value per point - 0.45 paise. Benefits rounded down to nearest fifty

Modified Date: 23-04-19

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