Internship Report
on
“Kumari Bank Limited”,
Hetauda Branch
REJISH SHRESTHA
EXAM ROLLNO.773/15
TU Reg No.7-2-0242-0877-2015
Makwanpur Multiple Campus,
Hetauda
INTRODUCTION OF ORGANIZATION
• Kumari bank limited, came into
existence as the 15th commercial
bank of Nepal
• Established on April 3,2001
• Established for providing
competitive and modern
banking services in Nepalese
Financial market
• First bank to provide SMS
banking and Internet Banking.
• It has 107 branches out of which
26 are inside kathmandu Valley
• It has 93 ATM. 46 are inside
valley and 47 outside valley
KBL holds a vision to be the preferred financial partner
to customers, a center of career growth to employees,
and to maximize our shareholder's value, while
contributing to nations's financial sector and to its
economic welfare.
KBL seeks to deliver innovative products and services to
customers, use these innovative products to achieve
financial inclusions, and do so by exemplifying good
corporate governance ,proactive risk management
practices,and superior corporate social responsibility.
Facilities of Kumari Bank Limited
Saving acccount
Loan Products
Safe deposit Locker
Kumari remit
Kumari smart
mobile banking
Internet Banking
Saving Account
Nagarik Bachat Khata Twinkle Star Savings
Kumari Swastha Jeevan Subha Laxmi Savings
Bachat Khata 50 Plus Savings
Kumari Salary Saving Sabaiko Bachat Khata
Account Kumari Youth Saving
Kumari Big Savings Khata Account
Kumari Smart Bachat Pariwar Bachat Khata
Khata
Kumari Savings
Loan product
Corporate Loans Personal Loan
Term Loans Home loan
Short-Term loans Educational Loan
Hire Purchase Vehicle Loan
Bills Discounting/Purchase
Safe deposit locker
• helps to store items
like important papers
like insurance policies,
family records, birth
certificates, deeds,
titles, leases, contracts,
bonds and certificates
of deposit, jewels etc.
Kumari remit
• Paying at more than
8000+ locations across
Nepal
• Majority of our paying
partners are
Commercial banks and
Financial Institutions.
Kumari smart mobile banking
latest offering of
Kumari Bank Ltd.
Exclusively for Kumari
Bank customer.
will have access to and
carry out banking
activities in their bank
accounts with the help
of their mobile phone
Internet banking
electronic payment system that
enables customers of a bank or
other financial institutions to
conduct a range of financial
transactions through the financial
institution's website.
part of the core banking system
operated by a bank
Activities performed in the
organization
Customer Service
Department
Account Opening
Account Closing
Cheque Issuance
ATM Card Handling
Statement Printing
Balance Enquiry
Handling
Customer Query
Handling
Problem Identified
• Understaffed
• Lack of adequate follow
ups
• Technical problems in
the ATM machines
• Delay in CSD operation
due to Remmitance
Lessons Learnt
Punctuality and Timelines
Communication in
professional capacity
Knowledge based learning
Teamwork skills
Computer & technical
skills
Interpersonal skills
Self-confidence