The document discusses how various industries are changing faster than expected due to disruptive technologies. It provides examples of how media was disrupted by MP3s and piracy in the 90s. Retail was disrupted by e-commerce in the 90s led by Amazon, and is still changing with innovations like Amazon Go. Transport changed from horses to cars 100 years ago and is now changing to autonomous vehicles and new modes like aerial transport. Banking is replacing branches with online and mobile services. Money was disrupted by paper then credit cards, and is now being disrupted by cryptocurrencies. The document aims to show that the world is changing faster than anticipated across many sectors due to new digital technologies.